{"jobs":[{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8143930","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3524371,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8143930,"updated_at":"2026-09-15T09:40:53-04:00","requisition_id":"3422","title":"Anaplan Support Analyst","company_name":"Monzo","first_published":"2026-08-24T09:04:42-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)|\u0026amp;nbsp; | 💰 £42,500 - £55,000 ➕ incentive awards tied to your performance | \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=tDAT6VxoqQM\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Finance \u0026amp;amp; Anaplan Centre of Excellence Team\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;As an \u0026lt;strong\u0026gt;Anaplan Support Analyst\u0026lt;/strong\u0026gt;, you will play a pivotal role in driving the success of our Anaplan platform and supporting our broader Centre of Excellence (CoE). Working directly alongside our Lead Solutions Architect, Model Builders, and the FP\u0026amp;amp;A team, you will act as the key engine powering daily operations—managing change requests, facilitating user training, and getting hands-on with model building activities to enhance our financial planning ecosystem.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Implementing Change Requests:\u0026lt;/strong\u0026gt; Managing, triaging, and delivering end-to-end Change Requests across our Anaplan models to ensure seamless business operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Supporting Model Building:\u0026lt;/strong\u0026gt; Collaborating closely with Lead Solutions Architect and Model Builders to assist in building, testing, and implementing new functionalities and enhancements.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Providing Training \u0026amp;amp; Supporting End Users:\u0026lt;/strong\u0026gt; Designing and delivering engaging training sessions and documentation to upskill end-users across FP\u0026amp;amp;A and Finance Business Partner teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Maintaining \u0026amp;amp; Optimising Models:\u0026lt;/strong\u0026gt; Maintaining data integrity, managing user access, monitoring model performance, and troubleshooting issues as they arise.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if you have…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Anaplan Expertise:\u0026lt;/strong\u0026gt; Hands-on experience supporting and maintaining Anaplan workspaces/models (Anaplan Level 2 Model Builder certification or equivalent is highly desirable).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Managed Change Requests \u0026amp;amp; Supported Systems:\u0026lt;/strong\u0026gt; Proven track record handling Change Requests, user support tickets, and system enhancements in a CoE or support structure.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Model Building Skills:\u0026lt;/strong\u0026gt; Functional understanding of Anaplan model architecture and formula building, with the ability to assist in active model development.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Experience Training Users:\u0026lt;/strong\u0026gt; Strong communication and facilitation skills, with a passion for training and empowering non-technical users on Anaplan functionality.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;An Understanding of Finance:\u0026lt;/strong\u0026gt; Solid foundational understanding of financial modelling, FP\u0026amp;amp;A principles, or finance workflows.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;AI Tooling\u0026lt;/strong\u0026gt;: Familiarity with AI tools, including the ability to write effective prompts. You should demonstrate curiosity for how AI can be used to improve processes and solve problems more effectively.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Domain Experience:\u0026lt;/strong\u0026gt; Banking or financial services experience is a bonus, but not essential! We will consider candidates from non-financial industries\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £42,500 - £55,000 + incentive awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 We\u0026#39;re open to distributed working within the UK, with the expectation of working from the London office on occasional basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Phone call with Recruiter (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical video interview with Hiring Manager and FP\u0026amp;amp;A Lead (60 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnerships interview FP\u0026amp;amp;A team (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3–4 weeks, but we will always work around your availability.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-NZ1 #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7115379","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3205590,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7115379,"updated_at":"2026-09-18T07:54:21-04:00","requisition_id":"2311","title":"Android Engineer","company_name":"Monzo","first_published":"2026-03-09T09:32:35-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London / UK Remote | \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineer III\u0026lt;/a\u0026gt;💰 £85,000 - £110,000 base salary per year ➕ share options |\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt; Technology\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Mobile Engineering discipline\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our mobile engineers have a variety of different backgrounds\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;There are ~60 Android engineers at Monzo and we’re looking for more to join the team. We have several non-graduates; only some of us studied Computer Science; some of us have worked in huge companies; some have only ever worked in startups; others are former consultants. As long as you enjoy learning new things, we’d love to talk to you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;Monzo works in small, interdisciplinary teams\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 650 engineers out of roughly 5,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we\u0026#39;re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you\u0026#39;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;We’re searching for \u0026lt;strong\u0026gt;product-focused Android engineers\u0026lt;/strong\u0026gt; to evolve our native mobile app.\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;You’ll take pride in building polished user experiences, and you’ll balance the need for well-tested resilient code with moving fast and iterating.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be working on a product that is a part of day to day life for more than 15 million people already, and your work here will shape the way that people interact with their finances.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As an Android Engineer at Monzo you\u0026#39;ll work in a small, autonomous product squad alongside iOS Engineers, Backend Engineers, User Researchers, Product Designers, Product Managers, QA Testers, and Data Scientists.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You and your team will be responsible for an overall company goal, rather than building a specific feature - you\u0026#39;ll have the opportunity to have impact on both \u0026lt;em\u0026gt;what\u0026lt;/em\u0026gt; we build, and \u0026lt;em\u0026gt;how\u0026lt;/em\u0026gt; we build it. Mobile engineers at Monzo work on everything from the personal banking product to customer support tools. We also have a small mobile platform squad dedicated to enabling other engineers to move faster.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Every week we meet as an Android discipline to discuss tools, techniques, problems we\u0026#39;re encountering across the company and work together to improve our codebase and processes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll report to an engineering manager who will meet with you every 1-2 weeks 1:1. They’re dedicated to helping you grow and develop as an engineer.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;Our Android app\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Our app is 100% Kotlin, built using MVVM (Model View ViewModel) and Coordinators, and modularised by product feature.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Around 95% of the codebase is in Compose. We use Coroutines, Retrofit and Moshi for API calls and Dagger for dependency injection. We are currently migrating to Kotlinx Serialisation and Metro. Room is our choice for persistence, and we use repositories for interacting with data.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We use GitHub Pull Requests to do code reviews, and write unit tests for our ViewModels, Coordinators, and any other classes which contain logic. We write tests for all of our Compose screens and snapshot test them with Happo. We also use Espresso to test flows, which are executed via our continuous integration system.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ve previously written about \u0026lt;a href=\u0026quot;https://monzo.com/blog/2019/02/11/building-monzo-chat-on-android\u0026quot;\u0026gt;building Monzo Chat\u0026lt;/a\u0026gt; on Android, which goes into detail on some of these elements.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;You should apply if\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You care about the impact your work has on our customers, and optimise for outcomes rather than the number of lines of code you output\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about and have experience in programming in Kotlin\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve shipped and iterated on at least one app in the Play Store\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You love turning excellent design into beautiful products\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have an understanding computer science principles\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;The Interview Process\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 2-3 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;There’s a detailed blog on \u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/22/preparing-for-mobile-interviews-at-monzo\u0026quot;\u0026gt;the interview process\u0026lt;/a\u0026gt;, for extra details, hints and tips.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;What’s in it for you\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;💰 £78,000 - £110,000 base salary per year ➕ plus stock options +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;, we also provide all of our engineers with the latest MacBook Pro.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅We can sponsor visas.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7343996","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3276761,"location":{"name":"Barcelona"},"metadata":null,"id":7343996,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"11746","title":"Android Engineer","company_name":"Monzo","first_published":"2025-10-21T08:12:57-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍 Barcelona, Spain | 💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;⭐ Our Mobile Engineering team\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;There are ~40 Android engineers at Monzo and we’re looking for more to join the team. We have several non-graduates; only some of us studied Computer Science; some of us have worked in huge companies; some have only ever worked in startups; others are former consultants. As long as you enjoy learning new things, we’d love to talk to you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;Monzo works in small, interdisciplinary teams\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 400 engineers out of roughly 4,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we\u0026#39;re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you\u0026#39;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;We’re searching for\u0026amp;nbsp;\u0026lt;strong\u0026gt;product-focused Android engineers\u0026lt;/strong\u0026gt;\u0026amp;nbsp;to evolve our native mobile app.\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;You’ll take pride in building polished user experiences, and you’ll balance the need for well-tested resilient code with moving fast and iterating.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be working on a product that is a part of day to day life for more than 11 million people already, and your work here will shape the way that people interact with their finances.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As an Android Engineer at Monzo you\u0026#39;ll work in a small, autonomous product squad alongside iOS Engineers, Backend Engineers, User Researchers, Product Designers, Product Managers, QA Testers, and Data Scientists.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You and your team will be responsible for an overall company goal, rather than building a specific feature - you\u0026#39;ll have the opportunity to have impact on both\u0026amp;nbsp;\u0026lt;em\u0026gt;what\u0026lt;/em\u0026gt;\u0026amp;nbsp;we build, and\u0026amp;nbsp;\u0026lt;em\u0026gt;how\u0026lt;/em\u0026gt;\u0026amp;nbsp;we build it. Mobile engineers at Monzo work on everything from the personal banking product to customer support tools. We also have a small mobile platform squad dedicated to enabling other engineers to move faster.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Every week we meet as an Android discipline to discuss tools, techniques, problems we\u0026#39;re encountering across the company and work together to improve our codebase and processes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll report to an engineering manager who will meet with you every 1-2 weeks 1:1. They’re dedicated to helping you grow and develop as an engineer.\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;Our Android app\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Our app is 100% Kotlin, built using MVVM (Model View ViewModel) and Coordinators, and modularised by product feature.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We use RxJava, Retrofit and Moshi for API calls and Dagger for dependency injection. We’re starting to use Coroutines for most new features. Room is our choice for persistence, and we use repositories for interacting with data. We’ve built out our design system with Compose.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We use GitHub Pull Requests to do code reviews, and write unit tests for our ViewModels, Coordinators, and any other classes which contain logic. We write tests for all of our Compose screens and snapshot test them with Happo. We also use Espresso to test flows, which are executed via our continuous integration system.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ve previously written about\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2019/02/11/building-monzo-chat-on-android\u0026quot;\u0026gt;building Monzo Chat\u0026lt;/a\u0026gt;\u0026amp;nbsp;on Android, which goes into detail on some of these elements.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You care about the impact your work has on our customers, and optimise for outcomes rather than the number of lines of code you output\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about and have experience in programming in Kotlin\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve shipped and iterated on at least one app in the Play Store\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You love turning excellent design into beautiful products\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have an understanding computer science principles\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L30 Engineers at the moment, you can read more in our\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt;\u0026amp;nbsp;you will be interviewed across the whole framework, so if you\u0026#39;re not sure what level you\u0026#39;re aiming for chat to your recruiter!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary range for this role is depending on experience + equity + stock options \u0026amp;amp; benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;There’s a detailed blog on\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/22/preparing-for-mobile-interviews-at-monzo\u0026quot;\u0026gt;the interview process\u0026lt;/a\u0026gt;, for extra details, hints and tips.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;div id=\u0026quot;1740415782.814699\u0026quot; class=\u0026quot;c-virtual_list__item\u0026quot; data-qa=\u0026quot;virtual-list-item\u0026quot; data-item-key=\u0026quot;1740415782.814699\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__background p-message_pane_message__message c-message_kit__message\u0026quot; data-qa=\u0026quot;message_container\u0026quot; data-qa-unprocessed=\u0026quot;false\u0026quot; data-qa-placeholder=\u0026quot;false\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__hover\u0026quot; data-qa-hover=\u0026quot;true\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__actions c-message_kit__actions--default\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__gutter\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__gutter__right\u0026quot; data-qa=\u0026quot;message_content\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__blocks c-message_kit__blocks--rich_text\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message__message_blocks c-message__message_blocks--rich_text\u0026quot; data-qa=\u0026quot;message-text\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-block_kit_renderer\u0026quot; data-qa=\u0026quot;block-kit-renderer\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-block_kit_renderer__block_wrapper p-block_kit_renderer__block_wrapper--first\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-rich_text_block\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-rich_text_section\u0026quot;\u0026gt;LI-JS1\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6635595","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3075268,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6635595,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"1869","title":"Backend Engineer III ","company_name":"Monzo","first_published":"2025-02-17T04:44:43-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍London or UK Remote | 💰 \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineer III\u0026lt;/a\u0026gt; \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;Compensation: £85,000 - £110,000 +\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;Incentive Awards tied to your performance + \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Benefits\u0026lt;/span\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; | \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Technology\u0026lt;/span\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency 🕣✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L40 Engineers at the moment, you can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt; you will be interviewed across the whole framework, so if you\u0026#39;re not sure what level you\u0026#39;re aiming for chat to your recruiter!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so \u0026lt;strong\u0026gt;whilst we use the below technologies we do not expect prior knowledge\u0026lt;/strong\u0026gt;, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 \u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;£85,000 - £110,000\u0026lt;/span\u0026gt; base salary \u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;+\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;Incentive Awards tied to your performance\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;We\u0026#39;re usually always hiring for Backend Engineers, so there\u0026#39;s no closing date for this job.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ZM1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8023162","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3478268,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8023162,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3278","title":"Credit Model Validation Manager (Machine Learning \u0026 NPV Models)","company_name":"Monzo","first_published":"2026-06-23T10:40:39-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰 £79,000 - £93,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌟 About the team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) business is growing rapidly across both existing products and with the planned launch of new initiatives. As our lending portfolio grows, our second line of defence Credit Model Validation team is growing with it - and we’re looking for a Credit Model Validation Manager to join us!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Credit Model Validation team is crucial in providing independent oversight and challenge to our model development teams in the first line of defence to help Monzo grow safely and ensure that the models we use deliver good outcomes for our customers. We’re looking for someone (maybe you?!) to join our validation squad and provide expert independent validation and oversight across our suite of credit models, covering critical business disciplines such as credit strategy and impairment.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll have a particular focus on models used for customer-level decisioning and defining our credit strategies - such as underwriting scorecards, origination PD models and Net Present Value (NPV) / unit economics models - across all our lending products.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Strong data and analytical skills are a must, as is deep expertise in credit risk modelling. You’ll have hands-on experience in either model validation or model development within a financial services environment, including practical experience using Python to develop, validate or analyse machine learning and statistical models. . In-depth knowledge of credit decisioning models would be a strong plus.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading hands-on independent validation of models used for credit decisioning within our Borrowing strategies - covering a range of machine learning, decision science and NPV models. You will be ensuring that models are fit for purpose, appropriately governed, explainable and performing as expected\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting oversight and validation of broader credit risk models, including IFRS9, stress testing and economic response models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing deep understanding of Monzo’s credit models, and using this to provide impactful input and challenge to model developers to improve our modelling capabilities\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing ongoing model performance monitoring to ensure our lending models perform within our risk thresholds, and providing support to our first line of defence teams when action is required\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Performing statistical analyses to independently assess model performance, including developing challenger models where appropriate to test model assumptions and strengthen validation conclusions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Improving our Model Risk Framework, including overseeing our policies, standards and procedures to help embed best practice across the business. This means making sure we follow up-to-date regulatory guidelines, and adapt our processes to make sure they remain relevant as modelling techniques evolve\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Writing clear and impactful model validation reports, and presenting the findings and actions in relevant committees\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with colleagues in the first line of defence credit strategy and modelling teams - and wider risk teams across Monzo - to support the embedding of our model risk framework and establishing consistent validation standards across the organisation\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Embracing new and innovative technology, including leading the adoption of AI tools to enhance our model validation approach\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have a strong background and practical experience in credit model development and/or validation - in particular with exposure to machine learning or statistical models used in credit decisioning, such as decision science scorecards, origination / underwriting PD models, and NPV / unit economics modelling\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are data driven, with strong analytical skills and deep understanding of statistical techniques for credit and model risk. Being able to get hands on with data is critical - so strong SQL and Python skills are essential, and experience with data visualisation tools such as Tableau, Looker or similar is a plus!\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Understand how models are used in real-time decisioning and lending strategies, and how to balance commercial and risk outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have strong written and verbal communication skills, and are able to articulate problems and solutions using clear and simple language. This is particularly important for breaking down complex issues and priorities to non-experts\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have a track record of building and maintaining trusting relationships with stakeholders at all levels, and can provide effective and respectful challenge\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are impact-driven, and proactive in identifying issues and opportunities to improve outcomes for both our customers and our business\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are passionate about technology, and what we’re doing here at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our technology stack\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies (note we do not expect applicants to have prior experience of all them):\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt;Google Cloud Platform\u0026lt;/a\u0026gt; for all of our analytics infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.getdbt.com/\u0026quot;\u0026gt;dbt\u0026lt;/a\u0026gt; and\u0026lt;a href=\u0026quot;https://cloud.google.com/bigquery/\u0026quot;\u0026gt; BigQuery SQL\u0026lt;/a\u0026gt; for our data modelling and warehousing\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Python for data science and machine learning\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;Go\u0026lt;/a\u0026gt; to write our application code\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;AWS\u0026lt;/a\u0026gt; for most of our backend infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process usually involves up to four main stages via Google Hangouts:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An initial call with our recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A call with our Senior Model Validation Manager, the hiring manager for the role\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A role-specific call with colleagues from our credit modelling teams. We’ll share a short case study in advance, but you won’t need to submit a written response; we’ll use it to guide the discussion during the interview.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A behavioural interview\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;💰 £79,000 - £93,000 + Incentive Awards tied to your performance benefits.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;📍 This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;🏡 We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;➕ Plus lots more! Read our full list of\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers\u0026quot;\u0026gt;benefits\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll close this role once we have enough applications for the next stage, so please apply as soon as you can - we don’t want you to miss out!\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;LinkedIn Tags: \u0026lt;strong\u0026gt;#LI-TK1\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7991227","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3466699,"location":{"name":"London; Remote (UK)"},"metadata":null,"id":7991227,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3244","title":"Credit Risk Manager, Portfolio Management","company_name":"Monzo","first_published":"2026-06-09T10:42:10-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰£100,000 - £130,000 + Incentive Awards tied to your performance +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;|\u0026lt;a href=\u0026quot;https://monzo.com/blog/how-each-role-in-borrowing-data-allows-us-to-think-big-and-innovate\u0026quot;\u0026gt;\u0026amp;nbsp;Data Team, Borrowing\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About the team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our Flex product we’re reinventing credit cards to give customers more visibility and control over their spending. With our Flex product, we’re reinventing credit cards to give customers more visibility and control over their spending. Flex portfolio management is currently in its infancy—meaning this role is a true \u0026quot;zero-to-one\u0026quot; blank canvas. Flex behaves differently from a standard credit card, so we are looking for a highly strategic Credit Risk Manager who can challenge legacy banking assumptions, think from first principles, and put the customer at the heart of our lifecycle strategies.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will lead an initial team of 3 credit analysts (with scope to grow the team over time) to unlock massive P\u0026amp;amp;L and customer engagement potential on a rapidly growing portfolio. While the immediate focus is scaling safely in the UK, you will help lay the groundwork for a global footprint as Monzo expands into Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our credit teams are part of our Data Discipline which drives a strong culture of data-driven decision making across the whole company. We’re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives analysts the head space to focus on more impactful business questions and analyses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Join a team where your ideas can rapidly transform into reality, leveraging our cutting-edge technology and agile ways of working. Our credit analysts and managers are fully embedded into a product squad alongside Product Managers, Engineers, Designers, Marketers, Customer Researchers, Data Scientists etc. This enables us to solve customer problems in a fast paced and innovative way.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Own Portfolio Monitoring \u0026amp;amp; Forecasting:\u0026lt;/strong\u0026gt; Build and oversee robust performance frameworks to monitor and forecast both risk and revenue metrics, ensuring our rapidly growing portfolio scales sustainably.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Drive Contractual Pricing Strategies:\u0026lt;/strong\u0026gt; Architect and optimise an ongoing risk-based pricing program that balances commercial viability and fair customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Fuel Engagement \u0026amp;amp; Retention Loops:\u0026lt;/strong\u0026gt; Design and deploy sophisticated credit strategies for lifecycle events, including product upgrades, engagement incentives, and balance transfer propositions that deepen customer loyalty.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Execute Data-Driven Loss Mitigation:\u0026lt;/strong\u0026gt; Develop proactive risk management frameworks—such as credit limit decrease strategies—to safely mitigate losses and support financially vulnerable customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Lead and Nurture Talent:\u0026lt;/strong\u0026gt; Manage, coach, and scale a high-performing team of 3 credit analysts, fostering a culture of technical excellence, continuous learning, and strong commercial focus.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Cross-Functional Squad Collaboration:\u0026lt;/strong\u0026gt; Act as the embedded credit risk expert within a multi-disciplinary squad, working side-by-side with Product, Engineering, Design, Marketing, Customer Research, and Risk \u0026amp;amp; Control.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Cross-functional Leadership:\u0026lt;/strong\u0026gt; Build deep collaborative ties with wider credit functions and manage relationships with 2nd Line Credit Risk, Legal, and Compliance, while translating complex data into clear narratives for executive-level stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our data teams are based all over the UK — from Brighton to the Western Isles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We love meeting in person, but there’s no pressure to come into the office, even if you’re nearby. You’ll do your best work where you feel most comfortable.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value flexibility, connection, and wellbeing. You’ll have the freedom to work in a way that fits your life, whether that’s school drop-offs, avoiding rush hour, or making time for what matters most.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you at Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are a commercial, strategic credit leader\u0026lt;/strong\u0026gt; with a deep understanding of unsecured lending portfolios—ideally with exposure to credit card lifecycle management.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You thrive in ambiguous, \u0026quot;zero-to-one\u0026quot; environments.\u0026lt;/strong\u0026gt; You love building strategies from scratch, questioning traditional banking norms, and working at pace.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have portfolio management experience, \u0026lt;/strong\u0026gt;including risk-based pricing, retention, product upgrades, and loss mitigation strategies.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are a champion for both Credit and Conduct Risk.\u0026lt;/strong\u0026gt; You naturally balance sharp credit instincts with a passion for protecting customers and delivering delightful experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are an exceptional stakeholder manager and storyteller.\u0026lt;/strong\u0026gt; You can smoothly collaborate with engineering squads, align with legal and compliance partners, and influence up to executive leadership.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You love developing people.\u0026lt;/strong\u0026gt; You have a proven track record of leading analytical talent and are energized by the prospect of managing and growing a high-impact team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have strong technical and data capabilities.\u0026lt;/strong\u0026gt; You are comfortable digging into data yourself and driving a data-first culture (SQL is a must-have; Python and Looker experience is a plus).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call with the hiring manager\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final loop of interviews meeting the team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-COD #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7194922","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2807555,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7194922,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"1335","title":"Data Science Manager","company_name":"Monzo","first_published":"2025-08-26T14:12:43-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;📍London or UK remote | 💰 £100,000 to £130,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/#benefits\u0026quot;\u0026gt; Benefits \u0026lt;/a\u0026gt;|\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt; Technology\u0026lt;/a\u0026gt; -\u0026lt;a href=\u0026quot;https://monzo.com/blog/data\u0026quot;\u0026gt; Data\u0026lt;/a\u0026gt; \u0026amp;nbsp;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3 class=\u0026quot;PDq2pG_selectionAnchorContainer\u0026quot; data-section-id=\u0026quot;1qv2ufb\u0026quot; data-start=\u0026quot;348\u0026quot; data-end=\u0026quot;373\u0026quot;\u0026gt;⭐ About Data at Monzo\u0026lt;/h3\u0026gt;\n\u0026lt;p data-start=\u0026quot;375\u0026quot; data-end=\u0026quot;632\u0026quot;\u0026gt;Data is at the heart of how we make decisions and build products at Monzo. Our Data teams bring together Data Science, Analytics Engineering, Data Analytics and Machine Learning, working closely with Product, Engineering and other teams across the business.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;634\u0026quot; data-end=\u0026quot;928\u0026quot;\u0026gt;Our Data Scientists are embedded within product and business areas across Monzo, where they use experimentation, causal inference, statistical modelling, machine learning and analytics to understand our customers, identify opportunities and influence the direction of our products and strategy.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;930\u0026quot; data-end=\u0026quot;1161\u0026quot;\u0026gt;As a \u0026lt;strong data-start=\u0026quot;935\u0026quot; data-end=\u0026quot;959\u0026quot;\u0026gt;Data Science Manager\u0026lt;/strong\u0026gt;, you\u0026#39;ll lead a team of Data Scientists and other Data professionals within one of these areas, combining people leadership with strategic data leadership and close partnership with senior stakeholders.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h3 data-section-id=\u0026quot;1ylxzul\u0026quot; data-start=\u0026quot;1163\u0026quot; data-end=\u0026quot;1198\u0026quot;\u0026gt;🔑 You\u0026#39;ll play a key role by...\u0026lt;/h3\u0026gt;\n\u0026lt;p data-start=\u0026quot;1200\u0026quot; data-end=\u0026quot;1372\u0026quot;\u0026gt;You’ll work closely with Product, Engineering and senior leaders to ensure data plays a central role in how we understand problems, make decisions and develop our products.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;1374\u0026quot; data-end=\u0026quot;1731\u0026quot;\u0026gt;You\u0026#39;ll lead and develop a team of talented Data Scientists, helping them do their best work while setting a high bar for analytical quality and impact. You\u0026#39;ll provide strategic direction across complex problems, help teams identify where Data Science can have the greatest impact, and ensure insights translate into meaningful decisions and product changes.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;1733\u0026quot; data-end=\u0026quot;2102\u0026quot;\u0026gt;We have a strong culture of data-driven decision making across Monzo. We\u0026#39;re big believers in powerful, accessible analytics and empowering teams across the business to answer questions themselves. Around 90% of our day-to-day data-driven decisions are supported by self-serve analytics through Looker, giving our Data teams the space to focus on higher-impact problems.\u0026lt;/p\u0026gt;\n\u0026lt;h3 data-section-id=\u0026quot;18uh40c\u0026quot; data-start=\u0026quot;2104\u0026quot; data-end=\u0026quot;2123\u0026quot;\u0026gt;Your day-to-day\u0026lt;/h3\u0026gt;\n\u0026lt;ul data-start=\u0026quot;2125\u0026quot; data-end=\u0026quot;3199\u0026quot;\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;p4mj4y\u0026quot; data-start=\u0026quot;2125\u0026quot; data-end=\u0026quot;2217\u0026quot;\u0026gt;Lead, develop and grow a team of exceptional Data Scientists and other Data professionals.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1kl695j\u0026quot; data-start=\u0026quot;2218\u0026quot; data-end=\u0026quot;2335\u0026quot;\u0026gt;Hire, coach and retain talented people while creating an environment where they can develop and do their best work.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;wu0fsg\u0026quot; data-start=\u0026quot;2336\u0026quot; data-end=\u0026quot;2458\u0026quot;\u0026gt;Set the Data Science direction for your area and identify where data can have the greatest customer and business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1ohaplb\u0026quot; data-start=\u0026quot;2459\u0026quot; data-end=\u0026quot;2569\u0026quot;\u0026gt;Partner with Product, Engineering and senior stakeholders to shape strategy and influence product direction.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1lt3n4x\u0026quot; data-start=\u0026quot;2570\u0026quot; data-end=\u0026quot;2692\u0026quot;\u0026gt;Bring analytical rigour to complex and ambiguous problems and help teams turn them into clear, actionable opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;62gosu\u0026quot; data-start=\u0026quot;2693\u0026quot; data-end=\u0026quot;2847\u0026quot;\u0026gt;Ensure teams are using the right analytical approaches, from experimentation and causal inference through to statistical modelling and machine learning.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;spek0d\u0026quot; data-start=\u0026quot;2848\u0026quot; data-end=\u0026quot;2937\u0026quot;\u0026gt;Help connect Data Science work to measurable customer, product and commercial outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;7im1pb\u0026quot; data-start=\u0026quot;2938\u0026quot; data-end=\u0026quot;3085\u0026quot;\u0026gt;Work with Analytics Engineering, Machine Learning and other Data disciplines to ensure teams have the data, tooling and infrastructure they need.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1302yjf\u0026quot; data-start=\u0026quot;3086\u0026quot; data-end=\u0026quot;3199\u0026quot;\u0026gt;Contribute to the wider Data Science discipline at Monzo, helping us continually raise the bar for how we work.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3 data-section-id=\u0026quot;ycs329\u0026quot; data-start=\u0026quot;3201\u0026quot; data-end=\u0026quot;3240\u0026quot;\u0026gt;🤩 We\u0026#39;d love to hear from you if...\u0026lt;/h3\u0026gt;\n\u0026lt;ul data-start=\u0026quot;3242\u0026quot; data-end=\u0026quot;4399\u0026quot;\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;n0jdqo\u0026quot; data-start=\u0026quot;3242\u0026quot; data-end=\u0026quot;3282\u0026quot;\u0026gt;What we\u0026#39;re doing at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;aaanm1\u0026quot; data-start=\u0026quot;3283\u0026quot; data-end=\u0026quot;3357\u0026quot;\u0026gt;You have significant experience managing and developing Data Scientists.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;jatyaf\u0026quot; data-start=\u0026quot;3358\u0026quot; data-end=\u0026quot;3449\u0026quot;\u0026gt;You\u0026#39;re a strong strategic data leader who uses data to influence decisions and direction.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;ai3t3h\u0026quot; data-start=\u0026quot;3450\u0026quot; data-end=\u0026quot;3573\u0026quot;\u0026gt;You have experience partnering with senior and executive stakeholders across different functions and levels of seniority.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1qxq852\u0026quot; data-start=\u0026quot;3574\u0026quot; data-end=\u0026quot;3660\u0026quot;\u0026gt;You\u0026#39;re comfortable working autonomously in a fast-growing and evolving organisation.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1vwfjmo\u0026quot; data-start=\u0026quot;3661\u0026quot; data-end=\u0026quot;3809\u0026quot;\u0026gt;You have a strong understanding of Data Science approaches including experimentation, causal inference, statistical analysis and machine learning.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1r6z2hr\u0026quot; data-start=\u0026quot;3810\u0026quot; data-end=\u0026quot;3953\u0026quot;\u0026gt;You\u0026#39;re comfortable with tools and languages such as Python and SQL, and understand how to choose the right analytical approach for a problem.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1195ki8\u0026quot; data-start=\u0026quot;3954\u0026quot; data-end=\u0026quot;4079\u0026quot;\u0026gt;You can build credibility with Product, Engineering and senior business leaders and influence without relying on authority.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;w97j5z\u0026quot; data-start=\u0026quot;4080\u0026quot; data-end=\u0026quot;4192\u0026quot;\u0026gt;You have strong product judgement and experience using Data Science to shape product development and strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;nmurw1\u0026quot; data-start=\u0026quot;4193\u0026quot; data-end=\u0026quot;4291\u0026quot;\u0026gt;You know how to balance technical excellence with pragmatic decision-making and business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1qvls2w\u0026quot; data-start=\u0026quot;4292\u0026quot; data-end=\u0026quot;4399\u0026quot;\u0026gt;You have experience helping Data Scientists develop their technical, product and leadership capabilities.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3 data-section-id=\u0026quot;br6dct\u0026quot; data-start=\u0026quot;4401\u0026quot; data-end=\u0026quot;4426\u0026quot;\u0026gt;The interview process\u0026lt;/h3\u0026gt;\n\u0026lt;p data-start=\u0026quot;4428\u0026quot; data-end=\u0026quot;4537\u0026quot;\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ul data-start=\u0026quot;4539\u0026quot; data-end=\u0026quot;4657\u0026quot;\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1o6cctv\u0026quot; data-start=\u0026quot;4539\u0026quot; data-end=\u0026quot;4565\u0026quot;\u0026gt;30-minute recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;todk6r\u0026quot; data-start=\u0026quot;4566\u0026quot; data-end=\u0026quot;4606\u0026quot;\u0026gt;45-minute call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;hpj58m\u0026quot; data-start=\u0026quot;4607\u0026quot; data-end=\u0026quot;4657\u0026quot;\u0026gt;3 x 1-hour video calls with various team members\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p data-start=\u0026quot;4659\u0026quot; data-end=\u0026quot;4844\u0026quot;\u0026gt;Our average process takes around 3–4 weeks, but we\u0026#39;ll always work around your availability. You\u0026#39;ll have the chance to speak to our recruitment team at various points during the process.\u0026lt;/p\u0026gt;\n\u0026lt;h3 data-section-id=\u0026quot;1p19p2y\u0026quot; data-start=\u0026quot;4846\u0026quot; data-end=\u0026quot;4870\u0026quot;\u0026gt;What\u0026#39;s in it for you\u0026lt;/h3\u0026gt;\n\u0026lt;p data-start=\u0026quot;4872\u0026quot; data-end=\u0026quot;4909\u0026quot;\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;4911\u0026quot; data-end=\u0026quot;4933\u0026quot;\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;4935\u0026quot; data-end=\u0026quot;5067\u0026quot;\u0026gt;📍 This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK, with ad hoc meetings in London.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;5069\u0026quot; data-end=\u0026quot;5196\u0026quot;\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p data-start=\u0026quot;5198\u0026quot; data-end=\u0026quot;5277\u0026quot;\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;➕And much more, see our full list of benefits\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;#LI-LG1 #LI-Remote\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/5758065","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2807555,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":5758065,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"1335","title":"Data Science Manager,  Financial Crime ","company_name":"Monzo","first_published":"2024-02-29T10:59:30-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;📍London or UK remote | 💰 £100,000 to £130,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt; Technology\u0026lt;/a\u0026gt; -\u0026lt;a href=\u0026quot;https://monzo.com/blog/data\u0026quot;\u0026gt; Data\u0026lt;/a\u0026gt; \u0026amp;nbsp;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About us:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re here to make money work for everyone and we\u0026#39;re doing things differently. For too long, banking has been obtuse, complex and opaque.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We want to change that and build a bank with everyone, for everyone. Our amazing community suggests features, test the app and give us constant feedback so we can build something everyone loves.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re focused on solving problems, rather than selling financial products. We want to make the world a better place and change people\u0026#39;s lives through Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Financial Crime Data Team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As we continue to scale, we’re looking for a\u0026lt;strong\u0026gt;\u0026amp;nbsp;Data Science Manager\u0026lt;/strong\u0026gt; to lead one of our key product areas for Financial Crime.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a Data science manager, you’ll be working in an ever changing environment work in collaboration with Product, Risk and Engineering peers and champion the data strategy and lead a cross-functional team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll help us build and improve these for now and for our future roadmap. We’re looking for a leader with hands-on experience, data driven strategic leader who can bring fresh thinking and new ways to inspire the team and our customers\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;You’ll work closely with the Product Managers, engineers, and Financial Crime control owners in an agile product environment. You’ll champion the use of data, bring ideas to life through a rigorous analytical approach. Your work will focus on improving our efforts in financial crime detection, prevention and mitigation, ensuring we stay ahead of emerging threats and regulatory requirements.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll help your team grow, hiring new team members, supporting their personal development. You will manage a team with Data Scientists and Data Analysts, working together with Analytics Engineers to drive product innovation and you’ll get to see the impact of all your work in the product changes we make.