{"jobs":[{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7343996","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3276761,"location":{"name":"Barcelona"},"metadata":null,"id":7343996,"updated_at":"2026-08-03T05:57:20-04:00","requisition_id":"11746","title":"Android Engineer","company_name":"Monzo","first_published":"2025-10-21T08:12:57-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍 Barcelona, Spain | 💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;⭐ Our Mobile Engineering team\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;There are ~40 Android engineers at Monzo and we’re looking for more to join the team. We have several non-graduates; only some of us studied Computer Science; some of us have worked in huge companies; some have only ever worked in startups; others are former consultants. As long as you enjoy learning new things, we’d love to talk to you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;Monzo works in small, interdisciplinary teams\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 400 engineers out of roughly 4,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we\u0026#39;re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you\u0026#39;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;We’re searching for\u0026amp;nbsp;\u0026lt;strong\u0026gt;product-focused Android engineers\u0026lt;/strong\u0026gt;\u0026amp;nbsp;to evolve our native mobile app.\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;You’ll take pride in building polished user experiences, and you’ll balance the need for well-tested resilient code with moving fast and iterating.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be working on a product that is a part of day to day life for more than 11 million people already, and your work here will shape the way that people interact with their finances.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As an Android Engineer at Monzo you\u0026#39;ll work in a small, autonomous product squad alongside iOS Engineers, Backend Engineers, User Researchers, Product Designers, Product Managers, QA Testers, and Data Scientists.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You and your team will be responsible for an overall company goal, rather than building a specific feature - you\u0026#39;ll have the opportunity to have impact on both\u0026amp;nbsp;\u0026lt;em\u0026gt;what\u0026lt;/em\u0026gt;\u0026amp;nbsp;we build, and\u0026amp;nbsp;\u0026lt;em\u0026gt;how\u0026lt;/em\u0026gt;\u0026amp;nbsp;we build it. Mobile engineers at Monzo work on everything from the personal banking product to customer support tools. We also have a small mobile platform squad dedicated to enabling other engineers to move faster.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Every week we meet as an Android discipline to discuss tools, techniques, problems we\u0026#39;re encountering across the company and work together to improve our codebase and processes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll report to an engineering manager who will meet with you every 1-2 weeks 1:1. They’re dedicated to helping you grow and develop as an engineer.\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;Our Android app\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Our app is 100% Kotlin, built using MVVM (Model View ViewModel) and Coordinators, and modularised by product feature.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We use RxJava, Retrofit and Moshi for API calls and Dagger for dependency injection. We’re starting to use Coroutines for most new features. Room is our choice for persistence, and we use repositories for interacting with data. We’ve built out our design system with Compose.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We use GitHub Pull Requests to do code reviews, and write unit tests for our ViewModels, Coordinators, and any other classes which contain logic. We write tests for all of our Compose screens and snapshot test them with Happo. We also use Espresso to test flows, which are executed via our continuous integration system.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ve previously written about\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2019/02/11/building-monzo-chat-on-android\u0026quot;\u0026gt;building Monzo Chat\u0026lt;/a\u0026gt;\u0026amp;nbsp;on Android, which goes into detail on some of these elements.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You care about the impact your work has on our customers, and optimise for outcomes rather than the number of lines of code you output\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about and have experience in programming in Kotlin\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve shipped and iterated on at least one app in the Play Store\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You love turning excellent design into beautiful products\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have an understanding computer science principles\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L30 Engineers at the moment, you can read more in our\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt;\u0026amp;nbsp;you will be interviewed across the whole framework, so if you\u0026#39;re not sure what level you\u0026#39;re aiming for chat to your recruiter!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary range for this role is depending on experience + equity + stock options \u0026amp;amp; benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;There’s a detailed blog on\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/22/preparing-for-mobile-interviews-at-monzo\u0026quot;\u0026gt;the interview process\u0026lt;/a\u0026gt;, for extra details, hints and tips.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;div id=\u0026quot;1740415782.814699\u0026quot; class=\u0026quot;c-virtual_list__item\u0026quot; data-qa=\u0026quot;virtual-list-item\u0026quot; data-item-key=\u0026quot;1740415782.814699\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__background p-message_pane_message__message c-message_kit__message\u0026quot; data-qa=\u0026quot;message_container\u0026quot; data-qa-unprocessed=\u0026quot;false\u0026quot; data-qa-placeholder=\u0026quot;false\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__hover\u0026quot; data-qa-hover=\u0026quot;true\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__actions c-message_kit__actions--default\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__gutter\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__gutter__right\u0026quot; data-qa=\u0026quot;message_content\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message_kit__blocks c-message_kit__blocks--rich_text\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;c-message__message_blocks c-message__message_blocks--rich_text\u0026quot; data-qa=\u0026quot;message-text\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-block_kit_renderer\u0026quot; data-qa=\u0026quot;block-kit-renderer\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-block_kit_renderer__block_wrapper p-block_kit_renderer__block_wrapper--first\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-rich_text_block\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;p-rich_text_section\u0026quot;\u0026gt;LI-JS1\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6635595","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3075268,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6635595,"updated_at":"2026-07-21T03:35:25-04:00","requisition_id":"1869","title":"Backend Engineer III ","company_name":"Monzo","first_published":"2025-02-17T04:44:43-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍London or UK Remote | 💰 \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineer III\u0026lt;/a\u0026gt; \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;Compensation: £85,000 - £110,000 +\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;Incentive Awards tied to your performance + \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Benefits\u0026lt;/span\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; | \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Technology\u0026lt;/span\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency 🕣✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L40 Engineers at the moment, you can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt; you will be interviewed across the whole framework, so if you\u0026#39;re not sure what level you\u0026#39;re aiming for chat to your recruiter!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so \u0026lt;strong\u0026gt;whilst we use the below technologies we do not expect prior knowledge\u0026lt;/strong\u0026gt;, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 \u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;£85,000 - £110,000\u0026lt;/span\u0026gt; base salary \u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;+\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;Incentive Awards tied to your performance\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;We\u0026#39;re usually always hiring for Backend Engineers, so there\u0026#39;s no closing date for this job.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ZM1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7866538","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3424687,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7866538,"updated_at":"2026-07-27T10:37:14-04:00","requisition_id":"3157","title":"Benefits Specialist","company_name":"Monzo","first_published":"2026-05-08T08:36:45-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;London/Cardiff/UK Remote | 💰£46300 - £62700 +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a 12 month fixed term contract position.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our People team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The People Collective is looking for someone who is passionate about supporting a Reward function that is engaging, scalable, and most importantly, equitable. The Reward Squad covers a lot of ground - from share options to compensation to reward governance and everything in between. We’re looking for someone who enjoys dotting the i’s and crossing the t’s but never loses sight of the fact that at the heart of everything we do is our people.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Benefits Specialist to support Monzo’s global benefits and pension programmes, including in the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Reporting to the Head of Benefits you’ll be empowered to contribute towards the success of the company by supporting Monzonaut benefits in the UK and globally. You’ll also be engaging with other teams across not only the People Collective, but Monzo-wide to make sure we’re listening to and supporting our Monzonauts as best as we can.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is an exciting opportunity to help Monzo fulfill its mission to make money work for everyone. If you’re excited to be part of our adventure we’d love to hear from you!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key responsibilities\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Day-to-day benefits and leave policies administration and management\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Managing the end-to-end renewal process\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establishing and implementing new benefits programmes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensuring that our benefits programmes are compliant, in line with Monzo’s global benefit’s strategy, and supports our business goals\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Liaising with our external benefits broker and vendors, ensuring that our providers are providing a good service\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Work closely with stakeholders including Procurement and Third Party Risk teams to onboard suppliers, Tax team to ensure compliance, and People Operations to design seamless processes\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Responding to benefits queries, escalations and supporting Monzonauts\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with teams across the People Collective, including Payroll and People Operations\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Analysis of benefits data\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monzonaut education, communication and engagement\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience in administering and managing UK benefits\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in ensuring that benefits programmes are compliant and meet legislative requirements\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong knowledge of employee benefits trends\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have excellent project management and organisational skills\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re independent, yet enjoy cross team collaboration\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You prioritise high impact work, but never neglect the details\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re adaptable, flexible and are comfortable working in a fast paced environment\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £46300 - £62700\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call with Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Two loop stages\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Role Specific interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Behavioral interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-DH1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54549,"name":"People","child_ids":[54074],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8076700","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3499291,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8076700,"updated_at":"2026-07-23T06:28:32-04:00","requisition_id":"3340","title":"Buyer","company_name":"Monzo","first_published":"2026-07-22T03:34:21-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📍\u0026lt;/strong\u0026gt;London/Cardiff/UK Remote | 💰£40,000 - £52,000 + Incentive Awards tied to your performance | \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Procurement team \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The Procurement team at Monzo is evolving into a proactive, strategic partner to the business - one that shapes commercial decisions, enables scale, and delivers meaningful long-term value.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re hiring a Buyer to join the team. This role will align to a defined category/collective and focus on delivering strong sourcing and commercial outcomes. While you’ll work within a specific spend area, we’re hiring for strong, transferable procurement skills - not deep subject matter expertise.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a great opportunity to build deeper category knowledge over time while becoming a high-visibility partner who guides stakeholder and business direction and builds credibility.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;​​Leading end-to-end sourcing processes within your aligned category, operating with a high degree of autonomy and accountability\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Navigating complex trade-offs, applying sound commercial judgement to balance risk, cost, value and long-term strategy\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Running competitive events and negotiating commercial terms that deliver measurable value\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Owning contract execution and renewal planning, proactively managing timelines and dependencies\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Translating stakeholder requirements into clear, commercially robust solutions - challenging constructively where needed\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Aligning and, where necessary, realigning stakeholders to drive clarity, momentum and confident decision-making\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identifying and delivering opportunities to improve commercial outcomes within your remit through insight, influence and independent thinking\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;🌱\u0026lt;strong\u0026gt; Growth \u0026amp;amp; Development\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role offers the opportunity to align to a category and develop deeper expertise over time, building both commercial depth and strategic influence. If you bring experience in a particular spend area, we’d love to know - but it’s not a prerequisite.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re primarily looking for strong procurement fundamentals and the ability to apply them thoughtfully in new contexts.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As you demonstrate independent execution, strong judgement and stakeholder leadership, there’s clear opportunity to broaden your remit, increase complexity, and grow your impact longer term.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have experience running end-to-end sourcing processes and negotiating commercial terms, always seeking to understand the commercial rationale behind decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Understand core procurement principles and can clearly articulate commercial trade-offs - balancing cost, risk, value and long-term impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Naturally curious, seeking to understand the “why” behind decisions and constructively challenging assumptions to drive stronger commercial outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are comfortable applying your skills across different spend areas, adapting your approach to new contexts with sound judgement\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience working closely with stakeholders, guiding and influencing commercial conversations with confidence\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Thrive in fast-paced environments and enjoy solving practical commercial challenges with curiosity and ownership\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re curious about and comfortable using AI tools (like Gemini or Claude) to power up your research and analysis\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply, even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £40,000 - £52,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30 min call with the Recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;30 min initial call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 hours of technical and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-OS1 #LI-REMOTE\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8102982","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3510423,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8102982,"updated_at":"2026-08-03T10:22:56-04:00","requisition_id":"3379","title":"Compliance Advisory Manager - Investments, Pensions \u0026 Financial Promotions","company_name":"Monzo","first_published":"2026-08-03T10:22:56-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London, Cardiff or Remote | 💰 £59,500 - £70,000 (depending on experience) + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Compliance Advisory team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a \u0026lt;strong\u0026gt;Compliance Advisory Manager\u0026lt;/strong\u0026gt; to join our second line of defence (2LoD). We’re looking for a pragmatic and collaborative compliance manager with good knowledge of FCA COBS rules and associated regulations as well as hands-on experience of providing compliance advice. You must also be passionate about Monzo\u0026#39;s mission to make money work for everyone.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role reports directly to Monzo’s Senior Compliance Advisory Manager. The team is responsible for advising the following teams:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;the Wealth Collective\u0026lt;/strong\u0026gt; - covering Savings, Investments, Pensions \u0026amp;amp; Insurance\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;the Growth \u0026amp;amp; Marketing Collective \u0026lt;/strong\u0026gt;- incl. Brand Campaigns, events \u0026amp;amp; sponsorship\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;MonzOS\u0026lt;/strong\u0026gt; - covering the Monzo-wide platform experience, incl. incorporating AI\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This role will have day-to-day responsibility for advising on compliance matters across all three collectives, but we’re specifically looking for someone with previous knowledge and experience so that they can independently lead on advising the Investments and Pensions squads within the Wealth Collective. The expectation will be to upskill across all areas over time.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo we do things differently: we truly care about providing a phenomenal experience for our customers. We believe there’s a better way to do banking, and we want to be the best possible bank without getting stuck in the old ways of doing things. We operate a “three lines of defence” model of risk management at Monzo: you’ll be working in 2LoD as part of our Risk and Compliance Collective, in the Compliance Team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Being the first point of contact for compliance advice, initially for the Wealth Collective but expanding to Growth \u0026amp;amp; Marketing and MonzOS over\u0026amp;nbsp; time.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing clear and proactive compliance advice, especially on COBS, PROD, SDR, CASS and Consumer Duty.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing customer journeys and communications to help the business deliver good customer outcomes, and flagging any risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Advising Marketing and Financial Promotion teams on financial promotion rules and guidance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing regulatory breaches and incidents as part of the team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning about the wider Collectives the team supports with the aim to expand your knowledge to proactively support more areas in future.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This role requires strong communication \u0026amp;amp; collaboration skills with a ‘ hands-on ’ approach, to ensure that regulations are fully understood, our products are ‘compliant by design’ and our customers\u0026#39; needs are being met.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You know the Consumer Duty and COBS rules inside out\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ve got hands-on experience advising on products ideally from working at a bank, wealth manager, or fintech.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re already incorporating AI into your day-to-day work\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You like to be where the action is and thrive in fast paced environments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a great communicator and problem-solver, good at weighing risks and finding balanced solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work independently and juggle changing priorities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re good at building strong relationships with different teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re passionate about compliance and excited about the future of banking!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£59,500 - £70,000 \u0026amp;nbsp;➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;div\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/div\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Role specific interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Behavioural interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;img src=\u0026quot;https://a.slack-edge.com/production-standard-emoji-assets/16.0/apple-medium/1f916.png\u0026quot; alt=\u0026quot;:robot_face:\u0026quot; data-stringify-emoji=\u0026quot;:robot_face:\u0026quot; style=\u0026quot;max-width: 100%;\u0026quot;\u0026gt;\u0026amp;nbsp;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll close this role once we have enough applications for the next stage, so please apply as soon as you can - we don’t want you to miss out!\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-TK1\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8030732","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3481334,"location":{"name":"Dublin"},"metadata":null,"id":8030732,"updated_at":"2026-06-29T04:00:22-04:00","requisition_id":"3289","title":"Corporate Governance Manager","company_name":"Monzo","first_published":"2026-06-29T04:00:22-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📍Dublin | 💰 €66,100 - €80,500 + Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;⭐ About the role:\u0026lt;/strong\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a talented, hands-on, and diligent Corporate Governance Manager with knowledge and experience of Irish company law and corporate governance requirements to join the Monzo Europe Company Secretarial Team. Based in Dublin, you’ll hit the ground running and become the heart of all things governance for Monzo Europe as we build out our bank in Ireland.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Bringing your experience gained in an Corporate Governance Manager\u0026amp;nbsp; (or equivalent) role, you’ll be comfortable operating in a fast-paced organisation and accustomed to applying critical and solution-oriented thinking to secure good governance outcomes for Monzo. You’ll also play a crucial role in supporting the Monzo Europe Board and its committees and you’ll help to make sure our governance processes work smoothly all while remaining in line with regulation and the high standards we have for governance here at Monzo.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll report to the Monzo Europe General Counsel \u0026amp;amp; Company Secretary (CoSec) and work closely with the Deputy Company Secretary for Monzo Europe (Deputy CoSec), as well as being a part of the broader Monzo Group Governance Squad to help establish and implement robust and compliant corporate governance practices for Monzo Europe.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role offers an exciting and novel opportunity to play an instrumental role in a scaling company that’s key to Monzo’s expansion strategy. You’ll be part of a high-performing team who’ll support your development and ensure you have the opportunity to enhance your company secretarial skill set while taking ownership of some of Monzo Europe’s key governance processes.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you are excited about the intersection of technology and banking, and want to help bring some of that Monzo magic to Europe, this is the role for you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;🔑 You\u0026#39;ll play a key role in...\u0026lt;/strong\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Board and Board Committee management:\u0026lt;/em\u0026gt; You’ll act as Secretary to certain Board Committees and will support the CoSec and Deputy CoSec with the end-to-end management of the Monzo Europe Board. This will include things like: coordinating Board and committee meetings and managing meeting logistics, internal and chair agenda preparation, maintaining the forward calendar, circulating paper requests and supporting with paper dispatching, attendance at meetings, minute-taking, maintaining the disclosable interest registers, communicating action items, and maintaining the action tracker and decision log.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Board coordination and director support:\u0026lt;/em\u0026gt; You’ll provide seamless support to the Monzo Europe Board directors by being a key contact on the coordination side of things and support the induction and onboarding of new board members.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Statutory and regulatory compliance:\u0026lt;/em\u0026gt; Together with the CoSec and Deputy CoSec, you’ll help make sure that Monzo Europe remains compliant with its statutory obligations and you’ll be responsible for things like annual and ad-hoc filings with the CRO, supporting on any corporate transactions with statutory compliance requirements, maintaining corporate registers, and supporting any governance-related regulatory returns.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Governance processes and procedures:\u0026lt;/em\u0026gt; With support from the Deputy CoSec, you’ll help to establish and maintain Monzo Europe’s governance policies, processes and procedures in line with regulatory requirements and internal Group governance standards. This includes performing periodic governance document reviews and owning Board governance documentation, maintaining the governance process note and checklist inventory, and supporting other annual governance processes ranging from the annual report to annual Board performance reviews.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Governance business partner: \u0026lt;/em\u0026gt;Working in collaboration with the Deputy CoSec, you’ll foster and maintain strong partnerships with business counterparts, acting as a strategic business partner to key stakeholders and working on ad-hoc projects within Monzo Europe and the wider Monzo Group as necessary.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;KYC requests:\u0026lt;/em\u0026gt; Maintain the Monzo Europe KYC corporate information documentation and support the business with KYC requests from 3rd parties.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if...\u0026lt;/strong\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’re a qualified company secretary (ACG or equivalent), with Irish company secretarial experience, ideally gained in financial services or a regulated environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrable knowledge of corporate governance principles and an understanding of applicable financial regulations from working in financial services (such as the CBI Corporate Governance Requirements).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a self-starter and have experience completing core corporate secretarial tasks, particularly: statutory compliance; board coordination experience having acted as Secretary before and managed\u0026amp;nbsp; the end-to-end Board support process for Boards and Committees and; producing high-quality and technical minutes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand why a task needs to be done and think about what other parts of the business need to be looped in to the process.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a confident communicator, able to engage at all levels of the organisation, including the Board and Executive Committee and have experience of liaising with senior stakeholders in a clear and concise way.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience of developing or enhancing governance processes to make them more effective or efficient with an ability to work well autonomously and collaboratively to get things done well.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re resilient, capable, and comfortable pivoting and adjusting to new situations, keeping pace with a constantly evolving business environment.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;💰€66,000 - €80,500 + Incentive Awards tied to your performance\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📚 €1,200 learning budget each year to use on books, training courses and conferences\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;🏥 Private healthcare scheme\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;💰 Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;30 min call with the Recruiter\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;30 min call with the Hiring Manager\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;2 hours of technical and behavioural interviews\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;#LI-MOS1\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53655,"name":"Legal","child_ids":[],"parent_id":null}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8098919","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3508620,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8098919,"updated_at":"2026-08-03T09:34:49-04:00","requisition_id":"3369","title":"Credit Analyst","company_name":"Monzo","first_published":"2026-08-03T08:48:27-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London, Cardiff or Remote (UK)\u0026amp;nbsp; | 💰 £59,100 to £79,900 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits \u0026lt;/a\u0026gt;| \u0026lt;a href=\u0026quot;https://monzo.com/blog/how-each-role-in-borrowing-data-allows-us-to-think-big-and-innovate\u0026quot;\u0026gt;Data Team, Borrowing\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing collective is growing across Personal Loans and Financial Health. We’re building innovative, responsible lending products that give customers greater transparency, flexibility, and control over their money.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Personal Loans provides simple, transparent borrowing, while Financial Health focuses on sustainable growth and better customer outcomes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As part of the team, you’ll develop and optimise unsecured credit risk and pricing strategies, partnering closely with Product, Engineering, and Data to build profitable portfolios and outstanding customer experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you’re excited by data-led decision-making, experimentation, and shaping the future of modern lending, we’d love to hear from you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Working on initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the design and roll-out of new lending strategies by finding patterns in the data and translating these into insights\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring the performance of our existing strategies, and iterating to improve them\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working alongside people from engineering, marketing, product, risk and control to design and deliver product changes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing, maintaining and monitoring our credit models to assess net present value of new lending cohorts to drive strategic business decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building and maintaining the database tables and dashboards that provide insights and promote rapid, data-driven decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the design and roll-out of new products and customer journeys\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assessing how the lending portfolio of particular products will perform over time\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our data teams are based all over the UK — from Brighton to the Western Isles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We love meeting in person, but there’s no pressure to come into the office, even if you’re nearby. You’ll do your best work where you feel most comfortable.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value flexibility, connection, and wellbeing. You’ll have the freedom to work in a way that fits your life, whether that’s school drop-offs, avoiding rush hour, or making time for what matters most.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you at Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience in unsecured retail lending (e.g. personal loans, credit cards, overdrafts, buy now pay later etc.)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have an understanding of how the unsecured retail lending market works including the impact of pricing dynamics on portfolio performance\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have an understanding of lending economics and have experience developing and deploying underwriting strategies\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong analytical and data capabilities, backed up by technical coding skills. SQL is a must-have, Python and Looker experience is a plus.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a working understanding of the regulations that apply to lending in the UK.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in a fast-paced environment and are keen for the chance to improve our products and help ship changes to our customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a strong communicator, able to cut through complex problems and articulate decision points\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have some experience in project management and coordination across teams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You work well collaborating in a team with diverse skill-sets and personality types\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are highly motivated and energised by the idea of bringing positive impact to our customers and Monzo\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L30 Credit Analysts at the moment, you can read more in our\u0026lt;a href=\u0026quot;https://monzo.com/documents/data-progression-framework-v2-0.pdf\u0026quot;\u0026gt; Data Progression Framework\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final stage (x3 interviews) consisting of a case study, role specific interview and collaboration interview\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £59,100 to £79,900 + incentive awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; benefits\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JH1\u0026amp;nbsp; #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8023162","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3478268,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8023162,"updated_at":"2026-07-08T10:12:55-04:00","requisition_id":"3278","title":"Credit Model Validation Manager (Machine Learning \u0026 NPV Models)","company_name":"Monzo","first_published":"2026-06-23T10:40:39-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰 £79,000 - £93,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌟 About the team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) business is growing rapidly across both existing products and with the planned launch of new initiatives. As our lending portfolio grows, our second line of defence Credit Model Validation team is growing with it - and we’re looking for a Credit Model Validation Manager to join us!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Credit Model Validation team is crucial in providing independent oversight and challenge to our model development teams in the first line of defence to help Monzo grow safely and ensure that the models we use deliver good outcomes for our customers. We’re looking for someone (maybe you?!) to join our validation squad and provide expert independent validation and oversight across our suite of credit models, covering critical business disciplines such as credit strategy and impairment.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll have a particular focus on models used for customer-level decisioning and defining our credit strategies - such as underwriting scorecards, origination PD models and Net Present Value (NPV) / unit economics models - across all our lending products.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Strong data and analytical skills are a must, as is deep expertise in credit risk modelling. You’ll have hands-on experience in either model validation or model development within a financial services environment, including practical experience using Python to develop, validate or analyse machine learning and statistical models. . In-depth knowledge of credit decisioning models would be a strong plus.