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have a strong culture of data-driven decision making across the whole company. And we\u0026#39;re great believers in powerful, real-time analytics and empowerment of the wider business. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data folk the head space to focus on more impactful business questions and analyses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Be a key leader in building a discipline of exceptional data scientists and analysts working on making Monzo world class at detecting and fighting financial crime activity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help hire, develop and retain talented Data people\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Generate insights that can change the direction of our financial crime strategy\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Bring data leadership and rigour to our approach to product development and build a strategic understanding of the business while structuring complex projects to bring them to life\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Liaise with risk, product and engineering managers to keep making sure we collect the right data to produce relevant business insights\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You \u0026lt;strong\u0026gt;must\u0026lt;/strong\u0026gt; have at least 4 years of experience as a Data Science Manager- at least 2 of them managing a data team larger than 4 people\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a strong strategic data leader and love to drive decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong experience with working with executive or C-level peers, managing stakeholders across levels of seniorities and disciplines\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You know what it takes to manage top tier Data talent\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by the opportunity to work autonomously to impact the future of a fast growing, ever evolving business\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re familiar with using a variety of Data Science tools (from business intelligence, experimentation and causal inference through to machine learning), and coding languages (Python and SQL). You know when to pick the right tool, and can help others do the same\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience in financial crime, fraud detection, or similar areas (Trust \u0026amp;amp; Safety, Integrity, Security) is a plus.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30 minute recruiter call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45 minute call with hiring manager\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;3 x 1-hour video calls with various team members\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on tech-hiring@monzo.com\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; here\u0026lt;/a\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;#LI-NB2 #LI-Remote\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8146871","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3525524,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8146871,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3425","title":"Director of Data, Payments","company_name":"Monzo","first_published":"2026-08-21T08:27:34-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or UK Remote | 💰 £150,000 - £200, 000 + Equity +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;About our Data Discipline\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have a strong culture of data-driven decision making across the whole company. Data is central to how we understand our customers, shape our products, manage risk and grow Monzo sustainably. We believe in empowering teams with high-quality, trusted data and self-serve analytics, while creating space for Data practitioners to focus on the highest-impact questions, opportunities and decisions.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Data discipline is centralised, but deeply embedded in Monzo’s product areas. Data Scientists, Analytics Engineers, Machine Learning Engineers and Analysts work in cross-functional squads alongside Engineers, Designers, Product Managers, Marketers and other specialists. This means Data is not a downstream service: we help shape strategy, challenge thinking, build the data foundations teams need to move quickly, and share accountability for customer and commercial outcomes.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;Our Payments team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, payments are more than just moving money from A to B. They are a core part of how customers experience trust, speed, and financial control every day. As a Data Director in Payments, you would help shape seamless local payment experiences, ensuring customers can pay and get paid reliably while continuing to modernise the infrastructure that powers millions of transactions behind the scenes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role also sits at the intersection of Monzo’s broader ambition to build truly borderless banking and expand into new markets. That means designing products and payment capabilities that work effortlessly across geographies, currencies, and customer needs, while helping Monzo scale into new markets with the same simplicity and transparency that defines the brand today.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll partner closely with Product, Engineering, and Design to help shape Monzo’s payments strategy to make Monzo\u0026#39;s global ambitions a reality, enabling revenue and customer growth with a resilient, self-serve banking platform.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;To succeed, you should be excited about solving tough, ambiguous business problems with analytical rigour, commercial viability and execution effectiveness\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Establish yourself as a trusted member of the Payments Leadership team, enabling better decisions across Payments and the wider Data Discipline\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Co-drive Payments strategy and product decisions with Product and Engineering, bringing Data into discovery early to shape priorities and challenge thinking\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify untapped opportunities for commercial optimisation, including across pricing, commercialisation, investment and customer growth\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Set the data strategy for Payments, including the operating model, team priorities, architecture, technical debt and key metrics and drivers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Translate between technical, product and commercial perspectives to help teams make clear, high-impact decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop and scale a high-performing team of data professionals sharing accountability for product and business outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience driving payments innovation and product strategy forward in a fast-growing business\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You combine deep Data expertise with strong product and commercial judgement.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can move comfortably from detailed metrics or architecture discussions to customer strategy, pricing and business outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are an empathetic people leader who can build trust quickly, raise the performance bar and retain excellent talent\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience growing and leading a full stack data team, including individual contributors and managers across Data Science, Analytics Engineering, Machine Learning Engineering and Analytics\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience collaborating with senior cross-functional stakeholders across Product, Engineering, Design, Marketing and risk/control functions\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After an informal ~30 min recruiter call, our interview process involves 2 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our senior data leaders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage\u0026lt;/strong\u0026gt; - This is one stage with 4 interviews (totalling 4 hours) split between a collaboration with one of our engineers on a technical exercise, as well as behavioural and leadership interviews. You can have this all in one day or split these across multiple days, whichever your prefer.\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on tech-hiring@monzo.com\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary £150, 000 - £200, 000 + Equity + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-AL1 #LI-REMOTE\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8163979","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3533142,"location":{"name":"London"},"metadata":null,"id":8163979,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3438","title":"Director of Investments and Pensions","company_name":"Monzo","first_published":"2026-08-28T10:14:20-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰£130,000 - £170,000 + equity + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; ✨\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Wealth team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re on a mission to make money work for everyone. We believe managing your money and growing your wealth over the long term should be much simpler than it is today. For too long, traditional providers and investment platforms have made wealth feel complex, opaque and inaccessible - especially for people who are just getting started or whose needs are evolving over time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo Wealth helps customers build and manage their financial future through Savings, Investments and Pensions. Our ambition is to become a lifetime partner for building family wealth: helping people make confident, informed decisions about how they save, invest, optimise for tax and plan for retirement.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Director of Investments and Pensions to join our Wealth Collective and help lead this strategically important area of growth for Monzo. We already serve hundreds of thousands of investing customers and operate one of the UK’s largest and fastest pension consolidation services.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Reporting to the Wealth GM, you’ll translate our Wealth strategy into a clear customer, commercial and growth agenda for Investments and Pensions. You’ll develop the rationale for new commercial opportunities, build high-quality recommendations and business cases, and create the cross-functional alignment needed to deliver measurable outcomes in a complex, regulated environment\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Drive business growth and customer outcomes\u0026lt;/strong\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Identify new commercial growth opportunities (including new investment offerings, partnerships and markets), size their impact, develop cohesive business cases, and secure buy-in from GM Wealth and other senior stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage monthly commercial growth plans - identify opportunities to optimise acquisition/transfers, engagement, and retention.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contribute Investments \u0026amp;amp; Pensions expertise to EU expansion planning, identifying localisation needs, partner implications and commercial trade-offs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop pricing recommendations and business cases, in partnership with Finance, Product and the Wealth GM.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage a high performing team, inclusive of direct report(s) as well as influencing the cross-functional squad assigned to this area.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Drive investment selection and ongoing due diligence\u0026lt;/strong\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Evaluate asset range performance and define target state.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Conduct due diligence to ensure consumer fair value and suitability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Liaise with asset manufacturers and assess potential new partnerships.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Support development of educational content that caters to a wide range of customers, from first time investors to established wealth-builders\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Help scale Investments \u0026amp;amp; Pensions into Europe\u0026lt;/strong\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Own the Investments \u0026amp;amp; Pensions workstream within market entry planning, in collaboration with country leads, covering commercial requirements, partner implications and operating model considerations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Work with market, regulatory, product and operational teams to understand local tax wrappers, investment norms, customer needs and competitive dynamics.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have significant experience scaling consumer investment businesses, including operating at a senior leadership level.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You combine strong commercial judgement and data literacy with the ability to turn customer, market and performance insights into clear recommendations and action.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable moving between strategy and execution — seeing the bigger picture, breaking ambiguous problems into practical steps and moving quickly to deliver.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You bring deep Investments expertise and can apply it to areas such as investment propositions, asset selection, due diligence, pricing and customer outcomes within a regulated environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re an exceptional cross-functional leader who can connect the dots across different parts of a business, build alignment and influence senior stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a strong people leader and communicator who can coach high-performing teams, raise the quality of thinking and execution around you, and adapt your approach for different audiences.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £130,000 - £170,000 ➕ equity ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role will be based in London, however you’ll be expected to travel to Monzo’s offices in the UK and EU countries from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Short call with the recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;30 min call with the GM of Wealth\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 hours of technical and leadership principles interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Exec Call\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 5-6 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-OS1\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":73665,"name":"Operations","child_ids":[70796,71131,73666,57966,43599,43597],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7825424","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3415370,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7825424,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3133","title":"Director of Product Design","company_name":"Monzo","first_published":"2026-05-27T09:45:58-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London / UK Remote | 💰 £140,000 - £165,000 + Equity + \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;⭐ Our Design team\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;We’re a team of 115+ Product Designers, User Researchers, and Brand Designers led by Chief Design Officer Vuokko Aro. We’re on a mission to make money work for everyone. Product Design is the largest discipline within the design organisation, with designers working in tight-knit squads alongside researchers, product managers, and engineers to solve real customer problems at scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We design for the “magic moments.” We’ve built a bank that feels deeply human, not just functional, shaping how millions of people experience money every day. Our product is our personality. We combine research, empathy, and craft to turn everyday interactions into memorable experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Now, we’re entering our next phase of growth and looking for exceptional design leaders to help define not only Monzo’s future, but the future of banking itself. There’s significant opportunity to shape the product, influence the organisation, and leave a lasting mark on millions of customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;🔎 About the role\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Director of Product Design to lead design across Payments, one of Monzo’s most important and fast-evolving multi-market business areas.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll partner closely with senior leaders across Product and Engineering to shape strategy, set direction, and drive exceptional execution across your area. You’ll play a key role in influencing the direction of both the product and the broader customer experience.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll lead and grow a team of Product Designers, helping them do the best work of their careers while strengthening design thinking, collaboration, and craft across Monzo. As a senior leader within the Design organisation, you’ll raise the quality bar and expand design’s impact, influence, and effectiveness across Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;🔑 You’ll play a key role by...\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Setting the strategic direction and design vision for your area, inspiring teams to think bigger and bolder, whilst aligning with Monzo goals and mission.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with the leadership team for your area to define priorities, shape roadmaps, and turn strategy into impactful execution.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building and nurturing a high-performing design team - investing in their growth, wellbeing, and long-term success.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Maintaining an exceptional quality bar across all design work through clear feedback and coaching, helping designers and teams consistently deliver best-in-class experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creating an environment where feedback is open, craft is celebrated, and design quality continues to evolve across the organisation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as a champion for design at Monzo, influencing how design thinking shapes our products and culture.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;🤩 We’d love to hear from you if...\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ve led design strategy and vision across complex product areas, helping teams navigate ambiguity and deliver meaningful customer and business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable operating at multiple altitudes, from defining long-term direction to driving high-quality execution.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You build strong partnerships across Product, Engineering, Research and Commercial, and know how to influence senior stakeholders through clarity, insight, and craft.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong point of view on product design and consistently raise the bar for quality, systems thinking, and customer experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve built and led high-performing design teams, creating environments where people can grow, do exceptional work, and have meaningful impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You know how to scale design influence across an organisation, shaping product direction, ways of working, and culture beyond your immediate team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re energised by Monzo’s mission to make money work for everyone, and excited to help shape the next generation of payments experiences through thoughtful, magical and innovative design.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;🙌 What’s in it for you\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;💰 £140,000 - £165,000 + Equity + Benefits\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;✈️ We’ll help you relocate to the UK\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;✅ We can sponsor your visa\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;📍 This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;⏰ Flexible working hours and trust-based work culture\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;📚 £1,000 annual learning budget for books, training, and conferences\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;🏡 Full remote setup support, including equipment and workspace essentials\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;➕ Plus lots more!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TR1\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8025854","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3479368,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8025854,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3279","title":"Engineering Director, EU","company_name":"Monzo","first_published":"2026-06-24T12:01:40-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰 Base salary £170k - £225k + Equity +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;Engineering at Monzo\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Monzo has successfully launched in Ireland and is expanding across Europe. We\u0026#39;re now entering the next phase of our journey: building and scaling a multi-market European bank.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The EU Engineering organisation sits at the centre of that ambition. We are responsible for helping Monzo launch, grow and operate across Europe, navigating everything from product-market fit and customer growth to regulatory requirements, localisation and operational scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Unlike most engineering organisations at Monzo, EU does not own a single product area. We work horizontally across the company, partnering with teams across Payments, Core Banking, Growth, Wealth, Customer Operations, Fincrime, Platform and many others to bring Monzo\u0026#39;s products to new markets and deliver great customer experiences locally.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As an Engineering Director, you\u0026#39;ll lead a distributed engineering organisation across the UK, Spain and remote locations. You\u0026#39;ll partner closely with Product, Design, Data, Operations, Risk, Compliance and executive stakeholders to solve complex problems that span organisational boundaries.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Success in this role comes through influence, relationships and organisational leadership as much as execution. You\u0026#39;ll need to build alignment across a wide range of teams, create clarity in ambiguity, and help Monzo discover what works in new markets while establishing the foundations that allow us to scale across Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is one of Monzo\u0026#39;s most strategically important areas and a unique opportunity to help build a European bank from the ground up.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll work on\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead a distributed engineering organisation spanning multiple squads, markets and countries.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Build and develop Engineering Managers, Senior Engineering Managers and senior technical leaders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with Product, Design, Data, Research, Operations, Risk and Compliance leaders to define and execute Monzo\u0026#39;s European strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive alignment and execution across numerous collectives to ensure Europe receives the capabilities it needs to succeed.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Shape how Monzo approaches market expansion, localisation, regulatory requirements and multi-market product development.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Influence priorities and outcomes across teams that do not directly report to you.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Create clarity and momentum in highly ambiguous problem spaces where ownership and solutions are not always obvious.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Design and evolve organisational structures, operating models and planning processes that allow Monzo to scale effectively across Europe.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help identify and validate product-market fit in new markets while balancing short-term delivery and long-term strategic investments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner closely with executive leadership to shape the future of Monzo\u0026#39;s European business.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;You should apply if\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience leading large engineering organisations through other leaders, including Engineering Managers, Senior Engineering Managers and senior individual contributors.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have successfully operated in highly complex organisations where outcomes depend on collaboration across many teams and functions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are exceptional at building relationships and influencing without direct authority.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can navigate ambiguity and create clarity where goals, ownership or priorities are not yet fully defined.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience scaling organisations through periods of rapid growth, organisational change or market expansion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy solving organisational and business problems, not just technical ones.You can balance strategy and execution, translating ambitious goals into tangible outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable making decisions in environments where there is rarely a perfect answer.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong track record of building high-performing leadership teams and developing future leaders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are energised by the challenge of building something new and helping shape the future of Monzo\u0026#39;s international expansion.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;The interview process\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;After an informal ~30 min recruiter call our interview process involves 2 main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our senior engineering leaders. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage\u0026lt;/strong\u0026gt; - This is one stage with 4 interviews (totalling 4 hours) split between a collaboration with one of our engineers on a technical exercise, as well as execution and leadership interviews.\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;At all stages we’ll create space for you to ask as many questions as you have, you’re interviewing us as well!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary £170k - £225k + Equity +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-AL1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6945371","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3162214,"location":{"name":"Barcelona"},"metadata":null,"id":6945371,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"2166","title":"Engineering Manager","company_name":"Monzo","first_published":"2025-07-31T05:55:49-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Engineering Management at Monzo\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Engineering Managers at Monzo are part of cross-functional, autonomous teams and groups. Our teams are mission driven, and typically include Product Managers, backend, web and mobile engineers as well as data scientists, designers and subject matter experts relevant to that mission. Teams are organised into groups, and then collectives - we aim to keep our line management structure as shallow as possible, and for teams to directly own decision making relevant to their work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Engineering Managers are accountable for the technical and delivery outcomes for their area - that means supporting and developing best in class engineering talent, as well as creating an inclusive team environment for people to do their best work. You’ll be responsible for structuring, organising, supporting and challenging your team to deliver on their mission.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You can read more on the expectations of Engineering Managers on our\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-manager-framework-v1-0.pdf\u0026quot;\u0026gt; Progression Framework\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading a high performing, senior team of engineers. You’ll be supporting, coaching, and developing them through their careers.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering closely with other disciplines including Product, Design, Research, and Data, to build out product strategy, vision and mission setting, and goal setting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Taking accountability for delivery across your squad(s), collaborating with Technical Leads and Product Manager.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Actively fostering a high bar for engineering excellence within your teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with senior engineers in your area to drive technical initiatives that raise the bar for our engineering practices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead on communication with stakeholders from other teams, creating focus space for engineers to do their best work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate with the wider engineering organisation to contribute to company-wide best managerial and technical practices and standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;While this is not a role which requires hands-on-coding, we are looking for an experienced manager who has a strong technical and delivery background and has worked as a software engineer in previous roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We recognise that engineering managers lead in different ways, we’re looking for someone who:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Has worked on user-facing mobile products - ideally, you’ll be able to discuss the product impact you’ve made in your previous roles, including working on product strategy, roadmapping, and goal setting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a founder mindset and like taking ownership of anything that will drive business impact.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Has an understanding of what good looks like for a high-performing team of engineers and ability to chart a course to get there\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Is comfortable operating with ambiguous problem areas with a high degree of autonomy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;It’s a bonus if you have experience working in an experimentation led environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Has delivery experience and is able to guide the squads in achieving their outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Focuses on outcomes over processes, who optimises for the highest impact and leverage.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Is able to input, understand and challenge engineering decisions - but to empower the team to make those decisions themselves\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Is able to to coach people to achieve their goals\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Has a natural ability to inspire and motivate a team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Recruiter Call (30 mins)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet our Engineering Leadership Recruiter to discuss your experience and learn more about Monzo. They\u0026#39;ll be your partner and guide throughout the interview process.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our Senior Engineering Managers or Engineering Directors. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours 30 mins)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability) and one 30 minute reverse interview (more details below).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Team and Org Management (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; An example based interview with 1-2 of our engineering leaders. They’re interested to hear examples from your previous experience on the teams you’ve led, how you’ve shaped and partnered with product, and the impact you had.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- System Design (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; You\u0026#39;ll partner with a Staff or Principal Engineer on a technical whiteboarding exercise.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Behavioural (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; Similar to Team and Org Management, this is an example based interview with 1-2 Engineering Leaders. This interview focuses on your people leadership style and core behaviours as an Engineering Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Chat with an Engineering Leader (30 mins)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; At Monzo, we believe interviews are a two-way street. This will be your opportunity to ask us any questions about Monzo, engineering leadership or our teams – whatever’s on your mind.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;#LI-JS1\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/5018066","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2534128,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":5018066,"updated_at":"2026-09-14T11:05:59-04:00","requisition_id":"861","title":"Engineering Manager","company_name":"Monzo","first_published":"2023-04-28T07:57:31-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍London or Remote (UK) |\u0026lt;strong\u0026gt; 💰 \u0026lt;/strong\u0026gt;Base salary for this role is £112,000 - £145,000 + Incentive Awards tied to your performance +\u0026lt;/span\u0026gt; \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Engineering Management at Monzo:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Engineering Managers at Monzo are part of cross-functional, autonomous teams and groups. Our teams are mission driven, and typically include Product Managers, backend, web and mobile engineers as well as data scientists, designers and subject matter experts relevant to that mission. Teams are organised into groups, and then collectives - we aim to keep our line management structure as shallow as possible, and for teams to directly own decision making relevant to their work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The Engineering Manager role at Monzo is split into three pillars - people, product, and technical leadership. Engineering Managers are accountable for the technical and delivery outcomes for their area - that means supporting and developing best in class engineering talent, as well as creating an inclusive team environment for people to do their best work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You can read more on the expectations of Engineering Managers on our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-manager-framework-v2-0.pdf\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Progression Framework\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Role\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re continuously hiring Engineering Managers as we continue to grow and build new teams. We hire on a pipeline based approach which means your application will be considered across all of our open EM positions. We use the interview process to assess your strengths and we\u0026#39;ll match you to a role that best aligns with your experience. Of course, this is a collaborative process so you can also tell us which roles you\u0026#39;re most interested in as you progress through interviews 😊 We\u0026#39;re currently hiring across Platform, Core App, and Expansion.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You’ll spend your time:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Taking accountability for delivery across your squad(s), collaborating with the Technical Lead and Product Manager.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Actively fostering a high bar for engineering excellence within your teams. You’re accountable for the technical outcomes your teams deliver alongside individual engineer performance and growth, so holding a high bar (and clearly articulating your expectations) is key.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;You’ll initially lead a group of around 7-10 engineers (depending on the role) and support, coach and develop them through their career with regular 1:1s and continuous feedback.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Partner with senior engineers in your area to drive technical initiatives that raise the bar for our engineering practices.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Lead on communication with stakeholders from other teams, creating focus space for engineers to do their best work.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Collaborate with the wider engineering organisation to contribute to company-wide best managerial and technical practices and standards.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;While this is not a role which requires hands-on-coding, we are looking for an experienced manager who has a strong technical and delivery background and \u0026lt;/span\u0026gt;\u0026lt;strong\u0026gt;has worked as a software engineer in previous roles.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We recognise that engineering managers lead in different ways, we’re looking for someone who:\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Is comfortable operating with ambiguous problem areas with a high degree of autonomy.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;It’s a bonus if you have experience working in an experimentation led environment.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Has delivery experience and is able to guide the squads in achieving their outcomes.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Focuses on outcomes over processes, who optimises for the highest impact and leverage.\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Is able to input, understand and challenge engineering decisions - but to empower the team to make those decisions themselves\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Has an understanding of what good looks like for a high-performing team of engineers and ability to chart a course to get there\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Is able to to coach people to achieve their goals\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Has a natural ability to inspire and motivate a team\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We consider your application across all open EM roles at Monzo independent of which role you\u0026#39;ve applied for, so \u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;if you\u0026#39;ve recently applied to a similar role at Monzo and have been unsuccessful, please wait 6 months before applying again.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After an initial informal 30 min recruiting call, our interview process involves two main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call Interview (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our Senior Engineering Managers or Engineering Directors. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours 30 mins)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability) and one 30 minute reverse interview (more details below).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;The Loop is one stage, and the interviews in the Loop are:\u0026lt;/p\u0026gt;\n\u0026lt;p style=\u0026quot;padding-left: 40px;\u0026quot;\u0026gt;\u0026lt;em\u0026gt;- Team and Org Management (1 hour)\u0026lt;/em\u0026gt; \u0026lt;br\u0026gt;An example based interview with 1-2 of our engineering leaders. They’re interested to hear examples from your previous experience on the teams you’ve led, how you’ve shaped and partnered with product, and the impact you had.\u0026lt;/p\u0026gt;\n\u0026lt;p style=\u0026quot;padding-left: 40px;\u0026quot;\u0026gt;\u0026lt;em\u0026gt;- System Design (1 hour)\u0026lt;/em\u0026gt; \u0026lt;br\u0026gt;You\u0026#39;ll partner with a Staff or Principal Engineer on a technical whiteboarding exercise.\u0026lt;/p\u0026gt;\n\u0026lt;p style=\u0026quot;padding-left: 40px;\u0026quot;\u0026gt;\u0026lt;em\u0026gt;- Behavioural (1 hour)\u0026lt;/em\u0026gt; \u0026lt;br\u0026gt;Similar to Team and Org Management, this is an example based interview with 1-2 Engineering Leaders. This interview focuses on your people leadership style and core behaviours as an Engineering Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p style=\u0026quot;padding-left: 40px;\u0026quot;\u0026gt;\u0026lt;em\u0026gt;- Chat with an Engineering Leader (30 mins)\u0026lt;/em\u0026gt; \u0026lt;br\u0026gt;At Monzo, we believe interviews are a two-way street. This will be your opportunity to ask us any questions about Monzo, engineering leadership or our teams – whatever’s on your mind.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You’ll have the chance to speak to our recruitment team throughout the process.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;💰 \u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Base salary for this role is £112,000 - £145,000 + Incentive Awards tied to your performance\u0026lt;/span\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✅ We can sponsor visas\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍We offer flexible working with no company mandate on how often you need to come into the office. You can be London based or remote within the UK (with ad hoc visits to our London office).\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;➕And much more, see our full list of benefits\u0026lt;/span\u0026gt; \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We\u0026#39;re usually always hiring for Engineering Managers, so there\u0026#39;s no closing date for this job.\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;\u0026amp;nbsp;\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;#LI-AL1 #LI-REMOTE\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8170780","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3536253,"location":{"name":"London; Remote (UK)"},"metadata":null,"id":8170780,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3446","title":"Financial Promotions Manager ","company_name":"Monzo","first_published":"2026-09-02T11:46:42-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London//UK Remote | 💰£71,400 - £96,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will join a small team that focuses on reviewing Financial Promotions and will use your knowledge of FinProm regulations, and broader advertising requirements to ensure that our teams requirements to ensure that our teams can ship best in class financial promotions quickly, compliantly and aligned with Monzo’s tone of voice.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will focus on making sure Monzo’s marketing materials are compliant with FCA and ASA rules and regulations, and make sure the approvals process is running smoothly.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will develop training materials for new product launches, and keep up with developments in the financial promotions regulatory space so you can share your knowledge \u0026amp;amp; expertise across Monzo ensuring compliance is a top priority.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ About the Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits within our Marketing function and works closely with our product teams to support and protect Monzo’s customer growth, brand and reputation.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Overseeing the review and approval of financial promotions across Monzo’s product suite to make sure they are compliant with FCA and ASA rules and regulations\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing and approving claims about Monzo’s products to make sure they are clear, fair, and not misleading and adequately substantiated.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Being responsible for following Monzo’s financial promotions internal processes.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identifying improvements in the financial promotions and claims approval processes to make them more efficient.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creating training materials for financial promotions relating to new product launches\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Keeping existing materials up to date with regulatory developments in the financial promotions space.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have worked in the FCA, a UK bank, fintech or insurer and have been responsible for reviewing financial promotions to make sure they are compliant with relevant rules and regulations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have in-depth knowledge and hands-on regulatory experience on financial promotions rules relevant to borrowing (loans, overdrafts, mortgages, buy-now-pay-later) and/or investments and/or insurance products.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have excellent attention to detail and can manage multiple competing deadlines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You like finding novel solutions to problems and enjoy constantly learning.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re resilient, adaptable and comfortable working in a fast paced and ambiguous environment where the day to day job is constantly evolving and changing.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Please note\u0026lt;/strong\u0026gt;: We\u0026#39;re keen for this role to start as soon as possible -\u0026amp;nbsp; notice periods of 4 weeks or less will be prioritised at this time 🙏\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £71,400 - £96,000 ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Quick call with a Monzo Recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Video-call with the Hiring Manager (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Full-Loop Interviews: 1 x Role Specific + 1 x Behavioural\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏳We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-CM1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746},{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8156063","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3529464,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8156063,"updated_at":"2026-09-15T12:04:51-04:00","requisition_id":"3428","title":"FP\u0026A Data \u0026 Analytics Manager","company_name":"Monzo","first_published":"2026-08-25T09:27:10-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London, Cardiff or Remote | 💰£70,600 - £83,000 depending on experience ➕ incentive awards tied to your performance |\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=tDAT6VxoqQM\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ About our FP\u0026amp;amp;A Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a curious, adaptive, and data-focused \u0026lt;strong\u0026gt;FP\u0026amp;amp;A Data \u0026amp;amp; Analytics Manager\u0026lt;/strong\u0026gt; to join our Financial Planning \u0026amp;amp; Analysis team at Monzo. This role is focussed on \u0026lt;strong\u0026gt;data analysis\u0026lt;/strong\u0026gt; and \u0026lt;strong\u0026gt;AI\u0026lt;/strong\u0026gt;. You will be reporting to the Group Performance and Analytics Lead within the FP\u0026amp;amp;A team and work closely with the Finance Data team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll thrive on digging into complex financial and operational datasets, translating raw numbers into clear commercial insights, and leveraging AI alongside modern tech to build scalable data tools and solutions that drive high-impact decisions across the business.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Data Translation \u0026amp;amp; Infrastructure:\u0026lt;/strong\u0026gt; Translating FP\u0026amp;amp;A/commercial requirements, prototyping and building downstream reporting/automation, while partnering with Finance Data/Analytics Engineering on core pipelines and production-grade shared data assets.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Insights \u0026amp;amp; Reporting:\u0026lt;/strong\u0026gt; Preparing management information, delivering actionable insights, and building data solutions to help business partners achieve their goals.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Automation \u0026amp;amp; Process Improvement:\u0026lt;/strong\u0026gt; Automating financial reporting processes and proactively spotting opportunities to streamline workflows and improve efficiencies across Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Stakeholder Management:\u0026lt;/strong\u0026gt; Working independently, taking the initiative, and building strong relationships with stakeholders at all levels across the business.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if you have…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Technical Data Skills: \u0026lt;/strong\u0026gt;You have a solid grounding in SQL and preferably Python. You have experience using generative AI to accelerate analysis, prototyping and automation, with appropriate review and controls. Experience with data visualisation tools like Looker is a plus. Experience with Anaplan is a plus.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Financial Acumen: \u0026lt;/strong\u0026gt;You are analytical, detail-oriented and have experience with financial statements. Strong financial modelling, P\u0026amp;amp;L management, and forecasting skills are a plus.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Commercial Mindset: \u0026lt;/strong\u0026gt;You are commercially minded, able to put complex numbers into clear business perspectives, and drive action from insights.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Data \u0026amp;amp; Process Automation: \u0026lt;/strong\u0026gt;You delight in automating processes through code and AI.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Adaptability \u0026amp;amp; Execution: \u0026lt;/strong\u0026gt;You thrive in a dynamic, changing environment, and are able to navigate through ambiguity and uncertainty.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Collaboration: \u0026lt;/strong\u0026gt;You have great communication skills and are a reliable team player.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £70,600 - £83,000 + incentive awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This is a hybrid role with occasional working from our London office. We\u0026#39;re also open to distributed working within the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Phone call with Recruiter\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call with Hiring Manager (30 mins)\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Technical Interview with FP\u0026amp;amp;A and Finance Data (45 mins)\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Monzo Behavioural Interview (30 mins)\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3–4 weeks, but we will always work around your availability.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NZ1 #LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8203579","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3550509,"location":{"name":"Remote (UK)"},"metadata":null,"id":8203579,"updated_at":"2026-09-17T04:54:46-04:00","requisition_id":"3496","title":"Fraud Team Manager, Out of Hours","company_name":"Monzo","first_published":"2026-09-17T04:54:46-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Remote 💰£32,200 - £43,600 + £2,503 overnight allowance + Incentive Awards tied to your performance+ \u0026amp;nbsp;Benefits ✨\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Working hours are 37.5 hours per week, working 5pm - 1:30am, Monday - Friday.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Start Date - 4th January 2027\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Fraud Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Fraud collective mission is simple: earn and keep our customers’ trust, support Monzo’s safe growth, and help build a safer financial society. Overnight Team Managers are key to making that happen.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll lead a team of around 12 Fraud Investigators, helping them grow, perform at their best, and stay connected to Monzo’s bigger purpose. The work is fast-paced and impactful — balancing regulated and unregulated tasks while fostering a kind, high-performing culture where everyone feels valued and supported.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What You’ll Be Doing..\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a Team Manager, you’ll guide your team through their day-to-day work, analysing performance and wellbeing trends, offering feedback, and coaching them to success. You’ll take a proactive approach to keeping engagement high — celebrating wins, creating space for open conversations, and helping your team link their work to Monzo’s mission.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll also handle more formal aspects of people management like performance and absence processes, always with empathy and transparency. Alongside this, you’ll feed insights back into the wider Fraud domain, support hiring, and help keep service levels on track. Above all, you’ll make sure your team feels motivated, equipped, and supported every step of the way.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Analysing, understanding and regularly reporting on performance and absence data.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Taking proactive action to manage and support their team’s performance; including delivering timely feedback, providing learning and coaching support and implementing formal performance management processes where necessary.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Taking proactive action to manage and support their team’s wellbeing and absence levels; including facilitating robust return to work and wellbeing conversations, working with the People team and senior leaders to make adjustments to expectations where necessary, and implementing formal absence management processes where appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Actively working to keep their team engaged with both the work in front of them, and the wider business mission and goals by helping them connect their contributions to the wider business’ success.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting their team in developing themselves through their career journeys through effective personal development plans.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Accurately and meticulously maintaining necessary documentation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting with hiring across the domain.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Managing the personal \u0026amp;amp; professional development of approximately 12 Investigators.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Fostering an empathetic, high-performance culture in the team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing technical coaching, feedback, and advice relating to their tasks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reporting team performance as part of a weekly check in with operations managers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the monitoring and maintenance of service level adherence by feeding back to Workforce Management when needed.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Communicating and embedding change within the team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to a strong control environment by minimising breaches and risk events.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing complaints and quality assurance failures attributed to the team and identifying opportunities for improvement\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Completing quality checks for the team and providing feedback based on these checks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Chairing employee relations cases and making decisions consistent with Monzo’s values.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have strong leadership and people management experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve got a values driven approach in line with Monzo’s core values.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong subject matter expertise in Fraud at a level able to resolve complex and technical escalations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have the ability to coach and develop teams and individuals.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in identifying performance and wellbeing trends and delivering coaching and support as required.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have the ability to provide specific actionable feedback to a wide range of audiences and levels.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You work well independently \u0026amp;amp; work collaboratively as part of a team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work to deadlines and prioritise time sensitive workloads.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in It for You\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;💰\u0026lt;/strong\u0026gt; £32,200–£43,600 + £2,503 overnight allowance + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🎂 Guaranteed day off for your birthday (outside of your training period).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;🌈 The Application Journey\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;There are 3\u0026amp;nbsp; main steps:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Application questions\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Call with recruiter \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Interview — covering Leadership \u0026amp;amp; Coaching, and Technical skills.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-SW1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43597,"name":"Customer Operations","child_ids":[],"parent_id":73665}],"offices":[{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8173733","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"education":"education_required","internal_job_id":3537521,"location":{"name":"London"},"metadata":null,"id":8173733,"updated_at":"2026-09-14T05:20:22-04:00","requisition_id":"3450","title":"Graduate Credit Analyst","company_name":"Monzo","first_published":"2026-09-09T04:30:30-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰£50,000 + Incentive Awards tied to your performance +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📅 Start date: September 2027\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing business is one of the fastest-growing parts of Monzo. From credit cards and personal loans to new lending products, we’re building simple, transparent ways for customers to borrow with confidence.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll join a highly collaborative team where Credit works closely with Product, Engineering, Machine Learning, Finance and Risk. We move quickly, test ideas, learn from data and continuously improve the experience for our customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;From day one, you\u0026#39;ll be part of the team. You\u0026#39;ll own meaningful work, solve real problems with data and help ship improvements that make borrowing better for our customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🚀 The scheme\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Over two years you’ll complete three eight-month rotations, giving you broad exposure to how modern credit works while helping you discover where your strengths lie.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Along the way, you\u0026#39;ll build technical skills, learn from experienced mentors and work on projects that have real business and customer impact. You\u0026#39;ll see your work make it into production, helping shape the lending products our customers use.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Depending on your rotations, you could work\u0026amp;nbsp; in areas such as:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Credit Strategy\u0026lt;/strong\u0026gt; - Help answer some of our biggest questions, like who we lend to, how much we lend, and how we can help more customers access credit responsibly. You\u0026#39;ll use data, experimentation and commercial thinking to turn those answers into action.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Machine Learning\u0026lt;/strong\u0026gt; - Help develop and improve the models that power our lending decisions, using machine learning and statistical techniques to create better outcomes for our customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Regulatory Modelling\u0026lt;/strong\u0026gt; - Build and maintain the models which help us understand future credit losses, manage capital and support Monzo’s continued growth.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Credit Risk Assurance\u0026lt;/strong\u0026gt; - Provide independent review and challenge of lending strategies and models, helping ensure our decisions remain robust, well-governed and customer-focused.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;The programme is just the start. By the end of your rotations, you\u0026#39;ll have the skills and experience to continue growing your career across Borrowing at Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You graduated in 2026 or are graduating in 2027 with, or expecting to achieve, at least a 2:1 in a STEM, Economics or another highly analytical degree. We welcome applications from graduates of all levels including Masters and PhD.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy solving complex problems using data\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re curious, collaborative and excited to learn new technologies\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy asking questions, digging into data and finding better ways to solve problems\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to build products that genuinely improve customers\u0026#39; financial lives\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You must have the permanent right to work in the UK, as we\u0026#39;re unable to offer visa sponsorship for this role now or in the future\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re able to work from our London office three days per week on a hybrid basis\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £50,000 base salary + incentive award tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role will be based in our London office on a hybrid basis (3 days per week in the office)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🎓 Training courses on programming languages like SQL \u0026amp;amp; Python, alongside behavioural skills like effective communication and presenting data analysis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, additional training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💻 Top-spec Macbook and accessories to use over the course of your time with us\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🧠 Knowledge-sharing sessions with your squad and wider discipline\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;👯 Team and company wide socials / events\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🍝 Lunch on Monzo twice a week from a range of street food vendors\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Submit your application and answer a few short questions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Complete an online exercise to showcase your analytical thinking and problem-solving skills (this will be sent out to eligible candidates once applications close)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Join us for an in-person assessment centre (\u0026lt;strong\u0026gt;23rd November 2026\u0026lt;/strong\u0026gt;). You\u0026#39;ll meet people from across the team, take part in a series of interviews and learn more about what it\u0026#39;s like to work at Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Applications close at \u0026lt;strong\u0026gt;18:00\u0026lt;/strong\u0026gt; \u0026lt;strong\u0026gt;PM on 27 September 2026\u0026lt;/strong\u0026gt; but we encourage you to apply as soon as possible.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;#LI-JH1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6369658","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2767189,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6369658,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"1266","title":"Lead Data Scientist","company_name":"Monzo","first_published":"2024-11-04T09:29:27-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;📍London or Barcelona | UK remote | 💰 £95,000 to £130,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;|\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt; Technology\u0026lt;/a\u0026gt; -\u0026lt;a href=\u0026quot;https://monzo.com/blog/data\u0026quot;\u0026gt; Data\u0026lt;/a\u0026gt; \u0026amp;nbsp;\u0026lt;/h4\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;About our\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; Data Science\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; Teams:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We\u0026#39;re looking for a Lead Data Scientist excited to help build the bank of the future. You\u0026#39;ll have the opportunity to super charge our user engagement in 2026 and help us to build a bank that customers truly love.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;At Monzo, we\u0026#39;re building a bank that is fair, transparent and a delight to use. We’re growing extremely fast and have over 11 million customers in the UK. We’ve built a product that people love and more than 80% of our growth comes from word of mouth and referrals.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Enable Monzo to Make Better Decisions, Faster\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We have a strong culture of data-driven decision making across the whole company. And we\u0026#39;re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;How we hire\u0026lt;/strong\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We are excited to be expanding and are hiring for multiple roles across our Data Science teams! Whether your interests lie in Borrowing, Growth, Payments, Fincrime, Wealth, or Core, we are looking for talented individuals with a versatile skill set to contribute across our squads. While we allocate teams after the interview process, we aim to match your skills and aspirations with the most suitable role. Throughout the process, you will meet team members from across our Data Science collectives, who will guide you through the opportunities available. Join us and be part of shaping our future!\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead the data strategy and continue to evolve Monzo for our customers to make it magically simple to manage money day-to-day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop and execute best practices for experimentation enabling our team to make data informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaboratively set standards and work with data across Monzo, fostering knowledge sharing and continuously improving data practices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Work closely with leaders in product, engineering, design and research to build and iterate on product ideas\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You enjoy working with cross functional fast moving teams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are able to think strategically about commercial products and how decisions using data can unlock more value for our customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are excited about mentoring other data scientists and analytics engineers\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are excited by experimentation and utilising new data techniques to solve challenging problems\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to understand the nuances of our data and are excited about laying the key foundational knowledge for our new products and features\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are opinionated about how to think about measuring success and are willing to challenge the status quo\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical assessment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Interviews\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Business Fit/Collaboration\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical Interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 2-3 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our recruiters has written a blog on the process, for extra details, hints and tips please see\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/21/data-hiring-at-monzo\u0026quot;\u0026gt; Data Hiring at Monzo\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;💰 \u0026lt;/strong\u0026gt;£95,000 to £130,000 + Incentive Awards tied to your performance + Benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✈️ We can help you relocate to the UK or Spain\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✅ We can sponsor visas\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍This role can be based in our London or Barcelona offices, but we\u0026#39;re also open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📚\u0026lt;/span\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;➕And much more, see our full list of benefits \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NB2 #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8121191","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3485337,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8121191,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"12508","title":"Lead Machine Learning Scientist, Business Banking","company_name":"Monzo","first_published":"2026-08-11T05:08:48-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;About our Machine Learning Business Banking team\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our mission in Business Banking is to simplify banking for small businesses;\u0026amp;nbsp;making business banking fairer, simpler and more transparent. Monzo Business Banking is fast-growing, is the UK’s most recommended business account for overall service quality. We recently hit 1 million customers and are used by 1 in 6 UK SMEs.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We want to help businesses spend less time on financial admin and more time focused on running and growing their business. We’re building intelligent, data-driven and AI/ML-enabled product experiences that help small businesses feel more in control, make better decisions, and get more value from Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;ML is at the core of how we build and scale our products, enabling Monzo to make better decisions, faster, and helping us serve businesses more effectively.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a Lead Machine Learning Scientist in Business Banking, you’ll help build and ship models that power the next generation of Business Banking experiences. You’ll work closely with Product, Engineering, Design, Research, Data Science and Analytics Engineering to bring ML-enabled product capability into the heart of how we build for businesses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Whether it’s helping businesses understand their cash flow, reducing manual admin, surfacing the right insight at the right moment, or helping teams build intelligent product experiences responsibly, our work makes business banking smarter, simpler and more useful for SMEs.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What you\u0026#39;ll be working on\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;As a Lead Machine Learning Scientist, you’ll be a technical leader and hands-on individual contributor, spearheading our ML and GenAI capabilities and shipping key models that powers magical Business Banking experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Be one of the first ML Scientists in Business Banking, bringing leadership through ambiguity by adding structure and direction to our ML capabilities while staying agile and building momentum.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop and deploy advanced ML models on our cloud-native data platform to serve hundreds of thousands of business customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with Product, data science and other stakeholders to identify the highest-impact opportunities, size impact, and define success metrics.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Decide when to use ML, GenAI, or simpler approaches and be clear on trade-offs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Design robust evaluation and monitoring so we can ship responsibly and measure impact in production.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead the design and implementation of batch and near-real-time models (e.g. LLM-powered experiences, predictive models, time-series forecasting).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate closely with MLOps and Backend Engineering to operationalise models end-to-end and raise the bar on ML lifecycle rigor.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Set technical standards, mentor others, and support experimentation and iteration.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;You should apply if\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems, preferably in a fast-moving tech company.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience developing and shipping state-of-the-art ML models to production and delivering business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re impact-driven and excited to own the end-to-end journey that starts with a business problem and ends with your solution having a measurable impact in production.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You speak Python fluently and have extensive, hands-on experience with \u0026lt;code\u0026gt;scikit-learn\u0026lt;/code\u0026gt;. You are comfortable using SQL, and keen to learn Go, which is used in many of our backend microservices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to be involved in building a product that small businesses use to run and manage their financial lives every day.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a product mindset: you care about customer outcomes and you want to make data-informed decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about fast-moving developments in Machine Learning and AI and can communicate those ideas to colleagues who are not familiar with the domain.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re adaptable, curious and enjoy learning new technologies and ideas.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by the opportunity to help Business Banking evolve into AI and ML-enabled product capability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work closely with Product, Engineering, Design, Research and Data colleagues to shape product strategy, clarify trade-offs and build things that customers actually use.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re thoughtful about responsible ML/AI; especially in financial products where trust, transparency and customer control matter.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;Nice to haves\u0026lt;/h1\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working on personalisation, ranking, recommendation, forecasting, classification or decisioning problems for customer-facing applications.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience working on ML systems for fintech, banking, accounting, payments, lending, invoicing, cash flow, tax, risk or business software.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience with GenAI, LLMs, agentic workflows, retrieval, evaluation frameworks, or human-in-the-loop product experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Commercial experience writing critical production code and working with microservices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience designing experiments, A/B tests or other approaches to measure product and customer impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience working in regulated environments or with products where explainability, auditability and customer trust are especially important.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;The interview process\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;30 minute recruiter call\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;45 minute call with hiring manager\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Full Loop: ML Modelling Interview, Product \u0026amp;amp; ML interview, Behavioural Interview, Leadership interview\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What’s in it for you\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-SR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8103509","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3485337,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8103509,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"12508","title":"Lead Machine Learning Scientist, Customer Operations","company_name":"Monzo","first_published":"2026-08-03T12:55:03-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;About our Machine Learning Operations team:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;The challenges are significant: we aim to transform customer service by reducing the time and effort required to resolve issues, enhancing customer confidence and satisfaction. As part of Operations, you’ll be at the forefront of our mission to provide unparalleled customer support experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Your role will be pivotal in leveraging state-of-the-art machine learning techniques (including LLMs and autonomous agents) to understand customer problems. You will lead the development of an effective human-in-the-loop system that augments automation with the efforts of our support workforce (who we call COps). This allows us to more expediently and efficiently predict, identify, disambiguate, and route customer problems at scale to support a rapidly expanding company with global ambitions across multiple geographies.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be working closely with a team of Machine Learning Scientists in Operations, embedded in product squads alongside data scientists, backend, mobile and web engineers, product managers, user researchers, designers, and operations specialists.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;Your day-to-day:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;As a technical individual contributor, you’ll be providing technical leadership and shipping highly impactful ML-based solutions. You’ll be embedded in a cross-functional product squad, working closely with product managers, data scientists, backend engineers, and designers in an agile environment. You’ll also be a technical leader within the wider Machine Learning discipline, helping to steer technical work and drive up standards.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This will involve:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Working with stakeholders across the organisation to identify and scope out the most impactful opportunities to transform Customer Operations with Machine Learning.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Leading the design and development of advanced Machine Learning models, exploring how LLMs, RAG, and sequence-based architectures can drive improvements in query resolution and routing.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Providing technical leadership to drive up levels of technical expertise and best practice across the Machine Learning discipline, leading by example and mentoring others.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Steering ongoing technical strategy, working closely with our MLOps team and backend engineers to enable rapid iteration of models and optimisations of the full ML model lifecycle.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;You should apply if:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems preferably in a fast moving tech company\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have experience developing and shipping deep learning, graph-based, and/or sequence-based ML architectures to production and delivering business impact\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;re impact driven and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have extensive experience writing production Python code and a strong command of SQL. You are comfortable using them every day, and keen to learn \u0026lt;a href=\u0026quot;https://go.dev/\u0026quot;\u0026gt;Go lang\u0026lt;/a\u0026gt; which is used in many of our backend microservices\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;you’re comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;re excited about fast-moving developments in Machine Learning and can communicate those ideas to colleagues who are not familiar with the domain\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You’re adaptable, curious and enjoy learning new technologies and ideas\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;Nice to haves:\u0026lt;/h1\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Experience working with customer operations, capacity planning, forecasting, or in regulated institutions.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Commercial experience writing critical production code and working with microservices.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;The interview process:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;30 minute recruiter call\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;45 minute call with hiring manager\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Full Loop: ML Modelling Interview, Product \u0026amp;amp; ML interview, Behavioural Interview, Leadership interview\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What’s in it for you:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-SR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8050756","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3485337,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8050756,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"12508","title":"Lead Machine Learning Scientist, FinCrime","company_name":"Monzo","first_published":"2026-07-08T08:04:26-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;About our Machine Learning FinCrime Team:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our Financial Crime Data team consists of over 25 people across 4 data specialisms: Analytics Engineers, Data Analysts, Machine Learning Scientists and Data Scientists. As a Lead Machine Learning Scientist, you’ll be working in a fast moving environment, building and iterating on our financial crime defensive capabilities to ensure we keep Monzo and our customers safe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our financial crime team has a large impact on Monzo’s bottom line as fraud and scams are usually some of the largest cost line items in a bank\u0026#39;s P\u0026amp;amp;L. We have a major influence on the overall customer experience and it’s our duty to keep our customers safe. The work we do results in directly measurable customer or company benefit, which is incredibly satisfying.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Machine Learning Scientists work on a range of problems within the different financial crime areas ranging from fraud detection and prevention, transaction monitoring for different types of suspicious activity through to customer risk assessment and operational tooling.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What you’ll be working on:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;A Lead Machine Learning Scientist at Monzo is a technical Individual Contributor (IC) leadership position. As a technical Machine Learning expert, working with billions of rows of data stored on a modern cloud native data platform, we’ll be expecting you to leverage your deep experience of developing and deploying advanced Machine Learning models to:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Automatically and accurately detect suspicious user behaviours while minimising impact to genuine customers and operational costs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Adapt quickly and appropriately to changing fraud and financial crime trends, ensuring our detection systems remain performant through time.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;The technical approaches you take to help solve these problems will be very much in your hands and we’ll strongly encourage and support experimentation and innovation. We’ll be expecting you to justify and demonstrate effectiveness along the way, making sure the approach meets our business and customer needs.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;Your day-to-day:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;As a technical individual contributor, you’ll be providing technical leadership and shipping highly impactful ML-based solutions. You’ll be embedded in a cross functional product squad, working closely with product managers, data scientists, backend engineers and designers in an agile environment. You’ll also be a technical leader within the Machine Learning discipline, helping to steer technical work and drive up standards.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This will involve:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Working with stakeholders across the organization to identify and scope out the most impactful opportunities to tackle Financial Crime and Fraud with Machine Learning.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the design and development of advanced real time Machine Learning models, for example exploring how neural network, graph-based, and sequence-based architectures can drive improvements in detection of financial crime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing technical leadership to drive up levels of technical expertise and best practice across the Machine Learning discipline, leading by example and mentoring others.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with our MLOps team to steer the ongoing development of tools to enable rapid iteration of models and optimisations of the full ML model lifecycle.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;You should apply if:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems preferably in a fast moving tech company\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience developing and shipping deep learning, graph-based, and/or sequence-based ML architectures to production and delivering business impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re impact driven and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reducing financial crime and protecting customers with data driven strategies sounds exciting to you\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have extensive experience writing production Python code and a strong command of SQL. You are comfortable using them every day, and keen to learn \u0026lt;a href=\u0026quot;https://go.dev/\u0026quot;\u0026gt;Go lang\u0026lt;/a\u0026gt; which is used in many of our backend microservices\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re excited about fast-moving developments in Machine Learning and can communicate those ideas to colleagues who are not familiar with the domain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re adaptable, curious and enjoy learning new technologies and ideas\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;Nice to haves:\u0026lt;/h1\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working with financial crime and in regulated institutions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Commercial experience writing critical production code and working with microservices\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;The interview process:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;30 minute recruiter call\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;45 minute call with hiring manager\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Full Loop: ML Modelling Interview, Product \u0026amp;amp; ML interview, Behavioural Interview, Leadership interview\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What’s in it for you:\u0026amp;nbsp;\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-SR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8041029","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3485337,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8041029,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"12508","title":"Lead Machine Learning Scientist, Search","company_name":"Monzo","first_published":"2026-07-08T04:32:45-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;About our Machine Learning Search Team\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;We are currently embarking on one of our two top strategic priorities to make Money work for Everyone: building the Monzo Co-pilot. We are becoming an intelligent, proactive ally that handles the complexity of users financial life. We aren\u0026#39;t just selling financial products; we are building a truly smart agent that understands users, anticipates their needs, and helps people reach their financial goals.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our ML Search team brings together Backend, Product, Machine Learning Scientists and Data Scientists. As a Lead Machine Learning Scientist, you’ll build and ship models that help customers search for and find answers about their financial lives. You\u0026#39;ll make it effortless for them to find the right products at the exact moment they need them.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Whether it’s surfacing the right savings product at the perfect moment, helping customers manage their spending, or simplifying financial planning, our work makes banking smarter, more intuitive, and truly customer-first.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;span class=\u0026quot;notion-enable-hover\u0026quot; data-token-index=\u0026quot;0\u0026quot;\u0026gt;What you’ll be working on:\u0026lt;/span\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;div class=\u0026quot;notion-selectable notion-text-block\u0026quot; data-block-id=\u0026quot;39569fe4-26d2-80f7-b7b1-c3e03c9b7fe8\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;x78zum5\u0026quot;\u0026gt;\n\u0026lt;div id=\u0026quot;:rl36:\u0026quot; class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;As a Lead Machine Learning Scientist, you\u0026#39;ll be a technical leader and individual contributor. We have a modern, cloud-native data platform with billions of rows of data built for fast iterations. You\u0026#39;ll leverage your deep expertise to develop and deploy advanced ML models to our more than 15 million customers.\u0026lt;/div\u0026gt;\n\u0026lt;div\u0026gt;\u0026amp;nbsp;\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;notion-selectable notion-text-block\u0026quot; data-block-id=\u0026quot;39569fe4-26d2-80b8-8740-c2c314894362\u0026quot;\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div class=\u0026quot;x78zum5\u0026quot;\u0026gt;\n\u0026lt;div id=\u0026quot;:rl37:\u0026quot; class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;discussion-level-1 discussion-id-39569fe4-26d2-80d3-845e-001cd33a75ba notion-enable-hover\u0026quot; data-token-index=\u0026quot;0\u0026quot;\u0026gt;Your work may involve user and product embeddings to better understand customer behaviours, contextual bandits for optimising real-time decisions, or personalised ranking algorithms that improve search and discovery. You\u0026#39;ll also build scalable, explainable, and responsible AI solutions that enhance trust, transparency, and the overall customer experience.\u0026lt;/span\u0026gt;\u0026lt;/div\u0026gt;\n\u0026lt;div\u0026gt;\u0026amp;nbsp;\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;notion-selectable notion-text-block\u0026quot; data-block-id=\u0026quot;39569fe4-26d2-803a-b699-d14b2512f916\u0026quot;\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div class=\u0026quot;x78zum5\u0026quot;\u0026gt;\n\u0026lt;div id=\u0026quot;:rl38:\u0026quot; class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;discussion-level-1 discussion-id-39569fe4-26d2-80d3-845e-001cd33a75ba notion-enable-hover\u0026quot; data-token-index=\u0026quot;0\u0026quot;\u0026gt;The technical approaches you take to help solve customer problems will be very much in your hands and we’ll strongly encourage and support experimentation and innovation. We’ll be expecting you to justify and demonstrate effectiveness along the way, making sure the approach meets our business and customer needs.\u0026lt;/span\u0026gt;\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems preferably in a fast moving tech company\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience developing and shipping state of the art ML models to production and delivering business impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re \u0026lt;em\u0026gt;impact driven\u0026lt;/em\u0026gt; and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a \u0026lt;em\u0026gt;self-starter mindset;\u0026lt;/em\u0026gt; you proactively identify issues and opportunities and tackle them without being told to do so\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You speak Python fluently and have extensive, hands-on experience with\u0026amp;nbsp;\u0026lt;code\u0026gt;scikit-learn\u0026lt;/code\u0026gt;. You are comfortable using SQL, and keen to learn \u0026lt;a href=\u0026quot;https://go.dev/\u0026quot;\u0026gt;Go lang\u0026lt;/a\u0026gt; which is used in many of our backend microservices\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a \u0026lt;em\u0026gt;product mindset\u0026lt;/em\u0026gt;: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re excited about fast-moving developments in Machine Learning and can communicate those ideas to colleagues who are not familiar with the domain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re adaptable, curious and enjoy learning new technologies and ideas\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;Nice to haves:\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working on personalisation, ranking \u0026amp;amp; recommendation problems for consumer applications\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Commercial experience writing critical production code and working with microservices\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;30 minute recruiter call\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;45 minute call with hiring manager\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Full Loop: ML Modelling Interview, Product \u0026amp;amp; ML interview, Behavioural Interview, Leadership interview\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What’s in it for you:\u0026amp;nbsp;\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance\u0026lt;/p\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-SR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6758088","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3109909,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6758088,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"1988","title":"Lead Product Designer","company_name":"Monzo","first_published":"2025-04-04T11:37:24-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London (Hybrid) / UK Remote | 💰 £90,000 - £120,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Design team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re a team of 115+ designers, researchers, and brand experts led by Chief Design Officer Vuokko Aro. We’re on a mission to make money work for everyone. Product Design makes up almost half of our design disciplines, working in tight-knit squads alongside research, product, and engineering to solve real customer problems at scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We design for the \u0026quot;magic moments\u0026quot;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ve built a bank that feels human, not just functional. Our product \u0026lt;em\u0026gt;is\u0026lt;/em\u0026gt; our personality. We blend research, empathy, and craft to turn everyday interactions into memorable experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Right now, we’re growing fast and looking for passionate designers to shape Monzo’s future and there’s a huge opportunity to make your mark.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Applying to this role, you’ll be in a standard hiring process for a Lead Product Designer, and we’ll find the perfect team for you along the way.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Tackling the most complex and ambiguous design challenges, turning complexity into elegant, scalable solutions that empower teams and improve the customer experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Defining and delivering large-scale projects that connect initiatives across the business, using design methods to align strategies and drive impactful outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the creation of compelling product visions, principles, and direction that inspire teams to build toward a shared future.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using AI to level-up parts of your design workflow. Whether that’s ideation, analysis, prototyping or shipping production code to our app.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Raising the bar for visual execution, considering motion, interaction, and mental model clarity to deliver delightful and practical solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Positively influencing our design system, tooling, and processes to improve how we create design at scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Driving improvements across the business by connecting your work to wider goals and leveraging cross-functional collaboration.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as a role model in Design, sharing your work broadly, mentoring others, and contributing to the growth and success of the Design team.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record of delivering impactful, customer-centric native-app designs that solve complex problems and drive commercial outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re skilled at leading research, defining product visions, and aligning teams around a shared strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You excel at creating modular, scalable solutions and have a strong grasp of how to use design artefacts to communicate insights effectively.