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading hands-on independent validation of models used for credit decisioning within our Borrowing strategies - covering a range of machine learning, decision science and NPV models. You will be ensuring that models are fit for purpose, appropriately governed, explainable and performing as expected\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting oversight and validation of broader credit risk models, including IFRS9, stress testing and economic response models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing deep understanding of Monzo’s credit models, and using this to provide impactful input and challenge to model developers to improve our modelling capabilities\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing ongoing model performance monitoring to ensure our lending models perform within our risk thresholds, and providing support to our first line of defence teams when action is required\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Performing statistical analyses to independently assess model performance, including developing challenger models where appropriate to test model assumptions and strengthen validation conclusions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Improving our Model Risk Framework, including overseeing our policies, standards and procedures to help embed best practice across the business. This means making sure we follow up-to-date regulatory guidelines, and adapt our processes to make sure they remain relevant as modelling techniques evolve\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Writing clear and impactful model validation reports, and presenting the findings and actions in relevant committees\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with colleagues in the first line of defence credit strategy and modelling teams - and wider risk teams across Monzo - to support the embedding of our model risk framework and establishing consistent validation standards across the organisation\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Embracing new and innovative technology, including leading the adoption of AI tools to enhance our model validation approach\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have a strong background and practical experience in credit model development and/or validation - in particular with exposure to machine learning or statistical models used in credit decisioning, such as decision science scorecards, origination / underwriting PD models, and NPV / unit economics modelling\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are data driven, with strong analytical skills and deep understanding of statistical techniques for credit and model risk. Being able to get hands on with data is critical - so strong SQL and Python skills are essential, and experience with data visualisation tools such as Tableau, Looker or similar is a plus!\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Understand how models are used in real-time decisioning and lending strategies, and how to balance commercial and risk outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have strong written and verbal communication skills, and are able to articulate problems and solutions using clear and simple language. This is particularly important for breaking down complex issues and priorities to non-experts\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have a track record of building and maintaining trusting relationships with stakeholders at all levels, and can provide effective and respectful challenge\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are impact-driven, and proactive in identifying issues and opportunities to improve outcomes for both our customers and our business\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are passionate about technology, and what we’re doing here at Monzo excites you!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our technology stack\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies (note we do not expect applicants to have prior experience of all them):\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt;Google Cloud Platform\u0026lt;/a\u0026gt; for all of our analytics infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.getdbt.com/\u0026quot;\u0026gt;dbt\u0026lt;/a\u0026gt; and\u0026lt;a href=\u0026quot;https://cloud.google.com/bigquery/\u0026quot;\u0026gt; BigQuery SQL\u0026lt;/a\u0026gt; for our data modelling and warehousing\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Python for data science and machine learning\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;Go\u0026lt;/a\u0026gt; to write our application code\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;AWS\u0026lt;/a\u0026gt; for most of our backend infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process usually involves up to four main stages via Google Hangouts:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An initial call with our recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A call with our Senior Model Validation Manager, the hiring manager for the role\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A role-specific call with colleagues from our credit modelling teams. We’ll share a short case study in advance, but you won’t need to submit a written response; we’ll use it to guide the discussion during the interview.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A behavioural interview\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;💰 £79,000 - £93,000 + Incentive Awards tied to your performance benefits.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;📍 This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;🏡 We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;➕ Plus lots more! Read our full list of\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers\u0026quot;\u0026gt;benefits\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll close this role once we have enough applications for the next stage, so please apply as soon as you can - we don’t want you to miss out!\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;LinkedIn Tags: \u0026lt;strong\u0026gt;#LI-TK1\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8020414","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3477153,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8020414,"updated_at":"2026-06-23T10:05:26-04:00","requisition_id":"11007","title":"Credit Risk Director, Business Borrowing","company_name":"Monzo","first_published":"2026-06-23T10:05:26-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰 £165,000 - £200,000 + Incentives tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;Benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://monzo.com/blog/how-each-role-in-borrowing-data-allows-us-to-think-big-and-innovate\u0026quot;\u0026gt; Data Team, Borrowing\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐About\u0026lt;/strong\u0026gt; \u0026lt;strong\u0026gt;our Borrowing team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) team is growing and we’re looking for a Director to build and lead our credit risk function for lending to our business banking customers. The ideal\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;candidate should have in-depth knowledge of lending to small and medium size sole traders and limited companies, automated decisioning and Credit Risk Management activities.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As the size of our Business Banking customer base continues to grow, we are building out lending products to support our customers\u0026#39; funding needs. We aim to create a genuine feel-good factor when it comes to business credit, and are looking to build a team of driven, analytical and creative individuals to help us achieve this goal.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With your experience of developing credit risk strategies specifically for small and medium enterprises and building best in class credit capabilities, you\u0026#39;ll help drive the success of Monzo\u0026#39;s borrowing propositions. You will lead a team of credit analysts and managers and play a pivotal role in refining our credit and pricing strategies, particularly as we introduce new lending products to the market. You will work with colleagues across Monzo to make sure we are building profitable lending portfolios and amazing products for our customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading a team designing and implementing credit and pricing strategies for our business lending products\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring the performance of our existing strategies, and iterating to improve them\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the design and roll-out of new products and customer journeys, while working together with people from engineering, marketing, product, risk and control to achieve this\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing leadership across our Business Banking and Borrowing Collectives.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Be a member of the Borrowing Leadership Team which drives Monzo\u0026#39;s overall borrowing strategy\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have strong domain expertise in providing lending products to small businesses\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a track record leading analytical credit teams\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep understanding of how business lending works, including regulation and industry best practice\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are passionate about customers and understand the role credit strategies and policies play in customer outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable balancing ‘soft’ information (e.g. customer feedback/qualitative market research) with hard data (e.g. A/B test outcomes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong analytical and data capabilities, backed up by technical coding skills\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can bring a dynamic energy to the team, and are keen for the chance to improve our products and help ship changes to our customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a clear communicator, able to cut through complex problems and articulate decision points\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You work well collaborating in a team with diverse skill-sets and personality types\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable working in a fast-moving and changing company\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🧠\u0026amp;nbsp; The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 4 main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take Home Task\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final stage (x3 interviews) consisting of a leadership, role specific and a values and collaboration interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7991227","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3466699,"location":{"name":"London; Remote (UK)"},"metadata":null,"id":7991227,"updated_at":"2026-06-09T10:42:10-04:00","requisition_id":"3244","title":"Credit Risk Manager, Portfolio Management","company_name":"Monzo","first_published":"2026-06-09T10:42:10-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰£100,000 - £130,000 + Incentive Awards tied to your performance +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;|\u0026lt;a href=\u0026quot;https://monzo.com/blog/how-each-role-in-borrowing-data-allows-us-to-think-big-and-innovate\u0026quot;\u0026gt;\u0026amp;nbsp;Data Team, Borrowing\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About the team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our Flex product we’re reinventing credit cards to give customers more visibility and control over their spending. With our Flex product, we’re reinventing credit cards to give customers more visibility and control over their spending. Flex portfolio management is currently in its infancy—meaning this role is a true \u0026quot;zero-to-one\u0026quot; blank canvas. Flex behaves differently from a standard credit card, so we are looking for a highly strategic Credit Risk Manager who can challenge legacy banking assumptions, think from first principles, and put the customer at the heart of our lifecycle strategies.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will lead an initial team of 3 credit analysts (with scope to grow the team over time) to unlock massive P\u0026amp;amp;L and customer engagement potential on a rapidly growing portfolio. While the immediate focus is scaling safely in the UK, you will help lay the groundwork for a global footprint as Monzo expands into Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our credit teams are part of our Data Discipline which drives a strong culture of data-driven decision making across the whole company. We’re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives analysts the head space to focus on more impactful business questions and analyses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Join a team where your ideas can rapidly transform into reality, leveraging our cutting-edge technology and agile ways of working. Our credit analysts and managers are fully embedded into a product squad alongside Product Managers, Engineers, Designers, Marketers, Customer Researchers, Data Scientists etc. This enables us to solve customer problems in a fast paced and innovative way.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Own Portfolio Monitoring \u0026amp;amp; Forecasting:\u0026lt;/strong\u0026gt; Build and oversee robust performance frameworks to monitor and forecast both risk and revenue metrics, ensuring our rapidly growing portfolio scales sustainably.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Drive Contractual Pricing Strategies:\u0026lt;/strong\u0026gt; Architect and optimise an ongoing risk-based pricing program that balances commercial viability and fair customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Fuel Engagement \u0026amp;amp; Retention Loops:\u0026lt;/strong\u0026gt; Design and deploy sophisticated credit strategies for lifecycle events, including product upgrades, engagement incentives, and balance transfer propositions that deepen customer loyalty.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Execute Data-Driven Loss Mitigation:\u0026lt;/strong\u0026gt; Develop proactive risk management frameworks—such as credit limit decrease strategies—to safely mitigate losses and support financially vulnerable customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Lead and Nurture Talent:\u0026lt;/strong\u0026gt; Manage, coach, and scale a high-performing team of 3 credit analysts, fostering a culture of technical excellence, continuous learning, and strong commercial focus.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Cross-Functional Squad Collaboration:\u0026lt;/strong\u0026gt; Act as the embedded credit risk expert within a multi-disciplinary squad, working side-by-side with Product, Engineering, Design, Marketing, Customer Research, and Risk \u0026amp;amp; Control.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Cross-functional Leadership:\u0026lt;/strong\u0026gt; Build deep collaborative ties with wider credit functions and manage relationships with 2nd Line Credit Risk, Legal, and Compliance, while translating complex data into clear narratives for executive-level stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our data teams are based all over the UK — from Brighton to the Western Isles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We love meeting in person, but there’s no pressure to come into the office, even if you’re nearby. You’ll do your best work where you feel most comfortable.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value flexibility, connection, and wellbeing. You’ll have the freedom to work in a way that fits your life, whether that’s school drop-offs, avoiding rush hour, or making time for what matters most.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you at Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are a commercial, strategic credit leader\u0026lt;/strong\u0026gt; with a deep understanding of unsecured lending portfolios—ideally with exposure to credit card lifecycle management.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You thrive in ambiguous, \u0026quot;zero-to-one\u0026quot; environments.\u0026lt;/strong\u0026gt; You love building strategies from scratch, questioning traditional banking norms, and working at pace.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have portfolio management experience, \u0026lt;/strong\u0026gt;including risk-based pricing, retention, product upgrades, and loss mitigation strategies.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are a champion for both Credit and Conduct Risk.\u0026lt;/strong\u0026gt; You naturally balance sharp credit instincts with a passion for protecting customers and delivering delightful experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are an exceptional stakeholder manager and storyteller.\u0026lt;/strong\u0026gt; You can smoothly collaborate with engineering squads, align with legal and compliance partners, and influence up to executive leadership.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You love developing people.\u0026lt;/strong\u0026gt; You have a proven track record of leading analytical talent and are energized by the prospect of managing and growing a high-impact team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have strong technical and data capabilities.\u0026lt;/strong\u0026gt; You are comfortable digging into data yourself and driving a data-first culture (SQL is a must-have; Python and Looker experience is a plus).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call with the hiring manager\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final loop of interviews meeting the team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-COD #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8105783","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3511513,"location":{"name":"London"},"metadata":null,"id":8105783,"updated_at":"2026-08-05T08:12:09-04:00","requisition_id":"3381","title":"Customer Acquisition Specialist, Fixed Term Contract","company_name":"Monzo","first_published":"2026-08-05T03:26:01-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰£43,000 - £58,000 | \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨ | 6 Month Fixed-Term Contract\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Business Banking team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo Business is on a mission to make banking effortless for small businesses. We help people start, run and grow their businesses with simple, transparent banking and tools that reduce financial admin, so they can spend more time focusing on what matters most.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re launching Monzo Business in Spain, beginning with sole traders and micro-businesses, and this role will play a pivotal part in shaping that journey. As one of our first Spanish-speaking Customer Acquisition Specialists, you\u0026#39;ll be based in our UK Sales team while working closely with colleagues across Spain Go-To-Market, Growth Product, Customer Operations, Risk and Compliance. You\u0026#39;ll do far more than support customers - you\u0026#39;ll help us learn, improve and build an exceptional experience from day one.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Supporting Spanish-speaking prospective customers throughout their onboarding journey via phone and email, helping them confidently navigate Monzo Business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Explaining our products and application process clearly, ensuring customers understand their next steps without providing financial, legal or regulatory advice.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working on assisted-conversion initiatives such as waitlists, application recovery and product education to improve customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Capturing customer feedback, recurring questions and journey friction, turning conversations into actionable insights that influence Product, Growth and Operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Maintaining accurate customer records, consent and activity within our CRM, ensuring excellent data quality and regulatory compliance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborating closely with teams across Sales, Product, Operations, Risk and Compliance to continuously improve our launch and customer experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Escalating customers appropriately when specialist support is required, always putting customer outcomes first.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re fluent in both Spanish and English, with excellent written and verbal communication skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience supporting or selling to small businesses, ideally within financial services, SaaS or another consultative environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy building trust with customers by asking thoughtful questions and explaining complex topics in a simple, empathetic way.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re organised and comfortable managing multiple customer conversations while maintaining excellent attention to detail.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in fast-moving environments where processes are still evolving and you\u0026#39;re excited to help shape how things are done.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong judgement, high integrity and know when to solve a problem yourself versus escalating to the right team.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Bonus points if you have experience with:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Banking, payments or other regulated industries.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Salesforce or similar CRM platforms.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Spanish small businesses, sole traders or company formation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Customer research, GTM experimentation or voice-of-customer programmes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working cross-functionally with Product, Marketing, Operations, Risk or Compliance teams\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £43,000 - £58,000 ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is based in our London office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;ℹ️ Please note this will be a 6 month fixed-term-contract\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;20 min recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;30 min call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task and in person task review\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45 min behavioural interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-OS1\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":57966,"name":"Special Projects","child_ids":[],"parent_id":73665}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7694525","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3382901,"location":{"name":"Cardiff, London or Remote (UK); London"},"metadata":null,"id":7694525,"updated_at":"2026-06-23T06:42:12-04:00","requisition_id":"12087","title":"Data Director, Workforce Systems \u0026 Service Performance","company_name":"Monzo","first_published":"2026-04-13T15:41:22-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;London/Cardiff/UK Remote | 💰 £150,000–£180,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;✨\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;Our Workforce Systems team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;Customer Operations at Monzo is at the heart of delivering fast, safe and high-quality support to millions of customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As Monzo grows, the way we run operations is evolving. We’re supporting more customers, more products, more markets, more regulatory expectations, and a growing mix of human and AI-powered service. This creates one of the most interesting operational systems challenges at Monzo: how do we forecast demand, plan supply, schedule work, route tasks, understand live performance, and make capacity decisions across an increasingly complex global operation?\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Workforce systems are central to this. They help determine how Monzo matches customer demand with human and AI capacity, how we protect service levels, how we make cost and capacity trade-offs, and how we keep support fast, safe and reliable as we scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The next phase is about building the workforce systems that allow Monzo to keep scaling Customer Operations as we expand our products, global footprint and AI capabilities - supporting our mission to make money work for everyone.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role will lead that next phase.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll sit at the intersection of Data, Product, Engineering, Operations and Finance. You’ll shape the technology, data products and operating systems that help Monzo understand demand, plan capacity, schedule work, measure execution, assign tasks, and respond to live operational change. You’ll work on capabilities that make workforce decisions more accurate, more automated, more explainable and more resilient as the business grows.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll also build and develop the team and capability needed for this next stage - raising the bar for forecasting, measurement, operational data products and system-led workforce decisioning.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You don’t need to come from a traditional Workforce Management or contact centre background. We’re looking for a senior data-product systems leader who can reason from first principles, build scalable operational systems, and lead through ambiguity across multiple disciplines.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Leading the strategy for Monzo’s Workforce Systems\u0026lt;/strong\u0026gt;, across forecasting, capacity planning, scheduling, work status, task assignment and service performance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Building and developing a high-performing team\u0026lt;/strong\u0026gt; across forecasting, measurement, analytics and operational data products, while helping shape the wider workforce systems roadmap with Product and Engineering.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Building production-grade data products\u0026lt;/strong\u0026gt; that support live operational decisions - including forecasting, schedule fit, work-status signals, capacity impact, throughput and service-performance measures.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Improving how we forecast and plan demand\u0026lt;/strong\u0026gt;, including forecast accuracy, bias, uncertainty, feedback loops, and the impact of new products, new markets, AI agents and changing customer behaviour.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Connecting forecasts, schedules and live execution\u0026lt;/strong\u0026gt;, so teams can understand how operational reality is changing and take action at the right time.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Developing stronger system controls for capacity decisions\u0026lt;/strong\u0026gt;, including forecast releases, demand changes, operational process changes, tooling launches and staffing decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Evolving how Forecast Change Requests and capacity-impacting changes work\u0026lt;/strong\u0026gt;, moving toward system-supported decisioning, impact assessment and guardrails.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Partnering deeply with Product and Engineering\u0026lt;/strong\u0026gt; to define and build the workflows, metrics, controls and technical capabilities that help teams make better workforce decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Helping evolve task assignment and routing\u0026lt;/strong\u0026gt;, so work is allocated based on schedule, skill, capacity, prioritisation logic and live service needs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Raising the analytical and statistical bar\u0026lt;/strong\u0026gt; across workforce planning and service performance, helping teams reason clearly about forecast error, AHT, workload, volatility, throughput, schedule adherence and customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Transforming the operating model for the next stage of scale\u0026lt;/strong\u0026gt;, helping teams move toward exception-based operation, feedback loops and system-led control.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Working with senior leaders across Ops, Data, Product, Engineering and Finance\u0026lt;/strong\u0026gt; to make trade-offs between service quality, cost, capacity, risk and speed of execution.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ve led \u0026lt;strong\u0026gt;data products, forecasting systems, marketplace systems, logistics systems, operational platforms or live decision systems\u0026lt;/strong\u0026gt; where data and models directly influenced how a business operated.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong \u0026lt;strong\u0026gt;first-principles systems thinking\u0026lt;/strong\u0026gt; and can break complex operational problems into clear components, feedback loops, controls and product opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong \u0026lt;strong\u0026gt;statistical judgement\u0026lt;/strong\u0026gt; - you understand forecasting, uncertainty, bias, volatility, measurement quality, and when a metric is ready to support an operational decision.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re \u0026lt;strong\u0026gt;product-minded\u0026lt;/strong\u0026gt;: you think about users, workflows, incentives, adoption, decision points, and how tooling can make good decisions easier.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re credible with Engineering and can partner on architecture, reliability, system design, productisation, sequencing and trade-offs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve built, led or scaled teams working across data, product, engineering or operational systems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in \u0026lt;strong\u0026gt;live operational environments\u0026lt;/strong\u0026gt;, where decisions affect customers, cost, risk, regulation and service performance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can lead through ambiguity and influence senior stakeholders across Product, Engineering, Data, Ops and Finance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a builder-leader: you’ve created teams, systems, processes or capabilities that scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by the challenge of building workforce systems for a future where \u0026lt;strong\u0026gt;human and AI capacity operate together\u0026lt;/strong\u0026gt;.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re motivated by Monzo’s mission to make money work for everyone, and by the role Operations plays in delivering fast, safe and high-quality customer support as we grow.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;👀 Your background could look like…\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;You may have worked in data science, data products, operational systems, forecasting, marketplace operations, logistics, planning systems, routing, service platforms, AI-enabled operations, or another complex supply/demand environment.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Experience in Workforce Management, customer operations, outsourcing, or contact centres would be useful, but it’s not required. We care more about your ability to understand complex systems, build data products that power operational decisions, and lead across Data, Product, Engineering and Operations.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You also don’t need to be the deepest hands-on forecaster or ML engineer yourself, but you should know what good looks like, set a high bar, and build the team and systems around you.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;🌍 The opportunity\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;This is a senior technology and data leadership role focused on building the next generation of workforce systems at Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role sits at the intersection of Data Science, Product, Engineering and Operations. It needs someone who can bring statistical judgement, product thinking, technical credibility and people leadership together to shape systems used in live operational decision-making.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll help Monzo continue to scale Customer Operations as our product set, customer base, AI capabilities and global footprint grow. That means building systems that help us serve customers quickly and safely, use human and AI capacity well, and make high-quality operational decisions in increasingly complex environments.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;💰 £120,000–£175,000 + Benefits\u0026lt;br\u0026gt;✈️ We’ll help you relocate to the UK, if applicable\u0026lt;br\u0026gt;✅ We can sponsor your visa\u0026lt;br\u0026gt;📍 This role can be based in our London office, but we’re open to distributed working within the UK, with occasional meetings in London\u0026lt;br\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team\u0026lt;br\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences\u0026lt;br\u0026gt;🏡 We’ll set you up to work from home; all employees are given MacBooks and remote workers get extra support for their home setup\u0026lt;br\u0026gt;➕ Plus lots more - read our full list of benefits\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;🧠 Our interview process\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;We focus on real-world problem solving - not brainteasers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our process usually includes:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30 minute recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45 minute hiring manager call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Interviews with senior leaders across Data, Product, Engineering and Operations\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We’ll explore how you think about:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;building data products that operate inside live systems\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;forecasting, uncertainty and operational measurement\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;designing systems, controls and feedback loops\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;cross-functional leadership\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;service performance and operational trade-offs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;building teams and capabilities for scale\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks, and we’ll always work around your availability\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8074179","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3498278,"location":{"name":"London"},"metadata":null,"id":8074179,"updated_at":"2026-07-21T05:46:38-04:00","requisition_id":"3332","title":"Director of Executive and Board Hiring","company_name":"Monzo","first_published":"2026-07-20T10:45:21-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;📍\u0026lt;strong\u0026gt;London | \u0026lt;/strong\u0026gt;💰\u0026lt;strong\u0026gt;£ + equity + Incentive Awards tied to your performance + \u0026lt;/strong\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;s1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Benefits\u0026lt;/strong\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp; \u0026lt;/strong\u0026gt;✨\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Our team\u0026lt;/strong\u0026gt;⭐\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;What started as a single product has grown into one of the UK\u0026#39;s leading digital banks, serving millions of customers with products spanning personal banking, business banking, savings, investments, pensions and borrowing. As we continue to scale, expand our product offering and international footprint, attracting exceptional senior leadership talent has never been more important.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;The leaders we hire today will shape Monzo for years to come. This role exists to ensure we continue to build one of the strongest leadership teams in financial services.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;🔑\u0026lt;strong\u0026gt;You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;As Director of Board \u0026amp;amp; Executive Hiring, you\u0026#39;ll lead the team responsible for hiring Monzo\u0026#39;s most senior leaders across Vice President, General Manager, Executive Committee and Board appointments. You\u0026#39;ll partner directly with the Board, Executive Committee and senior People leaders to build the leadership teams that will take Monzo through its next stage of growth.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;You\u0026#39;ll personally lead on some of our most business-critical, confidential and high-impact Board, C-suite and Executive searches, while leading a high-performing team delivering exceptional leadership hiring across the business. Together, you\u0026#39;ll ensure every senior leadership hire reflects the quality, ambition and pace of Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;This is a highly strategic, high-trust role. You\u0026#39;ll spend as much time empowering your team, aligning complex stakeholder groups and shaping long-term leadership plans as you do leading executive searches yourself.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;Success in this role requires judgement, exceptional relationship management and the ability to influence at the very highest levels of the organisation.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Why this role is different\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;This isn\u0026#39;t a traditional executive recruitment role.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;You\u0026#39;ll be a trusted adviser to the Board, Executive Committee and Chief People Officer, helping shape the leadership decisions that define Monzo\u0026#39;s future. From organisational design and succession planning to executive hiring strategy and leadership capability, you\u0026#39;ll influence far more than individual hiring decisions.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;It\u0026#39;s a rare opportunity to combine executive search, strategic leadership, coaching and organisational influence in one role - shaping not only who joins Monzo, but how the company grows to support our customers and achieve our mission.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;What you\u0026#39;ll be working on\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Lead Monzo\u0026#39;s Board \u0026amp;amp; Executive Hiring function\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul class=\u0026quot;ul1\u0026quot;\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;You\u0026#39;ll set the vision, strategy and operating model for Board \u0026amp;amp; Executive Hiring at Monzo, ensuring we continue to raise the bar for how we identify, assess and hire exceptional leaders.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;You\u0026#39;ll establish a culture of excellence across the team, creating clear standards for quality, stakeholder partnership and candidate experience, while continually evolving our approach through market insight, data and innovation.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;You\u0026#39;ll ensure our hiring strategy supports Monzo\u0026#39;s long-term growth, enabling the business to proactively build the leadership capability it needs for the future.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Build exceptional leadership teams\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul class=\u0026quot;ul1\u0026quot;\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;You\u0026#39;ll partner closely with the Chief People Officer, Executive Committee, Board members and senior leaders to understand where Monzo is heading and the leadership capability required to get us there.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Rather than reacting to vacancies, you\u0026#39;ll proactively shape hiring plans, succession strategies and executive talent pipelines, ensuring we\u0026#39;re building the leadership capability Monzo will need for the future.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Coach and develop a high-performing Board \u0026amp;amp; Executive Hiring team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul class=\u0026quot;ul1\u0026quot;\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;You\u0026#39;ll lead and develop a lean team of specialist Executive Recruiters and Sourcers through coaching, mentoring and continuous capability building.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;You\u0026#39;ll create an environment where your team can do their best work, helping them navigate complex senior hiring, strengthen stakeholder partnerships and continually raise the bar for executive search, candidate experience and hiring quality.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Be a trusted advisor\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul class=\u0026quot;ul1\u0026quot;\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Our most senior leaders value thoughtful challenge and honest advice.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;You\u0026#39;ll influence hiring decisions using market insight, talent intelligence and a deep understanding of what good leadership means at Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;You\u0026#39;ll regularly bring together complex stakeholder groups with differing priorities, creating alignment through clear recommendations, strong facilitation and excellent judgement.