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a natural collaborator who can navigate multi-squad projects, align leadership, and drive clarity in ambiguous situations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re passionate about improving design systems, processes, and ways of working to help teams deliver better outcomes at scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a role model who actively contributes to the growth of the Design team through hiring, mentoring, and fostering a positive culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about Monzo’s mission to make money work for everyone and are ready to make a significant impact on our customers and business.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £90,000 - £120,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🌈\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30-minute call with our Recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;1-hour craft interview where you’ll present a single case study to 2 members of our Design team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 x 45-minute interviews covering Teamwork and Impact\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TR1\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8185694","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3542253,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8185694,"updated_at":"2026-09-16T08:25:23-04:00","requisition_id":"11551","title":"Lead Product Designer, Growth","company_name":"Monzo","first_published":"2026-09-09T05:05:09-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London (Hybrid) / UK Remote | 💰 £90,000 - £120,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Design team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re a team of 115+ designers, researchers, and brand experts led by Chief Design Officer Vuokko Aro. We’re on a mission to make money work for everyone. Product Design makes up over half of our design disciplines, working in tight-knit squads alongside research, product, engineering and data to solve real customer problems at scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We design for the \u0026quot;magic moments\u0026quot;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ve built a bank that feels human, not just functional. Our product \u0026lt;em\u0026gt;is\u0026lt;/em\u0026gt; our personality. We blend research, empathy, data and craft to turn everyday interactions into memorable experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Right now, we’re growing fast and looking for passionate designers to shape Monzo’s future — and there’s a huge opportunity to make your mark.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌱 About Growth\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Growth collective is focused on helping more people discover Monzo, understand what makes us different, and find the products that can make money work better for them.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;For this role, you’ll have a particular focus on our \u0026lt;strong\u0026gt;web experiences\u0026lt;/strong\u0026gt;, helping us rethink how people discover, explore and choose Monzo before they ever open the app. You’ll combine strong visual and interaction design with a data-informed mindset, using experimentation and customer insight to understand what works and continuously improve the experience.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You don’t need to have worked in a dedicated Growth team before. We’re interested in designers who are curious about customer behaviour, comfortable using data to inform their decisions, and excited by the opportunity to apply exceptional craft to high-impact customer journeys.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading the design of high-quality web experiences that help new and existing customers discover the value Monzo can bring to their financial lives.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using quantitative and qualitative data to identify opportunities, understand customer behaviour and make informed design decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Turning customer and business problems into clear hypotheses, designing experiments and using what you learn to shape what we do next.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Bringing exceptional visual and interaction craft to our web experiences, creating work that feels unmistakably Monzo while driving meaningful customer and commercial outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Tackling complex and ambiguous design challenges, balancing customer needs, business goals and technical constraints to create simple, effective experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Defining compelling product visions and direction, helping teams think beyond individual experiments towards a coherent long-term customer experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering closely with Product, Engineering, Data and Research throughout the design process, bringing people together around customer problems and opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using AI to level-up parts of your design workflow. Whether that’s ideation, analysis, prototyping or shipping production code.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Taking a pragmatic approach to experimentation — moving quickly when we need to learn, while knowing when an experience needs a higher level of craft and polish.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as a role model in Design, sharing your work broadly, mentoring others, and contributing to the growth and success of the wider Design team.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record of designing \u0026lt;strong\u0026gt;high-quality web experiences\u0026lt;/strong\u0026gt;, with a portfolio that demonstrates strong visual and interaction design craft.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable using \u0026lt;strong\u0026gt;data to inform your design decisions\u0026lt;/strong\u0026gt;, partnering with Data Scientists or Analysts to understand customer behaviour and measure the impact of your work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can connect great customer experiences with measurable outcomes and understand how design can contribute to wider product and commercial goals.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable forming hypotheses, experimenting with different approaches and adapting your thinking as you learn.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can balance speed and experimentation with a high bar for craft, knowing when to prototype quickly and when to invest in creating an exceptional final experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a natural collaborator who can bring together Product, Engineering, Data, Research and other partners around complex customer problems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in ambiguity and can create clarity and direction when the answer isn’t immediately obvious.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable thinking beyond an individual screen or experiment, connecting work across journeys and helping shape a longer-term vision.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a role model who actively contributes to the growth of the Design team through mentoring, feedback and sharing your expertise.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about Monzo’s mission to make money work for everyone and the opportunity to help more people discover the value of Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £90,000 - £110,000 + Incentive Awards tied to your performance.\u0026lt;br\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;br\u0026gt;✅ We can sponsor your visa.\u0026lt;br\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;br\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;br\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;br\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;br\u0026gt;➕ Plus lots more!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🌈 \u0026lt;strong\u0026gt;The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30-minute call with our Recruiter, Tom\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;1-hour craft interview where you’ll present a single case study to 2 members of our Design team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 x 45-minute interviews covering Teamwork and Impact\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TR1\u0026lt;br\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8156058","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3529461,"location":{"name":"London"},"metadata":null,"id":8156058,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"13146","title":"Lead Product Manager, Payments","company_name":"Monzo","first_published":"2026-08-25T07:25:10-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;📍London - Hybrid | 💰£125,000 - £145,000 + equity + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;Our Payments team⭐\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Payments is at the heart of Monzo. It’s how our customers move, receive, spend and manage their money, from cards and bank transfers to cross-border payments, merchant acquiring, payment experiences in the app, and the platform infrastructure that underpins the whole bank.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits in our Payments Platform area, working most closely with our Finance Infrastructure squad. The squad sits in Payments, but partners deeply with Finance teams to build the systems, abstractions and capabilities Monzo needs to operate safely, scale efficiently, and expand into new markets. You’ll work on foundational financial infrastructure: the ledgers, data, controls, reporting, reconciliation and platform capabilities that help Monzo understand, account for and manage money across the bank.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a role for someone who gets genuinely excited by complex, technical infrastructure. The work is often behind the scenes, but it’s business-critical: it helps Monzo scale, launch new products and markets, support Finance, and keep the bank running safely.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;🔑You’ll play a key role by...\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Defining the product strategy and roadmap for Finance Infrastructure within Payments Platform.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering closely with Engineering, Finance and Payments leaders to understand what Monzo needs from its financial systems today and as we scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Moving the team from reactive delivery towards a more strategic, product-led approach, asking why we’re building things, what good looks like, and how today’s choices support Monzo’s long-term needs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Translating complex finance, accounting, operational and regulatory needs into scalable platform capabilities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Prioritising across competing stakeholder needs, balancing urgent delivery with long-term system health.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping Monzo build financial infrastructure that can support multiple products, entities, countries, currencies and regulatory environments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building trusted relationships with senior stakeholders across Finance, Engineering, Product and Operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Bringing strong product discipline, technical curiosity and systems thinking to a space that is critical to Monzo’s future growth.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’re a strong senior Product Manager with experience owning complex technical, platform, infrastructure or financial systems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have enough technical depth to partner credibly with engineers and reason about systems, trade-offs, dependencies and long-term architecture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by “boring but critical” infrastructure, things like ledgers, reconciliation, financial data, controls, reporting, internal platforms, abstractions or backend systems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work with senior and cross-functional stakeholders, including Finance, Engineering, Product and operational teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable bringing product thinking into ambiguous or stakeholder-heavy environments, and moving teams from request-led delivery towards long-term strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re high-agency, ambitious and excited to stretch yourself in a team with a high bar.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care about customers and business outcomes, even when the work is several layers removed from the end customer experience.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;🙌 What’s in it for you\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;💰 £125,000 - £145,000 ➕ Incentive Awards tied to your performance ➕ equity\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is hybrid working from our London office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;First stage - Meet with our Collective Product Director\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Second stage - Meet with our Engineering and Finance leadership\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Third stage - Product full loop\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you’d prefer to work part-time, please let us know and we\u0026#39;ll make this happen if we can.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-HR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43596,"name":"Product","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8043988","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3486472,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8043988,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"13093","title":"Machine Learning, Tech Lead","company_name":"Monzo","first_published":"2026-07-03T04:42:01-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰£113,200 - £145,200 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Operations Machine Learning team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re building the machine learning and optimisation systems that help Monzo provide fast, efficient and resilient customer support at scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll lead Machine Learning for our Workforce Management vertical: the organisation that makes sure Monzo has the right human support supply to meet customer demand. The team works on demand forecasting, real-time supply \u0026amp;lt;\u0026amp;gt; demand matching, problem routing and escalation, and predictive models that help us understand how long work will take, what might become late, and where the next best human support should be assigned.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a great role for someone who is still close to technical work. You might be a Tech Lead, Team Lead, Senior Machine Learning Scientist or Senior Machine Learning Engineer who has recently been building models and systems yourself, and is excited to grow into a broader leadership role.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Not everything here is about LLMs. You’ll work on rigorous ML, forecasting, optimisation and operations research problems where quantitative thinking, pragmatic delivery and strong product judgement really matter.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll lead a growing team of Machine Learning Scientists, embedded in product squads working alongside data scientists, backend, mobile and web engineers, product managers, user researchers, designers and operations specialists.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Shaping the ML strategy for Workforce Management, helping us decide where ML, forecasting and optimisation can have the biggest impact for customers and human agents.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the design, build and delivery of production ML systems across forecasting, routing, assignment, escalation and time-to-completion prediction.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Staying close to the technical details: helping the team frame problems well, choose the right modelling approach, define robust validation, review trade-offs and ship safely.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working with Product, Engineering, Data and Operations leaders to turn ambiguous operational problems into pragmatic, iterative ML systems that improve real customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coaching and developing Machine Learning Scientists through regular 1:1s, feedback and technical guidance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creating healthy ways of working for the team: clear priorities, strong technical standards, good documentation, sensible monitoring, and space for people to do their best work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to the wider Machine Learning discipline at Monzo, helping us scale how we build, ship and operate ML systems in production.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ve recently worked as a hands-on Machine Learning practitioner, for example as a Senior IC, Tech Lead, Team Lead or ML manager.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong foundations in ML, statistics, forecasting, optimisation or operations research, and enjoy applying them to messy real-world problems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve built, shipped or owned ML systems in production, and understand what it takes to make models useful, reliable, monitored and safe.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can move between technical detail and business context, explaining complex ML ideas clearly to technical and non-technical people.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coaching others is something you enjoy and take seriously. You may already have people management experience, but we’re also open to people taking their first formal step into management.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ambiguous problem spaces energise you. The right answer might involve a model, an algorithm, a product change, an operational process, or a combination of all four.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Customer outcomes matter to you, and you want to build systems that help people get answers to their problems quickly and efficiently.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re adaptable, curious and excited by quantitative problems.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £113,200 - £145,200 ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Full Loop: ML Modelling Skills Interview,\u0026amp;nbsp;Product \u0026amp;amp; ML interview,\u0026amp;nbsp;Project Deep Dive Interview,\u0026amp;nbsp;Leadership interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8195225","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3546756,"location":{"name":"London"},"metadata":null,"id":8195225,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3489","title":"Martech Specialist, AI Deployment","company_name":"Monzo","first_published":"2026-09-11T09:44:51-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London (UK) | 💰 £80,000 - £100,000 + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | 12 month fixed term contract |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;\u0026amp;nbsp;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for an experienced and highly capable Martech Specialist (AI deployment) to join our growing marketing technology team. In this role, you will play a key part in shifting us from AI as a productivity tool to AI as a core part of how our marketing team operates to hit its outcomes. You will lead the workstreams and build agents to transform how we produce content at scale, while supporting the adoption of AI applications more broadly across the business. Throughout, you\u0026#39;ll unlock new AI capabilities and the systems integrations that make them work within the guardrails of a regulated, financial-services environment.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a role for a first-principles and systems thinker: someone who can break a complex problem down to its fundamentals, design how the pieces fit together, and build. You\u0026#39;ll be a self-starter who thrives in ambiguity, and you\u0026#39;ll be excellent at navigating a complex, stakeholder-heavy environment to get things done.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role reports to the Director of Martech \u0026amp;amp; AI and sits within the Martech team, part of the Growth Collective. This is a 12-month fixed-term opportunity.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you\u0026#39;ll be involved in:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Programme management:\u0026lt;/strong\u0026gt; Leading our content scaling programme including translating goals into sequenced, actionable work, driving delivery, and coordinating owners and stakeholders across a complex environment.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Building AI agents:\u0026lt;/strong\u0026gt; Designing and building AI agents (using tools like Claude) to transform how we produce and scale content. This means turning repeatable, manual work into reliable, well-governed automated flows, with clear judgement on where a human stays in the loop.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Systems integration and governance:\u0026lt;/strong\u0026gt; Connecting AI and agents into our martech stack and data to unlock new capabilities. This means building the integrations that make them work, and doing it safely in a regulated, financial-services environment (i.e. with data protection, compliance, and the right controls built in).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Creative AI tooling:\u0026lt;/strong\u0026gt; Running discovery on creative AI tooling. This means assessing what\u0026#39;s out there, testing what fits, and identifying where it can raise the quality and scale of our creative output.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Tooling selection and RFP:\u0026lt;/strong\u0026gt; Running RFPs for Marketing tooling, particularly for a Digital Asset Management (DAM) system. This means driving a rigorous selection process from requirements through vendor evaluation to a clear, well-justified recommendation.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;AI adoption across the business:\u0026lt;/strong\u0026gt; Championing the adoption of AI-driven solutions beyond the programme, including helping other teams understand and apply AI, and sharing what works.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is for you if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record of building and applying AI for teams. You can point to agents, automations, or AI-driven workflows you\u0026#39;ve built and shipped that others came to rely on, ideally for a marketing or content team with people and stakeholders in the mix.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong programme leadership. You\u0026#39;ve led cross-functional programmes or workstreams end to end, sequencing the work, managing dependencies and risk, keeping stakeholders aligned, and driving delivery to a successful outcome (including picking up work already in flight).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a first-principles and systems thinker who can break down a complex, ambiguous problem, design how the parts fit together, and build a solution.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a self-starter who thrives in ambiguity and in complex, stakeholder-heavy environments, working with individuals at all levels to get things done.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a working understanding of marketing and how content and creative are produced. You know what \u0026quot;good\u0026quot; needs to look like and how to build the right guardrails around it.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You bring martech literacy and can run a rigorous tooling selection process. This means familiarity with the tooling, integrations, data, and vendors that make up a marketing tech stack.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re comfortable building and integrating AI in a regulated or high-governance environment. You design for data protection, compliance, and the right human controls from the start, not as an afterthought.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess excellent communication skills, translating between the business need and the technical detail so everyone\u0026#39;s working to the same picture.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply- even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £80,000 - £100,000 + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role can be offered in a hybrid approach, working from our London office and home.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 Application journey key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call with a member of the hiring team (30 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call with the Hiring Manager (30 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study Review Call (45 minutes) \u0026amp;amp;\u0026amp;nbsp;Behavioural interview (45 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Interview with the Hiring Manager, and a member of the Marketing Leadership Team (30 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks – your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8200681","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3549244,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8200681,"updated_at":"2026-09-15T11:34:38-04:00","requisition_id":"3494","title":"Operational Tax, Senior Manager","company_name":"Monzo","first_published":"2026-09-15T11:34:38-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰 £94,700 - £111,400 ➕ incentive awards tied to your performance | \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;|\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=tDAT6VxoqQM\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;⭐ About the role\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for a hands-on, detail-oriented and proactive \u0026lt;strong\u0026gt;Operational Tax Senior Manager\u0026lt;/strong\u0026gt; to support the Tax team at Monzo, and our wider Finance and Product teams.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll be joining our Tax Team and will be leading on all taxes that touch our customers and their tax reporting, across the UK and Europe. You’ll report into our Tax Governance Lead.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role covers all taxes that relate to customer liabilities or customer tax reporting. These are a core part of product design: we make sure we comply with our own obligations, and we make it as easy as possible for customers to comply with theirs. As we launch new products and enter new markets, this is a key area of our tax strategy, and this role gives you the exciting opportunity to own it and work closely with diverse teams across the business.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Owning operational tax:\u0026lt;/strong\u0026gt; Be Monzo’s subject matter expert on operational tax, advising the business and making sure we meet our obligations as we grow and enter new markets.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Leading compliance \u0026amp;amp; controls: \u0026lt;/strong\u0026gt;Own our operational tax processes and controls across jurisdictions, including BBSI, ISA reporting, FATCA and CRS, Corporate Criminal Offence and CT61s, plus overseas equivalents. Build new processes and controls as our products and markets evolve.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Shaping new products:\u0026lt;/strong\u0026gt; Partner with Product and local market teams from the outset to embed tax into product design, build the right reporting and controls, and pressure-test edge cases.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Staying ahead of change:\u0026lt;/strong\u0026gt; Keep on top of tax laws, regulations and case law across the UK and EU, translating changes into clear actions and helping Monzo prepare for new requirements.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Partnering across Monzo: \u0026lt;/strong\u0026gt;Work closely with Product, Financial Crime, Engineering, Legal, EU Next Markets and Finance to solve problems and support business initiatives from an operational tax perspective.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’re a qualified accountant and/or qualified tax advisor, or qualified by significant experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have significant in-house experience working in Operational Tax.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working relatively autonomously.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re energetic and are hands-on with your work, tackling whatever needs doing to make things happen.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have an eye for detail and enjoy working methodically through processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;What we’re doing at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £94,700 - £111,400 + incentive awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 We\u0026#39;re open to distributed working within the UK, with the expectation of working from the London office on occasional basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Phone call with Recruiter (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial video call with Tax member (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case study video interview with Hiring Manager and Tax member (60 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Stakeholder interview (45 mins)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3–4 weeks, but we will always work around your availability.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-NZ1 #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8173669","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3537488,"location":{"name":"Remote (UK)"},"metadata":null,"id":8173669,"updated_at":"2026-09-21T13:34:03-04:00","requisition_id":"3449","title":"Operations Strategy \u0026 Commercial Lead","company_name":"Monzo","first_published":"2026-09-09T13:36:51-04:00","language":"en","application_deadline":"2026-09-24T04:00:00-04:00","content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍UK Remote | 💰£92,400 - £118,225 +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Role\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Strategy and Commercial Lead to help shape and evolve the Operations strategy as we scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll help leadership make better decisions by bringing together performance insight, financial analysis, strategic thinking and structured problem solving. You’ll play an important role in making sure our priorities, investments and execution stay aligned as Operations grows in scale and complexity.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a high ownership role for someone who is comfortable moving between big picture strategy and detailed analysis, and who enjoys working across teams to turn ambiguity into clarity and action.\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Helping shape and continually evolve the Operations strategy, ensuring our priorities, trade offs and investments stay aligned to customer outcomes, operational resilience and long term efficiency\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Driving commercial visibility and performance management across Operations, including P\u0026amp;amp;L monitoring, analysis and identifying the biggest opportunities to improve unit economics over time\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Translating strategy, performance and progress into clear recommendations and decision support for senior leaders\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering closely with teams across Operations, Product, Engineering and Finance to connect strategy to delivery and make sure the highest value work moves forward\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Owning the management and coordination of the Operations Roadmap, ensuring there is a clear view of progress, risks, dependencies and decisions, and identifying where plans are off track or outcomes are not landing as intended so the right changes can be made to improve pace and impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;[stretch] Driving a small number of high impact cross functional initiatives that improve the scalability, efficiency and profitability of Operations (e.g goodwill)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have strong experience in strategy, commercial, transformation, business operations or a similar role in a fast moving environment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a track record of solving complex problems with analytical rigour, sound judgement and a strong bias to action\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You bring strong commercial acumen and are comfortable using performance and financial insight to support strategic decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable working on P\u0026amp;amp;L analysis, business cases, investment questions and broader unit economics\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are an excellent strategic thinker, able to see the bigger picture while also getting into the detail when needed\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a strong communicator, especially in writing, and can turn complexity into clear and compelling recommendations for senior stakeholders\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable leading cross functional work and driving alignment without direct authority\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in ambiguity and are able to adapt quickly as priorities evolve\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are highly organised, able to manage multiple priorities and keep focus on what matters most\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Application questions\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Recruiter Call - 30 mins\u0026lt;/strong\u0026gt;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;1st stage Technical Interview - 1 hour\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;and if you pass the 1st stage\u0026lt;strong\u0026gt;, a 2nd stage interview with case study.\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £92,400 - £118,225\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we\u0026#39;ll always work around your availability. You\u0026#39;ll have the chance to speak to our recruitment team at various points during your process, but if you do have any specific questions ahead of this please contact ninaebanksmetcalfe@monzo.com\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;🤖 We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This role will close at 9am on Thursday 24th September.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;#LI-REMOTE #LI-NEM\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":73665,"name":"Operations","child_ids":[70796,71131,73666,57966,43599,43597],"parent_id":null}],"offices":[{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8161520","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3532270,"location":{"name":"London; Remote (UK)"},"metadata":null,"id":8161520,"updated_at":"2026-09-17T06:52:52-04:00","requisition_id":"3437","title":"Payments Control Partner ","company_name":"Monzo","first_published":"2026-09-17T06:52:52-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/UK Remote | 💰£71,400 - £115,000 (Dependent on experience) + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; * ✨\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;We currently have two \u0026lt;strong\u0026gt;Payments Control Partner\u0026lt;/strong\u0026gt; opportunities - a permanent role, and a 12 month Fixed-term contract (starting mid-late October).\u0026lt;br\u0026gt;These roles sit within our Payments Collective, as part of our Controls Discipline (CD).\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Risk \u0026amp;amp; Control Discipline (RCD)\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Like any other regulated bank, we need to make sure we are managing our risks and controls, and are fully compliant with our regulation. At Monzo we want to do so while continuing with our agile “test and learn” approach to launching products. You’ll have a supporting role to help our Control Discipline make sure we successfully roll out and embed our risk management framework across the 1st line.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;ℹ️ About the roles\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;Payments are at the heart of Monzo\u0026amp;nbsp; - enabling millions of customers to send, spend and receive money every day.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Behind those customer experiences sits a complex ecosystem of payment products, technology and infrastructure, operations, payment schemes, external partners and regulatory obligations.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a \u0026lt;strong\u0026gt;Payments Control Partner\u0026lt;/strong\u0026gt;, you\u0026#39;ll be embedded within the Payments Collective and act as a first-line risk and control partner across this environment.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll build a deep understanding of Payments\u0026amp;nbsp; -\u0026amp;nbsp; its products, services, technology, operations, partners, regulatory obligations and strategic roadmap - and use this to help the Collective identify and manage its most important risks.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role spans product and change risk alongside the broader risk and control environment across Payments. You\u0026#39;ll help Payments meet its regulatory and scheme obligations, respond effectively to incidents and emerging risks, and maintain strong governance, resilience and assurance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The aim is to make risk management useful, proportionate and embedded in how Payments operates and makes decisions.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Being a trusted first-line risk partner for Payments\u0026lt;/strong\u0026gt;, building a deep understanding of its products, services, technology, infrastructure, operations and regulatory landscape to provide practical, well-judged risk advice.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Partnering on significant change and strategic programmes\u0026lt;/strong\u0026gt;, working across Product, Engineering and Operations to identify and assess risk, lead high-quality risk assessments and help teams navigate the right governance route.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Shaping and strengthening the Payments risk and control environment\u0026lt;/strong\u0026gt;, bringing a clear view of what a strong, scalable and proportionate control environment looks like for a multi-market, global Payments organisation, identifying gaps and ensuring material risks are effectively managed.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Supporting Payments\u0026#39; regulatory, policy and scheme obligations\u0026lt;/strong\u0026gt;, translating requirements into practical actions and supporting regulatory assessments, notifications, reporting and submissions where required.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Supporting significant incidents and remediation\u0026lt;/strong\u0026gt;, helping teams assess customer, regulatory and control impacts, coordinate appropriate remediation and ensure lessons are reflected in the wider risk and control environment.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Supporting Payments\u0026#39; resilience and continuity\u0026lt;/strong\u0026gt;, including Operational Resilience, Business Continuity and relevant third-party and exit planning activity.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Helping Payments deliver good customer outcomes\u0026lt;/strong\u0026gt;, supporting Consumer Duty monitoring and product reviews and using data and customer evidence to identify where further investigation or action is needed.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Supporting governance, audit and assurance activity\u0026lt;/strong\u0026gt;, providing clear risk insight to Payments leadership, coordinating relevant internal and external assurance activity and ensuring findings are appropriately addressed.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Improving how risk management works across Payments\u0026lt;/strong\u0026gt;, working across Product, Engineering, Operations and specialist teams to simplify, automate and embed proportionate risk management into how the Collective operates.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You bring a strong understanding of what good looks like for the control environment of a multi-market, global Payments organisation, with the experience and judgement to identify gaps and shape how the environment needs to evolve as we scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand that Payments risk extends beyond customer-facing products and can connect product, operational, technology, regulatory, scheme and resilience risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience independently leading complex risk assessments and providing effective challenge to Product, Engineering and Operations teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong knowledge of risk and control frameworks, including risk assessment, control design and monitoring, issue and action management, incidents and governance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re comfortable interpreting regulatory and policy requirements and translating them into practical actions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience supporting complex incidents, remediation, regulatory activity, audit or assurance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re comfortable working with data and using metrics, incidents, control information and customer evidence to understand the health of a risk and control environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can move between strategic programmes and ongoing risk management activity, prioritising effectively across competing demands.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can independently navigate ambiguous and high-complexity problems and know when something requires senior escalation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You communicate clearly and can produce high-quality, decision-ready material for senior leadership, committees, auditors and regulators.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You build strong relationships across Product, Engineering, Operations, Risk, Compliance and Legal while remaining comfortable with constructive challenging.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are pragmatic and proportionate, focusing attention on the risks that matter most and helping teams find practical solutions rather than adding unnecessary processes.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£71,400 - £115,000 (Dependent on experience) + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;(*\u0026lt;strong\u0026gt;Please note\u0026lt;/strong\u0026gt;: the Incentive Awards will apply to the permanent opportunity only)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Quick call with a Monzo Recruiter (w/c 21st Sep)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Short video-call with the Hiring Manager (w/c 28th Sep for successful applicants)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Full Loop Interviews: 1 x Role Specific Interview + 1 x Behavioural Interview (w/c 5th Oct)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;⏳ We are keen to progress quickly with this process - especially for the fixed-term opportunity that will begin in October. Applicants with immediate availability or short notice periods will be prioritised for the FTC opportunity.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;Applications close at 6pm on 25th September\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#CM-1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":73665,"name":"Operations","child_ids":[70796,71131,73666,57966,43599,43597],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746},{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7966820","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3458475,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7966820,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3218","title":"Product Marketing Lead","company_name":"Monzo","first_published":"2026-05-29T11:19:46-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰£100,000 - £133,000 +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; |\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for several\u0026amp;nbsp;\u0026lt;strong\u0026gt;Product Marketing Leads \u0026lt;/strong\u0026gt;to set the market intelligence and product strategy for individual product Collectives.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, Product Marketing is a global product-market fit discipline rather than a GTM discipline. We’re embedded in squads with PMs, Designers and User Researchers, shaping products and propositions by acting as the voice of the market (UK, Ireland, Spain and future markets). We then partner closely with Integrated Marketing, who lead marketing strategy and execution, to bring those propositions to customers. Together, we aim to build and market category-leading products. If that’s your flavour of product marketing, Monzo is for you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a player/coach role. You\u0026#39;ll own Product Marketing for a Collective: understanding customers, shaping product strategy, defining positioning, and guiding how launches land in the market. If you love influencing what gets built as much as how it\u0026#39;s communicated, you\u0026#39;ll feel at home here.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Where you could join:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Wealth \u0026lt;/strong\u0026gt;is building the future of how people grow their money: helping millions of customers save, invest, and plan for retirement with the same simplicity and trust they expect from their current account. It spans Savings, Investments, Pensions, Insurance, and brand new kinds of wealth-building experiences. This is a role for someone who wants to challenge how traditional wealth products work to make growing money (finally) feel simpler and more useful for everyday customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;MonzOS \u0026lt;/strong\u0026gt;is the intelligence layer of Monzo: an AI-powered operating system that helps customers find the right product, insight or action at the right moment. It brings together personalisation, recommendations, search and in-app discovery to make Monzo feel more useful every time someone opens the app. This is a role for someone who is excited by the challenge of making Monzo feel simple, trusted and indispensable in people’s financial lives.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;EU \u0026lt;/strong\u0026gt;is building Monzo for millions of customers across Europe, taking what people love about Monzo in the UK and making it work brilliantly in new markets. This role will lead consumer market insight and competitor discovery for new countries, while supporting growth in already-live markets like Ireland and Spain. This is a role for someone who loves figuring out how to win a market: turning customer insight, competitor analysis and local context into practical, provocative choices for product and marketing.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You and your team will…\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Set strategy for multiple categories. \u0026lt;/strong\u0026gt;You\u0026#39;ll own a one-year product marketing strategy for a complex, multi-product Collective. You will work to define how Monzo wins in multiple categories with multiple products over time.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Set the market intelligence agenda. \u0026lt;/strong\u0026gt;You\u0026#39;ll decide what we need to understand about our customers, competitors, and the market. You’ll identify and size opportunities, and build the frameworks other teams use to prioritise and respond.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Shape what gets built.\u0026lt;/strong\u0026gt; You\u0026#39;ll use market intelligence to shape product strategy across multiple areas, bringing a perspective that changes what we build and in what order. You\u0026#39;ll sit alongside Product leadership, driving commercial outcomes through product differentiation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Define positioning that moves the business. \u0026lt;/strong\u0026gt;You\u0026#39;ll ensure every product starts with a customer problem, differentiated positioning, and a proposition worth talking about. You’ll demonstrate that positioning will shift customer perception and move revenue at scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Own how we go to market.\u0026lt;/strong\u0026gt; You\u0026#39;ll decide when products launch, with what mechanic, and in what order, so launches across the Collective add up to more than a run of releases. You\u0026#39;ll give Integrated Marketing a brief sharp enough that they never have to guess, then feed what the market tells you back into the proposition.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Raise the bar for Product Marketing.\u0026lt;/strong\u0026gt; You\u0026#39;ll define what great looks like through high standards, coaching, feedback, and better systems. You\u0026#39;ll improve how PMM works by embedding AI into our workflows, tools, and playbooks. On the manager track, you\u0026#39;ll also be accountable for the development, performance, and careers of a small team.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Great PMMs come from all sorts of places. This is for you if:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You think beyond a single product.\u0026lt;/strong\u0026gt; You\u0026#39;re comfortable owning strategy across multiple products and categories, where work spans multiple squads and the decisions have business-wide implications.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You own the hardest calls in your domain.\u0026lt;/strong\u0026gt; You\u0026#39;re trusted to make high-stakes positioning and strategy decisions independently, and you\u0026#39;re right often enough that Product and Marketing leadership seek your judgement. You\u0026#39;re comfortable making difficult trade-offs between commercial needs, customer experience, and competitive urgency when the right answer isn\u0026#39;t obvious.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You bring senior people with you.\u0026lt;/strong\u0026gt; You build consensus around difficult decisions, influence senior stakeholders across disciplines, and create clarity out of ambiguity. People look to you for guidance when the path forward isn\u0026#39;t obvious.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You\u0026#39;re a player/coach.\u0026lt;/strong\u0026gt; You still want to do the hardest strategic work yourself while coaching others through feedback, mentoring, and high standards. Whether or not you\u0026#39;re a people manager, your impact is visible in the growth of the people around you.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Initial Call (45mins)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study Presentation (1hour)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;x2 final interviews via Google Meet (45mins for each interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you: \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;£100,000 - £133,000 as a base salary\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;This role will be based out of our London office next to Liverpool Street station in a hybrid approach of office based and home working, or remotely within the UK\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7686358","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3380211,"location":{"name":"Dublin"},"metadata":null,"id":7686358,"updated_at":"2026-09-18T06:22:34-04:00","requisition_id":"3042","title":"Risk Assurance Manager","company_name":"Monzo","first_published":"2026-03-10T08:28:34-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Dublin, Ireland \u0026amp;nbsp;|💰 \u0026lt;strong\u0026gt;€68,00 - €83,000, Incentive Awards tied to your performance ➕ benefits\u0026lt;/strong\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk and Compliance team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo Bank Europe (MBEU) is the Irish-based subsidiary of the Monzo Group and the strategic launchpad for our expansion across the European Union. We are looking for a seasoned Risk Assurance Manager to provide independent Second-Line of Defence (2LOD) assurance over the design and effectiveness of the bank’s risk management framework, controls and processes. You will ensure that key risks are managed in line with regulatory expectations, internal policies and our risk appetite, providing robust oversight and challenge across the full spectrum of the bank’s risk universe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;In this role, you will ensure the bank complies with:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Irish Regulatory Obligations, including CBI, CPC, AML/CFT legislation, and the Companies Act.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;EU Regulatory Requirements, including DORA, EBA Guidelines, ECB/SSM expectations, and GDPR.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Internal Governance, including adherence to risk frameworks, policies, and risk appetite.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Reporting directly to the Director of Risk Assurance, MBEU, you will design, execute, and report on 2LOD assurance reviews covering conduct, financial crime, fraud, credit, and financial risks. Your remit will also include operational risk, ICT and information security, outsourcing, data protection and governance structures. This role is critical in fostering a sound risk culture and supporting senior management and the Board in their oversight responsibilities.You will be instrumental in providing stakeholders with the assurance needed to ensure our growth is safe, resilient and compliant.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards 2018 issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Assurance Plan\u0026lt;/strong\u0026gt;: Planning, coordinating and executing comprehensive risk assurance activities, including effectiveness reviews to ensure EU-wide adherence to the enterprise risk framework.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Thematic Reviews:\u0026lt;/strong\u0026gt; Conducting targeted thematic reviews across specific risk areas (e.g., conduct, compliance, financial crime, IT, prudential and strategic risk) to provide in-depth assurance over design adequacy and operating effectiveness.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Remediation\u0026lt;/strong\u0026gt;: Identifying areas for improvement within the risk management framework and control environment, recommending practical, impactful solutions and tracking remediation efforts to completion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Stakeholder Engagement\u0026lt;/strong\u0026gt;: Proactively engage with business and risk stakeholders to understand Monzo Europe’s products and risk profiles, fostering a collaborative and transparent risk culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Strategic Planning\u0026lt;/strong\u0026gt;: Contributing to the annual risk assurance plan by providing insights gathered through continuous monitoring of regulatory trends and horizon scanning, market practices and upstream developments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Framework Governance\u0026lt;/strong\u0026gt;: Contribute to the continuous improvement of the 2LOD Risk Assurance Framework, Methodology and Terms of Reference to ensure they remain fit-for-purpose and market-leading.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Cross-Functional Collaboration\u0026lt;/strong\u0026gt;: Partnering closely with First-Line of Defence (1LOD) control testing, Group 2LOD, and Internal Audit to ensure alignment while maintaining strict independent challenge.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Reporting \u0026amp;amp; Governance\u0026lt;/strong\u0026gt;: Contributing to risk governance by reporting thematic insights, trends and remediation progress to senior management committees.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Risk Culture\u0026lt;/strong\u0026gt;: Promote a strong risk and compliance culture, awareness and training programs across the organisation.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a strong background in risk assurance, internal audit and/or risk management within banking or fintech in the European regulatory and financial services landscape.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven ability to plan and execute diverse assurance activities, from effectiveness reviews to thematic deep dives, with a clear focus on root cause analysis.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve led reviews across a wide range of risk areas, including ICT and Information Security, Financial/Prudential (Liquidity, Treasury, Capital), Fraud and Financial Crime (AML/Sanctions), Operational and Conduct Risk (Consumer Protection/Vulnerability).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess a deep understanding of risk and control frameworks (e.g., COSO, ISO) and can practically apply this knowledge to 2LOD oversight.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are skilled in the hands-on identification and testing of risks and controls, with a keen eye for detail and potential weaknesses.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a track record of identifying gaps within risk management processes and frameworks and recommending practical, high-impact solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You combine sharp analytical skills with the ability to communicate findings clearly to diverse stakeholders, offering constructive challenge and influencing at all levels.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong data analysis skills, you know how to extract, interrogate and present data in a way that makes complex issues easy for stakeholders to understand.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re proficient in Google Suite and can build high-quality decks for Committee and Board reporting. Experience with SQL or Python is a distinct advantage.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A salary range of €68,000 - €83,000 and Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of our hiring team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A final call with a member of our Executive team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270},{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8096406","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3380211,"location":{"name":"Barcelona"},"metadata":null,"id":8096406,"updated_at":"2026-09-18T06:22:34-04:00","requisition_id":"3042","title":"Risk Assurance Manager","company_name":"Monzo","first_published":"2026-08-04T03:34:04-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026amp;nbsp; |💰 €53,000 - €65,000, Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk and Compliance team\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Monzo Bank Europe (MBEU) is the Irish-based subsidiary of the Monzo Group and the strategic launchpad for our expansion across the European Union. We are looking for a seasoned Risk Assurance Manager to provide independent Second-Line of Defence (2LOD) assurance over the design and effectiveness of the bank’s risk management framework, controls and processes. You will ensure that key risks are managed in line with regulatory expectations, internal policies and our risk appetite, providing robust oversight and challenge across the full spectrum of the bank’s risk universe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;In this role, you will ensure the bank complies with:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Irish Regulatory Obligations, including CBI, CPC, AML/CFT legislation, and the Companies Act.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;EU Regulatory Requirements, including DORA, EBA Guidelines, ECB/SSM expectations, and GDPR.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Internal Governance, including adherence to risk frameworks, policies, and risk appetite.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Reporting directly to the Director of Risk Assurance, MBEU, you will design, execute, and report on 2LOD assurance reviews covering conduct, financial crime, fraud, credit, and financial risks. Your remit will also include operational risk, ICT and information security, outsourcing, data protection and governance structures. This role is critical in fostering a sound risk culture and supporting senior management and the Board in their oversight responsibilities.You will be instrumental in providing stakeholders with the assurance needed to ensure our growth is safe, resilient and compliant.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards 2018 issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🔑You’ll play a key role by...\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Assurance Plan: Planning, coordinating and executing comprehensive risk assurance activities, including effectiveness reviews to ensure EU-wide adherence to the enterprise risk framework.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Thematic Reviews: Conducting targeted thematic reviews across specific risk areas (e.g., conduct, compliance, financial crime, IT, prudential and strategic risk) to provide in-depth assurance over design adequacy and operating effectiveness.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Remediation: Identifying areas for improvement within the risk management framework and control environment, recommending practical, impactful solutions and tracking remediation efforts to completion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Stakeholder Engagement: Proactively engage with business and risk stakeholders to understand Monzo Europe’s products and risk profiles, fostering a collaborative and transparent risk culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strategic Planning: Contributing to the annual risk assurance plan by providing insights gathered through continuous monitoring of regulatory trends and horizon scanning, market practices and upstream developments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Framework Governance: Contribute to the continuous improvement of the 2LOD Risk Assurance Framework, Methodology and Terms of Reference to ensure they remain fit-for-purpose and market-leading.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Cross-Functional Collaboration: Partnering closely with First-Line of Defence (1LOD) control testing, Group 2LOD, and Internal Audit to ensure alignment while maintaining strict independent challenge.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reporting \u0026amp;amp; Governance: Contributing to risk governance by reporting thematic insights, trends and remediation progress to senior management committees.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Risk Culture: Promote a strong risk and compliance culture, awareness and training programs across the organisation.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a strong background in risk assurance, internal audit and/or risk management within banking or fintech in the European regulatory and financial services landscape.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven ability to plan and execute diverse assurance activities, from effectiveness reviews to thematic deep dives, with a clear focus on root cause analysis.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve led reviews across a wide range of risk areas, including ICT and Information Security, Financial/Prudential (Liquidity, Treasury, Capital), Fraud and Financial Crime (AML/Sanctions), Operational and Conduct Risk (Consumer Protection/Vulnerability).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess a deep understanding of risk and control frameworks (e.g., COSO, ISO) and can practically apply this knowledge to 2LOD oversight.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are skilled in the hands-on identification and testing of risks and controls, with a keen eye for detail and potential weaknesses.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a track record of identifying gaps within risk management processes and frameworks and recommending practical, high-impact solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You combine sharp analytical skills with the ability to communicate findings clearly to diverse stakeholders, offering constructive challenge and influencing at all levels.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong data analysis skills, you know how to extract, interrogate and present data in a way that makes complex issues easy for stakeholders to understand.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re proficient in Google Suite and can build high-quality decks for Committee and Board reporting. Experience with SQL or Python is a distinct advantage.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🙌What’s in it for you\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰A base salary range of €53,000 - €65,000 ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Barcelona office 2 - 3 days a week, however, you will be expected to travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of our hiring team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A final call with a member of our Executive team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270},{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8096409","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3380211,"location":{"name":"Madrid"},"metadata":null,"id":8096409,"updated_at":"2026-09-18T06:22:34-04:00","requisition_id":"3042","title":"Risk Assurance Manager","company_name":"Monzo","first_published":"2026-08-04T03:34:04-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Madrid, Spain\u0026amp;nbsp; |💰 €53,000 - €65,000, Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk and Compliance team\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Monzo Bank Europe (MBEU) is the Irish-based subsidiary of the Monzo Group and the strategic launchpad for our expansion across the European Union. We are looking for a seasoned Risk Assurance Manager to provide independent Second-Line of Defence (2LOD) assurance over the design and effectiveness of the bank’s risk management framework, controls and processes. You will ensure that key risks are managed in line with regulatory expectations, internal policies and our risk appetite, providing robust oversight and challenge across the full spectrum of the bank’s risk universe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;In this role, you will ensure the bank complies with:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Irish Regulatory Obligations, including CBI, CPC, AML/CFT legislation, and the Companies Act.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;EU Regulatory Requirements, including DORA, EBA Guidelines, ECB/SSM expectations, and GDPR.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Internal Governance, including adherence to risk frameworks, policies, and risk appetite.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Reporting directly to the Director of Risk Assurance, MBEU, you will design, execute, and report on 2LOD assurance reviews covering conduct, financial crime, fraud, credit, and financial risks. Your remit will also include operational risk, ICT and information security, outsourcing, data protection and governance structures. This role is critical in fostering a sound risk culture and supporting senior management and the Board in their oversight responsibilities.You will be instrumental in providing stakeholders with the assurance needed to ensure our growth is safe, resilient and compliant.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards 2018 issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🔑You’ll play a key role by...\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Assurance Plan: Planning, coordinating and executing comprehensive risk assurance activities, including effectiveness reviews to ensure EU-wide adherence to the enterprise risk framework.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Thematic Reviews: Conducting targeted thematic reviews across specific risk areas (e.g., conduct, compliance, financial crime, IT, prudential and strategic risk) to provide in-depth assurance over design adequacy and operating effectiveness.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Remediation: Identifying areas for improvement within the risk management framework and control environment, recommending practical, impactful solutions and tracking remediation efforts to completion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Stakeholder Engagement: Proactively engage with business and risk stakeholders to understand Monzo Europe’s products and risk profiles, fostering a collaborative and transparent risk culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strategic Planning: Contributing to the annual risk assurance plan by providing insights gathered through continuous monitoring of regulatory trends and horizon scanning, market practices and upstream developments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Framework Governance: Contribute to the continuous improvement of the 2LOD Risk Assurance Framework, Methodology and Terms of Reference to ensure they remain fit-for-purpose and market-leading.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Cross-Functional Collaboration: Partnering closely with First-Line of Defence (1LOD) control testing, Group 2LOD, and Internal Audit to ensure alignment while maintaining strict independent challenge.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reporting \u0026amp;amp; Governance: Contributing to risk governance by reporting thematic insights, trends and remediation progress to senior management committees.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Risk Culture: Promote a strong risk and compliance culture, awareness and training programs across the organisation.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a strong background in risk assurance, internal audit and/or risk management within banking or fintech in the European regulatory and financial services landscape.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven ability to plan and execute diverse assurance activities, from effectiveness reviews to thematic deep dives, with a clear focus on root cause analysis.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve led reviews across a wide range of risk areas, including ICT and Information Security, Financial/Prudential (Liquidity, Treasury, Capital), Fraud and Financial Crime (AML/Sanctions), Operational and Conduct Risk (Consumer Protection/Vulnerability).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess a deep understanding of risk and control frameworks (e.g., COSO, ISO) and can practically apply this knowledge to 2LOD oversight.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are skilled in the hands-on identification and testing of risks and controls, with a keen eye for detail and potential weaknesses.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a track record of identifying gaps within risk management processes and frameworks and recommending practical, high-impact solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You combine sharp analytical skills with the ability to communicate findings clearly to diverse stakeholders, offering constructive challenge and influencing at all levels.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong data analysis skills, you know how to extract, interrogate and present data in a way that makes complex issues easy for stakeholders to understand.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re proficient in Google Suite and can build high-quality decks for Committee and Board reporting. Experience with SQL or Python is a distinct advantage.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🙌What’s in it for you\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰A base salary range of €53,000 - €65,000 ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Madrid office 2 - 3 days a week, however, you will be expected to travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of our hiring team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A final call with a member of our Executive team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270},{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8105783","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3511513,"location":{"name":"London"},"metadata":null,"id":8105783,"updated_at":"2026-09-21T09:45:59-04:00","requisition_id":"3381","title":"Sales Account Executive, Fixed Term Contract","company_name":"Monzo","first_published":"2026-08-05T03:26:01-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London OR UK Remote | 💰£67,000 Total OTE (base salary + commission) +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;strong\u0026gt;Fixed-Term 12-month contract 📝\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;*Please note we cannot sponsor visas for this role\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Business Banking team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo Business is on a mission to make banking effortless for small businesses. We help people start, run and grow their businesses with simple, transparent banking and tools that reduce financial admin, so they can spend more time focusing on what matters most.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re launching Monzo Business in Spain, initially focusing on sole traders and simple micro-businesses. While many customers will use a self-serve journey, we know there are moments where speaking to a real person can make all the difference.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As our founding Spanish Sales Account Executive, you\u0026#39;ll be based in London as part of our UK Sales team, and working closely with Spain Go-To-Market, Product and Marketing teams. You\u0026#39;ll combine hands-on sales with gathering customer insight — helping potential customers move forward while shaping the playbook for how Sales can best support our growth in Spain.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is more than just a traditional Sales AE role focused solely on sales conversion. You will also have the opportunity to test, learn and influence how we build a safe, effective and scalable sales motion for Spain from the ground up.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Engage with prospective Spanish SMB customers through discovery calls, emails and messaging, and understand their business, challenges, goals and requirements.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Be a product expert: fully understand Monzo\u0026#39;s business banking products, features and services. Explaining Monzo Business\u0026#39;s proposition, product capabilities and application process clearly, helping customers understand their next step without providing financial, tax, legal or regulatory advice.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive full sales cycle, from early prospecting and qualification; to demos and sales;\u0026amp;nbsp; to ensuring successful account switch and activation. Drive activation: not just closing, but ensuring new business customers are fully set up and onboarded.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Understand and capture detailed customer objections and feedback. Turn customer conversations into structured and actionable learnings and insights by identifying recurring questions, unmet needs, and journey friction and more.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate closely with Go To Market, Product and Marketing teams by collecting, analysing and sharing sales feedback to help teams make rapid and data-driven adjustments\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage a pipeline of leads with strong attention to data hygiene: timely follow-ups, accurate forecasting, deal tracking. Qualifying and prioritising opportunities, handling objections and following up consistently to help customers progress through their journey.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping shape our Spain sales playbook, including messaging, qualification, objection handling, scripts and customer journeys. Help create and refine Spanish-language scripts, FAQs, objection handling and sales processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deliver outstanding service at every touchpoint: via phone, video, email, text or digital channels.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Achieve sales targets: conversion, activations, revenue, engagement and other growth metrics as set by the commercial leadership.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have hands-on sales experience, ideally as an Account Executive, Sales Development Representative or Business Development Representative, and are comfortable qualifying opportunities, handling objections and following up with customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong familiarity with Spanish culture, customer expectations and communication styles, and the judgement to adapt your approach accordingly.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Fluent Spanish and English, with excellent written and verbal communication in both languages.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong consultative communication skills: you listen carefully, ask thoughtful questions and explain complex topics simply.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ability to build trust with customers who may be unfamiliar with Monzo or uncertain about changing their banking setup.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience gathering, structuring and analysing commercial or customer data. You enjoy working cross-functionally and can turn what you\u0026#39;re hearing from customers into useful insights for teams such as Product, Marketing, Operations, Risk and Compliance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience selling to or supporting small businesses, ideally within financial services, SaaS or another complex service environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re excited by experimentation and comfortable working in an early-stage, fast-changing environment where you\u0026#39;ll help shape processes and playbooks as well as follow them.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re highly organised, comfortable working with CRM tools or structured customer data, and bring strong judgement, integrity and customer care to every interaction.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Bonus points if you have experience with:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Selling to or supporting Spanish sole traders, micro-businesses or SMEs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Banking, payments or another regulated industry.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Selling a new and unfamiliar product to market\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Customer research, voice-of-customer programmes, sales enablement or GTM experimentation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Background in consultative services.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£67,000 Total OTE (base salary + commission)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can based in our London office or remotely in the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;ℹ️ Please note this will be a 12 month fixed-term-contract\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;20 min recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;30 min call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task and in person task review\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45 min behavioural interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-OS1\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":57966,"name":"Special Projects","child_ids":[],"parent_id":73665}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6076740","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2910554,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6076740,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"10907","title":"Senior Analytics Engineer","company_name":"Monzo","first_published":"2024-07-01T08:16:57-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £76,500-£95,000 ➕ Incentive Awards tied to your performance and \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;Benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong data-stringify-type=\u0026quot;bold\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;c-emoji c-emoji__medium c-emoji--inline\u0026quot; data-qa=\u0026quot;emoji\u0026quot; data-sk=\u0026quot;tooltip_parent\u0026quot;\u0026gt;\u0026lt;img style=\u0026quot;max-width: 100%;\u0026quot; src=\u0026quot;https://a.slack-edge.com/production-standard-emoji-assets/14.0/apple-medium/2b50.png\u0026quot; alt=\u0026quot;:star:\u0026quot; data-stringify-type=\u0026quot;emoji\u0026quot; data-stringify-emoji=\u0026quot;:star:\u0026quot;\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong data-stringify-type=\u0026quot;bold\u0026quot;\u0026gt;\u0026amp;nbsp;Analytics Engineering at Monzo\u0026lt;/strong\u0026gt;\u0026lt;br\u0026gt;We have around 60 Analytics Engineers out of roughly 300 data practitioners in total - and we have big ambitions for the discipline. Analytics Engineering is at the core of how we build our data to enable Monzo to make better and faster decisions by having a performant, scalable and high quality data warehouse. As an Analytics Engineer here you\u0026#39;ll be working collaboratively with other disciplines like product, engineering and data science, and we run regular knowledge-sharing sessions so you’ll learn loads about everything from our data modelling principles to how banks work and effective communication.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The Analytics Engineering team is responsible for building downstream data models from backend services with the desire to make our Data Warehouse a genuine competitive advantage for Monzo. We want a discipline capable of building an amazing Data Warehouse to support decision making, Business Intelligence, key financial reconciliation processes and best in class analytics and Data Science.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll enable our data driven approach, and:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 1.5;\u0026quot;\u0026gt;Support the building of robust data models downstream of backend services (mostly in BigQuery) that support internal reporting, machine learning as well as financial and regulatory use cases.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Focus on optimisation of our Data Warehouse, spotting opportunities to reduce complexity and cost.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Help define and manage best practices for our Data Warehouse. This may include payload design of source data, logical data modelling, implementation, metadata and testing standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Set standards and ways of working with data across Monzo, working collaboratively with others to make it happen.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Take established best practices and standards defined by the team, applying them within other areas of the business.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Investigate and effectively work with colleagues from other disciplines to monitor and improve data quality within the warehouse.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot;\u0026gt;Contribute to prioritisation of data governance issues\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot;\u0026gt;We all own and support the pipelines we contribute to, and on call support out of hours will be expected from time to time as part of this role\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;div class=\u0026quot;p-rich_text_section\u0026quot;\u0026gt;\u0026lt;strong data-stringify-type=\u0026quot;bold\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;c-emoji c-emoji__medium c-emoji--inline\u0026quot; data-qa=\u0026quot;emoji\u0026quot; data-sk=\u0026quot;tooltip_parent\u0026quot;\u0026gt;\u0026lt;img style=\u0026quot;max-width: 100%;\u0026quot; src=\u0026quot;https://a.slack-edge.com/production-standard-emoji-assets/14.0/apple-medium/1f929@2x.png\u0026quot; alt=\u0026quot;:star-struck:\u0026quot; data-stringify-type=\u0026quot;emoji\u0026quot; data-stringify-emoji=\u0026quot;:star-struck:\u0026quot;\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong data-stringify-type=\u0026quot;bold\u0026quot;\u0026gt;We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/div\u0026gt;\n\u0026lt;ul class=\u0026quot;p-rich_text_list p-rich_text_list__bullet\u0026quot; data-stringify-type=\u0026quot;unordered-list\u0026quot; data-indent=\u0026quot;0\u0026quot; data-border=\u0026quot;0\u0026quot;\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;You enjoy working with cross functional fast moving teams and are passionate about serving small businesses.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;You are able to think strategically about the Business Banking product and how our underlying data models will unlock more insights for our team and more value for our customers.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;You have a strong passion for data modelling, ETL projects, and Big Data.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;You enjoy working with data streams from various services, such as financial, transactional, and operational systems.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;SQL and data modelling are second nature to you, and you are comfortable with general Data Warehousing concepts.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;You are committed to continuous improvement, proactively identifying opportunities and addressing challenges in your work and the work of others.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Nice to haves\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 1.5;\u0026quot;\u0026gt;Any experience working within a finance function or knowledge of accounting.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working in a highly regulated environment (e.g. finance, gaming, food, health care).\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Knowledge of regulatory reporting and treasury operations in retail banking\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Exposure to Python, Go or similar languages.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working with orchestration frameworks such as Airflow/Luigi\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have previously used dbt, dataform or similar tooling.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 1.5;\u0026quot;\u0026gt;Used to AGILE ways of working (Kanban, Scrum)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30 minute recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45 minute call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2-part final stage\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3 weeks but we will always work around your availability.Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-AS1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6635837","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3075317,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6635837,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"1871","title":"Senior Backend Engineer","company_name":"Monzo","first_published":"2025-02-14T13:27:02-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or UK Remote | 💰\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt; Senior Engineer (L50)\u0026lt;/a\u0026gt; £105,000 - £135,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;Technology\u0026lt;/a\u0026gt; - Engineering\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you\u0026#39;ll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of ~100 people). They are: Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security \u0026amp;amp; Expansion. All of our collectives are doing innovative work, many of which have machine learning and AI at the forefront- from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency 🕣✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L50 Engineers at the moment, you can read more in our\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework \u0026lt;/a\u0026gt;- we will interview you across the whole frame work, so if you are not sure what level you are aiming for please chat to your recruiters!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so whilst we use the below technologies we do not expect prior knowledge, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £105,000 - £135,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅We can sponsor visas.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;We\u0026#39;re usually always hiring for Backend Engineers, so there\u0026#39;s no closing date for this job.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NB\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8092745","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3505781,"location":{"name":"London; Remote (UK)"},"metadata":null,"id":8092745,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3358","title":"Senior Credit Risk Manager, Credit Platform ","company_name":"Monzo","first_published":"2026-07-30T07:38:25-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰 £125,400 - £169,600 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About us:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as \u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from our UK team about what it\u0026#39;s like working at Monzo\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About the team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) business is growing rapidly across both our existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and we’re looking for driven, analytical and creative individuals to help us achieve this goal.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re great believers in powerful, real-time analytics and empowering the wider business. All our data lives in one place and is easy to use. Over 90% of day-to-day data-driven decisions are supported through self-serve analytics in Looker, giving analysts the headspace to focus on solving high-impact business problems.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Credit Platform squad builds the shared infrastructure that powers lending decisioning across Monzo. We develop the core credit valuation (NPV) infrastructure, decisioning capabilities and data foundations that enable our Product Credit teams to develop, evaluate and deploy lending strategies across products and markets. As we scale internationally, our platform is at the heart of delivering consistent, scalable credit capabilities globally. You\u0026#39;ll lead a team of five Credit Analysts, shaping the evolution of our platform, pushing the boundaries to unlock the next generation of lending capabilities and drive efficiencies.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Join a team where your ideas can rapidly transform into reality, leveraging our cutting-edge technology and agile ways of working. Credit Platform is a cross-functional squad bringing together Credit, Product, Engineering and Data expertise to build shared capabilities that power Borrowing across Monzo.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How you’ll contribute:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Shape our Credit Platform: Define the roadmap for Monzo\u0026#39;s Credit Platform, evolving the shared infrastructure that enables Product Credit teams to develop, evaluate and deploy lending strategies across our retail and business lending products in the UK and new global markets.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Build Credit Valuation Infrastructure: Lead the evolution of the infrastructure that supports Monzo\u0026#39;s credit valuation capabilities, including our NPV modelling framework, ensuring it is scalable, reliable and enables Product Credit teams to optimise lending economics.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Lead and Develop a High-Performing Team: Hire, coach and develop a high-performing team of Credit Analysts, fostering a culture of technical excellence, ownership and continuous improvement while delivering platform capabilities with broad organisational impact.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Partner Across Monzo: Work closely with Credit, Engineering, Product, Machine Learning, Data and Risk teams to build platform capabilities that accelerate experimentation, simplify strategy deployment and improve the speed and quality of credit decisioning.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Influence Through Technical Leadership: Represent the Credit Platform across Monzo, translating complex technical concepts into clear recommendations for senior leaders and helping shape the future direction of our lending platform.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are a technical and strategic credit leader\u0026lt;/strong\u0026gt; with extensive experience in unsecured lending.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You understand lending economics inside out\u0026lt;/strong\u0026gt;, with deep experience in NPV modelling and the infrastructure and frameworks that enable effective credit decisioning\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are highly motivated by fast-paced environments\u0026lt;/strong\u0026gt;, enjoy ambiguity, designing frameworks from scratch, and delivering meaningful change.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are an exceptional cross-functional leader\u0026lt;/strong\u0026gt; who thrives when partnering with Engineering, Product, Risk, Machine Learning and Credit teams to deliver shared platform capabilities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have a track record of leading and developing analytical talent\u0026lt;/strong\u0026gt;, and you are excited by the prospect of leading a high-impact team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have strong analytical and data capabilities\u0026lt;/strong\u0026gt; backed up by technical coding skills (SQL is a must-have; Python and Looker experience is a plus).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call with the hiring manager\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final loop of interviews meeting key stakeholders\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on tech-hiring@monzo.com\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal Opportunity Statement\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We are actively creating an equitable environment for every Monzonaut to thrive.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we are making sure we have lots of support for all of our people to grow at Monzo. At Monzo, embracing diversity in all of its forms and fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our\u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt; blog\u0026lt;/a\u0026gt;, 2021\u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2021-diversity-and-inclusion-report\u0026quot;\u0026gt; Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2022\u0026lt;a href=\u0026quot;https://monzo.com/blog/2023/01/31/an-update-on-our-gender-pay-gap-jan-2023\u0026quot;\u0026gt; Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re an equal opportunity employer. All applicants will be considered for employment without attention to ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity status or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-COD #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746},{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8064099","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3494360,"location":{"name":"Barcelona"},"metadata":null,"id":8064099,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3322","title":"Senior Data Scientist","company_name":"Monzo","first_published":"2026-07-17T06:05:22-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Data Science Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for a Senior Product Data Scientist excited to help build the bank of the future. You\u0026#39;ll have the opportunity to super charge our user engagement and help us to build a bank that customers truly love.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we\u0026#39;re building a bank that is fair, transparent and a delight to use. We’re growing extremely fast and have over 15 million customers in the UK. We’ve built a product that people love and more than 80% of our growth comes from word of mouth and referrals.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We have a strong culture of data-driven decision making across the whole company. And we\u0026#39;re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we hire\u0026lt;/strong\u0026gt; \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We are excited to be expanding and are hiring for multiple roles across our Data Science teams! Whether your interests lie in Borrowing, Growth, Payments, Fincrime, Wealth, or Core, we are looking for talented individuals with a versatile skill set to contribute across our squads. While we allocate teams after the interview process, we aim to match your skills and aspirations with the most suitable role. Throughout the process, you will meet team members from across our Data Science collectives, who will guide you through the opportunities available. Join us and be part of shaping our future!