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Shape Monzo\u0026#39;s senior leadership strategy\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;Working closely with the Chief People Officer, Talent Director, People Partners, Reward and the wider People Leadership team, you\u0026#39;ll contribute to:\u0026lt;/p\u0026gt;\n\u0026lt;ul class=\u0026quot;ul1\u0026quot;\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Executive and Board succession planning\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Leadership capability and organisational design\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Executive assessment and calibration\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Senior leadership hiring strategy\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;You\u0026#39;ll ensure senior leadership hiring is fully connected to Monzo\u0026#39;s broader business strategy rather than operating as a standalone recruitment function.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Build world-class executive hiring practices\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul class=\u0026quot;ul1\u0026quot;\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;You\u0026#39;ll continuously evolve how we identify, assess and attract exceptional senior leaders.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;You\u0026#39;ll bring external market insight into hiring decisions, strengthen our executive assessment approach and ensure every candidate has a thoughtful, personal and genuinely Monzo experience.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;You\u0026#39;ll also build and maintain trusted relationships across the executive search ecosystem, leveraging external partners where they add value while continuing to evolve Monzo\u0026#39;s market-leading in-house executive hiring capability.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if you…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul class=\u0026quot;ul1\u0026quot;\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Have significant experience leading Executive, C-suite and Board hiring within a high-growth technology company or modern financial services organisation.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Have experience hands-on hiring senior functional leaders, including Vice President and General Manager populations.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Have built trusted relationships with Executive Committees, Boards and senior People leaders.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Are equally comfortable advising a Board Chair as you are directly engaging executive candidates.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Have experience leading, coaching and developing high-performing team members\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Can influence without hierarchy and build alignment across complex stakeholder groups.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Have partnered on organisation design, executive succession planning and leadership strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Understand executive compensation, including equity and partner effectively with Reward on complex remuneration packages.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Bring strong commercial judgement and use market insight to influence leadership hiring decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Thrive in environments characterised by pace, ambiguity and constant evolution.\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Care deeply about candidate experience, inclusion and building exceptional leadership teams.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;💰 £competitive ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;✈️ We’ll help you relocate to the UK.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;✅ We can sponsor your visa.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;📍This role is based in our London office\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;s1\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/span\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/p\u0026gt;\n\u0026lt;ul class=\u0026quot;ul1\u0026quot;\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Recruiter call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Full loop interviews\u0026lt;/li\u0026gt;\n\u0026lt;li class=\u0026quot;li1\u0026quot;\u0026gt;Final interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;This process should take around 6-8 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;s1\u0026quot;\u0026gt;You can read them here.\u0026lt;/span\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;If you’d prefer to work part-time, please let us know and we\u0026#39;ll make this happen if we can.\u0026lt;/p\u0026gt;\n\u0026lt;p class=\u0026quot;p1\u0026quot;\u0026gt;#LI-KG1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54074,"name":"Hiring","child_ids":[],"parent_id":54549}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8025854","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3479368,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8025854,"updated_at":"2026-06-24T12:02:18-04:00","requisition_id":"3279","title":"Engineering Director, EU","company_name":"Monzo","first_published":"2026-06-24T12:01:40-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰 Base salary £170k - £225k + Equity +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;Engineering at Monzo\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Monzo has successfully launched in Ireland and is expanding across Europe. We\u0026#39;re now entering the next phase of our journey: building and scaling a multi-market European bank.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The EU Engineering organisation sits at the centre of that ambition. We are responsible for helping Monzo launch, grow and operate across Europe, navigating everything from product-market fit and customer growth to regulatory requirements, localisation and operational scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Unlike most engineering organisations at Monzo, EU does not own a single product area. We work horizontally across the company, partnering with teams across Payments, Core Banking, Growth, Wealth, Customer Operations, Fincrime, Platform and many others to bring Monzo\u0026#39;s products to new markets and deliver great customer experiences locally.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As an Engineering Director, you\u0026#39;ll lead a distributed engineering organisation across the UK, Spain and remote locations. You\u0026#39;ll partner closely with Product, Design, Data, Operations, Risk, Compliance and executive stakeholders to solve complex problems that span organisational boundaries.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Success in this role comes through influence, relationships and organisational leadership as much as execution. You\u0026#39;ll need to build alignment across a wide range of teams, create clarity in ambiguity, and help Monzo discover what works in new markets while establishing the foundations that allow us to scale across Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is one of Monzo\u0026#39;s most strategically important areas and a unique opportunity to help build a European bank from the ground up.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll work on\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead a distributed engineering organisation spanning multiple squads, markets and countries.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Build and develop Engineering Managers, Senior Engineering Managers and senior technical leaders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with Product, Design, Data, Research, Operations, Risk and Compliance leaders to define and execute Monzo\u0026#39;s European strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive alignment and execution across numerous collectives to ensure Europe receives the capabilities it needs to succeed.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Shape how Monzo approaches market expansion, localisation, regulatory requirements and multi-market product development.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Influence priorities and outcomes across teams that do not directly report to you.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Create clarity and momentum in highly ambiguous problem spaces where ownership and solutions are not always obvious.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Design and evolve organisational structures, operating models and planning processes that allow Monzo to scale effectively across Europe.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help identify and validate product-market fit in new markets while balancing short-term delivery and long-term strategic investments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner closely with executive leadership to shape the future of Monzo\u0026#39;s European business.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;You should apply if\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience leading large engineering organisations through other leaders, including Engineering Managers, Senior Engineering Managers and senior individual contributors.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have successfully operated in highly complex organisations where outcomes depend on collaboration across many teams and functions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are exceptional at building relationships and influencing without direct authority.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can navigate ambiguity and create clarity where goals, ownership or priorities are not yet fully defined.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience scaling organisations through periods of rapid growth, organisational change or market expansion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy solving organisational and business problems, not just technical ones.You can balance strategy and execution, translating ambitious goals into tangible outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable making decisions in environments where there is rarely a perfect answer.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong track record of building high-performing leadership teams and developing future leaders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are energised by the challenge of building something new and helping shape the future of Monzo\u0026#39;s international expansion.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;The interview process\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;After an informal ~30 min recruiter call our interview process involves 2 main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our senior engineering leaders. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage\u0026lt;/strong\u0026gt; - This is one stage with 4 interviews (totalling 4 hours) split between a collaboration with one of our engineers on a technical exercise, as well as execution and leadership interviews.\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;At all stages we’ll create space for you to ask as many questions as you have, you’re interviewing us as well!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary £170k - £225k + Equity +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-AL1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7912647","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3439949,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7912647,"updated_at":"2026-07-24T12:16:54-04:00","requisition_id":"3176","title":"Engineering Director, Security","company_name":"Monzo","first_published":"2026-05-13T03:24:54-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰 Base salary £170k - £200k + Equity +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo is on a mission to build technology that connects the world. We are more than a platform; we are a global infrastructure that millions of people rely on for their daily lives, finances, and communication. This puts us in an incredibly unique position. We are the custodians of immense amounts of sensitive financial data as well as people’s money that are highly attractive to sophisticated adversaries and state-level actors.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo has always adopted a Secure by Design\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;model. We believe that security is not a function, but is instead a fundamental property of high-quality engineering. We have a world-class team of software and security engineers who ensure our platform is inherently secure and resilient, and we achieve that by making our security principles an invisible part of the developer experience.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Role\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The \u0026lt;strong\u0026gt;Engineering Director, Security\u0026lt;/strong\u0026gt; will be a senior leader within our global Security organisation, partnering directly with the CISO and other senior engineering leaders. You will lead an organisation of 30–50 engineers and leaders to define and deliver a strategy that protects our global footprint.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a deeply technical software engineering leader who has built and led high performing infrastructure, platform, or distributed systems engineering organisations and can apply those skills to one of Monzo’s most important engineering challenges: making security an embedded, invisible property of how we build software.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You do not need to come from a traditional security background. We care more about exceptional engineering leadership, organisational design, platform thinking, and strong technical judgement than deep specialisation in security.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you\u0026#39;ll do\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Drive the secure-by-design mandate, leading the transition from reactive security to proactive architectural invariants. Your goal is to ensure that our core platform primitives - compute, storage, networking and identity - are built with inherent security properties that cannot be bypassed.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Eliminate systemic risk by identifying fundamental, cross-cutting security problems and driving major software engineering improvements to solve them at the root.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with product and software engineering teams to embed a healthy security culture into Monzo’s product development process.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Cultivate an engineering-first culture, fostering a culture where security engineers are, first and foremost, software engineers. You’ll ensure your teams are delivering high-leverage tools and frameworks that enable the data and software engineering disciplines to move at the speed-of-thought, without compromising security.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage a high-performing group of software engineering leaders and senior individual contributors, nurturing a diverse organisation that thrives on solving the world’s most complex security challenges.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate with software engineering managers and engineering leaders to contribute to company-wide security best practices and standards.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Form a close alliance with the CISO, CTO, and Product leaders to advise on the long-term health of the business, ensuring our security roadmap is aligned with our global mission.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Responsible for the engineering effectiveness and operational excellence of your teams, setting a high bar for performance, rigour, and inclusive leadership.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What we are looking for\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a leader who has been in the weeds of technical detail and has moved into high-scale leadership without losing their technical edge. This is not a traditional Head of Security or CISO-style role, and we are intentionally looking beyond career security specialists.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Strong candidates may come from software engineering, distributed systems, developer platforms, infrastructure engineering, or large-scale backend product engineering backgrounds. You do not need to have spent your career in security. What matters most is exceptional engineering leadership, strong technical judgement, and experience building highly reliable, secure-by-default software systems at scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Whilst this role doesn’t require deep specialist security expertise, we’re looking for:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Architectural authority: You possess the technical depth to understand and challenge complex engineering decisions. You can lead a room of Principal Engineers through a deep-dive into distributed systems, or cryptographic trust boundaries.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Proven leadership: You have a track record of leading engineering organisations of 30–50 people in a high-growth, top-tier tech environment. You know how to structure teams for maximum impact and autonomy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Software engineering experience: You likely spent the first half of your career as a Senior or Staff Engineer. You have a deep understanding of how systems are built.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Outcome-obsessed: You prioritise high-leverage work over process for process’s sake.\u0026lt;em\u0026gt; You understand that good security looks like a platform that is secure by default, not a long list of compliance tickets.\u0026lt;/em\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Empathy \u0026amp;amp; inclusion: You have a high degree of emotional intelligence and a relentless drive to create an inclusive, blameless team environment where everyone can do their best work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Decisiveness in ambiguity: You are comfortable operating with a high degree of autonomy, making high-stakes decisions in fast-moving, often time-sensitive scenarios.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Recruiter Call (30 mins)\u0026lt;/strong\u0026gt;\u0026amp;nbsp;You\u0026#39;ll meet our Engineering Leadership Recruiter to discuss your experience and learn more about Monzo. They\u0026#39;ll be your partner and guide throughout the interview process.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with our VP of Engineering. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage\u0026lt;/strong\u0026gt;\u0026amp;nbsp;- This is one stage with 4 interviews (totalling 4 hours) split between a collaboration with one of our engineers on a technical exercise, as well as execution and leadership interviews.\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;At all stages we’ll create space for you to ask as many questions as you have, you’re interviewing us as well!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary £170k - £225k + Equity +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, or we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6945371","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3162214,"location":{"name":"Barcelona"},"metadata":null,"id":6945371,"updated_at":"2026-06-05T11:22:57-04:00","requisition_id":"2166","title":"Engineering Manager","company_name":"Monzo","first_published":"2025-07-31T05:55:49-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Engineering Management at Monzo\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Engineering Managers at Monzo are part of cross-functional, autonomous teams and groups. Our teams are mission driven, and typically include Product Managers, backend, web and mobile engineers as well as data scientists, designers and subject matter experts relevant to that mission. Teams are organised into groups, and then collectives - we aim to keep our line management structure as shallow as possible, and for teams to directly own decision making relevant to their work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Engineering Managers are accountable for the technical and delivery outcomes for their area - that means supporting and developing best in class engineering talent, as well as creating an inclusive team environment for people to do their best work. You’ll be responsible for structuring, organising, supporting and challenging your team to deliver on their mission.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You can read more on the expectations of Engineering Managers on our\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-manager-framework-v1-0.pdf\u0026quot;\u0026gt; Progression Framework\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading a high performing, senior team of engineers. You’ll be supporting, coaching, and developing them through their careers.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering closely with other disciplines including Product, Design, Research, and Data, to build out product strategy, vision and mission setting, and goal setting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Taking accountability for delivery across your squad(s), collaborating with Technical Leads and Product Manager.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Actively fostering a high bar for engineering excellence within your teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with senior engineers in your area to drive technical initiatives that raise the bar for our engineering practices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead on communication with stakeholders from other teams, creating focus space for engineers to do their best work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate with the wider engineering organisation to contribute to company-wide best managerial and technical practices and standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;While this is not a role which requires hands-on-coding, we are looking for an experienced manager who has a strong technical and delivery background and has worked as a software engineer in previous roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We recognise that engineering managers lead in different ways, we’re looking for someone who:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Has worked on user-facing mobile products - ideally, you’ll be able to discuss the product impact you’ve made in your previous roles, including working on product strategy, roadmapping, and goal setting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a founder mindset and like taking ownership of anything that will drive business impact.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Has an understanding of what good looks like for a high-performing team of engineers and ability to chart a course to get there\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Is comfortable operating with ambiguous problem areas with a high degree of autonomy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;It’s a bonus if you have experience working in an experimentation led environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Has delivery experience and is able to guide the squads in achieving their outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Focuses on outcomes over processes, who optimises for the highest impact and leverage.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Is able to input, understand and challenge engineering decisions - but to empower the team to make those decisions themselves\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Is able to to coach people to achieve their goals\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Has a natural ability to inspire and motivate a team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Recruiter Call (30 mins)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet our Engineering Leadership Recruiter to discuss your experience and learn more about Monzo. They\u0026#39;ll be your partner and guide throughout the interview process.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our Senior Engineering Managers or Engineering Directors. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours 30 mins)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability) and one 30 minute reverse interview (more details below).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Team and Org Management (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; An example based interview with 1-2 of our engineering leaders. They’re interested to hear examples from your previous experience on the teams you’ve led, how you’ve shaped and partnered with product, and the impact you had.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- System Design (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; You\u0026#39;ll partner with a Staff or Principal Engineer on a technical whiteboarding exercise.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Behavioural (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; Similar to Team and Org Management, this is an example based interview with 1-2 Engineering Leaders. This interview focuses on your people leadership style and core behaviours as an Engineering Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Chat with an Engineering Leader (30 mins)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt; At Monzo, we believe interviews are a two-way street. This will be your opportunity to ask us any questions about Monzo, engineering leadership or our teams – whatever’s on your mind.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;#LI-JS1\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8110827","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3513568,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8110827,"updated_at":"2026-08-06T04:51:53-04:00","requisition_id":"3387","title":"Enterprise Risk Analyst","company_name":"Monzo","first_published":"2026-08-06T04:50:20-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰 £44,600 to £55,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for an\u0026lt;strong\u0026gt; Enterprise Risk Analyst \u0026lt;/strong\u0026gt;to join Monzo!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a brilliant chance to get involved in strategic risk management at Monzo. You\u0026#39;ll be right at the heart of how Monzo develops strategic risk oversight in a new, global group structure.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a background in economics or finance and a couple of years of industry experience, this is a high-visibility opportunity to sit at the intersection of \u0026lt;strong\u0026gt;macroeconomic trends, strategic risk, and executive decision-making\u0026lt;/strong\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You won’t just be monitoring frameworks—you will actively analyze how shifting macroeconomic forces (e.g., rate cycles, inflation, credit conditions, regulatory shifts) impact Monzo’s strategic roadmap. Reporting directly to the Strategic Risk Director, your analysis and dashboarding will feed directly into the Group Chief Risk Officer, Executive Committee, and Board.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Your main focus will be understanding and communicating strategic risks, supported by data insights to bring those risks to life. This includes developing strategic risk oversight dashboards that combine internal business data with external macroeconomic signals, making sure the right information is available, accurate and informative to help senior stakeholders make decisions. You will work closely with people across Monzo to make sure insights are delivered clearly and on time for risk governance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll also support our risk frameworks and Group Risk processes. This involves setting up the systems, guidelines, and ways of working that help Monzo manage risk effectively. You could be improving our frameworks so they’re more readable and accessible, helping deliver training, or running cross-risk projects.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll need to be confident working with external data (for example analysing macroeconomic data and presenting it in Google Sheets) and you\u0026#39;ll be able to turn analysis into clear, practical insight. You will be able to design and help roll out clear, accessible risk management processes for the whole business. Ultimately, your work will be vital in enabling Monzo to continue to manage its risks well for the benefit of our customers.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;You will be responsible for supporting the implementation and ongoing operation of Monzo’s strategic risk oversight and framework processes. As the role matures, your responsibilities will continue to grow, but will include:\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Strategic Risk\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Connect macro trends to business impact: Translate global macroeconomic indicators, and emerging industry risks (e.g. interest rates, inflation, geopolitical events, AI trends) into quantitative and qualitative views of Monzo’s strategic risk profile.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop strategic risk oversight dashboards, building these from scratch and exploring both internal data and external macroeconomic data sources to provide meaningful insight into Monzo’s risk profile.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deliver executive-level insight:\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;Produce monthly strategic risk oversight reports and analysis for our Group Chief Risk Officer combining internal and external data\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Own data quality in strategic risk reports you produce, making sure risk data and formulas are accurate, consistent, and meaningful. You’ll manage issue resolution and enhancement requests from our Group Chief Risk Officer.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deep-dive research: Conduct thematic risk deep-dives on complex market developments, geopolitical events, or emerging structural shifts\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Carry out strategic risk oversight reviews, working with our first line colleagues to deliver real insight into how we’re managing strategic risk\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Look for opportunities to streamline processes, automate tasks, and improve the usability of our risk management frameworks and strategic risk oversight\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Frameworks\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Drive Group Frameworks: Support the core operations of Monzo’s Enterprise Risk Management Framework (ERMF) as we scale across markets.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Support cross-functional projects: Play a key analytical role in our cross-functional projects such as Risk Appetite refreshes\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Support the operation of the Enterprise Risk Management Framework (ERMF), including preparing materials for Group Executive and Board risk committees\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Create and maintain user-facing documentation, training, and process guidance for our risk frameworks\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Tackle other ad-hoc tasks to support the Group Risk team on frameworks, systems, and projects\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a strong understanding of macroeconomic and external drivers, and how they impact financial services businesses. You might hold a degree in economics or finance paired with experience in financial services, consulting or fintech.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You naturally track external economic signals (rates, inflation, consumer credit dynamics) and understand how they translate into institutional risk and business opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re experienced in creating macroeconomic monitoring dashboards. You know what \u0026#39;good\u0026#39; looks like and you’re confident in bringing that expertise to Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You know your way around dataset manipulation, formulas, (Google Sheets/Excel, G-Suite, and modern productivity tools like Gemini) and you know what a high-calibre macro monitoring dashboard looks like and can build one from scratch\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can break down complex quantitative or macro narratives into crisp, digestible written and verbal insights for senior stakeholders across the three lines of defense and always keeping to Monzo\u0026#39;s tone of voice.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a strategic thinker. You can balance immediate tasks with long-term goals to prioritise effectively.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re resilient and comfortable working in a fast paced and ambiguous environment where the day to day job is constantly evolving and changing\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A team player who can foster positive and collaborative relationships across the three lines of defence\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A role model for our values and behaviours.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 4 main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Short call with a recruiter\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;30 minute video-call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Full-Loop (2 x 60 minute interviews conducted via GoogleMeet)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £44,600 to £55,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍The Group Risk team is distributed with team members working within the UK (with ad hoc meetings in London) and we’re open to this role being based in our London office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;#LI-JK #LI-Remote\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7982261","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3464164,"location":{"name":"Barcelona; Madrid"},"metadata":null,"id":7982261,"updated_at":"2026-06-04T11:14:18-04:00","requisition_id":"3229","title":"Enterprise Risk Manager","company_name":"Monzo","first_published":"2026-06-04T09:37:36-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona or Madrid, Spain \u0026amp;nbsp;| 💰 A base salary range of €53,000 - €65,000, Incentive Awards tied to your performance + benefits |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk team\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo Europe is our Irish-based subsidiary and the home for Monzo’s expansion across the European Union. Newly authorised and scaling across Europe, we’re building a bank that feels radically different: simple, transparent and genuinely customer-obsessed, and we’re looking for an experienced Enterprise Risk Manager to help us grow safely and sustainably.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Enterprise Risk is at the centre of our risk governance, and this is a rare opportunity to work closely with teams across the business to develop and maintain enterprise risk management processes, standards and governance that are robust, pragmatic and enable innovation — balancing strong risk discipline with Monzo’s fast-moving, collaborative culture.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Working closely with first-line teams to ensure that Enterprise Risk management activities are effectively embedded across the organisation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the coordination and maintenance of our Risk Appetite Framework and Statement across EU, ensuring it reflects our Attitude to Risk across all material risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the enterprise risk identification and materiality assessment process refresh, covering all material risks inherent to Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Executing the risk horizon scanning and emerging risk assessment process, coordinating detailed impact analyses across business lines to proactively identify and mitigate future risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting and promoting a strong enterprise risk culture across the organisation by embedding risk awareness at all levels of the bank and delivering comprehensive training and awareness programmes\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Maintaining the EU Risk Taxonomy and risk register, ensuring accurate classification and management of risks and controls.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Maintaining the impact matrix, ensuring it accurately reflects the potential impact of identified risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the delivery of comprehensive risk reports to the Board and Executive Committees.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting executive governance committees through effective co-ordination, administration and continuous improvement of governance processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Support the end-to-end risk governance flow across the EU entity, providing committee secretariat support to ensure seamless escalation and regulatory compliance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Embedding Enterprise Frameworks, Policies and Standards in Europe, ensuring they are effectively implemented and take account of Monzo Group activities.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record working in risk management roles within financial services in heavily regulated environments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have proficiency in Enterprise Risk Management (ERM) tools and processes (Risk Frameworks, Risk Governance, Risk Assessments, Risk Appetite, Risk Reporting, etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong knowledge of risk regulatory requirements from various European bodies, including the CBI, EBA, ECB/SSM and Basel frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong knowledge of digital banking products, operations and associated risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have excellent analytical, relationship management and communication skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have excellent verbal and written communication skills, with the ability to influence and engage senior stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in a fast-paced environment, handling complexity with ease and communicating effectively.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in Ireland and across the EU.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A base salary range of €53,000 - €65,000 ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Barcelona/Madrid office 2 - 3 days a week, however, you will be expected to travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A set of role specific and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A final call with the a member of the Executive team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271},{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270},{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":"http://app.greenhouse.io/ai_opt_out_request/job_post/7982261/ai_opt_out"},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7982132","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3464164,"location":{"name":"Dublin"},"metadata":null,"id":7982132,"updated_at":"2026-06-04T09:37:35-04:00","requisition_id":"3229","title":"Enterprise Risk Manager","company_name":"Monzo","first_published":"2026-06-04T09:37:35-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Dublin, Ireland\u0026amp;nbsp; | 💰 €68,000 - €83,000, Incentive Awards tied to your performance + benefits |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk team\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo Europe is our Irish-based subsidiary and the home for Monzo’s expansion across the European Union. Newly authorised and scaling across Europe, we’re building a bank that feels radically different: simple, transparent and genuinely customer-obsessed, and we’re looking for an experienced Enterprise Risk Manager to help us grow safely and sustainably.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Enterprise Risk is at the centre of our risk governance, and this is a rare opportunity to work closely with teams across the business to develop and maintain enterprise risk management processes, standards and governance that are robust, pragmatic and enable innovation — balancing strong risk discipline with Monzo’s fast-moving, collaborative culture.