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Applying your expertise in quantitative analysis, data mining, and the presentation of data to see beyond the numbers and understand how our users interact with our products and how those insights can inform our product strategy\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Guide and enable product teams to measure things that matter; initiate or help run A/B experiments to keep improving everything we do\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive together with the finance team a unified company-wide understanding of the lifetime value of our users and how different product features are impacting user profitability\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Liaise with engineers to keep making sure we collect the right data to produce relevant business insights\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re impact driven and eager to have a real positive impact on the company, product, users and very importantly your colleagues as well\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re commercially minded and can put numbers into business perspective\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re as comfortable getting hands-on as taking a step back and thinking strategically\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a self-starter mindset ; you proactively identify issues and opportunities and tackle them without being told to do so\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a team player whom your colleagues can rely on\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have solid grounding in SQL and preferably Python\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in conducting large scale A/B experiments\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process: \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;1. Recruiter Call\u0026amp;nbsp;\u0026lt;br\u0026gt;2. Initial Call \u0026lt;br\u0026gt;3. Technical Interview \u0026lt;br\u0026gt;4. Final Interview including a case study and collaboration interview \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;Our average process takes around 2-3 weeks but we will always work around your availability. \u0026lt;br\u0026gt;You will have the chance to speak to our recruitment team at various points during your process.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8195476","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3546873,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8195476,"updated_at":"2026-09-15T10:44:26-04:00","requisition_id":"3488","title":"Senior Director of People Operations","company_name":"Monzo","first_published":"2026-09-15T10:44:26-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰competitive salary + equity + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our People team⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We call it Monzo Magic. Mission. Action. Growth. Inclusion. Care. It runs through everything that we do and within the People Team it’s how we set Monzo up for success by bringing mission-led people together to do work and banking differently.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We foster a culture that centres on our customers and brings together the best of tech with the best of banking. We empower a diverse, high-performing, innovative and agile workforce in doing the most impactful work of their careers to date.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a visionary and highly strategic leader to shape and lead how we streamline people processes and use technology to leverage the impact and value of our global workforce.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Reporting directly to our VP, Reward \u0026amp;amp; People Operations, this role will own and lead Monzo’s vital people operations pillars: People Technology, People Analytics \u0026amp;amp; Insights, Global Mobility, and People Operations \u0026amp;amp; Payroll. You will partner closely with leadership to build a seamless, data-driven foundation for Monzo’s global workforce.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a brilliant time to join Monzo. You will inherit a talented, established group of SMEs at a pivotal transition time for the organisation as we implement our new HRIS (Workday), accelerate the adoption of AI technologies across the organisation, and are expanding the business into Europe.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ll create and champion a multi-year strategy and technical roadmap that aligns with our overall business goals, delivering seamless People processes\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll be responsible for setting and driving the AI strategy across the People Team, leading an existing cross team People AI project squad\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll be responsible for navigating governance and Executive stakeholder management, enabling the teams to focus on execution\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll act as a thought leader, bringing the best industry practices to drive automation, continuous process improvement, leveraging technology to enhance self-service and digital transformation across all people touchpoints, improving the experience for Monzonauts, candidates, and managers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll lead activity to mature our people analytics capabilities, ensuring we have high-quality insights and predictive analytics that help leadership make evidence-based people decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll collaborate with your team leads to manage strategic relationships and optimise commercial budgets with external tech vendors and operational partners, ensuring we select, negotiate, and implement the highest-quality solutions for Monzo\u0026#39;s scaling needs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll champion and uphold strong governance, control frameworks, and auditable processes across payroll, mobility, and systems to protect the integrity of our data, ensure compliance with localised employment laws, and pass financial audits with flying colours\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll oversee the review of Monzo’s global payroll infrastructure and operations\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;Direct reports:\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;People Operations \u0026amp;amp; Payroll Lead\u0026lt;/strong\u0026gt; - lead a team of payroll and people operations associates\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Head of People Technology\u0026lt;/strong\u0026gt; (Systems \u0026amp;amp; Data) - responsible for a team of people systems and data experts, owner of HRIS implementation and our full people systems stack\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Global Mobility Lead \u0026lt;/strong\u0026gt;- leads a team responsible for Monzo’s global mobility and immigration programmes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;People Analytics \u0026amp;amp; Insights Specialist\u0026lt;/strong\u0026gt; - 🆕role (to hire) responsible for delivering enhanced people and performance analytics and insights\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ve got extensive experience designing and leading People Operations and Technology strategies at scale, and you’re just as comfortable moving from high-level organisational design to getting your hands dirty\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You know the inner workings of People infrastructure inside and out - from payroll cycles and global mobility frameworks to managing complex enterprise HRIS ecosystems (ideally with direct exposure to Workday implementations or governance) - and you excel at navigating global, matrixed environments\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a collaborative, consultative leader and expert stakeholder manager, comfortable partnering with our VP and C-suite team to translate complex technical, compliance, or operational challenges into clear, business-focused narratives\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are deeply clued up on GDPR, data privacy laws, localised payroll regulations, and international employment compliance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;And of course, you’re an inspiring, passionate people leader who loves enabling and supporting technical experts and SMEs, fostering continuous development and improved ways of working.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience in any of the following systems (desirable, not mandatory): Hibob, Workday, Greenhouse, Lattice, Peakon, Globalshares, Pave, Looker\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Competitive salary range ➕ Equity ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Call with Recruiter\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call with Hiring Manager\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;3 Loop Interviews\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-DH1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54549,"name":"People","child_ids":[54074],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6394676","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3005118,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6394676,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"1729","title":"Senior Engineering Manager","company_name":"Monzo","first_published":"2024-11-15T05:09:33-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰 £138,000 - £175,000 + Equity + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;About the Role\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is for a Senior Engineering Manager where you’ll be a manager of managers. You will be leading across multiple teams in an org of around 20-30 people. We’re expanding and your role as the Senior EM will be to grow and build new squads as needed. Your direct reports will include Tech Leads, Senior Engineers and 2-3 Engineering Managers.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;Senior Engineering Managers at Monzo are part of cross-functional, autonomous teams and groups. Our teams are mission driven, and typically include Product Managers, backend, web and mobile engineers as well as data scientists, designers and subject matter experts relevant to that mission. Teams are organised into groups, and then collectives - we aim to keep our line management structure as shallow as possible, and for teams to directly own decision making relevant to their work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Senior Engineering Managers are accountable for the technical and delivery outcomes for their area - that means supporting and developing best in class engineering talent, as well as creating an inclusive team environment for people to do their best work. You’ll be responsible for structuring, organising, supporting and challenging your team to deliver on their mission.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You can read more on the expectations of Senior Engineering Managers in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-manager-framework-v2-0.pdf\u0026quot;\u0026gt;Progression Framework\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Is this role right for you?\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;While this is not a role which requires hands-on-coding, we are looking for an experienced manager who has a strong technical and delivery background and has worked as a software engineer in previous roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We recognise that Senior Engineering Managers lead in different ways, we’re looking for someone who is adept at:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Delivery and Execution\u0026lt;/strong\u0026gt;: Enjoys taking accountability for delivery across your squad(s), collaborating with the Technical Lead and Product Manager.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Engineering and Operational Excellence\u0026lt;/strong\u0026gt;: Actively fosters a high bar for engineering excellence within your teams. You’re accountable for the technical outcomes your teams deliver alongside individual engineer performance and growth, so holding a high bar (and clearly articulating your expectations) is key.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;People Leadership:\u0026lt;/strong\u0026gt; Has experience directly managing at least 2-3 Engineering Managers and leading orgs of around ~20 engineers. You can support, coach and develop them through their career with regular 1:1s and continuous feedback.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Technical Influence:\u0026lt;/strong\u0026gt; Partners with senior engineers to drive technical initiatives that raise the bar for our engineering practices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Stakeholder Relationships:\u0026lt;/strong\u0026gt; Builds strong stakeholder relationships with other teams, and creates a focus space for engineers to do their best work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Organisational Wide Impact:\u0026lt;/strong\u0026gt; Collaborates with the wider engineering organisation to contribute to company-wide best managerial and technical practices and standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;We consider your application across all open EM roles at Monzo independent of which role you\u0026#39;ve applied for, so \u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;if you\u0026#39;ve recently applied to a similar role at Monzo and have been unsuccessful, please wait 6 months before applying again.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After an initial informal recruiter call you go through two main stages\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our Senior Engineering Managers or Engineering Directors. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours 30 mins)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability) and one 30 minute reverse interview (more details below).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;The Loop is one stage and the interviews in this stage are:\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Team and Org Management (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;An example based interview with 1-2 of our engineering leaders. They’re interested to hear examples from your previous experience on the teams you’ve led, how you’ve shaped and partnered with product, and the impact you had.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- System Design (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;You\u0026#39;ll partner with a Staff or Principal Engineer on a technical whiteboarding exercise.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Behavioural (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;Similar to Team and Org Management, this is an example based interview with 1-2 Engineering Leaders. This interview focuses on your people leadership style and core behaviours as an Engineering Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Chat with an Engineering Leader (30 mins)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;At Monzo, we believe interviews are a two-way street. This will be your opportunity to ask us any questions about Monzo, engineering leadership or our teams – whatever’s on your mind.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You’ll have the chance to speak to our recruitment team throughout the process.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £138,000 - £175,000 + Equity + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-Remote #LI-AL1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8132044","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3521309,"location":{"name":"London"},"metadata":null,"id":8132044,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3413","title":"Senior Finance Business Partner","company_name":"Monzo","first_published":"2026-08-17T11:28:49-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰 £84,200 - £99,000 + incentive awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Finance team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Finance team is growing and we are looking for a \u0026lt;strong\u0026gt;Senior Finance Business Partner\u0026lt;/strong\u0026gt; to join the Commercial finance team, specifically partnering with our \u0026lt;strong\u0026gt;Borrowing\u0026lt;/strong\u0026gt; collective. You will support our Flex Credit cards, Loans and Overdraft portfolios. You will work in a team that manages the P\u0026amp;amp;L and Balance Sheet to deliver the financial plan, helps the business to make strategic financial decisions, challenges to improve performance, and owns the end-to-end financials and financial controls for your business area.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The right candidate will enjoy supporting and challenging the business across new initiatives, love to build business cases, present and debate investment choices and be comfortable with both digging into data to deliver insights and thinking about broader strategic choices.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Being the single point of contact between the business and finance - you will have an opportunity to work senior leaders in driving commercial projects, analysing performance of existing products and participating in day to day support of the business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Diving deep into the data - looking for trends, opportunities and stories that can be used in improving our profitability and growth. You will be thinking how to deepen engagement in products, improve our customer strategy or pricing, through scenario analysis and analytical insights.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Analysing and scoping new markets and new products - designing commercials for business cases and negotiating with partners.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Presenting your ideas and working across a number of stakeholders including engineering, legal, risk management, product, strategy or marketing.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Designing and building new processes for effective decision making as Monzo continues to scale up.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the build of a highly competent and motivated team of financial analysts with clear objectives for ongoing development to partner with existing and new businesses.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if you..\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have demonstrable experience in financial business partnering with senior business leaders- driving commercial, revenue generating projects, evaluating business cases and influencing decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are comfortable navigating highly complex fields of financial services, with the ability to break down problems into manageable chunks and working through them.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hold strong financial modelling (advanced Excel/Google Sheets) experience, preferably you are also comfortable pulling your own data using SQL/Python.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have great analytical \u0026amp;amp; problem solving skills, with the ability to identify trends, issues and recommend actions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hold good interpersonal \u0026amp;amp; influencing skills, ability to engage across various internal functions to develop, get buy-in and deliver outcomes across teams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience building business cases, presenting and debating investment choices\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Demonstrate ability to be hands-on and enjoy supporting colleagues, projects or tasks both big or small\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have strong attention to detail and organisational skills, able to support with developing new processes and streamlining existing processes to create efficiencies\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have a background in retail banking; an understanding of credit is preferred. You will closely use NPV and ROE frameworks to drive profitable strategy.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £84,200 - £99,000 + incentive awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is based in our London office, with a hybrid working environment. We\u0026#39;re open to distributed working within the UK, with the expectation of at least once a week in our London office.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps:\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Phone call with recruiter (30mins)\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Video call with finance team member (30 mins)\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Video call with hiring manager (45 min)\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Video call with stakeholder (30 mins)\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NZ1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8207682","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3552365,"location":{"name":"Remote (UK)"},"metadata":null,"id":8207682,"updated_at":"2026-09-18T02:55:56-04:00","requisition_id":"3493","title":"Senior Financial Crime Investigator  - EU, Spanish \u0026 English ","company_name":"Monzo","first_published":"2026-09-17T06:35:48-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;Remote in the UK 🇬🇧 | 💰 £31,100 - £39,350 (+ £2,500 Multilingual Premium) + Incentive awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits ✨\u0026lt;br\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Start Date - 4th January 2027\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;**Please only apply for this role if you are fluent in both English and Spanish, applications that are not fluent in both languages will not be progressed.**\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p data-path-to-node=\u0026quot;2,0,0\u0026quot;\u0026gt;\u0026lt;strong data-path-to-node=\u0026quot;2,0,0\u0026quot; data-index-in-node=\u0026quot;0\u0026quot;\u0026gt;Shift Options Available:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul data-path-to-node=\u0026quot;2,0,1\u0026quot;\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p data-path-to-node=\u0026quot;2,0,1,0,0\u0026quot;\u0026gt;\u0026lt;strong data-path-to-node=\u0026quot;2,0,1,0,0\u0026quot; data-index-in-node=\u0026quot;0\u0026quot;\u0026gt;Option 1 (Core Day Shift):\u0026lt;/strong\u0026gt; 8.5-hour shifts scheduled between 07:00 and 18:30 (includes a 1-in-4 weekend rotation, with time off in lieu during the week)\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p data-path-to-node=\u0026quot;2,0,1,1,0\u0026quot;\u0026gt;\u0026lt;strong data-path-to-node=\u0026quot;2,0,1,1,0\u0026quot; data-index-in-node=\u0026quot;0\u0026quot;\u0026gt;Option 2 (Late Shift):\u0026lt;/strong\u0026gt; 12:00 – 20:30 (Monday to Friday, no weekends)\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;strong\u0026gt;We\u0026#39;re hiring for opportunities in our Retail and Business Banking team.\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;👋 Hey there! We\u0026#39;re Monzo, the bank that\u0026#39;s making money work for everyone.\u0026lt;/strong\u0026gt; We\u0026#39;re all about waving goodbye to old-school banking and creating magical moments for our customers. This is an exciting time to join us as we continue to grow, and in this role as a Senior Investigator you\u0026#39;ll play a key part in supporting our customers.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Investigating complex or high-risk anti-money laundering alerts on business or retail accounts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Responsible for recommending Suspicious Transaction Reports (STR) be by Monzo Bank EU.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Making business onboarding decisions in high-risk or complex cases.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Conducting ongoing due diligence on high-risk business accounts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing financial crime expertise and support to other operational teams across the business.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have strong English written and verbal communication skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are Fluent in Spanish both written and verbal communication skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong experience of conducting high-risk business banking screening or complex business financial crime investigations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience making independent, risk-based financial crime decisions in a regulated financial services firm.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have knowledge of the current financial crime landscape in the UK and the EU, and associated financial crime risks.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;The working hours to be covered by the team are stated above. The start for the role will be in January 2027 and you must be able to commit to the first 8 weeks of training Monday to Friday 9am-5.30pm. No holidays/time off will be authorised during this period.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£31,100 - £39,350 (+ £2,500 Multilingual Premium) + Incentive awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🎂 We guarantee to approve time off on your birthday if it falls on a day you’re scheduled to work and it’s outside of your training period.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role is remote based in the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 Ready to join the Monzo adventure?\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Apply now and help us make money work for everyone in the EU!\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Application questions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Call with a Recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task to assess your financial crime knowledge\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Interview to discuss your previous experience and technical knowledge and values \u0026amp;amp; language assessment\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We want you to feel confident and put your best foot forward during the interview process. We’ve put together a \u0026lt;a href=\u0026quot;https://www.notion.so/monzo/Monzonaut-Interviews-how-to-prepare-30569fe426d280d281b0daf2a4646df2\u0026quot;\u0026gt;prep guide here\u0026lt;/a\u0026gt; with tips on how to prepare for your interview - please take a look!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43597,"name":"Customer Operations","child_ids":[],"parent_id":73665}],"offices":[{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8168952","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3535252,"location":{"name":"Dublin"},"metadata":null,"id":8168952,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3443","title":"Senior Financial Risk and Controls Manager","company_name":"Monzo","first_published":"2026-09-01T04:18:53-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📍Dublin | 💶 €91,000 - €111,500 + Incentive Awards tied to your performance + benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Finance team\u0026lt;/strong\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a Senior Financial Risk and Controls Manager to join Monzo Bank Europe DAC based in Dublin.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will help Finance build and maintain a strong risk and control environment as we develop and grow our business across European markets. You will test key Finance controls, review evidence, support regulatory reporting assurance, track remediation actions and help improve the way Finance manages risk.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Working across Financial Control, Regulatory Reporting, Treasury, FP\u0026amp;amp;A, Tax, Risk \u0026amp;amp; Compliance and Internal Audit, you will bring your accounting expertise, strong attention to detail and a practical approach to controls. You will be comfortable challenging processes, writing clear findings and helping teams improve.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a great role for someone from audit, financial control or risk assurance who wants to help build a high-quality and robust Finance control environment in a growing digital bank.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Maintaining a robust and well-documented risk and control environment by improving documentation, evidence standards and control processes for the Finance team, and helping to ensure Finance-owned risks are aligned with MBEU’s risk appetite and the wider Enterprise Risk Management Framework.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Designing, maintaining and enhancing Finance risk and control matrices for key processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Performing regular control testing and review of evidence across Finance processes, including financial reporting, month-end close, balance sheet reconciliations, regulatory reporting, tax, treasury and capital/liquidity-related processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Testing Finance controls and assessing design and operating effectiveness. Identifying control gaps, recommending enhancements, and embedding change by tracking remediation actions and progress.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading and supporting Finance risk and control self-assessments, including evidence gathering, challenge and documentation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing concise updates for Finance leadership on control testing results, open issues, remediation progress and emerging risks. Supporting risk assurance reporting to MBEU governance forums.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working with second-line Risk \u0026amp;amp; Compliance teams on oversight reviews, assurance planning and risk reporting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting Internal Audit and external audit requests relating to Finance controls.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Hold a recognised accounting qualification, or be close to qualification, such as ACA, ACCA, CIMA, CPA Ireland or equivalent.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have detailed experience in audit, financial control, risk assurance, internal controls or regulatory reporting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience in Banking, fintech or financial services experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Can demonstrate a strong understanding of accounting processes, balance sheet controls, reconciliations and financial reporting risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience testing or reviewing controls, including assessing design and operating effectiveness.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Can demonstrate strong attention to detail and ability to challenge evidence, assumptions and process weaknesses.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience in documenting robust processes, risks, controls, issues and remediation plans clearly.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have good interpersonal and influencing skills, ability to engage across various internal functions to develop, get buy-in and deliver outcomes across teams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have the ability to confidently present data in a meaningful and effective way; understanding the needs of the end users and tailoring presentations to their requirements\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience building strong trusted relationships with stakeholders at all levels\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💶 A salary range of €91,000 - €111,500 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week. You will also travel to Monzo’s head office in London from time to time\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;An introductory video call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial video call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific, behavioural \u0026amp;amp; leadership principles interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don\u0026#39;t miss out.\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7621662","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3363740,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7621662,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"2986","title":"Senior Legal Counsel, Digital Assets and Payments ","company_name":"Monzo","first_published":"2026-08-07T06:54:58-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰circa £110,000 + Incentive Awards tied to your performance\u0026amp;nbsp;+ Benefits |\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=tDAT6VxoqQM\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a \u0026lt;strong\u0026gt;Senior Legal Counsel\u0026lt;/strong\u0026gt; to join our team at Monzo to support our payments business including digital assets and emerging payment technologies. You will report to Monzo’s Director of Legal for Payments \u0026amp;amp; Business Banking, be part of the Legal and Board Governance Collective, and act as a legal business partner for the teams working on these initiatives.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits at the intersection of payments, digital assets and emerging payments technologies. You’ll help teams navigate a rapidly evolving legal and regulatory landscape, helping Monzo innovate responsibly while protecting our customers.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll work at all levels in the organisation and with a wide-range of stakeholders from Product Managers and Designers, to Operations professionals and Software Engineers, and Risk, FinCrime and Compliance professionals.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;While payments, digital assets and emerging financial technologies will be your primary focus, more broadly, you will also have opportunities to work within a team of product lawyers to give first rate legal advice and support to Monzo’s Product Collectives, including in areas like personal and business banking.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ll work directly with senior lawyers, product managers and engineers to provide legal advice and commercial insights to develop and grow Monzo Bank in the UK - and internationally.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;In particular, you will:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Partner with product managers to advise on legal matters, in particular relating to the impact of\u0026amp;nbsp; digital assets and emerging financial technologies, and advise on the legal and regulatory requirements for Monzo.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help to develop efficient ways of working to enable Monzo to scale quickly, and ensuring Monzo operates safely and in accordance with the law and regulation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Provide training and knowledge sharing with other Monzonauts on the impact of laws and regulations for Monzo and our customers in your specialist area..\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Often act as the sole lawyer advising product managers or other colleagues, identifying legal issues proactively, evaluating relevant risks and finding effective solutions to unique and complex business activities.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll work closely and collaboratively with Monzo’s Director of Legal for Payments \u0026amp;amp; Business Banking, Director of Product Legal, the General Counsel of Monzo Bank Limited and the other members of the UK Legal team to provide legal advice and commercial insights, in particular in relation to digital assets and other emerging financial technologies, to Product teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll be a trusted advisor and will work proactively and collaboratively with other relevant stakeholders and teams across the Monzo Group, including the Product, Risk \u0026amp;amp; Compliance, Supplier Operations, Financial Crime, Fraud and Operations teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll advise on the evolving legal and regulatory framework for digital assets and emerging financial technologies, working with colleagues across the UK and EU to\u0026amp;nbsp; to help us identify relevant local legal and regulatory requirements and apply them to our products.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll work with colleagues across the Legal and Board Governance Collective to improve the management of our teams’ activities, including through identifying suitable technology solutions to streamline workflows, optimise processes and efficiencies, and increase scalability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll proactively manage relationships with external suppliers and law firms to enhance processes around cost management to ensure we are optimising our spend and extracting best value while delivering top-quality legal support.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are a technically excellent lawyer with a minimum of 5 years of relevant post-qualification experience, with recent experience of digital assets, emerging financial technologies and the evolving regulatory regime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrated experience of advising on laws and regulations relevant to financial services, including the UK regulatory regime as it applies to digital assets and emerging payment technologies.\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a team player and a keen problem solver, skilled at assessing risk and recommending solutions that balance commercial and risk considerations. You think ahead, anticipate relevant challenges, understand the commercial objectives of the teams you support, set clear objectives, and find effective solutions.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are proactive, take initiative to broaden your knowledge, and are passionate about the intersection of banking and technology and the transformation unfolding in consumer finance. You are excited to work in a fast-paced environment and to join us for the next stage of our journey at Monzo!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Full loop: Technical and behavioural interviews\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 circa £110,000 + Incentive Awards tied to your performance ➕ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is based in our London office. If you are not based in London, we\u0026#39;re open to discuss this on a case by case basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53655,"name":"Legal","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7996955","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3468451,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7996955,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3251","title":"Senior Machine Learning Manager, Borrowing","company_name":"Monzo","first_published":"2026-06-24T10:29:27-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;📍London/Cardiff/UK Remote | 💰 £138,000 to £176,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;About the role\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Borrowing is one of Monzo’s most important growth engines. We’ve built strong scale in the UK, and the next phase is even more ambitious: grow in the UK, expand into new customer segments, and build the underwriting capability needed to scale into Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a \u0026lt;strong\u0026gt;senior ML leader\u0026lt;/strong\u0026gt; to help shape that next phase.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll lead a high-calibre team of ML scientists and help define Borrowing’s ML roadmap across UK growth, new customer segments, and EU expansion. You’ll work across underwriting, pricing, limits, and lifecycle decisioning — improving today’s models while helping build the next generation of capability for Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role combines \u0026lt;strong\u0026gt;near-term commercial impact\u0026lt;/strong\u0026gt; with \u0026lt;strong\u0026gt;long-term strategic advantage\u0026lt;/strong\u0026gt;:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;improving performance across our range of products\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;unlocking new data and faster model development\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;helping Monzo build underwriting that scales into new markets\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;shaping how advanced ML and AI can create real value in Borrowing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;You’ll partner closely with leaders across Credit Strategy, Product, Engineering, Model Validation, Data, and Platform, and influence decisions that shape both business performance and the long-term architecture of credit decisioning at Monzo.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What you’ll own\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Borrowing ML roadmaps across UK optimisation, new customer segments, and EU expansion\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Faster model improvement through new data and feature engineering\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;How Monzo uses Open Banking, transaction intelligence, and external data in credit decisioning\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;More portable underwriting capabilities across products, customer segments, and markets\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hiring, leading, and developing a high-performing ML team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Raising the bar on model quality, governance, tooling, and speed of iteration\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Examples of the challenges you could help lead:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Improving underwriting models across Loans, Flex, and Overdrafts\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Expand the data we use in our models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building better feature engineering and model shipping capability\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Improving transaction intelligence for credit use cases\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing underwriting capabilities for new customer segments and EU markets\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Shaping Monzo’s approach to advanced ML and AI\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Our technology stack\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies, although we do not expect applicants to have prior experience of all of them:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Google Cloud Platform\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;BigQuery SQL and dbt\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Python and the PyData stack\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Google AI Platform\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;AWS\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Python for ML services\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Go for backend services\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;AI tooling for productivity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Google Workspace including Gemini\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;ChatGPT Enterprise\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Claude Code\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;You should apply if\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You want to shape the next phase of credit decisioning at one of Europe’s most ambitious fintechs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy combining strategic leadership with strong technical judgment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by the intersection of underwriting, data, product, and platform capability\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You like building teams as much as building models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care about real customer and business impact\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;You must have\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Credit and machine learning\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Strong knowledge of machine learning, statistics, and decisioning systems\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deep experience in credit risk and lending\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience building, deploying, and iterating credit models in production\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience pushing the innovation frontiers of the credit industry\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Leadership and delivery\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience leading and developing senior ML scientists\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong cross-functional leadership with Product, Credit Strategy, Engineering, and Validation\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Track record of turning strategy into practical delivery in a regulated environment\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;It would be great if you also have\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience across more than one market\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience with advanced ML methods and AI on structured financial data\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;The interview process\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30 min Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45 min Initial Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;60 min ML technical interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;60 min People Leadership interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;60 min Product / Credit ML interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;All interviews will be conducted through Google Meet.\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;💰 £138,000 to £176,000 ➕ plus stock options \u0026amp;amp; benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office with a hybrid working pattern, or fully remote within the UK with occasional travel to London.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We’ll set you up to work from home, including support for remote setups.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work in a way that lets you do your best work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more — see our full list of benefits here\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-DC2\u0026amp;nbsp; #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8121259","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3517515,"location":{"name":"London"},"metadata":null,"id":8121259,"updated_at":"2026-09-18T12:17:56-04:00","requisition_id":"3400","title":"Senior Marketing Manager, EU Business Banking","company_name":"Monzo","first_published":"2026-08-11T06:57:33-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London (UK) | 💰£78,000 - £98,000 + \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; |\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for a Senior Marketing Manager to join our EU Expansion Team to lead campaign strategy and execution to help us get our new markets live.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are expanding Monzo Business Banking across the EU. You’ll own the tactical rollout of our alpha, beta, and mass-market launches. Working closely with our central Product and Marketing channels, you’ll ensure all touchpoints - from the website and CRM to creative and messaging - are built, localized, and ready to go. You will act as the crucial link between our central teams and our local country Marketing Leads to set every new market up for success.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Go-to-Market Launch \u0026amp;amp; Marketing: Executing and helping build a plan for Business Banking launches in new markets, including media/channel strategies, communication tactics, and integrated marketing campaigns.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Integrated Marketing across channels: Developing and implementing marketing plans across multiple channels, including digital, social, and traditional media.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creative problem-solver: Working with the team to market to a new audience and find innovative ways to grow the brand.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Tackling ambiguity: You can take away ambiguous business problems or customer challenges and come up with a plan to tackle them.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Keeping everyone aligned: In a fast-moving expansion, you think ahead and communicate ahead of time, setting a rhythm of updates and anticipating stakeholder questions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working with Creative and Media agencies: Partnering with best in class agencies and own day to day agency management.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Media and Communications: Working in partnership with our Communications Team to execute on strategies to build brand awareness and drive engagement.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Stakeholder Management: Working with stakeholders within Monzo to align marketing efforts with overall business objectives.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Brand Consistency: Upholding Monzo\u0026#39;s brand identity and values while adapting to the nuances of the local market. Ensure consistency in messaging and branding across all touchpoints.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reporting: Working with data teams to report frequently on key metrics, providing insights and actions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Regulatory Compliance: Navigating the regulatory landscape in Italy to ensure all marketing activities adhere to local regulation\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record of launching new products or entering new markets, and have owned medium-sized projects that required cross-team collaboration and have delivered them successfully.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re hands-on and comfortable executing campaigns, building websites, and configuring CRM journeys.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in complex environments. You have experience working on hard problems or in fast-paced, dynamic teams. You’ve worked with lots of people at different levels and disciplines. You cut through complexity quickly.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re happy being accountable for results.