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Working closely with first-line teams to ensure that Enterprise Risk management activities are effectively embedded across the organisation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the coordination and maintenance of our Risk Appetite Framework and Statement across EU, ensuring it reflects our Attitude to Risk across all material risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the enterprise risk identification and materiality assessment process refresh, covering all material risks inherent to Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Executing the risk horizon scanning and emerging risk assessment process, coordinating detailed impact analyses across business lines to proactively identify and mitigate future risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting and promoting a strong enterprise risk culture across the organisation by embedding risk awareness at all levels of the bank and delivering comprehensive training and awareness programmes\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Maintaining the EU Risk Taxonomy and risk register, ensuring accurate classification and management of risks and controls.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Maintaining the impact matrix, ensuring it accurately reflects the potential impact of identified risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the delivery of comprehensive risk reports to the Board and Executive Committees.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting executive governance committees through effective co-ordination, administration and continuous improvement of governance processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Support the end-to-end risk governance flow across the EU entity, providing committee secretariat support to ensure seamless escalation and regulatory compliance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Embedding Enterprise Frameworks, Policies and Standards in Europe, ensuring they are effectively implemented and take account of Monzo Group activities.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record working in risk management roles within financial services in heavily regulated environments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have proficiency in Enterprise Risk Management (ERM) tools and processes (Risk Frameworks, Risk Governance, Risk Assessments, Risk Appetite, Risk Reporting, etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong knowledge of risk regulatory requirements from various European bodies, including the CBI, EBA, ECB/SSM and Basel frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong knowledge of digital banking products, operations and associated risks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have excellent analytical, relationship management and communication skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have excellent verbal and written communication skills, with the ability to influence and engage senior stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in a fast-paced environment, handling complexity with ease and communicating effectively.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in Ireland and across the EU.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A base salary range of €68,000 - €83,000 ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin 2 - 3 days a week\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A set of role specific and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A final call with the a member of the Executive team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271},{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270},{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7777548","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3405053,"location":{"name":"Dublin"},"metadata":null,"id":7777548,"updated_at":"2026-06-26T12:11:32-04:00","requisition_id":"3106","title":"Finance Business Partner","company_name":"Monzo","first_published":"2026-04-08T05:51:51-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📍Dublin | 💰€70,000 - €87,000 + Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Finance team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a detailed \u0026amp;amp; collaborative Finance Business Partner (EU) Partner to help build and lead forecasting for Monzo’s European entity. We want to bring our Monzo magic to the EU and redefine the way that people interact with money. You will be at the forefront of driving growth and scale in a safe and compliant manner, whilst delivering a delightful experience for our customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Taking overall responsibility for the forecasting and analysis for several business areas\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Taking full ownership of annual budget, forecasts and multi year plan for these business areas\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing management information, insights \u0026amp;amp; reporting to senior leadership team, highlighting emerging issues \u0026amp;amp; potential future challenges\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assisting with the development of various strategic \u0026amp;amp; tactical initiatives\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working independently and take the initiative to develop relationships and work across the business to help them understand financial perspectives\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using financial expertise to drive commercial performance through accurate insights and advice\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Making sure financials are managed in line with business plans for both short and long term\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if you..\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have relevant experience within the \u0026lt;strong\u0026gt;banking / fintech sector\u0026lt;/strong\u0026gt; - this is a must have\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have demonstrable experience in finance business partnering\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An accountancy qualification or qualified by significant experience\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hold strong financial modelling (advanced Excel/Google Sheets) experience\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have great analytical \u0026amp;amp; problem solving skills, with the ability to identify trends, issues and recommend actions\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hold good interpersonal \u0026amp;amp; influencing skills, ability to engage across various internal functions to develop, get buy-in and deliver outcomes across teams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have the ability to confidently present data in a meaningful and effective way; understanding the needs of the end users and tailoring presentations to their requirements\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience building strong, trusted relationships with stakeholders at all levels\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience building business cases, presenting and debating investment choices\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Demonstrate ability to be hands-on and enjoy supporting colleagues, projects or tasks both big or small\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have strong attention to detail and organisational skills, able to support with developing new processes and streamlining existing processes to create efficiencies\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Can demonstrable SQL, data analysis experience and experience using forecasting tools\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;*Please note we cannot provide sponsorship for this position\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A salary range of €70,000 - €87,000\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Introductory video call with recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial video call with hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 x technical and behavioural video interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-MOS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":null}],"offices":[{"id":109270,"name":"Ireland","location":null,"child_ids":[332441],"parent_id":109269}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7904675","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3436236,"location":{"name":"UK"},"metadata":null,"id":7904675,"updated_at":"2026-05-28T13:06:01-04:00","requisition_id":"3172","title":"Finance Forecasting Modeller","company_name":"Monzo","first_published":"2026-05-08T12:26:29-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Capital, Impairments \u0026amp;amp; Forecasting Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Capital, Impairments \u0026amp;amp; Forecasting team (CIF) sits at the intersection of our Borrowing and Finance collectives, responsible for developing, executing and managing the models used to calculate IFRS 9 ECL, and credit risk capital through the annual ICAAP. We work alongside our first line credit teams who design the products, decide who to lend to, set underwriting policy, identify customers who need help, manage the portfolio and report and measure credit risk.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Within CIF, we are scaling up our Forecasting modelling and execution team to support the enhancement of modelling standards across Finance. The role holder will have the opportunity to lead a ‘consultancy style’ centre of excellence providing thought leadership on the methodological design and regulatory compliance assessment on all Financial forecasting models that feed the banks’ budgeting and stress-testing activities. This will expand to hands-on delivery of model developments, where appropriate.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Strong data and analytical skills are a must, as is experience in financial modelling and coding (Python and SQL preferred). Experience working in regulatory stress testing exercises (such as ICAAP or EBA Stress-testing) is highly desirable but not essential.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies (note we do not expect applicants to have prior experience of all them):\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt;Google Cloud Platform\u0026lt;/a\u0026gt; for all of our analytics infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.getdbt.com/\u0026quot;\u0026gt;dbt\u0026lt;/a\u0026gt; and\u0026lt;a href=\u0026quot;https://cloud.google.com/bigquery/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;BigQuery SQL\u0026lt;/a\u0026gt; for our data modelling and warehousing\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Python for data science and predictive modelling and data visualisation (via streamlit)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Anaplan for model implementation\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Github for version control\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day responsibilities:\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Assist with continuous improvement of forecasting models via individual delivery or through others\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Development of best practices for financial modelling across Monzo\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Presenting forecast model results to senior management\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Close collaboration with portfolio strategy, model validation, finance and external audit teams\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a background in financial forecast modelling or execution\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong analytical skills and a track record of using these to deliver technical projects\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a solid technical toolkit. SQL and Python are our desired coding languages but experience in SAS/R will be considered. A data visualisation tool (such as Streamlit or Looker) is a plus\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can convey problems and solutions using clear and simple language, both written and verbal (see \u0026lt;a href=\u0026quot;https://monzo.com/tone-of-voice/\u0026quot;\u0026gt;Monzo’s tone of voice\u0026lt;/a\u0026gt; guide). This is particularly important for communicating complex issues and priorities to non-experts\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re impact driven and eager to have a real positive impact on the company, our products, our users and your team-mates\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a self-starter mindset\u0026lt;em\u0026gt;;\u0026lt;/em\u0026gt; you proactively identify issues and opportunities and tackle them without being told to do so\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a team player\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;whom your colleagues can rely on\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 4 main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial call with a member of the Forecasting team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical modelling interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Values and collaboration behavioural interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A live case study problem solving interview\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 competitive base salary➕\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;benefits\u0026lt;/a\u0026gt; \u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 London (one day a week)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here \u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span class=\u0026quot;notion-enable-hover\u0026quot; data-token-index=\u0026quot;0\u0026quot;\u0026gt;#LI-CO1\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":null}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8079687","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3500451,"location":{"name":"UK"},"metadata":null,"id":8079687,"updated_at":"2026-08-03T12:37:18-04:00","requisition_id":"3349","title":"Financial Crime Team Manager, Merchant Acquiring, Business Banking","company_name":"Monzo","first_published":"2026-07-27T04:09:54-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;Remote in the UK 🇬🇧 | 💰£32,200 - £40,750 + Incentive Awards tied to your performance +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits ✨\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Merchant Acquiring Financial Crime Team\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Are you interested in leading a team at the frontline of merchant acquiring financial crime prevention? Our Financial Crime Customer Operations team is the shield of Monzo — the frontline defence protecting Monzo and our customers from fraud, money laundering, and other financial crime.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for an individual with a blend of experience in preventing financial crime in Business Banking — \u0026lt;strong\u0026gt;essentially\u0026lt;/strong\u0026gt; in Merchant Acquiring — and tenured experience of team leadership to join our Financial Crime Operations team.\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;🔑 You\u0026#39;ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Managing the personal \u0026amp;amp; professional development of approximately 12 Financial Crime Business Banking – Acquiring Investigators.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Fostering an empathetic, high-performance culture in the team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing technical coaching, feedback, and advice relating to merchant acquiring financial crime tasks (KYB, merchant due diligence, card scheme compliance, and investigations).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Answering escalations and completing quality control across the full merchant lifecycle — onboarding, underwriting, ongoing monitoring, and offboarding.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Analysing and driving improvement in team performance, and reporting relevant insights.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and maintaining service level adherence on the work completed by the team, reviewing work status and availability of your team members.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing meaningful feedback to your team and ensuring learnings are taken from it.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Communicating and embedding change within the team, driving a positive culture to help us progress as we grow.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to a strong control environment by minimising breaches and risk events, and helping strengthen controls across our acquiring portfolio.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing complaints attributed to the team and identifying opportunities for improvement.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensuring suspicious activity, money laundering, or fraud risks identified by the team are appropriately escalated and reported to the Financial Crime Risk Team and relevant authorities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Conducting job interviews for financial crime investigators and contributing to hiring decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Chairing employee relations cases and making decisions consistent with Monzo\u0026#39;s values.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Being part of a high performing management team, supporting each other when required.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;🤩 We\u0026#39;d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Subject Matter Expert/Knowledge of Merchant Acquiring/Payment merchant services or deep knowledge of card scheme rules and onboarding for card schemes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have proven experience working in a KYC/B, AML, or compliance-related role within the payments industry or financial services sector\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong proven background in managing a team within Financial Crime in Business Banking, with exposure to Merchant Acquiring / payment merchant services.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have an understanding of current financial crime trends and acquiring typologies (e.g. structuring, shell merchants, abuse of merchant facilities).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience providing technical coaching and feedback on FC Business Banking tasks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a clear and inspiring communicator, with excellent written and verbal English.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re empathetic and have a supportive approach to people leadership.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re great at prioritising problems and assessing risk in an operations environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are passionate about working in a fast paced environment and comfortable with change.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can quickly become a key member of the leadership team and support the pillar.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Preferred Experience and Qualifications\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience conducting investigations in an operational setting, with subject matter expertise in FinCrime Business Banking but \u0026lt;strong\u0026gt;essentially in Merchant Acquiring.\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deep knowledge of Know Your Business (KYB) and Anti-Money Laundering (AML) principles, and a working understanding of the UK Suspicious Activity Reporting (SAR) regime (including consent requirements and POCA).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Recent experience with emerging financial crime trends and typologies.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience managing employee relations cases.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience taking individuals and teams from a position of underperformance to high performance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience accurately interpreting and representing complex management information.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Holds, or is happy to work towards, the ICA International Advanced Certificate in Anti Money Laundering, or a similar industry qualification (e.g. ACAMS).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Fluency in MacOS, Slack, and GSuite tools.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;🙌 What\u0026#39;s in it for you\u0026lt;/strong\u0026gt;\u0026amp;nbsp;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;£32,200 - £40,750\u0026amp;nbsp; + Incentive Awards tied to your performance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026amp;nbsp;£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Plus lots more! \u0026lt;u\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;\u0026lt;/u\u0026gt;\u0026lt;u\u0026gt;.\u0026lt;/u\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;🌈 \u0026lt;/strong\u0026gt;The application journey has 3 key steps\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Application questions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leadership/Technical Interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll close this role once we have enough applications for the next stage, so please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;#LI-NEM\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43597,"name":"Customer Operations","child_ids":[],"parent_id":73665}],"offices":[{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8076898","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3499380,"location":{"name":"Dublin"},"metadata":null,"id":8076898,"updated_at":"2026-07-29T12:30:13-04:00","requisition_id":"3343","title":"FinCrime and Fraud Operations Manager","company_name":"Monzo","first_published":"2026-07-21T10:32:52-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📍\u0026lt;/strong\u0026gt;Dublin | 💶 €54,000 - €68,500 + Incentive Awards tied to your performance + benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our FinCrime \u0026amp;amp; Fraud Operations team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Reporting to the EU Director of FinCrime, Fraud and Disputes Operations, we\u0026#39;re looking for a Fraud and Financial Crime Ops Manager to join our fast-growing EU team here in Dublin. You will need to be comfortable handling operations escalations as well as overseeing our outsourced partners on the highest performing standards in Fraud and FinCrime operations. You will work across different areas and products including our current and business accounts and partner with our group data science, data engineering, product and technology teams.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Driving strategic partners oversight: Ensuring that our outsourcing partners for Fraud and FinCrime Operations are operating effectively.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring our Fraud and FinCrime metrics and drive action delivery with our product teams to address the trends.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Combining hands-on execution with strategic thinking to align cross-functional teams with our Fraud vision and strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping to build and oversee solutions with technology at the heart of our Fraud and FinCrime mitigation strategies to cover the various fraud typologies using automated alerts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the Director of FinCrime, Fraud and Disputes operations with producing Committee packs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting and managing the oversight of change implementation, making prioritisation calls of those initiatives.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with the second line of defence and our Money Laundering Reporting Officer (MLRO) to complete assurance activity, identification and remediation of any actions.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborating across the company to remove roadblocks and solve complex challenges relating to Monzo\u0026#39;s EU expansion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting 3rd line of defence with auditing activities.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Being an excellent partner to our third party vendors, unblocking and empowering their teams for high delivery and high performance.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are a problem solver who takes initiative to create a high impact for stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Excel at stakeholder management and coordination across multiple teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have previous experience of achieving results through 3rd party/outsourcing\u0026amp;nbsp; management and you’re excited about working in a cross-functional team with engineers and data scientists to empower third party vendors\u0026#39; success.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have previous experience leading and managing Fraud and FinCrime operations in payments or banking.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy partnering with 3rd party vendors, data scientists, and second line of defence (2LOD) to proactively mitigate and respond to existing and emerging fraud trends.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand the Fraud and money mulling risks of the various products and services operating in the fintech space.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You champion the use of automated processes to find more efficient ways of working.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💶 €54,000 - €68,500 + Incentive Awards tied to your performance + benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Introductory video call with recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial video call with hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 x technical and behavioural video interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43597,"name":"Customer Operations","child_ids":[],"parent_id":73665}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8113867","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3514584,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8113867,"updated_at":"2026-08-07T07:52:03-04:00","requisition_id":"3392","title":"Growth Marketing Manager, Paid Social","company_name":"Monzo","first_published":"2026-08-07T07:52:03-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London OR Remote (UK) | 💰 £57,000 - £70,000 + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for a Growth Marketing Manager, Paid Social to accelerate growth across Monzo\u0026#39;s Personal Banking products. You\u0026#39;ll help shape the strategy and own the execution and performance of our paid social channels, driving customer acquisition while continuously improving how we test, learn and scale. You\u0026#39;ll collaborate closely with Brand, Data, Engineering, Product Marketing and Creative to deliver high-impact campaigns and help drive Monzo\u0026#39;s next phase of growth through paid social.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your role is to:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Own the performance of Paid Social acquisition, delivering sustainable customer growth across channels including Meta, TikTok, Snap and Reddit.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help to shape the Paid Social strategy, partnering with the Growth Marketing Lead to evolve the long-term approach.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Plan, launch and optimise paid social campaigns designed to hit business goals, managing budgets to deliver against growth and efficiency targets.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Build and evolve experimentation frameworks across creative, audiences, bidding and measurement to improve performance over time.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with Brand, Creative, Product Marketing, Data and Engineering to develop effective campaigns grounded in user insights and data.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop strong relationships with platform partners and stay ahead of industry developments, new products and best practice.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contribute to the growth of the team by sharing knowledge, improving ways of working and supporting more junior colleagues.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensure all campaign activity meets Financial Conduct Authority (FCA) financial promotion requirements.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is for you if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have 4+ years of hands-on paid social experience, ideally within financial services or another highly regulated environment.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve run high-performing brand and acquisition campaigns across Meta, TikTok, Snap, Pinterest and Reddit.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ve independently owned performance marketing channels and delivered measurable growth.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ve independently managed significant paid social budgets and are comfortable making decisions that balance commercial outcomes with customer impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You work effectively with creative, product, analytics and external partners to deliver shared goals.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re confident in briefing, delivering feedback on and helping shape creative including creator and user generated content.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re an excellent communicator who can explain complex performance data clearly and influence stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You use data and experimentation to guide decisions, not simply report results.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re comfortable tackling ambiguous problems and adapting your approach as priorities change.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You stay on top of platform innovation and bring fresh ideas into your work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You proactively share knowledge, improve ways of working and help others develop.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience working with Mobile Measurement Partners and tools such as Looker.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You bring deep paid social expertise and are a trusted partner for teams across Marketing.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care about improving processes, raising standards and helping the wider team succeed.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £57,000 - £70,000 + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role can be offered in a hybrid approach, working from our London office and remotely or fully remote within the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 Application journey key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call with a member of the hiring team (30 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call with the Hiring Manager (30 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Role Specific \u0026amp;amp; Behavioural interviews (x2 45 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks – your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt; You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7971941","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3460648,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7971941,"updated_at":"2026-07-09T09:52:28-04:00","requisition_id":"3219","title":"Head of Accounting Policy","company_name":"Monzo","first_published":"2026-06-01T09:05:10-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰£106,300 - 125,000 + Incentive Awards tied to your performance + Benefits\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Financial Control team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo is looking for an experienced and ambitious professional for a newly created, high impact Head of Accounting Policy role. This role is designed to establish and lead our technical accounting policy function for our Group, UK and EU regulated entities. Rooted in the banking sector, the successful candidate will sit at the intersection of finance and commercial growth. You will act as the primary technical interface for the business, assessing new commercial proposals, leading technical accounting fora, and strategically triaging work across the wider finance team to utilise the existing technical capability of the team as well as lead in developing those skills further.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a key role with real impact, working closely with the Group Financial Controller, UK and EU CFOs to deliver high-quality external reporting, and technical accounting and advisory in support of our fast-growing, tech-driven bank.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for someone with significant experience in an accounting policy, technical accounting role, ideally from a banking background. You\u0026#39;ll thrive in a fast-paced, ever-evolving environment and have a hands on, delivery focused mindset, supporting Monzo’s mission to make money work for everyone.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Providing expert advice on complex accounting issues (e.g., revenue recognition, leasing, financial instruments) and document conclusions in technical memos.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing and maintaining global accounting policies, ensuring consistency across the organisation and compliance with updated standards (IFRS).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading projects for the adoption of new accounting standards.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with commercial and product teams to evaluate the accounting implications of new products, lending propositions, and complex transactions prior to launch.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Managing the intake of technical queries, strategically triaging and delegating project components to utilise existing and develop the technical skills within the wider finance team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establishing, coordinating, and chairing an internal technical accounting forum to debate, align, and secure sign-off on areas of accounting estimates and judgments, as well as new policy/standards.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as the dedicated technical accounting partner to the business, translating complex technical standards into actionable business advice.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the technical dialogue with external auditors, authoring robust accounting papers to justify and defend the Monzo’s reported positions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building and maintaining effective working relationships with internal stakeholders, external auditors and advisors.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Experience\u0026lt;/strong\u0026gt;: Fully qualified accountant (ACA, ACCA, or CPA) with 5+ years of experience in accounting policy, technical accounting, or Big 4 accounting advisory.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Technical Skills\u0026lt;/strong\u0026gt;: Strong, hands-on knowledge of IFRS particularly in specialised areas like IFRS 9\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Banking Background (preferred)\u0026lt;/strong\u0026gt;: Proven track record within a banking institution or a Big 4 banking/financial services advisory practice.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Collaborative Leadership\u0026lt;/strong\u0026gt;: Demonstrated experience in managing workloads across a team, utilising external skill sets rather than working in a silo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Stakeholder Management\u0026lt;/strong\u0026gt;: Ability to facilitate technical debate and drive alignment among senior leaders and cross-functional teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Communication\u0026lt;/strong\u0026gt;: Strong capability to communicate technical standards into clear, professional, and practical guidance for non-finance stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Resource Optimisation:\u0026lt;/strong\u0026gt; Sharp prioritisation and organisational skills to effectively triage proposals and maximize the existing capabilities of the wider team, while also developing those skills further.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Adaptability and resilience\u0026lt;/strong\u0026gt;: Demonstrable ability to be resilient and flexible in a fast-paced, tech-led, and agile environment.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £106,300 - £125,000 ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! Read our full list of benefits.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Phone call with the Recruiter (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Video interview with Hiring Manager (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Role specific interview with Financial Control team (60 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Behavioural interview with wider Finance members (45 mins)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-REMOTE #LI-NZ1\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8098515","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3508453,"location":{"name":"Dublin"},"metadata":null,"id":8098515,"updated_at":"2026-07-31T08:18:40-04:00","requisition_id":"3366","title":"Head of Model Risk Oversight","company_name":"Monzo","first_published":"2026-07-31T08:18:40-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📍Dublin | 💶 €124,000 - €167,000 + Incentive Awards tied to your performance\u0026amp;nbsp;+ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Risk team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The Head of Model Risk Oversight is a key Second Line of Defence (2LOD) leadership role responsible for establishing, scaling and managing the Model Risk Management (MRM) process across Monzo Bank Europe (MBEU).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As automated systems, advanced statistical models and Artificial Intelligence (AI) increasingly drive business activities and decision-making, this role ensures that all models supporting MBEU day to day operations including credit scoring, fraud and financial crime transaction monitoring, capital and liquidity stress testing, and AI Act-regulated use cases are mathematically sound, secure, compliant, and aligned with MBEU’s risk appetite and regulatory expectations.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role reports to the Director of Credit Risk, MBEU.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Model Risk Management (MRM) \u0026amp;amp; Governance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;text-align: left;\u0026quot;\u0026gt;Defining, implementing and maintaining the EU-wide Model Risk Management (MRM) Framework and associated validation standards. This includes developing and implementing the model risk appetite, model risk assessment process, model risk reporting and ongoing model reviews and validation schedules.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;text-align: left;\u0026quot;\u0026gt;Serving as the primary driver and coordinator for the Model Risk Oversight Committee (MROC), ensuring material risk metrics, model validations and escalations are effectively reported to the Executive Risk Committee (ERC) and the Board Risk Committee (BRC).\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;text-align: left;\u0026quot;\u0026gt;Establishing and maintaining a centralised suite of model validation standards including those used for performance monitoring.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;text-align: left;\u0026quot;\u0026gt;Maintaining MBEU Model Inventory including AI Use Case registries, ensuring appropriate tiering classification of material and high-risk models in alignment with the EU AI Act.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;text-align: left;\u0026quot;\u0026gt;Managing the local embedding of the group-wide model risk governance frameworks, ensuring appropriate alignment and clear escalation protocols between global frameworks and subsidiary-specific policy standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Independent Model Validation \u0026amp;amp; Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading the technical 2LOD validation of all material and high-risk models prior to deployment, evaluating mathematical logic, data lineage, conceptual soundness, stability, performance and potential algorithmic bias.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing 2LOD independent oversight and technical validation across key risk domains including:\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Credit Risk\u0026lt;/strong\u0026gt; covering credit scoring, automated underwriting decision engines, customer affordability and IFRS 9 loan loss provisioning models.