\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;You have a track record of achieving ambitious business results, and you’re comfortable being assessed on that basis. You know how to prioritise your work for maximum impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a self-starter and have a proactive, positive attitude and love turning complex, moving parts into a seamless customer launch experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience in tech or finance for sole traders or SMBs is a huge plus.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Introduction call with a member of the hiring team (30 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call with the hiring manager (30 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Role specific interview (45 minutes) \u0026amp;amp; a\u0026amp;nbsp;cross-functional collaboration and behavioural interview (45 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you: \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;£78,000 - £98,000 as a base salary\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;This role will be based out of our London office next to Liverpool Street station in a hybrid approach of office based and home working\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7732437","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3146749,"location":{"name":"London"},"metadata":null,"id":7732437,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"2109","title":"Senior Product Director, Business Banking","company_name":"Monzo","first_published":"2026-03-18T12:07:28-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London, UK | 💰 Base salary for this role is depending on experience + Stock Options | Hybrid working model\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Define and deliver the future of how UK businesses manage their money. This is a rare opportunity to shape one of Monzo’s most strategically important product areas, leading teams to build innovative, differentiated experiences that no other bank offers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll set the long-term vision, craft a customer-obsessed strategy, and create the execution engine that turns ambition into reality. We’re looking for someone who pairs exceptional product taste with strong analytical depth, thrives in ambiguity, and can inspire multiple teams to deliver world-class outcomes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you’re excited by the idea of redefining business banking for millions of customers—and building high-performing teams along the way—this role puts you at the heart of Monzo’s next chapter.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As the Senior Product Director for Business Banking, you will define and drive the product strategy, vision, and execution for one of Monzo’s most strategically important product areas. You’ll craft an ambitious roadmap rooted in deep customer insight, emerging market dynamics, and commercial impact—setting a vision that differentiates Monzo in the business banking space.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is a rare blend of strategic thinking, world-class product taste, analytical depth, and an ability to consistently ship great work. You will cultivate a high-performance, ownership-driven culture across multiple product teams, guiding them to innovate, execute, and scale products that meaningfully improve the financial lives of our business customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you\u0026#39;ll do:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Product Strategy \u0026amp;amp; Vision\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Set a bold, customer-centric, commercially grounded product strategy for Business Banking.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop and articulate a compelling long-term product vision that positions Monzo as the leader in differentiated business financial experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Combine customer insights, market trends, and commercial priorities into a roadmap that delivers measurable business impact.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Innovation \u0026amp;amp; Differentiation\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Foster a culture of innovation that challenges conventions and inspires teams to build category-defining experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify and pursue opportunities to meaningfully differentiate Monzo’s business banking offerings.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive teams to create unique, delightful products based on exceptional product taste.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Analytical \u0026amp;amp; Strategic Depth\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Spar with data scientists and use data to understand “the why” behind customer behaviour, product performance, and opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help teams deepen their analytical thinking, improving decision-making quality across the org.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Execution \u0026amp;amp; High-Performance Culture\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Build an execution engine that consistently delivers against ambitious goals.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Create extreme clarity on priorities, establish strong processes, remove blockers, and maintain team momentum.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Instil a culture of ownership, speed, and high performance.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Leadership \u0026amp;amp; Organisational Impact\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Be a self-starter with a strong bias for action—willing to lead from the front when needed and empower from behind when that’s best.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take full ownership of the Business Banking product area, operating with autonomy and accountability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify organisational inefficiencies and design structures that enable teams to thrive.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hire, coach, and develop exceptional product managers, helping them reach their full potential and cultivating the next generation of Monzo product leaders.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are a seasoned product leader, and have a track record of leading high-performing product teams at a fast-growing consumer tech company to:\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;build highly engaging (daily/weekly) experiences for millions of customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;deliver company trajectory-changing impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;(nice-to-have) build a multi-market product, with a proven ability to balance priorities across geographies\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re data-driven and commercial, and have a track record of collaborating with data scientists to define key metrics, run experiments, and deliver business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can systematically break down and solve complex problems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have good judgement, and you’re able to make good decisions in complex situations where there’s often no “right answer”.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have the urge and resilience to challenge the status quo and make things better, and are full of creative ideas for how to do so.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work effectively with a diverse range of people and working styles - spanning engineering, design, data, user research, marketing, legal and compliance - to get stuff done.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a great storyteller, who is able to motivate, energise and inspire people towards a common goal.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re passionate about building value for customers and not just achieving business results, and are excited about our mission at Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re intellectually honest about your work\u0026#39;s performance, continually striving for improvement.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a fast learner, humble and curious, and enjoy learning every day and sharing your knowledge and experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve managed a team of PMs, have a proven ability to coach and develop others, and can provide clear and constructive feedback to your team and other disciplines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can get hands-on when necessary, to fill gaps - in people or experience - and set a practical example for what great looks like.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary dependent upon experience + Stock Options + Benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43596,"name":"Product","child_ids":[],"parent_id":396396}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7861991","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3423645,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7861991,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3152","title":"Senior Product Marketing Manager","company_name":"Monzo","first_published":"2026-04-29T08:33:47-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰£70,000 - £105,000 +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; |\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for\u0026amp;nbsp;\u0026lt;em\u0026gt;several\u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt; Senior Product Marketing Managers \u0026lt;/strong\u0026gt;to own Product Marketing for some of Monzo\u0026#39;s most important products across Core Banking, Borrowing and Wealth\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, Product Marketing is a global product-market fit discipline rather than a GTM discipline. We’re embedded in squads with PMs, Designers, and User Researchers, shaping products and propositions by acting as the voice of the market (UK, Ireland, Spain and future markets). We then partner closely with Integrated Marketing, who lead campaign \u0026amp;amp; channel strategy, creative direction, and overall go-to-market approach to bring those propositions to customers. Together, we build the right products and drive their growth. If that’s your flavour of product marketing, Monzo is for you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is a senior individual contributor role.\u0026lt;/strong\u0026gt; You\u0026#39;ll own Product Marketing for a product end-to-end: understanding customers, shaping product strategy, defining positioning, and helping bring launches to market. There are two levels of seniority available — we will determine together what best fits you during the interview process.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Where you could join:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Core \u0026lt;/strong\u0026gt;is the foundation of Monzo. It\u0026#39;s where we build the products millions of people use every day: from Current Accounts and Joint Accounts to Pots, Subscriptions, Savings Challenge, and all the moments that make managing money feel effortless. This is a role for someone who believes the best product experiences come from getting the fundamentals right, and wants to shape products that become part of people\u0026#39;s daily lives.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Borrowing\u0026lt;/strong\u0026gt; is helping customers access credit simply, transparently, and responsibly. Today that includes growing products like Flex, Loans, Credit Insights, Mortgages, and Overdrafts in the UK, while also taking Monzo\u0026#39;s Flex proposition to millions more customers across Europe. This is a role for someone excited by the challenge of growing an established proposition at home while shaping how it succeeds in new markets; understanding local customer needs, refining the proposition, and helping build the foundations for Monzo to win internationally.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Wealth \u0026lt;/strong\u0026gt;is building the future of how people grow their money: helping millions of customers save, invest, and plan for retirement with the same simplicity and trust they expect from their current account. It spans Savings, Investments, Pensions, Insurance, and brand new wealth-building experiences. This is a role for someone who wants to challenge how traditional wealth products work and make growing money feel simpler, more accessible, and more rewarding for everyday customers.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Own Product Marketing for a Product. \u0026lt;/strong\u0026gt;You\u0026#39;ll define a 2–4 quarter Product Marketing strategy that connects customer needs, market opportunity, and product direction into a clear plan. You\u0026#39;ll own Product Marketing across the full product lifecycle from early discovery through launches and iteration. You\u0026#39;ll be the go-to person for understanding how your product succeeds in the market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Become the expert on your market. \u0026lt;/strong\u0026gt;You\u0026#39;ll build a deep understanding of your customers, competitors, and category, using research, data, and experimentation to identify opportunities that influence product priorities. You\u0026#39;ll bring the voice of the market into day-to-day product decisions and help your squad make better bets.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Define positioning customers understand. \u0026lt;/strong\u0026gt;You\u0026#39;ll create clear, differentiated positioning and messaging that helps customers understand why your product matters. You\u0026#39;ll work closely with Product, Design, Writers, and Integrated Marketing to ensure that positioning is reflected consistently across the product experience and everything customers see.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Influence Product Strategy.\u0026amp;nbsp;\u0026lt;/strong\u0026gt;You\u0026#39;ll work alongside Product Managers, Designers, and Researchers to shape product strategy with customer and market insight. Product teams will seek your perspective before committing to product bets, and you\u0026#39;ll help turn customer problems into products people genuinely love.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Shape successful launches. \u0026lt;/strong\u0026gt;You\u0026#39;ll design launch strategies that fit the customer problem, partner with Integrated Marketing on campaigns, and coordinate cross-functional launches across Product, Marketing, Operations, and Support. You\u0026#39;ll measure what worked, learn quickly, and continuously improve how your product reaches customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Measure what matters. \u0026lt;/strong\u0026gt;You\u0026#39;ll use customer and commercial data to understand whether your work is making a difference. You\u0026#39;ll build business cases for product decisions, measure launches against meaningful outcomes, and use what you learn to strengthen positioning, propositions, and future product decisions.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is for you if:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You enjoy owning entire products.\u0026lt;/strong\u0026gt; You\u0026#39;re comfortable taking responsibility for Product Marketing across a full product experience, from customer insight through to positioning.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You solve ambiguous problems with evidence.\u0026lt;/strong\u0026gt; You enjoy understanding customers, identifying market opportunities and turning insight into practical product and marketing recommendations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You know what makes products win.\u0026lt;/strong\u0026gt; You combine customer insight, market understanding and commercial thinking to build products and propositions people genuinely love.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You influence through collaboration.\u0026lt;/strong\u0026gt; You enjoy working closely with Product Managers, Designers, Engineers, Researchers and Integrated Marketing, bringing people with you through evidence rather than authority.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You\u0026#39;re always improving and helping others improve.\u0026lt;/strong\u0026gt; You seek feedback, develop your craft and contribute to making the team stronger through sharing knowledge and helping others. Mentor more junior team members informally.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Initial Call (30mins)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study Presentation (45mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;x2 final interviews via Google Meet (45mins for each interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you: \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;£70,000 - £105,000 as a base salary\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;This role will be based out of our London office next to Liverpool Street station in a hybrid approach of office based and home working, or remotely within the UK\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1 #LI-REMOTE\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8121253","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3517512,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8121253,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3399","title":"Senior Product Marketing Manager, Business Banking","company_name":"Monzo","first_published":"2026-08-12T03:54:42-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰£80,000 - £105,000 +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; |\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About Business Banking at Monzo\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Since its launch five years ago, Monzo Business Banking has been dedicated to delivering the very best of Monzo to small businesses. Today, it\u0026#39;s an award-winning service, empowering over 1 million businesses across the UK.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As Monzo expands across Europe, Business Banking is entering its next phase: adapting our products and proposition for small businesses in new markets, while continuing our mission to make money work for businesses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Role\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for \u0026lt;em\u0026gt;several\u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt; Senior PMMs \u0026lt;/strong\u0026gt;to own Product Marketing for entire products and experiences.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;A useful distinction - at Monzo, Product Marketing starts upstream in product-market fit. We\u0026#39;re embedded in squads with Product Managers, Data Scientists, Designers, User Researchers, and Sales, bringing the voice of the customer and market into what we build, how we position it, and how we take it to market. We own customer and market understanding, positioning, proposition, launch strategy, and sales enablement. We then partner closely with Integrated Marketing, who lead campaign strategy, creative direction, channel execution, and growth. Together, we build the right products and help them succeed in market.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is a senior individual contributor role.\u0026lt;/strong\u0026gt; You\u0026#39;ll own Product Marketing for a product end-to-end: understanding customers, shaping product strategy, defining positioning, and helping bring launches to market.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Where you could join\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Business Banking EU. \u0026lt;/strong\u0026gt;Business Banking is entering its next phase of growth as we expand beyond the UK. In this role, you\u0026#39;ll define how Monzo Business Banking succeeds in new European markets - understanding local customer needs, building the proposition that translates our core product into local relevance, and working across Product, Growth, Marketing, and local teams to bring those products to market. This is a senior role for someone with high autonomy who loves turning dense customer and market insight into practical decisions about what should launch.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Business Banking\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;. \u0026lt;/strong\u0026gt;Business Banking is growing quickly, serving more than one million businesses across the UK while expanding into increasingly sophisticated customer needs. In this role, you\u0026#39;ll shape how our products are positioned, sold, and adopted—from defining compelling product narratives to enabling Sales and partnering with Growth and Marketing on launches. This is a role for someone who enjoys sitting at the intersection of Product and commercial teams, translating customer insight into positioning, propositions, and go-to-market strategies that help more businesses choose Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Set Product Marketing Strategy for a set of products. \u0026lt;/strong\u0026gt;You\u0026#39;ll define a one-year Product Marketing strategy for a major area of Business Banking, connecting customer insight, market opportunity, and commercial priorities into a clear direction for the product area, rather than one individual product, with measurable business outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Develop differentiated positioning \u0026amp;amp; messaging: \u0026lt;/strong\u0026gt;You\u0026#39;ll create compelling positioning, messaging, and value propositions that differentiate Monzo in the market and resonate with different customer segments. You\u0026#39;ll build messaging frameworks that Product, Sales, Integrated Marketing, and broader marketing teams use consistently across launches and customer journeys.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Drive competitive intelligence and market insights\u0026lt;/strong\u0026gt;: You’ll build and maintain the market view for your product area. You\u0026#39;ll become the recognised authority on your customer segment and competitive landscape, building a coherent view of the market from customer research, commercial data, competitor intelligence, and Sales insight. Your recommendations will shape product strategy, positioning, go-to-market, and commercial priorities across the Business Banking collective.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Shape product strategy across markets.\u0026lt;/strong\u0026gt; You\u0026#39;ll partner closely with Product, Research, Design, and Data to identify customer problems, market opportunities, and competitive gaps that influence roadmap priorities. Your customer and market insight will shape what we build, not just how we bring it to market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Set the go-to-market strategy for priority products and markets\u0026lt;/strong\u0026gt;. You\u0026#39;ll define what audiences we prioritise, why they would choose Monzo, what needs to be true for them to switch and stay, and what success looks like - giving Product, Sales, Marketing, and local market teams a shared strategic direction for how the product enters or scales in market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Own product representation across the customer journey.\u0026lt;/strong\u0026gt; You\u0026#39;ll define the core proposition and value messages that should carry through key customer and sales touchpoints, so customers consistently understand why the product matters. You\u0026#39;ll partner with teams across Product, Sales, Marketing, CRM, and local markets to make sure the customer experience reflects the agreed positioning.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Enable localisation:\u0026lt;/strong\u0026gt; You\u0026#39;ll work with local market teams to determine what should remain globally consistent and what should adapt locally, ensuring positioning, customer journeys, and launches resonate in each market while strengthening the overall Monzo Business Banking proposition.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is for you if: \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You\u0026#39;re recognised for your Product Marketing expertise.\u0026lt;/strong\u0026gt; You\u0026#39;re comfortable owning Product Marketing across a product area or market, and people seek your perspective on customers, competitors, positioning, and product strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You bring senior stakeholders with you \u0026amp;amp; thrive in cross-functional environments. \u0026lt;/strong\u0026gt;You work effectively across Product, Sales, Growth, Marketing, and Research, building alignment around difficult decisions and helping teams make confident product and commercial choices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You raise the quality of the work around you.\u0026lt;/strong\u0026gt; You enjoy mentoring less experienced PMMs, sharing your expertise, and improving how the team works through better frameworks, feedback, and knowledge sharing.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Initial Call (45mins)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study Presentation (1hour)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;x2 final interviews via Google Meet (45mins for each interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you: \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;£80,000 - £105,000 as a base salary\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;This role will be based out of our London office next to Liverpool Street station in a hybrid approach of office based and home working, or remotely within the UK\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1 #LI-REMOTE\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8053177","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3490310,"location":{"name":"London"},"metadata":null,"id":8053177,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3310","title":"Senior Regulatory Reporting Analyst","company_name":"Monzo","first_published":"2026-07-09T09:35:51-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰£56,100 - £64,000 ➕ Incentive Awards tied to your performance ➕ \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨ \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Regulatory team\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;a curious, adaptive and data-focused \u0026lt;strong\u0026gt;Senior\u0026lt;/strong\u0026gt; \u0026lt;strong\u0026gt;Regulatory Reporting Analyst\u0026lt;/strong\u0026gt; with a strong attention to detail to join our regulatory reporting team at Monzo. The team is responsible for understanding our prudential regulatory reporting requirements, working on projects and submissions relating to these and collaborating with teams across Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Taking ownership of the preparation, analysis and submission of regulatory reporting requirements (e.g. Capital, Liquidity)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensuring compliance with the applicable regulatory interpretations\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assisting the wider team in producing Monzo’s capital and liquidity regulatory reporting and disclosures (including Pillar 3)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Executing and improving the controls required to ensure regulatory reporting is timely, accurate and complete\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensuring high data quality by performing data profiling and investigating data quality issues\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using data visualisation tools to build dashboards and facilitate sign-off and useful insights\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with teams internally to help them make informed business decisions and providing input into new product launches\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Designing brilliant ways to automate your work and leverage technology to ensure we scale with the business\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a good understanding of capital requirements, liquidity reports and regulatory frameworks\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by data and have a sharp eye for detail\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have knowledge of coding languages (SQL would be a bonus), although a willingness to learn is just fine\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong analytical skills, high attention to detail and the ability to meet tight deadlines\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to automate or enhance recurring processes, particularly by leveraging technology, and implement changes in collaboration with IT and regulatory change teams.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £56,100 - £64,000 ➕ Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role is based in our London office, with a hybrid working approach\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Phone call with recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call with hiring manager (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical interview with hiring manager and team member (45 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monzo behavioural interview (45 min)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3 - 4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo 🤖\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NZ1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":396395}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8098915","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3508520,"location":{"name":"Madrid"},"metadata":null,"id":8098915,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3367","title":"Senior Risk \u0026 Compliance Officer","company_name":"Monzo","first_published":"2026-07-31T10:38:56-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Madrid, Spain | 💰€75,000 - €95,000 + Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk \u0026amp;amp; Compliance Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a Senior Risk \u0026amp;amp; Compliance Officer to oversee risk management and compliance activities for the Spanish Branch of Monzo Bank Europe. In this role, you will implement Monzo’s Risk Management Framework in Spain, monitor the Branch’s key material risks covering operational, conduct and compliance risks, and support regulatory engagements particularly with Banco de España.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Acting as a trusted advisor to the Spain Branch Manager, you will provide independent oversight, challenge and advice across a broad spectrum of risks including Credit, Operational, ICT/Security, Conduct, Compliance and Business risks. You will maintain strict functional independence via your reporting lines into the EU Risk Directors.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits within the Second Line of Defense (2LOD) and reports functionally to the EU Director of Operational Risk and the EU Director of Conduct \u0026amp;amp; Compliance Risk, and operationally to the Spain Branch Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role includes acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004 and as the Deputy MLRO for Spain, supporting the MLRO in overseeing compliance with Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) regulations, and providing 2LOD coverage and backup when required.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Local Branch Risk \u0026amp;amp; Compliance Oversight and Governance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the primary 2LOD point of contact for the Spanish branch, establishing and embedding a robust risk and compliance culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and interpreting local regulatory updates from the Banco de España and other relevant authorities, ensuring changes are effectively integrated into local operating procedures.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coordinating and drafting regulatory risk and compliance reports for local authorities, the Spain Branch Management Committee and EU-level Risk Committees as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the Spain Branch Manager in maintaining clear local governance, accountability structures, and regulatory horizon scanning and mapping.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing, maintaining, and reporting against the Branch Risk Appetite Statement (RAS).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establishing and maintaining branch-level risk and compliance dashboards, metrics, and data analytics capabilities to support informed decision-making for Spanish operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Attending and actively participating in relevant internal governance forums, presenting management information (MI) and risk dashboards to key stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Serving as a key leader within the wider Risk and Compliance team concerning all matters related to the Spanish business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Championing a strong risk and compliance culture across Monzo\u0026#39;s Spanish operations by developing and delivering comprehensive training and awareness programs for employees.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Operational, ICT, Security, Data \u0026amp;amp; Third-Party Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Overseeing the branch’s operational risk profile, ensuring that internal incidents, errors, and near-misses are accurately captured, investigated and mitigated.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to the Risk and Control Self-Assessment (RCSA) process, ensuring branch-specific risks are accurately identified and assessed with appropriate controls in place.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing targeted 2LOD oversight on ICT, Cybersecurity, and Data Privacy (GDPR/local data protection) risks, ensuring strict alignment with the Digital Operational Resilience Act (DORA) and local technology frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing Payment Services compliance (including PSD2/PSD3/PSR transitions), monitoring transaction resilience, instant payment performance, and operational uptime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing risk and control assessments for local Third-Party Providers (TPPs) and outsourced critical services, ensuring inter-company and external vendor SLAs are monitored in compliance with local outsourcing regulations\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Conduct Risk, Compliance \u0026amp;amp; Consumer Protection\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing and overseeing the conduct risk profile within the branch, ensuring that product design, marketing materials and customer interactions result in positive outcomes and comply with the Spanish Consumer and Conduct rules.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and challenging local compliance processes, including complaints handling data, trend analysis, product governance and Go-To-Market (GTM) strategies.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing and presenting the annual Customer Service report to Branch Management, leveraging operational insights to provide actionable recommendations for improving processes and customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading local Compliance Assurance reviews to validate the operational effectiveness of key internal controls.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering and coordinating with the centralised EU compliance team to ensure local Spanish nuances are addressed and that Monzo adheres to all applicable regional supervisory expectations and guidelines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing 2LOD compliance review and formal sign-off for all advertising and marketing materials destined for the Spanish market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing actively to the branch’s ongoing regulatory horizon scanning and change management processes.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Credit \u0026amp;amp; Business Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and providing independent 2LOD challenge on local credit portfolio performance, highlighting trends in non-performing loans (NPLs), credit concentrations or underwriting deviations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assessing the suitability of the credit risk framework and policies for the Spanish market, challenging credit risk strategies as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring business and strategic risks affecting the branch, ensuring that market-entry or product diversification activities align with the approved local Risk Appetite Statement (RAS).\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Deputy MLRO \u0026amp;amp; FinCrime Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the designated Deputy MLRO for the Spain Branch, providing operational and governance coverage for the MLRO as required.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assisting in overseeing AML/CFT compliance frameworks and supporting internal reporting and regulatory interactions with relevant authorities (e.g., SEPBLAC).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a minimum of 7 years of experience in Risk Management, Compliance or Internal Audit within a regulated retail bank, digital bank, or top-tier fintech operating in Spain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep understanding of Banco de España regulations and broader EBA/ECB regulatory requirements (CRD V, PSD2/3, GDPR, DORA, AML/CFT)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven experience in working with regulatory authorities and managing compliance-related audits.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrated experience managing or overseeing multiple risk types, with specific expertise in Operational Risk, ICT/Security Risk, Conduct risk, Compliance Risk and basic Credit Portfolio Quality reviews.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a native or completely bilingual Spanish speaker with excellent professional proficiency in English (written and spoken), capable of translating complex local regulations into corporate/Group updates.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a self-starter mentality comfortable with a matrix reporting structure. Ability to challenge senior executives constructively while maintaining a collaborative, solution-oriented approach to scaling a business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in the EU.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A salary range of €75,000 - €95,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Madrid office 2 - 3 days a week, however, you will be expected to travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Short call with a Monzo recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Video-call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Interview Loop: 2 x video-call interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Exec Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271},{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8098655","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3508520,"location":{"name":"Barcelona"},"metadata":null,"id":8098655,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3367","title":"Senior Risk \u0026 Compliance Officer","company_name":"Monzo","first_published":"2026-07-31T10:38:55-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰€75,000 - €95,000 + Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk \u0026amp;amp; Compliance Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a Senior Risk \u0026amp;amp; Compliance Officer to oversee risk management and compliance activities for the Spanish Branch of Monzo Bank Europe. In this role, you will implement Monzo’s Risk Management Framework in Spain, monitor the Branch’s key material risks covering operational, conduct and compliance risks, and support regulatory engagements particularly with Banco de España.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Acting as a trusted advisor to the Spain Branch Manager, you will provide independent oversight, challenge and advice across a broad spectrum of risks including Credit, Operational, ICT/Security, Conduct, Compliance and Business risks. You will maintain strict functional independence via your reporting lines into the EU Risk Directors.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits within the Second Line of Defense (2LOD) and reports functionally to the EU Director of Operational Risk and the EU Director of Conduct \u0026amp;amp; Compliance Risk, and operationally to the Spain Branch Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role includes acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004 and as the Deputy MLRO for Spain, supporting the MLRO in overseeing compliance with Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) regulations, and providing 2LOD coverage and backup when required.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Local Branch Risk \u0026amp;amp; Compliance Oversight and Governance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the primary 2LOD point of contact for the Spanish branch, establishing and embedding a robust risk and compliance culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and interpreting local regulatory updates from the Banco de España and other relevant authorities, ensuring changes are effectively integrated into local operating procedures.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coordinating and drafting regulatory risk and compliance reports for local authorities, the Spain Branch Management Committee and EU-level Risk Committees as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the Spain Branch Manager in maintaining clear local governance, accountability structures, and regulatory horizon scanning and mapping.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing, maintaining, and reporting against the Branch Risk Appetite Statement (RAS).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establishing and maintaining branch-level risk and compliance dashboards, metrics, and data analytics capabilities to support informed decision-making for Spanish operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Attending and actively participating in relevant internal governance forums, presenting management information (MI) and risk dashboards to key stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Serving as a key leader within the wider Risk and Compliance team concerning all matters related to the Spanish business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Championing a strong risk and compliance culture across Monzo\u0026#39;s Spanish operations by developing and delivering comprehensive training and awareness programs for employees.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Operational, ICT, Security, Data \u0026amp;amp; Third-Party Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Overseeing the branch’s operational risk profile, ensuring that internal incidents, errors, and near-misses are accurately captured, investigated and mitigated.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to the Risk and Control Self-Assessment (RCSA) process, ensuring branch-specific risks are accurately identified and assessed with appropriate controls in place.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing targeted 2LOD oversight on ICT, Cybersecurity, and Data Privacy (GDPR/local data protection) risks, ensuring strict alignment with the Digital Operational Resilience Act (DORA) and local technology frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing Payment Services compliance (including PSD2/PSD3/PSR transitions), monitoring transaction resilience, instant payment performance, and operational uptime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing risk and control assessments for local Third-Party Providers (TPPs) and outsourced critical services, ensuring inter-company and external vendor SLAs are monitored in compliance with local outsourcing regulations\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Conduct Risk, Compliance \u0026amp;amp; Consumer Protection\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing and overseeing the conduct risk profile within the branch, ensuring that product design, marketing materials and customer interactions result in positive outcomes and comply with the Spanish Consumer and Conduct rules.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and challenging local compliance processes, including complaints handling data, trend analysis, product governance and Go-To-Market (GTM) strategies.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing and presenting the annual Customer Service report to Branch Management, leveraging operational insights to provide actionable recommendations for improving processes and customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading local Compliance Assurance reviews to validate the operational effectiveness of key internal controls.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering and coordinating with the centralised EU compliance team to ensure local Spanish nuances are addressed and that Monzo adheres to all applicable regional supervisory expectations and guidelines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing 2LOD compliance review and formal sign-off for all advertising and marketing materials destined for the Spanish market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing actively to the branch’s ongoing regulatory horizon scanning and change management processes.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Credit \u0026amp;amp; Business Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and providing independent 2LOD challenge on local credit portfolio performance, highlighting trends in non-performing loans (NPLs), credit concentrations or underwriting deviations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assessing the suitability of the credit risk framework and policies for the Spanish market, challenging credit risk strategies as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring business and strategic risks affecting the branch, ensuring that market-entry or product diversification activities align with the approved local Risk Appetite Statement (RAS).\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Deputy MLRO \u0026amp;amp; FinCrime Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the designated Deputy MLRO for the Spain Branch, providing operational and governance coverage for the MLRO as required.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assisting in overseeing AML/CFT compliance frameworks and supporting internal reporting and regulatory interactions with relevant authorities (e.g., SEPBLAC).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a minimum of 7 years of experience in Risk Management, Compliance or Internal Audit within a regulated retail bank, digital bank, or top-tier fintech operating in Spain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep understanding of Banco de España regulations and broader EBA/ECB regulatory requirements (CRD V, PSD2/3, GDPR, DORA, AML/CFT)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven experience in working with regulatory authorities and managing compliance-related audits.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrated experience managing or overseeing multiple risk types, with specific expertise in Operational Risk, ICT/Security Risk, Conduct risk, Compliance Risk and basic Credit Portfolio Quality reviews.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a native or completely bilingual Spanish speaker with excellent professional proficiency in English (written and spoken), capable of translating complex local regulations into corporate/Group updates.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a self-starter mentality comfortable with a matrix reporting structure. Ability to challenge senior executives constructively while maintaining a collaborative, solution-oriented approach to scaling a business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in the EU.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A salary range of €75,000 - €95,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Barcelona office 2 - 3 days a week, however, you will be expected to travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Short call with a Monzo recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Video-call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Interview Loop: 2 x video-call interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Exec Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271},{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8204229","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3550822,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8204229,"updated_at":"2026-09-15T14:02:28-04:00","requisition_id":"3501","title":"Senior Security Analyst","company_name":"Monzo","first_published":"2026-09-15T14:02:28-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰£57,000 - £70,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;At Monzo our mission is to make money work for everyone. Central to this is making sure the bank is safe and secure for our customers. We’re always keen to hear from people who believe in our mission and want to join us on this journey.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a proactive, curious, technically-minded and organised Senior Security Analyst to join Monzo\u0026#39;s Security team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our team is Monzo’s front door to Security, helping the whole business operate securely. This means you’ll get exposure to a wide range of business context and a broad mix of information security work. One day you might be assessing the security of a new supplier; the next you could be supporting an audit or assurance review, assessing the risks of a new product or technology change, updating a policy, or helping a team turn regulatory requirements into practical action.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll work closely with security specialists, engineers, product teams, third party risk, procurement, and colleagues from across Monzo to solve interesting problems and strengthen how we effectively manage security risk as we grow.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We want security to protect Monzo without creating unnecessary friction or compromising user experience. You’ll have the opportunity to make a notable impact in an environment where security is both a priority and an opportunity for innovation!\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Delivering third party security and supplier security assurance: assess new and existing suppliers, reviewing questionnaires, certifications, and other evidence to understand their security posture. Use your judgement to identify risks, translate technical findings into recommendations, and work with teams across Monzo to manage them throughout the supplier lifecycle. Help us build a more effective, scalable and industry-leading third party security capability as Monzo grows!\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Delivering security assurance activities: lead and contribute to control testing, PCI DSS assessments, regulatory reviews, and internal and external audits. Evaluate evidence, identify gaps and work with teams across Monzo to see findings and remediation through to completion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strengthening our governance: improve security policies, procedures and controls so they’re practical, proportionate, and reflect how things work in reality.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting our Security Front Door: work alongside our other analysts to respond to security questions and requests from across Monzo, bringing in specialists when needed and finding ways to make the experience better for other Monzonauts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Taking ownership and running with it: turn loosely defined security problems into clear outcomes, work out the best way forward, and bring in the right people to make it happen.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping teams build and change safely: work with engineers, product teams and other colleagues to understand what they’re trying to achieve. Review new products and technology or business changes, identify security risks and control gaps, and turn security and regulatory expectations into requirements that work in practice.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Improving how we work: use data, automation and AI to make our processes simpler and more scalable, while exploring new ways technology can help us work smarter.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Raising the bar for security: bring fresh perspectives to real-world security challenges, keep developing your own skills and knowledge, and help less experienced analysts grow.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You understand security risk: you’re comfortable identifying and assessing security risks, and can recommend proportionate ways to manage them. Experience in third party security or supplier security assurance would be a bonus!\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can evaluate security evidence: you can review supplier questionnaires, security policies, penetration test reports and assurance evidence, and know when to dig deeper.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong security fundamentals and technical curiosity: you understand core security concepts and good practice, are comfortable getting into technical detail, and ask thoughtful questions to get to the heart of a problem.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You think beyond the task in front of you: you look for patterns and root causes, use evidence and data to prioritise and look for ways to make things work better.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re proactive: you can make progress independently, seek out the information you need, and are comfortable challenging assumptions to move things forward.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can manage competing priorities: you can juggle different pieces of work, keep people informed, and make sensible decisions about what needs attention or escalation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a clear communicator: you can explain security risks and recommendations to technical and non-technical audiences in a way that works for them.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy collaborating: you like working with people across different disciplines, building strong relationships, and helping make security easier to do well.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re passionate about security: you’re excited by the challenges and opportunities in cyber security, keep up with an evolving industry, and are motivated to continue developing your knowledge and skills.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙏 It would be great if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ve worked in financial services, fintech, or another highly regulated environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve supported PCI DSS, ISO 27001, SOC 2 or NIST-aligned assurance, regulatory reviews, or internal and external audits.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £57,000 - £70,000 ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Intro call with the recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;30 min call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 hours of technical and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-OS1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":73510,"name":"Information Security","child_ids":[],"parent_id":396395}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6656737","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3081171,"location":{"name":"Barcelona"},"metadata":null,"id":6656737,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"1898","title":"Senior Software Engineer","company_name":"Monzo","first_published":"2025-02-25T03:53:09-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have over 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you’ll build and support a particular part of Monzo. Our squads belong to our wider \u0026lt;em\u0026gt;collectives\u0026lt;/em\u0026gt; (a word we use to describe self-governing business units of ~100 people). They are; Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security \u0026amp;amp; Expansion.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L50 Engineers at the moment, you can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt; - we will interview you across the whole frame work, so if you are not sure what level you are aiming for please chat to your recruiters!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so whilst we use the below technologies we do not expect prior knowledge, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see \u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6036797","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2547303,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6036797,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"881","title":"Senior Staff Backend Engineer","company_name":"Monzo","first_published":"2024-06-12T09:48:53-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London / UK Remote | 💰 £155,000 - £200,000 + Equity | \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;|\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;Technology\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Senior Staff Engineer: L70 on our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework \u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 650 engineers out of roughly 5,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we\u0026#39;re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you\u0026#39;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to\u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Senior Staff Engineer Responsibilities:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;A Senior Staff Engineer at Monzo is a hands on engineering leadership (IC) position. As a Senior Staff Engineer you’ll:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Partner with Engineering Directors to \u0026lt;strong data-start=\u0026quot;815\u0026quot; data-end=\u0026quot;876\u0026quot;\u0026gt;shape the technical and product direction of a collective\u0026lt;/strong\u0026gt;, providing leadership across multiple squads (30–70+ engineers) and ensuring alignment with company-wide priorities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Be \u0026lt;strong\u0026gt;hands on\u0026lt;/strong\u0026gt; in both coding and architecture, leading from the front.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner closely with Product and Design leadership to \u0026lt;strong data-start=\u0026quot;1698\u0026quot; data-end=\u0026quot;1832\u0026quot;\u0026gt;define strategy, shape roadmaps, and make high-quality trade-offs that maximise business and customer impact across the collective\u0026lt;/strong\u0026gt;.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong data-start=\u0026quot;2010\u0026quot; data-end=\u0026quot;2079\u0026quot;\u0026gt;Mobilise teams across your collective around high-impact problems\u0026lt;/strong\u0026gt;, creating clarity, alignment and momentum, injecting urgency when needed, or slowing things down to ensure safety and long-term sustainability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead and influence architectural direction for the most complex systems, \u0026lt;strong data-start=\u0026quot;2503\u0026quot; data-end=\u0026quot;2626\u0026quot;\u0026gt;ensuring cohesive, scalable designs across multiple teams and aligning local decisions with the broader system strategy\u0026lt;/strong\u0026gt;.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Set and uphold a high bar for technical excellence across the collective, \u0026lt;strong data-start=\u0026quot;2882\u0026quot; data-end=\u0026quot;3020\u0026quot;\u0026gt;driving improvements in quality, reliability and scalability, and fostering a culture where engineers hold each other to that standard\u0026lt;/strong\u0026gt;.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Proactively mentor, sponsor and \u0026lt;strong data-start=\u0026quot;3229\u0026quot; data-end=\u0026quot;3276\u0026quot;\u0026gt;develop senior engineers and future leaders\u0026lt;/strong\u0026gt;, multiplying your impact by enabling others to operate at a higher level.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be using/ What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial\u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and\u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and \u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://facebook.github.io/react/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;React\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for internal Web dashboards\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://feast.dev/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Feast\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for storing our features along a variety of tools to train and deploy models.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1lw0ku1\u0026quot; data-start=\u0026quot;527\u0026quot; data-end=\u0026quot;650\u0026quot;\u0026gt;You have a track record of \u0026lt;strong data-start=\u0026quot;556\u0026quot; data-end=\u0026quot;650\u0026quot;\u0026gt;leading complex, high-impact systems and driving technical direction across multiple teams\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1pi33s1\u0026quot; data-start=\u0026quot;651\u0026quot; data-end=\u0026quot;759\u0026quot;\u0026gt;You combine \u0026lt;strong data-start=\u0026quot;665\u0026quot; data-end=\u0026quot;730\u0026quot;\u0026gt;strong technical judgment with product and business awareness\u0026lt;/strong\u0026gt;, making pragmatic trade-offs\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;127hje3\u0026quot; data-start=\u0026quot;760\u0026quot; data-end=\u0026quot;838\u0026quot;\u0026gt;You’ve worked on \u0026lt;strong data-start=\u0026quot;779\u0026quot; data-end=\u0026quot;838\u0026quot;\u0026gt;scalable backend, distributed or data-intensive systems\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;qezz18\u0026quot; data-start=\u0026quot;839\u0026quot; data-end=\u0026quot;945\u0026quot;\u0026gt;You’re comfortable operating in \u0026lt;strong data-start=\u0026quot;873\u0026quot; data-end=\u0026quot;901\u0026quot;\u0026gt;ambiguous problem spaces\u0026lt;/strong\u0026gt;, helping teams define direction and execute\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;s2puli\u0026quot; data-start=\u0026quot;946\u0026quot; data-end=\u0026quot;1034\u0026quot;\u0026gt;You influence and align \u0026lt;strong data-start=\u0026quot;972\u0026quot; data-end=\u0026quot;1034\u0026quot;\u0026gt;senior stakeholders across engineering, product and beyond\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1s6aorf\u0026quot; data-start=\u0026quot;1035\u0026quot; data-end=\u0026quot;1106\u0026quot;\u0026gt;You care about \u0026lt;strong data-start=\u0026quot;1052\u0026quot; data-end=\u0026quot;1075\u0026quot;\u0026gt;outcomes and impact\u0026lt;/strong\u0026gt;, using data to guide decisions\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1cba2y4\u0026quot; data-start=\u0026quot;1107\u0026quot; data-end=\u0026quot;1172\u0026quot;\u0026gt;You enjoy \u0026lt;strong data-start=\u0026quot;1119\u0026quot; data-end=\u0026quot;1172\u0026quot;\u0026gt;mentoring and raising the bar for other engineers\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary £155,000 - £200,000 + Equity\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves four main stages after an informal recruiter call:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;System Design Interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview including a behavioural and a leadership interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our staff engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ZM\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8083280","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3502090,"location":{"name":"London"},"metadata":null,"id":8083280,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"11814","title":"Senior Technical Program Manager","company_name":"Monzo","first_published":"2026-07-24T09:44:43-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📍London or Remote (UK) | 💰Competitive base salary and stock options |\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, our mission is to make money work for everyone, everywhere. We’re looking for a \u0026lt;strong\u0026gt;Senior Technical Program Manager\u0026lt;/strong\u0026gt; to help ship more and better payment product offerings. This is a high-impact role that demands both technical expertise and exceptional leadership to drive our ambitious goals.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead end-to-end planning and execution of launching payment products that cross multiple teams and disciplines\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage cross-collective programs:\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Define program roadmaps and milestones, set priorities, manage trade-offs, identify and manage critical path and risks, ensure alignment with the business goals and ambition\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate and communicate with multiple stakeholders, both technical and non-technical across the business to ensure alignment and speed of delivery\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage dependencies, timeline and sequencing of delivery\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive effective decision making to remove blockers and speed up delivery\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensure operational effectiveness across your collective/area\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have 5+ years of experience managing complex technology programs or products from inception to launch\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are able to communicate clearly and persuasively to a wide range of audiences, including executive leadership\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable in a global business with a presence in multiple markets and want to be a part of scaling this further\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work effectively with a diverse range of people and working styles to get stuff done, and are able to thoughtfully and constructively challenge and influence the people you work with\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand how functionality comes together (across products and platforms) to deliver value for users, and identify/mitigate delivery risks proactively; can propose and drive a technical solution\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable personally diving deep into the data and architecture to make good decisions in complex situations where there’s often no “right answer”\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Recruiter Call (30 mins)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet our Engineering Leadership Recruiter to discuss your experience and learn more about Monzo. They\u0026#39;ll be your partner and guide throughout the interview process.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (45 mins)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our engineering leaders. They\u0026#39;ll ask you about your previous experience, in particular program execution and technical leadership. They’ll also make time to tell you about Monzo and answer your questions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You’ll have the chance to speak to our recruitment team throughout the process. If you’d like to ask a question sooner, email \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary range for this role is dependent on experience + equity + stock options \u0026amp;amp; benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NB2\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8015240","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3475055,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8015240,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3270","title":"Senior User Research Manager","company_name":"Monzo","first_published":"2026-07-22T12:54:59-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰£110,000-£150,000 + equity + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About the team⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Core Banking\u0026#39;s mission is to make everyday money magical for everyone.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re responsible for the products millions of customers rely on every day — from current accounts, joint accounts and accounts for kids and teens, through to money management, budgeting, and our paid subscriptions. These are some of Monzo\u0026#39;s most loved experiences, and they\u0026#39;re at the heart of how customers interact with us.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As we continue to grow, we\u0026#39;re looking for a Senior User Research Manager to help shape the future of Personal Banking. This is an opportunity to lead research across one of Monzo\u0026#39;s largest product areas, influence company strategy, and develop exceptional research leaders.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll be responsible for both people leadership and strategic research leadership. This includes:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading research across Core Banking while helping shape a coherent Personal Banking research strategy that spans multiple product areas.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering closely with the Core Banking Leadership Team, Product Directors, Design leaders and senior stakeholders across Wealth, Payments, Borrowing and our European business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping define and land parts of Monzo\u0026#39;s global research operating model as we expand internationally, ensuring teams work effectively across both global and local markets.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Connecting customer insights across collectives, identifying themes, opportunities and gaps rather than viewing research through the lens of a single team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Bringing together existing research, product data, market insights and quantitative evidence to help leadership make informed strategic decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Managing managers and supporting approximately 6-8 direct and indirect reports while maintaining a consistently high bar for research quality.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creating an environment where researchers can balance methodological rigour with the speed needed to build great products.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You have experience with:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading senior researchers and/or research managers within a complex product organisation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Shaping and influencing product strategy through research at both organisational and executive level.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working across multiple product areas, bringing together disparate customer insights into a coherent strategic narrative.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Navigating complex stakeholder environments where different teams have competing priorities, metrics and timelines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with Product, Design, Engineering and Data Science leaders to influence roadmaps and business strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Combining qualitative research with quantitative signals, product data and market insights to develop strategic recommendations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building alignment across large organisations and landing new ways of working with multidisciplinary teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coaching research leaders while maintaining a high quality bar across multiple teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Making thoughtful trade-offs between research depth, pace and business impact.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £110,000 - £150,000 ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Recruiter call (30 minutes):\u0026lt;/strong\u0026gt; A conversation with one of our recruiters to learn more about your background, motivations, and what you\u0026#39;re looking for next, while giving you the opportunity to learn more about Monzo and the role.\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;Leadership \u0026amp;amp; Ways of Working (45 minutes):\u0026lt;/strong\u0026gt; We\u0026#39;ll explore your leadership experience, approach to research strategy, and how you raise the research quality bar.\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;Final loop (Total 1hr 30 - 2 hours):\u0026lt;/strong\u0026gt; Two interviews covering \u0026lt;strong\u0026gt;Managing Teams \u0026amp;amp; People\u0026lt;/strong\u0026gt; and \u0026lt;strong\u0026gt;Leadership \u0026amp;amp; Impact\u0026lt;/strong\u0026gt;, where we\u0026#39;ll discuss your approach to developing research leaders, building high-performing teams, influencing strategy, and driving organisational impact.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-LG1\u0026amp;nbsp; #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8203888","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3550699,"location":{"name":"Remote (UK)"},"metadata":null,"id":8203888,"updated_at":"2026-09-22T02:49:02-04:00","requisition_id":"3499","title":"Senior Workforce Management Analyst ","company_name":"Monzo","first_published":"2026-09-22T02:49:02-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London, Cardiff or Remote (UK) | 💰£40,400 - £51,050 + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⭐ \u0026lt;strong\u0026gt;Our Workforce Management (WFM) team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is an excellent opportunity to step into a key Senior WFM Analyst role on a \u0026lt;strong\u0026gt;15 month fixed-term contract.\u0026lt;/strong\u0026gt; You\u0026#39;ll report to a WFM Service Manager and be instrumental in using data-driven insights to perfectly staff our customer operations and service teams.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will be crucial in predicting our resource needs, proactively identifying risks, and translating those findings into\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;clear, actionable strategies for our senior leaders. You’ll be a guiding voice for leaders, constantly improving WFM processes, and collaborating closely with Operations, People, Hiring, and L\u0026amp;amp;D to boost efficiency and enhance the customer experience at Monzo.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Preparing clear, concise, and actionable executive-level reports and presentations on WFM performance, trends, and resource requirements for senior leadership.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Analysing large datasets, identifying patterns and trends, and communicating key insights to stakeholders. You\u0026#39;ll use Google Sheets and Looker to create visualisations and reports, with a basic knowledge of BigQuery being a bonus.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creating and reviewing shift offerings to support business growth and improve our flexible working employee rating.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Showing the operational impact of supply and demand for potential changes to shift patterns across all required domains.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with the forecasting, People, Operations, and WFM data teams to continuously improve schedule quality, shift offerings, and reduce errors.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensuring holiday utilisation remains within budget and at expected quarterly levels, factoring in seasonality.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deep-diving into schedule issues to improve schedules, reduce manual amendments, and increase schedule automation per domain.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Managing mappings, service goals, and overall Verint backend configuration and setup.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborating with the People team (for FWRs), Hiring, L\u0026amp;amp;D (for New Hires), Operations (for schedules, skills, and shifts), and Forecasting for schedule accuracy.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrable experience in workforce management, ideally in a fast-paced, high-growth environment (e.g., technology, customer support, operations).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess expertise in WFM software and tools, with Verint experience preferred.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong proficiency in Google Sheets (advanced formulas, pivot tables, and data analysis).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience presenting complex data to executive leadership and influencing decision-making through clear, strategic communication.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have excellent analytical skills with the ability to synthesise data, identify trends, and translate insights into actionable strategies.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;It\u0026#39;s a bonus if you have familiarity with Looker, basic knowledge of BigQuery, or experience with scenario planning, resource modelling, and strategic capacity planning.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work autonomously, manage multiple priorities, and thrive in a dynamic environment.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £40,400 - £51,050 + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Application Questions\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Recruiter Call\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Take home task\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Final stage interview (Presentation + interview questions)\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;#LI-DR\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43597,"name":"Customer Operations","child_ids":[],"parent_id":73665}],"offices":[{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6758449","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3110039,"location":{"name":"Barcelona"},"metadata":null,"id":6758449,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"1990","title":"Software Engineer III","company_name":"Monzo","first_published":"2025-04-04T05:28:10-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have over 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you’ll build and support a particular part of Monzo. Our squads belong to our wider\u0026amp;nbsp;\u0026lt;em\u0026gt;collectives\u0026lt;/em\u0026gt;\u0026amp;nbsp;(a word we use to describe self-governing business units of ~100 people). They are; Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security \u0026amp;amp; Expansion.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L40 Engineers at the moment, you can read more in our\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v3-0.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt;\u0026amp;nbsp;you will be interviewed across the whole framework, so if you\u0026#39;re not sure what level you\u0026#39;re aiming for chat to your recruiter!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so\u0026amp;nbsp;\u0026lt;strong\u0026gt;whilst we use the below technologies we do not expect prior knowledge\u0026lt;/strong\u0026gt;, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;to write our application code (there’s an excellent interactive Go tutorial\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8013699","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3474412,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8013699,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"12972","title":"Staff Analytics Engineer","company_name":"Monzo","first_published":"2026-06-24T05:36:47-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Staff Analytics Engineer - Borrowing\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £121,600-164,600 + Incentive Awards tied to your performance and\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Borrowing Analytics Engineering Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our mission in Borrowing is to help people achieve their financial goals through better borrowing. Our customers borrow money to achieve something in their lives — whether that’s making a big life event affordable, buying something they need now without affecting their monthly budget, or getting by until payday. We’re shaping this mission by building products our customers love, while safely scaling some of Monzo’s biggest revenue lines.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Borrowing is one of Monzo’s most complex and fastest-growing domains. We operate 12+ products across multiple geographies, underpinned by 1,700+ data models and an analytics engineering team that’s scaling to match. We’re in the middle of a major data architecture transformation, expanding into new markets, and building the next generation of data infrastructure to support it all.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Staff Analytics Engineer to help shape how Borrowing builds and uses data at scale. Reporting to the Borrowing Data Director, you’ll work across product, credit, engineering, Data Platform, and analytics engineering teams to turn complex technical problems into clearer systems, stronger data products, and better business decisions.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Architecting Borrowing’s data layer at scale.\u0026lt;/strong\u0026gt; Partnering across Analytics Engineering, Product, Engineering, Credit, and Data Platform to shape how 1,700+ models across 12+ products are structured, connected, and evolved. You’ll set shared patterns that help teams build trusted, consistent, and scalable data products across Borrowing.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Designing and governing data products\u0026lt;/strong\u0026gt;. Moving us beyond ad-hoc tables toward well-defined, contractual data assets with clear ownership, SLAs, documentation, and interfaces. You’ll work with teams across Borrowing and Data Platform to define what makes a Borrowing dataset “production-grade” and consumable by analytics, ML, decisioning, and regulatory teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Building feature stores and reusable analytical assets\u0026lt;/strong\u0026gt;. Identifying cross-product signals (credit behaviour, repayment patterns, affordability, risk indicators) that should be modelled once, tested rigorously, and consumed by many. You’ll design the layer that turns raw product data into curated, versioned features that power models, dashboards, and decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Scaling our analytics engineering infrastructure\u0026lt;/strong\u0026gt;. Shaping the tooling, patterns, and developer experience that make an 80+ person credit and data organisation more productive. This means influencing our data architecture and ways of working across data and credit disciplines, while partnering with the central Data Platform team to ensure Borrowing’s needs are reflected in ingestion, streaming, and schema contract design.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Driving cross-product data consistency\u0026lt;/strong\u0026gt;. As we expand across geographies and product lines, ensuring our data models are coherent and comparable. You’ll work with AE leads and domain experts to define shared conventions and abstractions that allow us to reason about Borrowing as a whole, not just product-by-product.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Being a senior technical partner for Borrowing’s data estate.\u0026lt;/strong\u0026gt; Partnering with backend engineers on source data payload design, with product managers on measurement strategy, with credit teams on decisioning data, and with senior leadership on what’s possible and what’s next.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Leading through influence and leverage. \u0026lt;/strong\u0026gt;You won’t manage people directly, but you’ll shape how an entire domain builds data. You’ll multiply the impact of AEs across Borrowing by setting the right patterns, unblocking architectural decisions, and raising the bar on what good looks like.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You think in systems, not just queries.\u0026lt;/strong\u0026gt; You’ve designed data architectures that span multiple products or domains, and you know how to keep them coherent as they scale. You can take ambiguous problems and turn them into a clear technical direction, delivery sequence, and set of trade-offs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You’ve built data products, not just data models.\u0026lt;/strong\u0026gt; You understand the difference between a table that exists and a data asset that’s governed, documented, versioned, discoverable, and trusted. You’ve defined SLAs, contracts, interfaces, or ownership models for data consumers, and you’re excited to do this at scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have deep fluency with analytics engineering systems and infrastructure.\u0026lt;/strong\u0026gt; dbt at scale, BigQuery or equivalent, CI/CD for data, testing frameworks, and orchestration. You don’t just use these tools, you shape how teams use them. You’ve hit the scaling limits and know what to do about them.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You can design reusable feature layers.\u0026lt;/strong\u0026gt; You’ve designed, contributed to, or have a clear vision for reusable feature layers that serve multiple consumers, including ML pipelines, dashboards, decisioning engines, and regulatory reporting. You understand the trade-offs between freshness, cost, granularity, correctness, and ease of use.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You’re comfortable at the platform boundary.\u0026lt;/strong\u0026gt; You can have a productive conversation with a Data Platform engineer about ingestion patterns, streaming vs. batch trade-offs, schema evolution, and infrastructure costs. You don’t need to build the platform, but you need to shape what it delivers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You connect technical choices to business outcomes.\u0026lt;/strong\u0026gt; You care about whether data models, feature layers, and platform patterns actually improve decisions. You understand how product, credit, engineering, and operational teams use data, and you use that context to align people around better technical choices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You lead through others.\u0026lt;/strong\u0026gt; You create leverage not by writing more SQL, but by setting patterns, reviewing designs, unblocking teams, and raising the standard. You’re energised by making 30+ people more effective, not by being the single expert.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You communicate across altitudes.\u0026lt;/strong\u0026gt; You can whiteboard a data architecture with a back-end engineer in the morning and present a strategic data roadmap to a director in the afternoon. You adapt your message to your audience without losing precision.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You care about credit products.\u0026lt;/strong\u0026gt; You’re excited, or curious, about the complexity of lending, including risk, affordability, regulatory constraints, and multi-product dynamics. You see it as a fascinating data domain, not just a business vertical.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Interview process\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our typical process is structured as:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;3 x 1 hours sessions (final interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰\u0026amp;nbsp; £121,600-164,600 + Incentive Awards tied to your performance and\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-AS #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":396396}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6656228","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3081140,"location":{"name":"Barcelona"},"metadata":null,"id":6656228,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"1897","title":"Staff Backend Engineer","company_name":"Monzo","first_published":"2025-02-25T03:53:57-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience + benefits | Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have over 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://facebook.github.io/react/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;React\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for internal web dashboards\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have two physical datacenter sites with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating across disciplines to test hypotheses and make a difference to customers. As a product backend engineer you’ll work in a squad alongside product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you’ll build and support a particular part of Monzo. Our product squads belong to our wider \u0026lt;em\u0026gt;collectives\u0026lt;/em\u0026gt; (a word we use to describe self-governing business units of ~100 people). They are; Money, Borrowing, Fincrime, Customer Operations, Platform, Personal Banking \u0026amp;amp; Business Banking. They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L60 Engineers at the moment, you can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt; we are also hiring on L40 \u0026amp;amp; L50, our interview process will determine your levelling.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see \u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary range for this role is depending on experience + equity + stock options \u0026amp;amp; benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6636147","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3075356,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6636147,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"1872","title":"Staff Backend Engineer ","company_name":"Monzo","first_published":"2025-02-14T13:21:29-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London / UK Remote | 💰 \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt;Staff Backend Engineer (L60)\u0026lt;/a\u0026gt; £130,000 - £170,000 + Equity\u0026amp;nbsp;+ \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;|\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;Technology\u0026lt;/a\u0026gt;\u0026amp;nbsp;- Engineering\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We have around 650 engineers out of roughly 5,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we\u0026#39;re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you\u0026#39;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We contribute to \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; as much as possible. Our \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;is a good place to learn even more about what we do!\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We rely heavily on the following tools and technologies:\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;)\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for most persistent data storage\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for our asynchronous message queue\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for RPC\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; and \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for most of our infrastructure\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;https://facebook.github.io/react/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;React\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for internal web dashboards\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We also have two physical datacenter sites with actual cables to connect to various third parties\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;This role is all about collaborating across disciplines to test hypotheses and make a difference to customers. As a product backend engineer you’ll work in a squad alongside product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you\u0026#39;ll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of ~100 people). Our collectives are doing innovative work, many of which have machine learning and AI at the forefront - from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We\u0026#39;re on the look out for L60 Engineers at the moment, you can read more in our\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;\u0026amp;nbsp;Engineering Progression Framework\u0026lt;/a\u0026gt; we are also hiring on L40 \u0026amp;amp; L50, our interview process will determine your levelling.\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Final interview including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Our average process takes around 2-3 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;💰 £130,000 - £170,000 + Equity\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✈️We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✅ We can sponsor visas.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍This role can be based in our London office or remotely across the UK (with ad hoc meetings in London).\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📚\u0026lt;/span\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;➕And much more, see our full list of benefits \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We\u0026#39;re usually always hiring for Backend Engineers, so there\u0026#39;s no closing date for this job.\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;#LI-Remote\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;#LI-HJ1\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":396396}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8172921","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3537277,"location":{"name":"Dublin"},"metadata":null,"id":8172921,"updated_at":"2026-09-14T04:54:11-04:00","requisition_id":"3448","title":"Technology and Operational Risk Senior Manager","company_name":"Monzo","first_published":"2026-09-02T05:58:18-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Dublin, Ireland | 💰\u0026lt;strong\u0026gt;€92,000 - €116,000, Incentive Awards tied to your performance ➕ benefits\u0026lt;/strong\u0026gt;|\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Risk team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for an\u0026amp;nbsp;\u0026lt;strong\u0026gt;Operational, Technology and Information Security Risk Senior Manager\u0026lt;/strong\u0026gt; in the second line of defence to provide independent oversight, challenge and advisory support on the effectiveness of our operational, technology, resilience and information security risk management practices across the EU.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will be a key member of the second line risk management team and work closely with senior stakeholders across first line technology, information security and operational resilience, to ensure risks are proactively identified, assessed, monitored, and managed in line with Monzo\u0026#39;s risk management framework and appetite.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role requires a proactive and strategic mindset, strong technology risk management expertise, and a deep understanding of operational resilience and digital banking operations.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role reports to the Director of Operational Risk, Monzo Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the second line subject matter expert for operational risk, technology (ICT and security risk (including cyber)), and operational resilience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing and challenging the design and effectiveness of controls over key technology systems, digital infrastructure.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing effective oversight and challenge of first line risk and control self-assessments (RCSA), incident management and reporting, issue remediation and risk mitigation processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing second line input into our technology and security strategies and business continuity planning.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the ongoing development and maintenance of our Operational Risk Management Framework (ORMF), policies, standards and associated ICT,\u0026amp;nbsp; Security and Resilience policies and risk appetite metrics.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Co-ordinating second line assurance reviews and risk deep dives into critical operational and technology areas, providing actionable recommendations and insights.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing ongoing compliance with\u0026amp;nbsp; the digital operational resilience act (DORA) in the EU and ensuring alignment\u0026amp;nbsp; with applicable local regulatory standards.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing operational and technology risk reports and providing updates to relevant governance forums, including risk committees and senior management.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have 8+ years’ experience in operational risk, technology risk or related roles in financial services, ideally within a digital or challenger bank, or a pan-European firm.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep knowledge of risk management practices, regulatory expectations, and industry standards related to operational risk, technology and operational resilience. (e.g. EBA Guidelines on ICT \u0026amp;amp; Security Risk Management, DORA, Central Bank of Ireland Guidance on Operational Resilience, General Data Protection Regulation (GDPR), Payment Service Directive (PSD2/PSD3)).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong understanding of digital banking technology, including cloud computing, cybersecurity, fintech integrations and data management.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in evaluating and challenging risk and control environments, particularly in high-growth or fast-changing environments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are an ambitious risk professional ready to leave the constraints of legacy firms behind. This role places you at the cutting edge of technology and operational risk, challenging you to define the governance needed for our next-generation platforms.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong analytical, problem-solving and project management skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have excellent stakeholder management and communication skills, with the ability to influence senior leadership.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven ability to navigate complex stakeholder landscapes such as working with regulators/managing regulatory engagements.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 A salary range of €92,000 - €116,000\u0026amp;nbsp;➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A final call with Monzo Bank Europe\u0026#39;s CRO\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":396395}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null}],"meta":{"total":65}}