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Fraud \u0026amp;amp; Financial Crime\u0026lt;/strong\u0026gt; \u0026lt;strong\u0026gt;Risk\u0026lt;/strong\u0026gt; covering digital onboarding risk assessment scorecards and real-time fraud/transaction monitoring models.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Financial Risk\u0026lt;/strong\u0026gt; covering financial planning models, ICAAP/ILAAP stress testing, Pillar 2 economic capital models, macroeconomic forecasting, Interest Rate Risk in the Banking Book (IRRBB) models.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;li\u0026gt;Establishing ongoing monitoring standards, including back-testing, benchmarking, and sensitivity analysis, to detect model drift or performance degradation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Issuing formal 2LOD Opinions on model changes, and track validation findings and action closures for regular reporting to the Model Risk Oversight Committee (MROC).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Advanced Modelling Technologies and AI Governance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Developing and operationalising independent 2LoD validation protocols for advanced Machine Learning (ML) methodologies and automated decisioning systems running on production platforms.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establishing targeted risk oversight frameworks and registration protocols for Generative AI and Large Language Model (LLM) use cases deployed across bank operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Directing technical validation activities to meet compliance with evolving European AI Act legislation and Monzo\u0026#39;s internal Artificial Intelligence Standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Regulatory Compliance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Reviewing all methodologies, modeling techniques and validation approaches to ensure continuous alignment with local and European regulatory expectations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the 2LOD assessment of evolving regulatory requirements with a specific focus on ECB and EBA Guidelines (eg, Loan Origination and Monitoring), IFRS 9 accounting standards, GDPR data privacy mandates and European consumer credit directives.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Committee Governance and Independent Challenge\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Serving as the Secretariat function for the MBEU Model Risk Oversight Committee shaping technical agendas, tracking validation actions, and presenting validation reports and 2LOD opinions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Managing formal reporting lines and ensuring the immediate escalation of material Model Risk Appetite breaches or validation failures to the Executive Risk Committee (ERC) and Board Risk Committee (BRC).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing clear, objective and evidence-based technical challenge to first-line (1LOD) model developers, model owners and accountable executive stakeholders throughout the validation lifecycle.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Leadership and Stakeholder Management\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Establishing and scaling the 2LOD model risk oversight function, managing resourcing and budget and customising risk governance processes for a newly authorised entity.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Optimising the 2LOD validation workflow through the evaluation and adoption of developer productivity utilities and generative or agentic AI co-working tools.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as the principal point of contact for external regulators (e.g., Central Bank of Ireland), internal audit and external reviewers regarding model risk profile and validation backlogs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Challenging 1LOD quantitative development teams constructively, balancing business velocity and commercial goals with rigorous risk boundaries.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a post-graduate degree (MSc or PhD) in a highly quantitative discipline such as Statistics, Mathematics, Financial Engineering, Data Science or Physics.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You bring extensive experience in quantitative Model Risk Management within a tier-1 bank, rapid-growth challenger bank, or premier financial regulatory consulting practice.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess advanced quantitative knowledge across retail credit risk scoring (PD, LGD, EAD), IFRS9 impairment modeling, Economic Capital, ICAAP and ILAAP, macroeconomic stress testing, and fraud/financial crime modeling techniques.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep understanding of European prudential regulations, ECB internal model guidelines, ECB Guide to ICAAP and ILAAP, EBA standards, Consumer Credit Directive (CCD2), GDPR data privacy mandates, and the European AI Act.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are highly tech-fluent, featuring hands-on proficiency in SQL and Python, with an eagerness to deploy generative or agentic AI tools to optimize risk workflows.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You demonstrate the capability to deliver clear, structured, and objective technical challenge to first-line analytics, data science, and engineering squads.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess a strong track record in designing, scaling, or managing comprehensive model risk governance frameworks from scratch under data-sparse conditions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are capable of translating complex econometric, statistical and machine learning concepts into clear, actionable, risk-oriented insights for the senior management and the board.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💶 A salary range of €124,000 - €167,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week. You will also travel to Monzo’s head office in London from time to time\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to Ireland\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific, behavioural \u0026amp;amp; leadership principles interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don\u0026#39;t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-MOS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8098995","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3508453,"location":{"name":"Madrid"},"metadata":null,"id":8098995,"updated_at":"2026-07-31T11:37:12-04:00","requisition_id":"3366","title":"Head of Model Risk Oversight","company_name":"Monzo","first_published":"2026-07-31T10:57:12-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-family: helvetica, arial, sans-serif; font-size: 12pt;\u0026quot;\u0026gt;📍Madrid | 💶 €102,000 - €138,000 + Incentive Awards tied to your performance + benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Risk team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The Head of Model Risk Oversight is a key Second Line of Defence (2LOD) leadership role responsible for establishing, scaling and managing the Model Risk Management (MRM) process across Monzo Bank Europe (MBEU).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As automated systems, advanced statistical models and Artificial Intelligence (AI) increasingly drive business activities and decision-making, this role ensures that all models supporting MBEU day to day operations including credit scoring, fraud and financial crime transaction monitoring, capital and liquidity stress testing, and AI Act-regulated use cases are mathematically sound, secure, compliant, and aligned with MBEU’s risk appetite and regulatory expectations.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role reports to the Director of Credit Risk, MBEU.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Model Risk Management (MRM) \u0026amp;amp; Governance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;text-align: left;\u0026quot;\u0026gt;Defining, implementing and maintaining the EU-wide Model Risk Management (MRM) Framework and associated validation standards. This includes developing and implementing the model risk appetite, model risk assessment process, model risk reporting and ongoing model reviews and validation schedules.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;text-align: left;\u0026quot;\u0026gt;Serving as the primary driver and coordinator for the Model Risk Oversight Committee (MROC), ensuring material risk metrics, model validations and escalations are effectively reported to the Executive Risk Committee (ERC) and the Board Risk Committee (BRC).\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;text-align: left;\u0026quot;\u0026gt;Establishing and maintaining a centralised suite of model validation standards including those used for performance monitoring.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;text-align: left;\u0026quot;\u0026gt;Maintaining MBEU Model Inventory including AI Use Case registries, ensuring appropriate tiering classification of material and high-risk models in alignment with the EU AI Act.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;text-align: left;\u0026quot;\u0026gt;Managing the local embedding of the group-wide model risk governance frameworks, ensuring appropriate alignment and clear escalation protocols between global frameworks and subsidiary-specific policy standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Independent Model Validation \u0026amp;amp; Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading the technical 2LOD validation of all material and high-risk models prior to deployment, evaluating mathematical logic, data lineage, conceptual soundness, stability, performance and potential algorithmic bias.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing 2LOD independent oversight and technical validation across key risk domains including:\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Credit Risk\u0026lt;/strong\u0026gt; covering credit scoring, automated underwriting decision engines, customer affordability and IFRS 9 loan loss provisioning models.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Fraud \u0026amp;amp; Financial Crime\u0026lt;/strong\u0026gt; \u0026lt;strong\u0026gt;Risk\u0026lt;/strong\u0026gt; covering digital onboarding risk assessment scorecards and real-time fraud/transaction monitoring models.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Financial Risk\u0026lt;/strong\u0026gt; covering financial planning models, ICAAP/ILAAP stress testing, Pillar 2 economic capital models, macroeconomic forecasting, Interest Rate Risk in the Banking Book (IRRBB) models.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;li\u0026gt;Establishing ongoing monitoring standards, including back-testing, benchmarking, and sensitivity analysis, to detect model drift or performance degradation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Issuing formal 2LOD Opinions on model changes, and track validation findings and action closures for regular reporting to the Model Risk Oversight Committee (MROC).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Advanced Modelling Technologies and AI Governance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Developing and operationalising independent 2LoD validation protocols for advanced Machine Learning (ML) methodologies and automated decisioning systems running on production platforms.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establishing targeted risk oversight frameworks and registration protocols for Generative AI and Large Language Model (LLM) use cases deployed across bank operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Directing technical validation activities to meet compliance with evolving European AI Act legislation and Monzo\u0026#39;s internal Artificial Intelligence Standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Regulatory Compliance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Reviewing all methodologies, modelling techniques and validation approaches to ensure continuous alignment with local and European regulatory expectations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the 2LOD assessment of evolving regulatory requirements with a specific focus on ECB and EBA Guidelines (eg, Loan Origination and Monitoring), IFRS 9 accounting standards, GDPR data privacy mandates and European consumer credit directives.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Committee Governance and Independent Challenge\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Serving as the Secretariat function for the MBEU Model Risk Oversight Committee shaping technical agendas, tracking validation actions, and presenting validation reports and 2LOD opinions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Managing formal reporting lines and ensuring the immediate escalation of material Model Risk Appetite breaches or validation failures to the Executive Risk Committee (ERC) and Board Risk Committee (BRC).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing clear, objective and evidence-based technical challenge to first-line (1LOD) model developers, model owners and accountable executive stakeholders throughout the validation lifecycle.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Leadership and Stakeholder Management\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Establishing and scaling the 2LOD model risk oversight function, managing resourcing and budget and customising risk governance processes for a newly authorised entity.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Optimising the 2LOD validation workflow through the evaluation and adoption of developer productivity utilities and generative or agentic AI co-working tools.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as the principal point of contact for external regulators (e.g., Central Bank of Ireland), internal audit and external reviewers regarding model risk profile and validation backlogs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Challenging 1LOD quantitative development teams constructively, balancing business velocity and commercial goals with rigorous risk boundaries.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a post-graduate degree (MSc or PhD) in a highly quantitative discipline such as Statistics, Mathematics, Financial Engineering, Data Science or Physics.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You bring extensive experience in quantitative Model Risk Management within a tier-1 bank, rapid-growth challenger bank, or premier financial regulatory consulting practice.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess advanced quantitative knowledge across retail credit risk scoring (PD, LGD, EAD), IFRS9 impairment modelling, Economic Capital, ICAAP and ILAAP, macroeconomic stress testing, and fraud/financial crime modelling techniques.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep understanding of European prudential regulations, ECB internal model guidelines, ECB Guide to ICAAP and ILAAP, EBA standards, Consumer Credit Directive (CCD2), GDPR data privacy mandates, and the European AI Act.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are highly tech-fluent, featuring hands-on proficiency in SQL and Python, with an eagerness to deploy generative or agentic AI tools to optimise risk workflows.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You demonstrate the capability to deliver clear, structured, and objective technical challenge to first-line analytics, data science, and engineering squads.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess a strong track record in designing, scaling, or managing comprehensive model risk governance frameworks from scratch under data-sparse conditions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are capable of translating complex econometric, statistical and machine learning concepts into clear, actionable, risk-oriented insights for the senior management and the board.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 A salary range of €102,000 - €138,000 + Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role can be based in our Barcelona, or Madrid office and expected travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific, behavioural \u0026amp;amp; leadership principles interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don\u0026#39;t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-MOS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7916595","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3441143,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7916595,"updated_at":"2026-06-19T03:29:22-04:00","requisition_id":"12604","title":"Lead Insurance Pricing Analyst","company_name":"Monzo","first_published":"2026-05-14T04:49:17-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London (UK) | 💰 £85,000-£138,000 + Incentive Awards tied to your performance + benefits\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;About the Insurance Team:\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;We’re building insurance that actually works for people – no jargon, no faff, no feeling like you’re being caught out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our mission is to offer simple, reliable and delightful insurance products that meet real-life needs, backed by great underwriting and claims partners to power seamless internal operations and exceptional customer experiences.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re scaling our first product line, Home insurance, with plans to expand into additional insurance categories over the coming years. We\u0026#39;re a focused team with ambitious growth targets and a chance to build something special from the ground up.\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;About the Role:\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Lead Insurance Pricing Analyst to help us better understand and improve the performance of Monzo’s insurance pricing.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits at the intersection of data, pricing, and growth. You’ll be responsible for understanding how our prices perform in market, why, and where changes may be needed - from day-to-day optimisation through to longer-term pricing strategy.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role will help Monzo bring stronger customer, conversion and market insight into pricing discussions, so we can better understand where we should be competitive, which customer segments we want to grow, and how pricing changes could support both growth and loss performance - while working in partnership with our insurer, who owns the pricing decisions and risk selection.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll work closely with our insurance partner, data scientists, and product teams to turn pricing, risk and loss data into clear, actionable recommendations - particularly as we scale our distribution channels, including on price comparison websites (PCWs).\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;🔑 You’ll play a key role by…\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Building and maintaining a clear view of day-to-day pricing performance - understanding where we sit in the market and why\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Analysing pricing, conversion, claims and loss ratio data to identify opportunities to improve growth and profitability\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Running and supporting pricing experiments (e.g. segment-level changes, elasticity testing) including on PCWs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Refining pricing segments, rating factors and tiering to improve decision quality\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working with our insurer to evaluate pricing opportunities, assumptions and trade-offs, bringing the Monzo customer, conversion and market insight lens\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building a clear view of price competitiveness, especially on PCWs, and recommending actions to improve rank and conversion\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working with Data Science to deepen analysis, while independently driving core pricing work\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping develop our internal pricing capability - including frameworks, datasets and ways of working\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience in insurance pricing, risk modelling, or data science - ideally UK Home or another personal lines product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are highly analytical and hands-on with data, comfortable running pricing experiments (e.g., elasticity testing), and using conversion, loss ratio, and risk data to drive actionable decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have enough underwriting and pricing knowledge to assess pricing assumptions, rating factors and trade-offs using data\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a solid grounding in SQL and experience with Data Analysis tools such as Python, Jupyter, Looker or similar\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Nice to have (but not essential):\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ve worked in a digital-first insurer, insurtech, or high-growth product-led environment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience with PCWs or other highly price-sensitive distribution channels\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Familiarity with underwriting concepts and insurer-led pricing discussions\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;What’s in it for you\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;💰 Salary is £85,000 - £138,000 depending on experience\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role will be based out of our London office next to Liverpool Street station - in a hybrid way of working between the office and home\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 26 days holiday (plus bank holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private medical insurance with WPA\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! Read our full list of benefits.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-NJ1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8103509","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3485337,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8103509,"updated_at":"2026-08-06T08:31:15-04:00","requisition_id":"12508","title":"Lead Machine Learning Scientist, Customer Operations","company_name":"Monzo","first_published":"2026-08-03T12:55:03-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;About our Machine Learning Operations team:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;The challenges are significant: we aim to transform customer service by reducing the time and effort required to resolve issues, enhancing customer confidence and satisfaction. As part of Operations, you’ll be at the forefront of our mission to provide unparalleled customer support experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Your role will be pivotal in leveraging state-of-the-art machine learning techniques (including LLMs and autonomous agents) to understand customer problems. You will lead the development of an effective human-in-the-loop system that augments automation with the efforts of our support workforce (who we call COps). This allows us to more expediently and efficiently predict, identify, disambiguate, and route customer problems at scale to support a rapidly expanding company with global ambitions across multiple geographies.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be working closely with a team of Machine Learning Scientists in Operations, embedded in product squads alongside data scientists, backend, mobile and web engineers, product managers, user researchers, designers, and operations specialists.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;Your day-to-day:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;As a technical individual contributor, you’ll be providing technical leadership and shipping highly impactful ML-based solutions. You’ll be embedded in a cross-functional product squad, working closely with product managers, data scientists, backend engineers, and designers in an agile environment. You’ll also be a technical leader within the wider Machine Learning discipline, helping to steer technical work and drive up standards.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This will involve:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Working with stakeholders across the organisation to identify and scope out the most impactful opportunities to transform Customer Operations with Machine Learning.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Leading the design and development of advanced Machine Learning models, exploring how LLMs, RAG, and sequence-based architectures can drive improvements in query resolution and routing.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Providing technical leadership to drive up levels of technical expertise and best practice across the Machine Learning discipline, leading by example and mentoring others.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Steering ongoing technical strategy, working closely with our MLOps team and backend engineers to enable rapid iteration of models and optimisations of the full ML model lifecycle.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;You should apply if:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems preferably in a fast moving tech company\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have experience developing and shipping deep learning, graph-based, and/or sequence-based ML architectures to production and delivering business impact\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;re impact driven and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You have extensive experience writing production Python code and a strong command of SQL. You are comfortable using them every day, and keen to learn \u0026lt;a href=\u0026quot;https://go.dev/\u0026quot;\u0026gt;Go lang\u0026lt;/a\u0026gt; which is used in many of our backend microservices\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;you’re comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;re excited about fast-moving developments in Machine Learning and can communicate those ideas to colleagues who are not familiar with the domain\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;You’re adaptable, curious and enjoy learning new technologies and ideas\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;Nice to haves:\u0026lt;/h1\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Experience working with customer operations, capacity planning, forecasting, or in regulated institutions.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Commercial experience writing critical production code and working with microservices.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;The interview process:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;30 minute recruiter call\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;45 minute call with hiring manager\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Full Loop: ML Modelling Interview, Product \u0026amp;amp; ML interview, Behavioural Interview, Leadership interview\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What’s in it for you:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-SR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":null}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8050756","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3485337,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8050756,"updated_at":"2026-08-06T08:31:42-04:00","requisition_id":"12508","title":"Lead Machine Learning Scientist, FinCrime","company_name":"Monzo","first_published":"2026-07-08T08:04:26-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;About our Machine Learning FinCrime Team:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our Financial Crime Data team consists of over 25 people across 4 data specialisms: Analytics Engineers, Data Analysts, Machine Learning Scientists and Data Scientists. As a Lead Machine Learning Scientist, you’ll be working in a fast moving environment, building and iterating on our financial crime defensive capabilities to ensure we keep Monzo and our customers safe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our financial crime team has a large impact on Monzo’s bottom line as fraud and scams are usually some of the largest cost line items in a bank\u0026#39;s P\u0026amp;amp;L. We have a major influence on the overall customer experience and it’s our duty to keep our customers safe. The work we do results in directly measurable customer or company benefit, which is incredibly satisfying.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Machine Learning Scientists work on a range of problems within the different financial crime areas ranging from fraud detection and prevention, transaction monitoring for different types of suspicious activity through to customer risk assessment and operational tooling.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What you’ll be working on:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;A Lead Machine Learning Scientist at Monzo is a technical Individual Contributor (IC) leadership position. As a technical Machine Learning expert, working with billions of rows of data stored on a modern cloud native data platform, we’ll be expecting you to leverage your deep experience of developing and deploying advanced Machine Learning models to:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Automatically and accurately detect suspicious user behaviours while minimising impact to genuine customers and operational costs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Adapt quickly and appropriately to changing fraud and financial crime trends, ensuring our detection systems remain performant through time.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;The technical approaches you take to help solve these problems will be very much in your hands and we’ll strongly encourage and support experimentation and innovation. We’ll be expecting you to justify and demonstrate effectiveness along the way, making sure the approach meets our business and customer needs.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;Your day-to-day:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;As a technical individual contributor, you’ll be providing technical leadership and shipping highly impactful ML-based solutions. You’ll be embedded in a cross functional product squad, working closely with product managers, data scientists, backend engineers and designers in an agile environment. You’ll also be a technical leader within the Machine Learning discipline, helping to steer technical work and drive up standards.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This will involve:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Working with stakeholders across the organization to identify and scope out the most impactful opportunities to tackle Financial Crime and Fraud with Machine Learning.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the design and development of advanced real time Machine Learning models, for example exploring how neural network, graph-based, and sequence-based architectures can drive improvements in detection of financial crime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing technical leadership to drive up levels of technical expertise and best practice across the Machine Learning discipline, leading by example and mentoring others.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with our MLOps team to steer the ongoing development of tools to enable rapid iteration of models and optimisations of the full ML model lifecycle.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;You should apply if:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems preferably in a fast moving tech company\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience developing and shipping deep learning, graph-based, and/or sequence-based ML architectures to production and delivering business impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re impact driven and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reducing financial crime and protecting customers with data driven strategies sounds exciting to you\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have extensive experience writing production Python code and a strong command of SQL. You are comfortable using them every day, and keen to learn \u0026lt;a href=\u0026quot;https://go.dev/\u0026quot;\u0026gt;Go lang\u0026lt;/a\u0026gt; which is used in many of our backend microservices\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re excited about fast-moving developments in Machine Learning and can communicate those ideas to colleagues who are not familiar with the domain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re adaptable, curious and enjoy learning new technologies and ideas\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;Nice to haves:\u0026lt;/h1\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working with financial crime and in regulated institutions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Commercial experience writing critical production code and working with microservices\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h1\u0026gt;The interview process:\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;30 minute recruiter call\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;45 minute call with hiring manager\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Full Loop: ML Modelling Interview, Product \u0026amp;amp; ML interview, Behavioural Interview, Leadership interview\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;. Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What’s in it for you:\u0026amp;nbsp;\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-SR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":null}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8041029","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3485337,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8041029,"updated_at":"2026-08-06T08:32:06-04:00","requisition_id":"12508","title":"Lead Machine Learning Scientist, Search","company_name":"Monzo","first_published":"2026-07-08T04:32:45-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £115,000 - £150,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;About our Machine Learning Search Team\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;We are currently embarking on one of our two top strategic priorities to make Money work for Everyone: building the Monzo Co-pilot. We are becoming an intelligent, proactive ally that handles the complexity of users financial life. We aren\u0026#39;t just selling financial products; we are building a truly smart agent that understands users, anticipates their needs, and helps people reach their financial goals.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our ML Search team brings together Backend, Product, Machine Learning Scientists and Data Scientists. As a Lead Machine Learning Scientist, you’ll build and ship models that help customers search for and find answers about their financial lives. You\u0026#39;ll make it effortless for them to find the right products at the exact moment they need them.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Whether it’s surfacing the right savings product at the perfect moment, helping customers manage their spending, or simplifying financial planning, our work makes banking smarter, more intuitive, and truly customer-first.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;span class=\u0026quot;notion-enable-hover\u0026quot; data-token-index=\u0026quot;0\u0026quot;\u0026gt;What you’ll be working on:\u0026lt;/span\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;div class=\u0026quot;notion-selectable notion-text-block\u0026quot; data-block-id=\u0026quot;39569fe4-26d2-80f7-b7b1-c3e03c9b7fe8\u0026quot;\u0026gt;\n\u0026lt;div class=\u0026quot;x78zum5\u0026quot;\u0026gt;\n\u0026lt;div id=\u0026quot;:rl36:\u0026quot; class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;As a Lead Machine Learning Scientist, you\u0026#39;ll be a technical leader and individual contributor. We have a modern, cloud-native data platform with billions of rows of data built for fast iterations. You\u0026#39;ll leverage your deep expertise to develop and deploy advanced ML models to our more than 15 million customers.\u0026lt;/div\u0026gt;\n\u0026lt;div\u0026gt;\u0026amp;nbsp;\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;notion-selectable notion-text-block\u0026quot; data-block-id=\u0026quot;39569fe4-26d2-80b8-8740-c2c314894362\u0026quot;\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div class=\u0026quot;x78zum5\u0026quot;\u0026gt;\n\u0026lt;div id=\u0026quot;:rl37:\u0026quot; class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;discussion-level-1 discussion-id-39569fe4-26d2-80d3-845e-001cd33a75ba notion-enable-hover\u0026quot; data-token-index=\u0026quot;0\u0026quot;\u0026gt;Your work may involve user and product embeddings to better understand customer behaviours, contextual bandits for optimising real-time decisions, or personalised ranking algorithms that improve search and discovery. You\u0026#39;ll also build scalable, explainable, and responsible AI solutions that enhance trust, transparency, and the overall customer experience.\u0026lt;/span\u0026gt;\u0026lt;/div\u0026gt;\n\u0026lt;div\u0026gt;\u0026amp;nbsp;\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;notion-selectable notion-text-block\u0026quot; data-block-id=\u0026quot;39569fe4-26d2-803a-b699-d14b2512f916\u0026quot;\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div\u0026gt;\n\u0026lt;div class=\u0026quot;x78zum5\u0026quot;\u0026gt;\n\u0026lt;div id=\u0026quot;:rl38:\u0026quot; class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;discussion-level-1 discussion-id-39569fe4-26d2-80d3-845e-001cd33a75ba notion-enable-hover\u0026quot; data-token-index=\u0026quot;0\u0026quot;\u0026gt;The technical approaches you take to help solve customer problems will be very much in your hands and we’ll strongly encourage and support experimentation and innovation. We’ll be expecting you to justify and demonstrate effectiveness along the way, making sure the approach meets our business and customer needs.\u0026lt;/span\u0026gt;\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;/div\u0026gt;\n\u0026lt;div class=\u0026quot;content-editable-leaf-rtl notranslate\u0026quot; data-content-editable-leaf=\u0026quot;true\u0026quot;\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a multiple year track record of excellence leading the development and deployment of advanced Machine Learning models to tackle real business problems preferably in a fast moving tech company\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience developing and shipping state of the art ML models to production and delivering business impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re \u0026lt;em\u0026gt;impact driven\u0026lt;/em\u0026gt; and excited to own the end to end journey that starts with a business problem and ends with your solution having a measurable impact in production\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a \u0026lt;em\u0026gt;self-starter mindset;\u0026lt;/em\u0026gt; you proactively identify issues and opportunities and tackle them without being told to do so\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You speak Python fluently and have extensive, hands-on experience with\u0026amp;nbsp;\u0026lt;code\u0026gt;scikit-learn\u0026lt;/code\u0026gt;. You are comfortable using SQL, and keen to learn \u0026lt;a href=\u0026quot;https://go.dev/\u0026quot;\u0026gt;Go lang\u0026lt;/a\u0026gt; which is used in many of our backend microservices\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in a team that deals with ambiguity and have experience helping your team and stakeholders resolve that ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a \u0026lt;em\u0026gt;product mindset\u0026lt;/em\u0026gt;: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re excited about fast-moving developments in Machine Learning and can communicate those ideas to colleagues who are not familiar with the domain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re adaptable, curious and enjoy learning new technologies and ideas\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;Nice to haves:\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working on personalisation, ranking \u0026amp;amp; recommendation problems for consumer applications\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Commercial experience writing critical production code and working with microservices\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;30 minute recruiter call\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;45 minute call with hiring manager\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Full Loop: ML Modelling Interview, Product \u0026amp;amp; ML interview, Behavioural Interview, Leadership interview\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026lt;/p\u0026gt;\n\u0026lt;h1\u0026gt;What’s in it for you:\u0026amp;nbsp;\u0026lt;/h1\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance\u0026lt;/p\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;/div\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE #LI-SR1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":null}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6758088","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3109909,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6758088,"updated_at":"2026-05-28T13:06:01-04:00","requisition_id":"1988","title":"Lead Product Designer","company_name":"Monzo","first_published":"2025-04-04T11:37:24-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London (Hybrid) / UK Remote | 💰 £90,000 - £110,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Design team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re a team of 115+ designers, researchers, and brand experts led by Chief Design Officer Vuokko Aro. We’re on a mission to make money work for everyone. Product Design makes up almost half of our design disciplines, working in tight-knit squads alongside research, product, and engineering to solve real customer problems at scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We design for the \u0026quot;magic moments\u0026quot;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ve built a bank that feels human, not just functional. Our product \u0026lt;em\u0026gt;is\u0026lt;/em\u0026gt; our personality. We blend research, empathy, and craft to turn everyday interactions into memorable experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Right now, we’re growing fast and looking for passionate designers to shape Monzo’s future and there’s a huge opportunity to make your mark.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Applying to this role, you’ll be in a standard hiring process for a Lead Product Designer, and we’ll find the perfect team for you along the way.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Tackling the most complex and ambiguous design challenges, turning complexity into elegant, scalable solutions that empower teams and improve the customer experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Defining and delivering large-scale projects that connect initiatives across the business, using design methods to align strategies and drive impactful outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the creation of compelling product visions, principles, and direction that inspire teams to build toward a shared future.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using AI to level-up parts of your design workflow. Whether that’s ideation, analysis, prototyping or shipping production code to our app.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Raising the bar for visual execution, considering motion, interaction, and mental model clarity to deliver delightful and practical solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Positively influencing our design system, tooling, and processes to improve how we create design at scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Driving improvements across the business by connecting your work to wider goals and leveraging cross-functional collaboration.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as a role model in Design, sharing your work broadly, mentoring others, and contributing to the growth and success of the Design team.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record of delivering impactful, customer-centric native-app designs that solve complex problems and drive commercial outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re skilled at leading research, defining product visions, and aligning teams around a shared strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You excel at creating modular, scalable solutions and have a strong grasp of how to use design artefacts to communicate insights effectively.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a natural collaborator who can navigate multi-squad projects, align leadership, and drive clarity in ambiguous situations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re passionate about improving design systems, processes, and ways of working to help teams deliver better outcomes at scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a role model who actively contributes to the growth of the Design team through hiring, mentoring, and fostering a positive culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited about Monzo’s mission to make money work for everyone and are ready to make a significant impact on our customers and business.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £90,000 - £110,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🌈\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30-minute call with our Recruiter, Tom\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;1-hour craft interview where you’ll present a single case study to 2 members of our Design team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 x 45-minute interviews covering Teamwork and Impact\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TR1\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7866258","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3424589,"location":{"name":"Dublin"},"metadata":null,"id":7866258,"updated_at":"2026-07-15T09:09:02-04:00","requisition_id":"12614","title":"Lead User Researcher","company_name":"Monzo","first_published":"2026-04-29T11:14:18-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Dublin | 💰 €86,700 - €105,570 + Incentive Awards tied to your performance + benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026amp;nbsp;✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our User Research Team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are currently a team of more than 30 individual contributors, who are embedded into collectives i.e Core Banking, Business Banking etc, working cross functionally with Product Design, Product Management and Engineering teams. Our research organisation is led by Katherine Vaughan, our Director of User Research.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;You can find out more about how our design team thinks and operates by reading our Monzo Design \u0026lt;a href=\u0026quot;https://monzo.com/blog/topic/design\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Building and nurture a customer-obsessed team culture, helping everyone to deeply understand our users and build products that meet their needs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping hire other brilliant people (in research, and probably design and beyond)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborating with researchers across Monzo to identify and deliver the highest-impact work, while building a deep understanding of customers in Ireland and helping shape our growth there.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creating and working with international peers from a shared backlog of global opportunities, while championing research that helps us build great experiences for customers in Ireland.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Prioritising ruthlessly based on user needs, opportunity size, and the insights that will have the biggest impact for customers across our markets, including Ireland.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience setting up research processes for the first time, and evolving your approach as circumstances change\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve worked on a global product before and you’re excited about building something new with the help of a world-class global team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve got lots of hands-on experience with exploratory and evaluative qualitative research methods, appreciating their limitations and when to apply them appropriately.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ve worked in a multidisciplinary team environment before, where you\u0026#39;ve led the research and made a demonstrable impact on the direction of the product or service.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can run user testing with your eyes closed, regardless of the setting. You should be comfortable in a lab as well as stopping people in the street for quick feedback or setting up\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re happy user testing on mobile. We’re a mobile-only bank.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You appreciate robust research study design, but can also consider practical constraints and business goals – you understand what \u0026#39;just enough research\u0026#39; means.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a strong communicator and facilitator. You’re able to tell a story so your audience will want to listen to and zoom into detail when needed to help solutions come to life.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You value collaboration and are at your best when you’re part of a team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re familiar with quantitative research and understand how user research help\u0026lt;br\u0026gt;shape metrics and drive teams towards success.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰€86,700 - €105,570 + Incentive Awards tied to your performance + benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;●\u0026amp;nbsp; Recruiter call (30 minutes). A video chat with a recruiter who is part of our hiring team. This focuses on general suitability and fit for Monzo.\u0026lt;br\u0026gt;●\u0026amp;nbsp; Research methods (60 minutes). You will be sent a pre-interview task by the hiring team, which you will discuss in the interview, followed by situation questions.\u0026lt;br\u0026gt;●\u0026amp;nbsp; Final loop (Total 1hr 30 - 2 hours). Split into 2 interviews - Teamwork \u0026amp;amp; Impact and Leadership and Values\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;LI-BJ1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":null}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7973753","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3461021,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7973753,"updated_at":"2026-07-21T06:07:08-04:00","requisition_id":"3222","title":"Machine Learning Manager, Fincrime","company_name":"Monzo","first_published":"2026-06-12T11:43:07-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £113,200 - £153,200 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Financial Crime and Fraud Team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Financial crime causes real harm. In Fraud, we build controls that help protect customers from scams, stolen-card fraud, account takeover and other fast-changing threats, all while keeping Monzo smooth and fair for the millions of people who use us every day.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Machine Learning is central to that work. Our ML specialists build, ship and improve models that help us spot risk, make better decisions, and keep our customers safe. We work closely with Product, Risk Partners, Engineering, Data and other disciplines to turn ambiguous fraud problems into reliable controls that make a measurable difference for customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Machine Learning Manager to lead ML specialists across different levels of seniority in the Fraud group. You’ll report to the Senior ML Manager for the FinCrime Collective, and you’ll help the team deliver high-impact ML systems while growing a healthy, inclusive and high-performing team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Managing, coaching and developing a team of Machine Learning specialists, helping them do the best work of their careers through regular 1:1s, clear feedback and thoughtful development plans.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping the Fraud group focus ML effort on the highest-impact problems, balancing customer protection, regulatory expectations, operational impact and delivery pace.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with PMs, Risk Partners, Engineering Managers, Data Managers and senior ML/Data colleagues to shape roadmaps, unblock delivery and make clear trade-offs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creating the conditions for high-quality ML delivery: reliable model development, deployment, monitoring, governance, documentation and ownership across the full model lifecycle.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Holding a high bar for ML excellence in Fraud, including model performance, explainability, reproducibility, observability and safe operation in production.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Making sure ML products are owned, maintained and improved over time, rather than treated as one-off projects.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building a strong team culture where people give and receive useful feedback, learn from each other, and work well with cross-functional partners.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to the wider Machine Learning and Data discipline at Monzo, including hiring, improving ways of working, and sharing patterns that help other teams move faster and more safely.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ve managed Machine Learning specialists and have delivered through others and want to move further into people management.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong ML judgement and can guide teams through the full model lifecycle, from problem framing and feature/model development through to deployment, monitoring, governance and iteration.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working in ambiguous, high-impact problem spaces where there often isn’t one “right” answer.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can build trusted relationships with Product, Risk, Engineering, Data and senior stakeholders, and you know how to bring the right people into the right conversations early.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You focus on outcomes over process, and can help a team prioritise work that protects customers and moves the business forward.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You know what good looks like for production ML systems, and you can raise the bar through coaching, review, standards and pragmatic decision-making.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You communicate clearly with technical and non-technical audiences, especially when explaining trade-offs, risks and recommendations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care deeply about building inclusive teams where people with different levels of experience can grow, challenge each other, and do high-quality work sustainably.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Experience in fraud, financial crime, risk, regulated environments or customer protection would be a bonus, but it’s not the only way to be successful here. We’re most interested in your ability to lead ML work that has real-world impact.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply, even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £113,200 - £153,200 + Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK, with ad hoc meetings in London.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We’ll set you up to work from home; all employees are given MacBooks and for fully remote workers we’ll provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! Read our full list of benefits.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial interview with ML/Data leadership, focused on your people leadership, ML judgement and delivery experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Loop stage, likely covering team and stakeholder leadership, technical ML judgement, and Monzo behaviours.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8043988","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3486472,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8043988,"updated_at":"2026-07-03T05:22:57-04:00","requisition_id":"13093","title":"Machine Learning Manager, Operations","company_name":"Monzo","first_published":"2026-07-03T04:42:01-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰£113,200 - £145,200 + equity + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Operations Machine Learning team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re building the machine learning and optimisation systems that help Monzo provide fast, efficient and resilient customer support at scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll lead Machine Learning for our Workforce Management vertical: the organisation that makes sure Monzo has the right human support supply to meet customer demand. The team works on demand forecasting, real-time supply \u0026amp;lt;\u0026amp;gt; demand matching, problem routing and escalation, and predictive models that help us understand how long work will take, what might become late, and where the next best human support should be assigned.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a great role for someone who is still close to technical work. You might be a Tech Lead, Team Lead, Senior Machine Learning Scientist or Senior Machine Learning Engineer who has recently been building models and systems yourself, and is excited to grow into a broader leadership role.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Not everything here is about LLMs. You’ll work on rigorous ML, forecasting, optimisation and operations research problems where quantitative thinking, pragmatic delivery and strong product judgement really matter.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll lead a growing team of Machine Learning Scientists, embedded in product squads working alongside data scientists, backend, mobile and web engineers, product managers, user researchers, designers and operations specialists.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Shaping the ML strategy for Workforce Management, helping us decide where ML, forecasting and optimisation can have the biggest impact for customers and human agents.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading the design, build and delivery of production ML systems across forecasting, routing, assignment, escalation and time-to-completion prediction.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Staying close to the technical details: helping the team frame problems well, choose the right modelling approach, define robust validation, review trade-offs and ship safely.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working with Product, Engineering, Data and Operations leaders to turn ambiguous operational problems into pragmatic, iterative ML systems that improve real customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coaching and developing Machine Learning Scientists through regular 1:1s, feedback and technical guidance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creating healthy ways of working for the team: clear priorities, strong technical standards, good documentation, sensible monitoring, and space for people to do their best work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to the wider Machine Learning discipline at Monzo, helping us scale how we build, ship and operate ML systems in production.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ve recently worked as a hands-on Machine Learning practitioner, for example as a Senior IC, Tech Lead, Team Lead or ML manager.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong foundations in ML, statistics, forecasting, optimisation or operations research, and enjoy applying them to messy real-world problems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve built, shipped or owned ML systems in production, and understand what it takes to make models useful, reliable, monitored and safe.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can move between technical detail and business context, explaining complex ML ideas clearly to technical and non-technical people.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coaching others is something you enjoy and take seriously. You may already have people management experience, but we’re also open to people taking their first formal step into management.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ambiguous problem spaces energise you. The right answer might involve a model, an algorithm, a product change, an operational process, or a combination of all four.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Customer outcomes matter to you, and you want to build systems that help people get answers to their problems quickly and efficiently.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re adaptable, curious and excited by quantitative problems.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £113,200 - £145,200 ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Full Loop: ML Modelling Skills Interview,\u0026amp;nbsp;Product \u0026amp;amp; ML interview,\u0026amp;nbsp;Project Deep Dive Interview,\u0026amp;nbsp;Leadership interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8098351","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3508362,"location":{"name":"London"},"metadata":null,"id":8098351,"updated_at":"2026-07-31T05:57:22-04:00","requisition_id":"3365","title":"Partnerships Manager","company_name":"Monzo","first_published":"2026-07-31T04:24:53-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰£86,000 - £115,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Core team ⭐\u0026lt;/strong\u0026gt;\u0026lt;br\u0026gt;Our Core team is at the heart of the Monzo experience, building the products and features millions of customers rely on every day. We’re looking for a Partnerships Manager to drive strategic partnerships that enhance our Core banking features including subscriptions, accounts, and new bets like Monzo Mobile. These partnerships not only add significant value for our paying customers but also include high-profile, reputable brands, serving as a key pillar of our proposition. You will be pivotal in identifying, building, and managing relationships with partners that strengthen our Core propositions in the UK and beyond as we expand. From creating compelling value propositions to scaling existing partnerships, you’ll work cross-functionally to deliver impactful collaborations that align with Monzo’s mission and growth ambitions.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Developing and delivering a partnership strategy that supports the growth of Monzo’s core banking products and aligns with customer needs and business goals\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identifying and securing strategic partnerships with trusted, well-known brands that create meaningful value for our paying customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading commercial negotiations and contract discussions with new and existing partners, building long-lasting, mutually beneficial relationships\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Scaling and optimising existing partnerships through data-driven insights, performance tracking and continuous improvement\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Analysing customer behaviour and commercial performance to identify the highest-impact partnership opportunities\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building strong relationships across Product, Marketing, Data Science, Design and Operations to seamlessly bring partnerships to life\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Managing partnerships from initial idea through implementation, optimisation and long-term success\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record in partnerships, business development or growth, ideally within banking, fintech or technology\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience building and scaling B2B and B2C partnerships that deliver measurable commercial and customer impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re highly analytical and confident using data to inform decisions, identify opportunities and influence strategy\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re an excellent communicator and relationship builder who can collaborate effectively with both internal stakeholders and external partners\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy working cross-functionally and can navigate technical, commercial and operational challenges with confidence\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by Monzo’s mission to make money work for everyone and want to help build products customers genuinely love\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;br\u0026gt;💰 £86,000 - £115,000 ➕ Incentive Awards tied to your performance\u0026lt;br\u0026gt;📍This role is based in our London office\u0026lt;br\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;br\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;br\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;br\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers\u0026quot;\u0026gt;Read our full list of benefits.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call (30 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Hiring Manager Call (30 minutes)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 hours of technical and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-OS1\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":57966,"name":"Special Projects","child_ids":[],"parent_id":73665}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8094175","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3506443,"location":{"name":"Madrid"},"metadata":null,"id":8094175,"updated_at":"2026-07-29T12:06:51-04:00","requisition_id":"3362","title":"Payment Operations Manager","company_name":"Monzo","first_published":"2026-07-29T12:06:51-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Madrid, Spain \u0026amp;nbsp;| 💶 €53,400 - €65,000 + Incentive Awards tied to your performance + benefits\u0026amp;nbsp; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ About the role\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Are you a dynamic problem solver who thrives on building things from scratch? In this role you will help design, build and run Monzo’s European payments capabilities as we expand across Europe. You’ll be setting up and managing a multitude of partnerships, leading complex implementation projects, building operational processes that are fit to scale globally, and working closely with product and engineering teams across Payments and EU teams. You will own our Payments Product Operations in Spain, but will support Monzo’s expansion efforts into new markets.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Supporting partner selection and owning relationships with new partners and payment schemes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Managing payment scheme implementation projects, onboarding and adherence processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with payments engineering and EU product teams to build, launch, and run new payment systems in Europe.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building new back office processes to manage and scale EU payment systems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Seeking out and prioritising issues to facilitate continuous improvement for out customer post-launch.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establish processes to manage performance for our partners and operations.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience working with payment systems and schemes, particularly within Spain.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re familiar with payments regulations that apply to banks within Europe.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a self starter, proactive, have a strong sense of ownership, and thrive on ambiguity.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience managing relationships with a wide range of suppliers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can build and scale complex operational systems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong strategic reasoning; able to balance and prioritise short and long term tradeoffs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable getting into the details of technical systems and working with engineering teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You love solving complex problems and have a track record of managing performance and SLAs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have built strong relationships and collaborate with partners to reach alignment and resolve issues.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can drive clarity amidst ambiguity and focus on the things that matter.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are organised and have managed complex projects with multiple stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are analytical and make data driven decisions.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A salary range of €53,400 - €65,000 + Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Madrid office 2 - 3 days a week. You may also be required to travel to some of our other locations/offices, such as Barcelona and Dublin.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥 Private healthcare scheme.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛 Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;A short call with a Monzo recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A video-call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 hours of focus area interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-MOS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":73665,"name":"Operations","child_ids":[70796,71131,73666,57966,43599,43597],"parent_id":null}],"offices":[{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7904498","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3436166,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7904498,"updated_at":"2026-07-31T05:30:22-04:00","requisition_id":"3170","title":"People Governance and Accountability Senior Manager","company_name":"Monzo","first_published":"2026-05-08T08:31:26-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;London/Cardiff/UK Remote | 💰c.£85,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;Our People Governance \u0026amp;amp; Accountability team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;We call it Monzo Magic. Mission. Action. Growth. Inclusion. Care. It runs through everything that we do and within the People Collective it’s how we set Monzo up for success by bringing mission led people together to do work and banking differently. We foster a culture that centres on our customers and brings together the best of tech with the best of banking. We empower a diverse, high performing, innovative and agile workforce in doing the most impactful work of their careers to date. It’s an ambitious task to scale this culture and ways of working, but it’s a mission we’re committed to.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we want governance to do more than keep us safe. It should be clear, practical and scalable. It should help us grow with confidence, and make accountability work well in real life.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;That’s what our People Governance \u0026amp;amp; Accountability team is here to do.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re a small, high-impact team working at the intersection of People, Legal, Compliance and Risk. We own the end-to-end design and operation of Monzo’s accountability and people governance frameworks globally, making sure our approach stands up to internal and external scrutiny and works effectively in practice.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a \u0026lt;strong\u0026gt;People Governance and Accountability Senior Manager \u0026lt;/strong\u0026gt;to join us. This is an individual contributor role with meaningful scope. You’ll own operational delivery across our people governance and accountability frameworks, and continuously improve how they work over time, and partner with teams across Monzo to keep things clear, efficient and well controlled. You’ll report to the People Governance \u0026amp;amp; Accountability Lead and work closely with two other team members.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;…owning and coordinating the day-to-day operational delivery of people governance and accountability at Monzo. You’ll help turn complex regulatory requirements into practical, efficient and well-controlled processes that work at scale.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This isn’t just about keeping things compliant. You’ll help make sure Monzo can operate confidently across people-related regulation, accountability regimes and broader governance requirements in multiple jurisdictions, while improving the experience and efficiency of how the work gets done.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role has influence and impact across the People Collective and Monzo as a whole. The quality of your judgement, attention to detail, delivery and partnership will directly affect how effectively Monzo manages accountability, risk and regulatory scrutiny as we grow.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;What you’ll be doing\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;p\u0026gt;This role blends people and governance expertise, regulatory knowledge, operational ownership and systems thinking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As you scale with us, you will:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Manage the day-to-day delivery of our accountability regimes (SMCR and IAF/SEAR), making sure key processes, controls, timelines and outputs are delivered to a high standard.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Run business-as-usual activities across fit and proper assessments, certification, accountability processes (including applications and mapping), governance documentation and regulatory reporting.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coordinate day-to-day work across the team, ensuring priorities are clear and delivery stays on track.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Act as a trusted subject matter expert on accountability and people governance, supporting stakeholders to navigate complexity and make thoughtful, risk-based decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Build and evolve our broader people governance framework, including how we manage people-related risk, controls, decision-making and organisational change.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify and deliver improvements to processes, controls and tooling, making our frameworks more efficient, scalable and easier to use.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner closely with teams across People, Legal, Compliance, Risk \u0026amp;amp; Controls, Company Secretariat our Board and the wider business to land decisions and keep work moving.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Support audit, assurance and regulatory engagement with high-quality evidence, papers, reporting and process management.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Use data and insight to spot themes, identify risks, prioritise improvements and shape the team’s operational roadmap.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Work closely with the People Governance \u0026amp;amp; Accountability Lead on higher-risk issues, strategic changes and the continued evolution of our global frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;What you’ll own\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;Operational ownership\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;You’ll own the day-to-day running of people governance and accountability at Monzo, making sure our core frameworks operate effectively, deadlines are met, outputs are high quality, and work is delivered with consistency and control.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;Continuous improvement\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;You’ll identify smarter ways to do things, improving processes, controls and tooling. That could mean automating manual work, evolving governance cadences, or building more efficient and scalable workflows that reduce risk and friction.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;Cross-functional delivery\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;You’ll work closely with a wide range of stakeholders to ensure people governance and accountability requirements are clear, practical and implemented effectively across the business.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;Risk and judgement\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;You’ll apply thoughtful, risk-based judgement to support pragmatic decision-making, balancing pace, control, consistency and business needs.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;Insight and prioritisation\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;You’ll use data, reporting and feedback to identify themes, spot risks and prioritise where the team should focus, helping shape how the function continues to evolve.\u0026lt;/p\u0026gt;\n\u0026lt;h2\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/h2\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have strong experience in a regulated environment, ideally in governance, compliance, risk, or legal.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have hands-on experience of SMCR in a UK dual-regulated (FCA/PRA) firm, and familiarity with IAF/SEAR or other accountability regimes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can translate regulatory or policy requirements into clear, practical processes, training and guidance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience planning and leading projects from end to end, driving delivery and keeping work on track.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re collaborative and thoughtful in how you work, and you’re great at bringing together different stakeholders to solve problems well.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a strong communicator, whether you’re writing governance papers, improving processes or talking through nuanced decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable building relationships with senior stakeholders and presenting to senior forums.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re comfortable working independently and adapting to changing priorities, focusing quickly on higher-risk areas when needed.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy building and improving ways of working - spotting gaps, bringing structure and creating more effective, reliable processes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You use data and judgement together, and you’re confident making pragmatic recommendations when there isn’t a perfect answer.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in a fast-moving environment where you have to balance control, pace and practicality.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 c.£85,000 ➕Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;First stage - Recruiter screen\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Second stage - Initial Call with Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Third stage - Task\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Fourth stage - Role and values interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The closing date for applications is 16th August.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;#LI-DH1 #LI-REMOTE\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54549,"name":"People","child_ids":[54074],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7775842","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3404602,"location":{"name":"London"},"metadata":null,"id":7775842,"updated_at":"2026-05-28T13:06:01-04:00","requisition_id":"3104","title":"Product Director, Flex (Borrowing) ","company_name":"Monzo","first_published":"2026-04-02T13:47:39-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍 London / UK | Salary dependent on experience + Stock Options + Benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Flex is one of Monzo’s fastest-growing and most commercially significant products. Four years ago, we reinvented the credit card experience—building something simpler, more transparent, and genuinely useful. Today, over a million customers use Flex.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Product Director to lead Flex into its next phase of growth.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a high-impact, deeply commercial role at the intersection of product and credit. You’ll define how we scale borrowing responsibly, expand into new segments, and continue building products customers genuinely love.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll work closely with Engineering, Credit, Data, Design, and senior leadership to identify new opportunities, optimise performance across complex segments, and deliver at pace.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on… \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set the strategy for Flex\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Set direction for one of Monzo’s most important revenue-driving products\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify and unlock new commercial opportunities across customer segments\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Navigate complex trade-offs between growth, risk, and customer outcomes\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Drive commercial performance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Work closely with Credit teams to shape propositions across multiple risk segments and cohorts\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Interrogate performance deeply — from unit economics to long-term profitability curves\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify and drive new commercial opportunities\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Champion the customer\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Ensure Flex remains rooted in strong customer outcomes, not just revenue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Push for simple, transparent, and delightful experiences\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Advocate for customer experience alongside commercial outcomes\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Build and lead a high-performing team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Manage and develop a team of Product Managers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deliver multiple high-impact initiatives through your direct reports\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Raise the bar on product thinking and foster a culture of high standard and high velocity\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌟 What We’re Looking For\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Commercial Thinking\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Strong commercial instinct — you think in terms of trade-offs, economics, and outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Comfortable operating in complex environments (e.g. multiple segments and cohorts with different commercials)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Able to engage deeply with Credit and Data partners\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience in lending, credit cards, or adjacent borrowing products\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Consumer Focus\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You start with the customer never lose track of their needs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re willing to challenge revenue-driven decisions when they conflict with good customer outcomes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong product taste and care deeply about experience quality\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Execution \u0026amp;amp; Leadership\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Proven ability to deliver in fast-paced environments with multiple workstreams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Comfortable going deep in the detail while leading through others\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong cross-functional leadership across technical, credit, and governance stakeholders\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary dependent upon experience + Stock Options + Benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;#LI-AC1\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43596,"name":"Product","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746},{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7966820","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3458475,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7966820,"updated_at":"2026-08-07T08:13:23-04:00","requisition_id":"3218","title":"Product Marketing Lead","company_name":"Monzo","first_published":"2026-05-29T11:19:46-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰£100,000 - £133,000 +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; |\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for several\u0026amp;nbsp;\u0026lt;strong\u0026gt;Product Marketing Leads \u0026lt;/strong\u0026gt;to set the market intelligence and product strategy for individual product Collectives.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, Product Marketing is a global product-market fit discipline rather than a GTM discipline. We’re embedded in squads with PMs, Designers and User Researchers, shaping products and propositions by acting as the voice of the market (UK, Ireland, Spain and future markets). We then partner closely with Integrated Marketing, who lead marketing strategy and execution, to bring those propositions to customers. Together, we aim to build and market category-leading products. If that’s your flavour of product marketing, Monzo is for you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a player/coach role. You\u0026#39;ll own Product Marketing for a Collective: understanding customers, shaping product strategy, defining positioning, and guiding how launches land in the market. If you love influencing what gets built as much as how it\u0026#39;s communicated, you\u0026#39;ll feel at home here.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Where you could join:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Wealth \u0026lt;/strong\u0026gt;is building the future of how people grow their money: helping millions of customers save, invest, and plan for retirement with the same simplicity and trust they expect from their current account. It spans Savings, Investments, Pensions, Insurance, and brand new kinds of wealth-building experiences. This is a role for someone who wants to challenge how traditional wealth products work to make growing money (finally) feel simpler and more useful for everyday customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;MonzOS \u0026lt;/strong\u0026gt;is the intelligence layer of Monzo: an AI-powered operating system that helps customers find the right product, insight or action at the right moment. It brings together personalisation, recommendations, search and in-app discovery to make Monzo feel more useful every time someone opens the app. This is a role for someone who is excited by the challenge of making Monzo feel simple, trusted and indispensable in people’s financial lives.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;EU \u0026lt;/strong\u0026gt;is building Monzo for millions of customers across Europe, taking what people love about Monzo in the UK and making it work brilliantly in new markets. This role will lead consumer market insight and competitor discovery for new countries, while supporting growth in already-live markets like Ireland and Spain. This is a role for someone who loves figuring out how to win a market: turning customer insight, competitor analysis and local context into practical, provocative choices for product and marketing.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You and your team will…\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Set strategy for multiple categories. \u0026lt;/strong\u0026gt;You\u0026#39;ll own a one-year product marketing strategy for a complex, multi-product Collective. You will work to define how Monzo wins in multiple categories with multiple products over time.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Set the market intelligence agenda. \u0026lt;/strong\u0026gt;You\u0026#39;ll decide what we need to understand about our customers, competitors, and the market. You’ll identify and size opportunities, and build the frameworks other teams use to prioritise and respond.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Shape what gets built.\u0026lt;/strong\u0026gt; You\u0026#39;ll use market intelligence to shape product strategy across multiple areas, bringing a perspective that changes what we build and in what order. You\u0026#39;ll sit alongside Product leadership, driving commercial outcomes through product differentiation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Define positioning that moves the business. \u0026lt;/strong\u0026gt;You\u0026#39;ll ensure every product starts with a customer problem, differentiated positioning, and a proposition worth talking about. You’ll demonstrate that positioning will shift customer perception and move revenue at scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Own how we go to market.\u0026lt;/strong\u0026gt; You\u0026#39;ll decide when products launch, with what mechanic, and in what order, so launches across the Collective add up to more than a run of releases. You\u0026#39;ll give Integrated Marketing a brief sharp enough that they never have to guess, then feed what the market tells you back into the proposition.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Raise the bar for Product Marketing.\u0026lt;/strong\u0026gt; You\u0026#39;ll define what great looks like through high standards, coaching, feedback, and better systems. You\u0026#39;ll improve how PMM works by embedding AI into our workflows, tools, and playbooks. On the manager track, you\u0026#39;ll also be accountable for the development, performance, and careers of a small team.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Great PMMs come from all sorts of places. This is for you if:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You think beyond a single product.\u0026lt;/strong\u0026gt; You\u0026#39;re comfortable owning strategy across multiple products and categories, where work spans multiple squads and the decisions have business-wide implications.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You own the hardest calls in your domain.\u0026lt;/strong\u0026gt; You\u0026#39;re trusted to make high-stakes positioning and strategy decisions independently, and you\u0026#39;re right often enough that Product and Marketing leadership seek your judgement. You\u0026#39;re comfortable making difficult trade-offs between commercial needs, customer experience, and competitive urgency when the right answer isn\u0026#39;t obvious.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You bring senior people with you.\u0026lt;/strong\u0026gt; You build consensus around difficult decisions, influence senior stakeholders across disciplines, and create clarity out of ambiguity. People look to you for guidance when the path forward isn\u0026#39;t obvious.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You\u0026#39;re a player/coach.\u0026lt;/strong\u0026gt; You still want to do the hardest strategic work yourself while coaching others through feedback, mentoring, and high standards. Whether or not you\u0026#39;re a people manager, your impact is visible in the growth of the people around you.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Initial Call (45mins)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study Presentation (1hour)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;x2 final interviews via Google Meet (45mins for each interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you: \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;£100,000 - £133,000 as a base salary\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;This role will be based out of our London office next to Liverpool Street station in a hybrid approach of office based and home working, or remotely within the UK\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7686358","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3380211,"location":{"name":"Dublin"},"metadata":null,"id":7686358,"updated_at":"2026-08-04T03:33:37-04:00","requisition_id":"3042","title":"Risk Assurance Manager","company_name":"Monzo","first_published":"2026-03-10T08:28:34-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Dublin, Ireland \u0026amp;nbsp;|💰 \u0026lt;strong\u0026gt;€68,00 - €83,000, Incentive Awards tied to your performance ➕ benefits\u0026lt;/strong\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk and Compliance team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo Bank Europe (MBEU) is the Irish-based subsidiary of the Monzo Group and the strategic launchpad for our expansion across the European Union. We are looking for a seasoned Risk Assurance Manager to provide independent Second-Line of Defence (2LOD) assurance over the design and effectiveness of the bank’s risk management framework, controls and processes. You will ensure that key risks are managed in line with regulatory expectations, internal policies and our risk appetite, providing robust oversight and challenge across the full spectrum of the bank’s risk universe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;In this role, you will ensure the bank complies with:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Irish Regulatory Obligations, including CBI, CPC, AML/CFT legislation, and the Companies Act.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;EU Regulatory Requirements, including DORA, EBA Guidelines, ECB/SSM expectations, and GDPR.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Internal Governance, including adherence to risk frameworks, policies, and risk appetite.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Reporting directly to the Director of Risk Assurance, MBEU, you will design, execute, and report on 2LOD assurance reviews covering conduct, financial crime, fraud, credit, and financial risks. Your remit will also include operational risk, ICT and information security, outsourcing, data protection and governance structures. This role is critical in fostering a sound risk culture and supporting senior management and the Board in their oversight responsibilities.You will be instrumental in providing stakeholders with the assurance needed to ensure our growth is safe, resilient and compliant.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards 2018 issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Assurance Plan\u0026lt;/strong\u0026gt;: Planning, coordinating and executing comprehensive risk assurance activities, including effectiveness reviews to ensure EU-wide adherence to the enterprise risk framework.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Thematic Reviews:\u0026lt;/strong\u0026gt; Conducting targeted thematic reviews across specific risk areas (e.g., conduct, compliance, financial crime, IT, prudential and strategic risk) to provide in-depth assurance over design adequacy and operating effectiveness.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Remediation\u0026lt;/strong\u0026gt;: Identifying areas for improvement within the risk management framework and control environment, recommending practical, impactful solutions and tracking remediation efforts to completion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Stakeholder Engagement\u0026lt;/strong\u0026gt;: Proactively engage with business and risk stakeholders to understand Monzo Europe’s products and risk profiles, fostering a collaborative and transparent risk culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Strategic Planning\u0026lt;/strong\u0026gt;: Contributing to the annual risk assurance plan by providing insights gathered through continuous monitoring of regulatory trends and horizon scanning, market practices and upstream developments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Framework Governance\u0026lt;/strong\u0026gt;: Contribute to the continuous improvement of the 2LOD Risk Assurance Framework, Methodology and Terms of Reference to ensure they remain fit-for-purpose and market-leading.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Cross-Functional Collaboration\u0026lt;/strong\u0026gt;: Partnering closely with First-Line of Defence (1LOD) control testing, Group 2LOD, and Internal Audit to ensure alignment while maintaining strict independent challenge.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Reporting \u0026amp;amp; Governance\u0026lt;/strong\u0026gt;: Contributing to risk governance by reporting thematic insights, trends and remediation progress to senior management committees.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Risk Culture\u0026lt;/strong\u0026gt;: Promote a strong risk and compliance culture, awareness and training programs across the organisation.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a strong background in risk assurance, internal audit and/or risk management within banking or fintech in the European regulatory and financial services landscape.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven ability to plan and execute diverse assurance activities, from effectiveness reviews to thematic deep dives, with a clear focus on root cause analysis.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve led reviews across a wide range of risk areas, including ICT and Information Security, Financial/Prudential (Liquidity, Treasury, Capital), Fraud and Financial Crime (AML/Sanctions), Operational and Conduct Risk (Consumer Protection/Vulnerability).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess a deep understanding of risk and control frameworks (e.g., COSO, ISO) and can practically apply this knowledge to 2LOD oversight.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are skilled in the hands-on identification and testing of risks and controls, with a keen eye for detail and potential weaknesses.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a track record of identifying gaps within risk management processes and frameworks and recommending practical, high-impact solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You combine sharp analytical skills with the ability to communicate findings clearly to diverse stakeholders, offering constructive challenge and influencing at all levels.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong data analysis skills, you know how to extract, interrogate and present data in a way that makes complex issues easy for stakeholders to understand.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re proficient in Google Suite and can build high-quality decks for Committee and Board reporting. Experience with SQL or Python is a distinct advantage.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A salary range of €68,000 - €83,000 and Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of our hiring team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A final call with a member of our Executive team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8096409","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3380211,"location":{"name":"Madrid"},"metadata":null,"id":8096409,"updated_at":"2026-08-06T06:41:00-04:00","requisition_id":"3042","title":"Risk Assurance Manager","company_name":"Monzo","first_published":"2026-08-04T03:34:04-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Madrid, Spain\u0026amp;nbsp; |💰 €53,000 - €65,000, Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk and Compliance team\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Monzo Bank Europe (MBEU) is the Irish-based subsidiary of the Monzo Group and the strategic launchpad for our expansion across the European Union. We are looking for a seasoned Risk Assurance Manager to provide independent Second-Line of Defence (2LOD) assurance over the design and effectiveness of the bank’s risk management framework, controls and processes. You will ensure that key risks are managed in line with regulatory expectations, internal policies and our risk appetite, providing robust oversight and challenge across the full spectrum of the bank’s risk universe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;In this role, you will ensure the bank complies with:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Irish Regulatory Obligations, including CBI, CPC, AML/CFT legislation, and the Companies Act.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;EU Regulatory Requirements, including DORA, EBA Guidelines, ECB/SSM expectations, and GDPR.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Internal Governance, including adherence to risk frameworks, policies, and risk appetite.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Reporting directly to the Director of Risk Assurance, MBEU, you will design, execute, and report on 2LOD assurance reviews covering conduct, financial crime, fraud, credit, and financial risks. Your remit will also include operational risk, ICT and information security, outsourcing, data protection and governance structures. This role is critical in fostering a sound risk culture and supporting senior management and the Board in their oversight responsibilities.You will be instrumental in providing stakeholders with the assurance needed to ensure our growth is safe, resilient and compliant.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards 2018 issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🔑You’ll play a key role by...\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Assurance Plan: Planning, coordinating and executing comprehensive risk assurance activities, including effectiveness reviews to ensure EU-wide adherence to the enterprise risk framework.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Thematic Reviews: Conducting targeted thematic reviews across specific risk areas (e.g., conduct, compliance, financial crime, IT, prudential and strategic risk) to provide in-depth assurance over design adequacy and operating effectiveness.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Remediation: Identifying areas for improvement within the risk management framework and control environment, recommending practical, impactful solutions and tracking remediation efforts to completion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Stakeholder Engagement: Proactively engage with business and risk stakeholders to understand Monzo Europe’s products and risk profiles, fostering a collaborative and transparent risk culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strategic Planning: Contributing to the annual risk assurance plan by providing insights gathered through continuous monitoring of regulatory trends and horizon scanning, market practices and upstream developments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Framework Governance: Contribute to the continuous improvement of the 2LOD Risk Assurance Framework, Methodology and Terms of Reference to ensure they remain fit-for-purpose and market-leading.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Cross-Functional Collaboration: Partnering closely with First-Line of Defence (1LOD) control testing, Group 2LOD, and Internal Audit to ensure alignment while maintaining strict independent challenge.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reporting \u0026amp;amp; Governance: Contributing to risk governance by reporting thematic insights, trends and remediation progress to senior management committees.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Risk Culture: Promote a strong risk and compliance culture, awareness and training programs across the organisation.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a strong background in risk assurance, internal audit and/or risk management within banking or fintech in the European regulatory and financial services landscape.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven ability to plan and execute diverse assurance activities, from effectiveness reviews to thematic deep dives, with a clear focus on root cause analysis.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve led reviews across a wide range of risk areas, including ICT and Information Security, Financial/Prudential (Liquidity, Treasury, Capital), Fraud and Financial Crime (AML/Sanctions), Operational and Conduct Risk (Consumer Protection/Vulnerability).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess a deep understanding of risk and control frameworks (e.g., COSO, ISO) and can practically apply this knowledge to 2LOD oversight.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are skilled in the hands-on identification and testing of risks and controls, with a keen eye for detail and potential weaknesses.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a track record of identifying gaps within risk management processes and frameworks and recommending practical, high-impact solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You combine sharp analytical skills with the ability to communicate findings clearly to diverse stakeholders, offering constructive challenge and influencing at all levels.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong data analysis skills, you know how to extract, interrogate and present data in a way that makes complex issues easy for stakeholders to understand.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re proficient in Google Suite and can build high-quality decks for Committee and Board reporting. Experience with SQL or Python is a distinct advantage.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🙌What’s in it for you\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰A base salary range of €53,000 - €65,000 ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Madrid office 2 - 3 days a week, however, you will be expected to travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of our hiring team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A final call with a member of our Executive team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8096406","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3380211,"location":{"name":"Barcelona"},"metadata":null,"id":8096406,"updated_at":"2026-08-06T06:40:29-04:00","requisition_id":"3042","title":"Risk Assurance Manager","company_name":"Monzo","first_published":"2026-08-04T03:34:04-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026amp;nbsp; |💰 €53,000 - €65,000, Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk and Compliance team\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;Monzo Bank Europe (MBEU) is the Irish-based subsidiary of the Monzo Group and the strategic launchpad for our expansion across the European Union. We are looking for a seasoned Risk Assurance Manager to provide independent Second-Line of Defence (2LOD) assurance over the design and effectiveness of the bank’s risk management framework, controls and processes. You will ensure that key risks are managed in line with regulatory expectations, internal policies and our risk appetite, providing robust oversight and challenge across the full spectrum of the bank’s risk universe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;In this role, you will ensure the bank complies with:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Irish Regulatory Obligations, including CBI, CPC, AML/CFT legislation, and the Companies Act.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;EU Regulatory Requirements, including DORA, EBA Guidelines, ECB/SSM expectations, and GDPR.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Internal Governance, including adherence to risk frameworks, policies, and risk appetite.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Reporting directly to the Director of Risk Assurance, MBEU, you will design, execute, and report on 2LOD assurance reviews covering conduct, financial crime, fraud, credit, and financial risks. Your remit will also include operational risk, ICT and information security, outsourcing, data protection and governance structures. This role is critical in fostering a sound risk culture and supporting senior management and the Board in their oversight responsibilities.You will be instrumental in providing stakeholders with the assurance needed to ensure our growth is safe, resilient and compliant.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards 2018 issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🔑You’ll play a key role by...\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Assurance Plan: Planning, coordinating and executing comprehensive risk assurance activities, including effectiveness reviews to ensure EU-wide adherence to the enterprise risk framework.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Thematic Reviews: Conducting targeted thematic reviews across specific risk areas (e.g., conduct, compliance, financial crime, IT, prudential and strategic risk) to provide in-depth assurance over design adequacy and operating effectiveness.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Remediation: Identifying areas for improvement within the risk management framework and control environment, recommending practical, impactful solutions and tracking remediation efforts to completion.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Stakeholder Engagement: Proactively engage with business and risk stakeholders to understand Monzo Europe’s products and risk profiles, fostering a collaborative and transparent risk culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strategic Planning: Contributing to the annual risk assurance plan by providing insights gathered through continuous monitoring of regulatory trends and horizon scanning, market practices and upstream developments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Framework Governance: Contribute to the continuous improvement of the 2LOD Risk Assurance Framework, Methodology and Terms of Reference to ensure they remain fit-for-purpose and market-leading.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Cross-Functional Collaboration: Partnering closely with First-Line of Defence (1LOD) control testing, Group 2LOD, and Internal Audit to ensure alignment while maintaining strict independent challenge.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reporting \u0026amp;amp; Governance: Contributing to risk governance by reporting thematic insights, trends and remediation progress to senior management committees.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Risk Culture: Promote a strong risk and compliance culture, awareness and training programs across the organisation.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a strong background in risk assurance, internal audit and/or risk management within banking or fintech in the European regulatory and financial services landscape.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven ability to plan and execute diverse assurance activities, from effectiveness reviews to thematic deep dives, with a clear focus on root cause analysis.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve led reviews across a wide range of risk areas, including ICT and Information Security, Financial/Prudential (Liquidity, Treasury, Capital), Fraud and Financial Crime (AML/Sanctions), Operational and Conduct Risk (Consumer Protection/Vulnerability).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You possess a deep understanding of risk and control frameworks (e.g., COSO, ISO) and can practically apply this knowledge to 2LOD oversight.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are skilled in the hands-on identification and testing of risks and controls, with a keen eye for detail and potential weaknesses.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a track record of identifying gaps within risk management processes and frameworks and recommending practical, high-impact solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You combine sharp analytical skills with the ability to communicate findings clearly to diverse stakeholders, offering constructive challenge and influencing at all levels.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong data analysis skills, you know how to extract, interrogate and present data in a way that makes complex issues easy for stakeholders to understand.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re proficient in Google Suite and can build high-quality decks for Committee and Board reporting. Experience with SQL or Python is a distinct advantage.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🙌What’s in it for you\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰A base salary range of €53,000 - €65,000 ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Barcelona office 2 - 3 days a week, however, you will be expected to travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of our hiring team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific and behavioural interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A final call with a member of our Executive team\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":332441,"name":"Dublin","location":null,"child_ids":[],"parent_id":109270}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6076740","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2910554,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6076740,"updated_at":"2026-08-05T12:12:49-04:00","requisition_id":"10907","title":"Senior Analytics Engineer","company_name":"Monzo","first_published":"2024-07-01T08:16:57-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £76,500-£95,000 ➕ Incentive Awards tied to your performance and \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;Benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong data-stringify-type=\u0026quot;bold\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;c-emoji c-emoji__medium c-emoji--inline\u0026quot; data-qa=\u0026quot;emoji\u0026quot; data-sk=\u0026quot;tooltip_parent\u0026quot;\u0026gt;\u0026lt;img style=\u0026quot;max-width: 100%;\u0026quot; src=\u0026quot;https://a.slack-edge.com/production-standard-emoji-assets/14.0/apple-medium/2b50.png\u0026quot; alt=\u0026quot;:star:\u0026quot; data-stringify-type=\u0026quot;emoji\u0026quot; data-stringify-emoji=\u0026quot;:star:\u0026quot;\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong data-stringify-type=\u0026quot;bold\u0026quot;\u0026gt;\u0026amp;nbsp;Analytics Engineering at Monzo\u0026lt;/strong\u0026gt;\u0026lt;br\u0026gt;We have around 60 Analytics Engineers out of roughly 300 data practitioners in total - and we have big ambitions for the discipline. Analytics Engineering is at the core of how we build our data to enable Monzo to make better and faster decisions by having a performant, scalable and high quality data warehouse. As an Analytics Engineer here you\u0026#39;ll be working collaboratively with other disciplines like product, engineering and data science, and we run regular knowledge-sharing sessions so you’ll learn loads about everything from our data modelling principles to how banks work and effective communication.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The Analytics Engineering team is responsible for building downstream data models from backend services with the desire to make our Data Warehouse a genuine competitive advantage for Monzo. We want a discipline capable of building an amazing Data Warehouse to support decision making, Business Intelligence, key financial reconciliation processes and best in class analytics and Data Science.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll enable our data driven approach, and:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 1.5;\u0026quot;\u0026gt;Support the building of robust data models downstream of backend services (mostly in BigQuery) that support internal reporting, machine learning as well as financial and regulatory use cases.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Focus on optimisation of our Data Warehouse, spotting opportunities to reduce complexity and cost.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Help define and manage best practices for our Data Warehouse. This may include payload design of source data, logical data modelling, implementation, metadata and testing standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Set standards and ways of working with data across Monzo, working collaboratively with others to make it happen.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Take established best practices and standards defined by the team, applying them within other areas of the business.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Investigate and effectively work with colleagues from other disciplines to monitor and improve data quality within the warehouse.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot;\u0026gt;Contribute to prioritisation of data governance issues\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot;\u0026gt;We all own and support the pipelines we contribute to, and on call support out of hours will be expected from time to time as part of this role\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;div class=\u0026quot;p-rich_text_section\u0026quot;\u0026gt;\u0026lt;strong data-stringify-type=\u0026quot;bold\u0026quot;\u0026gt;\u0026lt;span class=\u0026quot;c-emoji c-emoji__medium c-emoji--inline\u0026quot; data-qa=\u0026quot;emoji\u0026quot; data-sk=\u0026quot;tooltip_parent\u0026quot;\u0026gt;\u0026lt;img style=\u0026quot;max-width: 100%;\u0026quot; src=\u0026quot;https://a.slack-edge.com/production-standard-emoji-assets/14.0/apple-medium/1f929@2x.png\u0026quot; alt=\u0026quot;:star-struck:\u0026quot; data-stringify-type=\u0026quot;emoji\u0026quot; data-stringify-emoji=\u0026quot;:star-struck:\u0026quot;\u0026gt;\u0026lt;/span\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong data-stringify-type=\u0026quot;bold\u0026quot;\u0026gt;We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/div\u0026gt;\n\u0026lt;ul class=\u0026quot;p-rich_text_list p-rich_text_list__bullet\u0026quot; data-stringify-type=\u0026quot;unordered-list\u0026quot; data-indent=\u0026quot;0\u0026quot; data-border=\u0026quot;0\u0026quot;\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;You enjoy working with cross functional fast moving teams and are passionate about serving small businesses.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;You are able to think strategically about the Business Banking product and how our underlying data models will unlock more insights for our team and more value for our customers.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;You have a strong passion for data modelling, ETL projects, and Big Data.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;You enjoy working with data streams from various services, such as financial, transactional, and operational systems.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;SQL and data modelling are second nature to you, and you are comfortable with general Data Warehousing concepts.\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 2;\u0026quot; data-stringify-indent=\u0026quot;0\u0026quot; data-stringify-border=\u0026quot;0\u0026quot;\u0026gt;You are committed to continuous improvement, proactively identifying opportunities and addressing challenges in your work and the work of others.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Nice to haves\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 1.5;\u0026quot;\u0026gt;Any experience working within a finance function or knowledge of accounting.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working in a highly regulated environment (e.g. finance, gaming, food, health care).\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Knowledge of regulatory reporting and treasury operations in retail banking\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Exposure to Python, Go or similar languages.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience working with orchestration frameworks such as Airflow/Luigi\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have previously used dbt, dataform or similar tooling.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;line-height: 1.5;\u0026quot;\u0026gt;Used to AGILE ways of working (Kanban, Scrum)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30 minute recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45 minute call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2-part final stage\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3 weeks but we will always work around your availability.Please also use that email to let us know if there\u0026#39;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-AS1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":null}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8111546","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3513727,"location":{"name":"London; Remote (UK)"},"metadata":null,"id":8111546,"updated_at":"2026-08-07T10:32:37-04:00","requisition_id":"3388","title":"Senior Audit Innovation and Enablement Lead","company_name":"Monzo","first_published":"2026-08-06T08:34:19-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰£108,700 - £130,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Senior Audit Innovation and Enablement Lead to help reinvent Internal Audit at Monzo.\u0026amp;nbsp; You’ll have the freedom to redefine how assurance is delivered at scale, by building products that power continuous and intelligent assurance.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You don’t need an audit background for this role.\u0026amp;nbsp; What we’re looking for is a technical builder who thinks like a product owner.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Internal Audit team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Internal Audit is Monzo’s Third Line of Defence, and we’re here to help Monzo grow safely.\u0026amp;nbsp; We’re looking for a passionate Data and Innovation Lead, to build data and AI products that create an outsized impact for the Internal Audit function.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a highly cross-functional role that gives you a holistic and global view of Monzo. You’ll be an individual contributor who can deliver impact through others.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you’re excited by the prospect of building and deploying scalable AI-led products that redefine what assurance looks like, then we want to hear from you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Championing a product owner mindset across the Internal Audit function, that is focused on providing technology enabled, repeatable and value-driven assurance.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Driving a culture of innovation, and helping the Internal Audit function to translate creative concepts into practical solutions.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with the Head of Professional Practices, Senior Audit Transformation Lead and the audit team to identify opportunities for innovation, and define the product roadmap.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping the business audit team to design data-driven test strategies, and translate control objectives into scalable analytical tests and metrics.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building, deploying and maintaining scalable AI and automation solutions, and becoming an advocate for their adoption.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Fostering a data-led understanding of risk through data science.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establishing robust monitoring controls over the completeness and accuracy of key datasets that are ingested into data products.\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Staying at the forefront of emerging technology trends, and collaborating with other parts of Monzo to make sure Internal Audit leverages and capitalises on broader developments.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building collaborative working relationships with stakeholders outside of Internal Audit, such as the Data Discipline.\u0026amp;nbsp; \u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Training and upskilling the Internal Audit function on using data and AI solutions.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have worked in fast-moving environments, and been involved with developing risk and control frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a strong technical foundation in data science and analytics engineering, and have experience working with modern technology stacks.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You think like a product owner, can influence without authority, have a track record of driving technology adoption.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a natural translator and collaborator, who can bridge the gap between\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;data science and business risk.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand the risks inherent to AI and automation, and can design controls to manage these risks.\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £108,700 - £130,000 ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Short call with a Monzo Recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Short Call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Full loop Interviews (Role Specific Interview + Behavioural Interview)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Short Final Call with the Chief Internal Auditor (for successful Applicants)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏳The closing date for applications is \u0026lt;strong\u0026gt;6pm on 20th August\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#CM-1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":84272,"name":"Internal Audit","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746},{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8113842","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3514573,"location":{"name":"London; Remote (UK)"},"metadata":null,"id":8113842,"updated_at":"2026-08-07T10:32:50-04:00","requisition_id":"3390","title":"Senior Audit Transformation Lead","company_name":"Monzo","first_published":"2026-08-07T08:51:00-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/UK Remote | 💰£108,700 - £130,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Senior Audit Transformation Lead to help reinvent Internal Audit at Monzo.\u0026amp;nbsp; You’ll have the freedom to redefine how assurance is delivered at scale, by being at the heart of Internal Audit’s transformation agenda.\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You don’t need an audit background for this role.\u0026amp;nbsp; What we’re looking for is a natural collaborator, who can bridge different stakeholder groups to turn ambitious ideas into reality.\u0026amp;nbsp; \u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Internal Audit team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Internal Audit is Monzo’s Third Line of Defence, and we’re here to help Monzo grow safely.\u0026amp;nbsp; We’re looking for a passionate Senior Audit Transformation Lead, to help us create an outsized impact for the Internal Audit function.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a highly cross-functional role that gives you a holistic and global view of Monzo. You’ll be an individual contributor who sits at the intersection of assurance, data and product design to drive transformation.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you’re excited by the prospect of embracing technology and product design principles to redefine what assurance looks like, then we want to hear from you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Translating Internal Audit’s strategy into a concrete product roadmap with measurable business and risk outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Championing a product owner mindset across the Internal Audit function, that is focused on providing technology enabled, repeatable and value-driven assurance.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working closely with the Senior Audit Innovation and Enablement Lead, Head of Professional Practices and the audit team to identify opportunities for innovation.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Modernising the Internal Audit function by embedding technology into what we do, and how we do things.\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coaching the Internal Audit function to adopt new technologies and ways of working.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building collaborative working relationships with stakeholders outside of Internal Audit, such as Risk and Compliance.\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Driving communications and engagement across Monzo, to maximise the value of Internal Audit products and insights.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Influencing and shaping cross-Collective initiatives that have an impact on the Internal Audit function.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Positioning Monzo as a leading benchmark for technology led assurance, by building strategic partnerships with regulatory bodies, industry forums and academia. \u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are energised by the idea of translating abstract frameworks and design principles, into concrete outcomes.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can influence senior stakeholders and technical leads without direct line management authority.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can communicate data or engineering concepts to non-technical audiences, and also translate business requirements into technical specifications.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You think like a product owner, and have a track record of leading agile, digital or operational transformations in a fast moving environment.\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can manage product roadmaps and drive end-user adoption.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have worked in fast-moving environments with developing risk and control frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £108,700 - £130,000 ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Short Call with a Monzo Recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Short Call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Full Loop Interviews: Role Specific Interview (60 minutes) + Behavioural (45 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Leadership Call with the Chief Internal Auditor (for successful Applicants)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏳The closing date for applications is \u0026lt;strong\u0026gt;6pm on 20th August\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-REMOTE\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#CM-1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":84272,"name":"Internal Audit","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746},{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6635837","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3075317,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6635837,"updated_at":"2026-07-21T03:36:35-04:00","requisition_id":"1871","title":"Senior Backend Engineer","company_name":"Monzo","first_published":"2025-02-14T13:27:02-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or UK Remote | 💰\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt; Senior Engineer (L50)\u0026lt;/a\u0026gt; £105,000 - £135,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;Technology\u0026lt;/a\u0026gt; - Engineering\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you\u0026#39;ll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of ~100 people). They are: Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security \u0026amp;amp; Expansion. All of our collectives are doing innovative work, many of which have machine learning and AI at the forefront- from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency 🕣✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L50 Engineers at the moment, you can read more in our\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework \u0026lt;/a\u0026gt;- we will interview you across the whole frame work, so if you are not sure what level you are aiming for please chat to your recruiters!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so whilst we use the below technologies we do not expect prior knowledge, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £105,000 - £135,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅We can sponsor visas.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;We\u0026#39;re usually always hiring for Backend Engineers, so there\u0026#39;s no closing date for this job.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NB\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8098960","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3508644,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8098960,"updated_at":"2026-08-04T05:23:33-04:00","requisition_id":"3370","title":"Senior Credit Analyst","company_name":"Monzo","first_published":"2026-08-04T05:23:33-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London, Cardiff or Remote (UK)\u0026amp;nbsp; | 💰 £76,500 to £108,100 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;Benefits \u0026lt;/a\u0026gt;| \u0026lt;a href=\u0026quot;https://monzo.com/blog/how-each-role-in-borrowing-data-allows-us-to-think-big-and-innovate\u0026quot;\u0026gt;Data Team, Borrowing\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our team ⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing business is growing rapidly across both existing products and a range of new initiatives. From credit cards and loans to emerging lending products, we’re building solutions that give customers greater control, transparency, and flexibility in how they manage their finances.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you’re interested in using data to understand lending performance, improve decision-making, and support the development of credit strategies, this role offers the opportunity to work on meaningful problems with clear business impact.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This is a high-impact, cross-functional environment where you’ll work closely with Product, Engineering, Data Science, Finance, and Risk \u0026amp;amp; Control to drive sustainable, profitable, and responsible growth across our lending portfolio.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll operate at the intersection of credit risk, commercial performance, and customer experience, helping ensure Monzo’s borrowing products remain competitive, scalable, and aligned with strong customer outcomes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a Senior Credit Analyst, you’ll play a critical role in shaping Monzo’s credit strategy across credit card products. Your responsibilities will include:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Design and refine credit underwriting and limit strategies to optimise risk and growth\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Analyse portfolio performance (arrears, utilisation, revenue, losses, vintage curves) and identify actionable insights\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Build and interpret NPV and profitability models to inform strategic decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop segmentation frameworks to identify revenue and risk pressure points\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead analytical deep-dives into portfolio trends and emerging risks\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner with Product and Engineering teams to design and test new features and strategy changes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Evaluate the commercial and customer impact of pricing, eligibility, and limit decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Present clear, structured recommendations to senior stakeholders\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Support regulatory and governance requirements, ensuring strategies align with policy and risk appetite\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our data teams are based all over the UK — from Brighton to the Western Isles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We love meeting in person, but there’s no pressure to come into the office, even if you’re nearby. You’ll do your best work where you feel most comfortable.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value flexibility, connection, and wellbeing. You’ll have the freedom to work in a way that fits your life, whether that’s school drop-offs, avoiding rush hour, or making time for what matters most.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you at Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience in unsecured lending, ideally within credit cards\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A strong understanding of credit card economics (APR, utilisation, interchange, revolving behaviour, cost of funds, losses). Experience of modelling rewards cards is a plus.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience building or influencing credit strategies (e.g. underwriting, limit management, pricing)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong analytical and data capabilities, backed up by technical coding skills. SQL is a must-have, Python and Looker experience is a plus\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience working with NPV models, profitability analysis, and portfolio forecasting\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Confidence communicating complex analysis clearly to non-technical stakeholders\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience collaborating cross-functionally in a fast-paced environment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An interest in balancing risk, growth, and customer outcomes\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L40 Senior Credit Analysts at the moment, you can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/data-progression-framework-v2-0.pdf\u0026quot;\u0026gt;Data Progression Framework\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final stage (x3 interviews) consisting of a case study, role specific interview and collaboration interview\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£76,500 to £108,100 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JH1\u0026amp;nbsp; #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8092745","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3505781,"location":{"name":"Remote (UK)"},"metadata":null,"id":8092745,"updated_at":"2026-07-30T07:38:25-04:00","requisition_id":"3358","title":"Senior Credit Risk Manager, Credit Platform ","company_name":"Monzo","first_published":"2026-07-30T07:38:25-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK)\u0026amp;nbsp; | 💰 £125,400 - £169,600 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;Benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About us:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as \u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from our UK team about what it\u0026#39;s like working at Monzo\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About the team:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Borrowing (lending) business is growing rapidly across both our existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and we’re looking for driven, analytical and creative individuals to help us achieve this goal.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re great believers in powerful, real-time analytics and empowering the wider business. All our data lives in one place and is easy to use. Over 90% of day-to-day data-driven decisions are supported through self-serve analytics in Looker, giving analysts the headspace to focus on solving high-impact business problems.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Credit Platform squad builds the shared infrastructure that powers lending decisioning across Monzo. We develop the core credit valuation (NPV) infrastructure, decisioning capabilities and data foundations that enable our Product Credit teams to develop, evaluate and deploy lending strategies across products and markets. As we scale internationally, our platform is at the heart of delivering consistent, scalable credit capabilities globally. You\u0026#39;ll lead a team of five Credit Analysts, shaping the evolution of our platform, pushing the boundaries to unlock the next generation of lending capabilities and drive efficiencies.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Join a team where your ideas can rapidly transform into reality, leveraging our cutting-edge technology and agile ways of working. Credit Platform is a cross-functional squad bringing together Credit, Product, Engineering and Data expertise to build shared capabilities that power Borrowing across Monzo.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How you’ll contribute:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Shape our Credit Platform: Define the roadmap for Monzo\u0026#39;s Credit Platform, evolving the shared infrastructure that enables Product Credit teams to develop, evaluate and deploy lending strategies across our retail and business lending products in the UK and new global markets.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Build Credit Valuation Infrastructure: Lead the evolution of the infrastructure that supports Monzo\u0026#39;s credit valuation capabilities, including our NPV modelling framework, ensuring it is scalable, reliable and enables Product Credit teams to optimise lending economics.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Lead and Develop a High-Performing Team: Hire, coach and develop a high-performing team of Credit Analysts, fostering a culture of technical excellence, ownership and continuous improvement while delivering platform capabilities with broad organisational impact.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Partner Across Monzo: Work closely with Credit, Engineering, Product, Machine Learning, Data and Risk teams to build platform capabilities that accelerate experimentation, simplify strategy deployment and improve the speed and quality of credit decisioning.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\n\u0026lt;p\u0026gt;Influence Through Technical Leadership: Represent the Credit Platform across Monzo, translating complex technical concepts into clear recommendations for senior leaders and helping shape the future direction of our lending platform.\u0026lt;/p\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;What we’re doing here at Monzo excites you!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are a technical and strategic credit leader\u0026lt;/strong\u0026gt; with extensive experience in unsecured lending.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You understand lending economics inside out\u0026lt;/strong\u0026gt;, with deep experience in NPV modelling and the infrastructure and frameworks that enable effective credit decisioning\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are highly motivated by fast-paced environments\u0026lt;/strong\u0026gt;, enjoy ambiguity, designing frameworks from scratch, and delivering meaningful change.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You are an exceptional cross-functional leader\u0026lt;/strong\u0026gt; who thrives when partnering with Engineering, Product, Risk, Machine Learning and Credit teams to deliver shared platform capabilities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have a track record of leading and developing analytical talent\u0026lt;/strong\u0026gt;, and you are excited by the prospect of leading a high-impact team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have strong analytical and data capabilities\u0026lt;/strong\u0026gt; backed up by technical coding skills (SQL is a must-have; Python and Looker experience is a plus).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call with the hiring manager\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final loop of interviews meeting key stakeholders\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on tech-hiring@monzo.com\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal Opportunity Statement\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We are actively creating an equitable environment for every Monzonaut to thrive.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we are making sure we have lots of support for all of our people to grow at Monzo. At Monzo, embracing diversity in all of its forms and fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our\u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt; blog\u0026lt;/a\u0026gt;, 2021\u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2021-diversity-and-inclusion-report\u0026quot;\u0026gt; Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2022\u0026lt;a href=\u0026quot;https://monzo.com/blog/2023/01/31/an-update-on-our-gender-pay-gap-jan-2023\u0026quot;\u0026gt; Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re an equal opportunity employer. All applicants will be considered for employment without attention to ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity status or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-COD #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8064099","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3494360,"location":{"name":"Barcelona"},"metadata":null,"id":8064099,"updated_at":"2026-07-21T05:12:17-04:00","requisition_id":"3322","title":"Senior Data Scientist","company_name":"Monzo","first_published":"2026-07-17T06:05:22-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Data Science Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for a Senior Product Data Scientist excited to help build the bank of the future. You\u0026#39;ll have the opportunity to super charge our user engagement and help us to build a bank that customers truly love.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we\u0026#39;re building a bank that is fair, transparent and a delight to use. We’re growing extremely fast and have over 15 million customers in the UK. We’ve built a product that people love and more than 80% of our growth comes from word of mouth and referrals.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We have a strong culture of data-driven decision making across the whole company. And we\u0026#39;re great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we hire\u0026lt;/strong\u0026gt; \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We are excited to be expanding and are hiring for multiple roles across our Data Science teams! Whether your interests lie in Borrowing, Growth, Payments, Fincrime, Wealth, or Core, we are looking for talented individuals with a versatile skill set to contribute across our squads. While we allocate teams after the interview process, we aim to match your skills and aspirations with the most suitable role. Throughout the process, you will meet team members from across our Data Science collectives, who will guide you through the opportunities available. Join us and be part of shaping our future!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Applying your expertise in quantitative analysis, data mining, and the presentation of data to see beyond the numbers and understand how our users interact with our products and how those insights can inform our product strategy\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Guide and enable product teams to measure things that matter; initiate or help run A/B experiments to keep improving everything we do\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive together with the finance team a unified company-wide understanding of the lifetime value of our users and how different product features are impacting user profitability\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Liaise with engineers to keep making sure we collect the right data to produce relevant business insights\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re impact driven and eager to have a real positive impact on the company, product, users and very importantly your colleagues as well\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re commercially minded and can put numbers into business perspective\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re as comfortable getting hands-on as taking a step back and thinking strategically\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a self-starter mindset ; you proactively identify issues and opportunities and tackle them without being told to do so\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re a team player whom your colleagues can rely on\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have solid grounding in SQL and preferably Python\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience in conducting large scale A/B experiments\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process: \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;1. Recruiter Call\u0026amp;nbsp;\u0026lt;br\u0026gt;2. Initial Call \u0026lt;br\u0026gt;3. Technical Interview \u0026lt;br\u0026gt;4. Final Interview including a case study and collaboration interview \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;Our average process takes around 2-3 weeks but we will always work around your availability. \u0026lt;br\u0026gt;You will have the chance to speak to our recruitment team at various points during your process.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":null}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6394676","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3005118,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6394676,"updated_at":"2026-06-18T04:25:07-04:00","requisition_id":"1729","title":"Senior Engineering Manager","company_name":"Monzo","first_published":"2024-11-15T05:09:33-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰 £138,000 - £175,000 + Equity + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;About the Role\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is for a Senior Engineering Manager where you’ll be a manager of managers. You will be leading across multiple teams in an org of around 20-30 people. We’re expanding and your role as the Senior EM will be to grow and build new squads as needed. Your direct reports will include Tech Leads, Senior Engineers and 2-3 Engineering Managers.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;Senior Engineering Managers at Monzo are part of cross-functional, autonomous teams and groups. Our teams are mission driven, and typically include Product Managers, backend, web and mobile engineers as well as data scientists, designers and subject matter experts relevant to that mission. Teams are organised into groups, and then collectives - we aim to keep our line management structure as shallow as possible, and for teams to directly own decision making relevant to their work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Senior Engineering Managers are accountable for the technical and delivery outcomes for their area - that means supporting and developing best in class engineering talent, as well as creating an inclusive team environment for people to do their best work. You’ll be responsible for structuring, organising, supporting and challenging your team to deliver on their mission.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You can read more on the expectations of Senior Engineering Managers in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-manager-framework-v2-0.pdf\u0026quot;\u0026gt;Progression Framework\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Is this role right for you?\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;While this is not a role which requires hands-on-coding, we are looking for an experienced manager who has a strong technical and delivery background and has worked as a software engineer in previous roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We recognise that Senior Engineering Managers lead in different ways, we’re looking for someone who is adept at:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Delivery and Execution\u0026lt;/strong\u0026gt;: Enjoys taking accountability for delivery across your squad(s), collaborating with the Technical Lead and Product Manager.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Engineering and Operational Excellence\u0026lt;/strong\u0026gt;: Actively fosters a high bar for engineering excellence within your teams. You’re accountable for the technical outcomes your teams deliver alongside individual engineer performance and growth, so holding a high bar (and clearly articulating your expectations) is key.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;People Leadership:\u0026lt;/strong\u0026gt; Has experience directly managing at least 2-3 Engineering Managers and leading orgs of around ~20 engineers. You can support, coach and develop them through their career with regular 1:1s and continuous feedback.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Technical Influence:\u0026lt;/strong\u0026gt; Partners with senior engineers to drive technical initiatives that raise the bar for our engineering practices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Stakeholder Relationships:\u0026lt;/strong\u0026gt; Builds strong stakeholder relationships with other teams, and creates a focus space for engineers to do their best work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Organisational Wide Impact:\u0026lt;/strong\u0026gt; Collaborates with the wider engineering organisation to contribute to company-wide best managerial and technical practices and standards.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;We consider your application across all open EM roles at Monzo independent of which role you\u0026#39;ve applied for, so \u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;if you\u0026#39;ve recently applied to a similar role at Monzo and have been unsuccessful, please wait 6 months before applying again.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working :\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but there’s no pressure to come into the office, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After an initial informal recruiter call you go through two main stages\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (1 hour)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our Senior Engineering Managers or Engineering Directors. They\u0026#39;ll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’)\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours 30 mins)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability) and one 30 minute reverse interview (more details below).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;The Loop is one stage and the interviews in this stage are:\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Team and Org Management (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;An example based interview with 1-2 of our engineering leaders. They’re interested to hear examples from your previous experience on the teams you’ve led, how you’ve shaped and partnered with product, and the impact you had.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- System Design (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;You\u0026#39;ll partner with a Staff or Principal Engineer on a technical whiteboarding exercise.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Behavioural (1 hour)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;Similar to Team and Org Management, this is an example based interview with 1-2 Engineering Leaders. This interview focuses on your people leadership style and core behaviours as an Engineering Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;- Chat with an Engineering Leader (30 mins)\u0026lt;/em\u0026gt;\u0026lt;em\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/em\u0026gt;At Monzo, we believe interviews are a two-way street. This will be your opportunity to ask us any questions about Monzo, engineering leadership or our teams – whatever’s on your mind.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You’ll have the chance to speak to our recruitment team throughout the process.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £138,000 - £175,000 + Equity + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-Remote #LI-AL1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7893370","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3431483,"location":{"name":"London"},"metadata":null,"id":7893370,"updated_at":"2026-07-17T03:43:53-04:00","requisition_id":"3160","title":"Senior Executive Talent Researcher","company_name":"Monzo","first_published":"2026-05-05T11:11:07-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;London | 💰£65,000 - £75,000 + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our Executive \u0026amp;amp; Board Hiring team⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Executive \u0026amp;amp; Board Recruiting team helps find, engage and hire the next generation of leadership and board talent for Monzo globally. We are a small, dedicated team of leadership recruiting experts, based out of London but with a global reach. Monzo continues to grow and we are looking for an Executive Researcher to join the team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Executive \u0026amp;amp; Board Recruitment at Monzo\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Monzo is known for its innovative marketing, and beloved products and services - and for the people behind them.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As part of our “People Collective” team, you\u0026#39;re charged with finding the most interesting candidates who bring an entrepreneurial spirit, a sense of scrappiness and a diversity of thought to all they do. You\u0026#39;re responsible for engaging executive and board candidates to our hiring process and connecting them to the magic of working at Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You are creative and driven, with an interpersonal savvy that allows you to develop lasting relationships with candidates, recruiters and hiring managers. You\u0026#39;re also comfortable with numbers and drawing insights from analytics to make our hiring process smarter and more efficient. From generating pipelines to enriching the search process with market and talent insights, you are confident in a room with senior stakeholders advising on talent and market trends and taking ownership of candidate pipelines. It’s really important that you are adept at keeping an eye on market trends, bringing in-depth credible knowledge and research to every process. Organised and thoughtful in your approach, you will work across multiple collectives and so curiosity and an ability to learn quickly is key. You are data-led, always looking to iterate for process improvement and experienced at designing thorough and creative search strategies. By leveraging your knowledge of our clients\u0026#39; hiring needs and search requirements, you effectively match candidates with the roles in which they will be most successful.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The Executive \u0026amp;amp; Board Recruitment team at Monzo is an exciting and focused group - supporting all hiring at ExCo and Board level, across all parts of the organisation. Our work is focused solely on the most critical leadership roles. You work closely with our Boards, ExCo, and other leaders across every function.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;To be part of this team takes a special person. We are trusted advisors to the leadership at Monzo with a deep understanding of the external talent landscape. With a strong perspective on the external talent landscape and deep insights into Monzo’s business priorities, you will develop search strategies and lead engagements to position Monzo for success today and well into the future.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, our bar is high; your job is not to just find the most highly-skilled talent on the market, but also those that will work well in the incredibly unique and valuable Monzo culture. You have the drive, motivation and passion to disrupt the talent landscape and deliver incredible client and candidate experience. Most importantly, you will have the intellectual curiosity, problem solving capability and drive to build a qualified, representative leadership bench at Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a Senior Executive Researcher on the Executive \u0026amp;amp; Board Recruitment team at Monzo, you will act as a trusted adviser on finding and hiring leadership and board talent who will help build, and deliver our innovative products that make money work for everyone. We are seeking creative, analytical and resourceful individuals with a passion for research and developing relationships, and who have the ability to listen and understand the goals of candidates and our hiring teams. You will play the role of a senior talent scout, tapping into various tools and resources to uncover the best talent in the market and matching them with the roles to which they are best aligned.\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading the design of Monzo’s executive sourcing framework — setting standards for research, mapping, and candidate engagement.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with Executive Recruiters on live searches, co-owning the sourcing and research strategy, and ensuring smooth collaboration.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Designing and embedding a framework for recruiter-sourcer partnership (e.g., role kick-offs, milestone check-ins, stakeholder touchpoints, feedback loops).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building succession pipelines for C-suite and board roles, prioritising where you spend your time for impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creating and maintaining in-depth market maps of leadership talent in market, and adjacent industries.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as a trusted research advisor to recruiters and senior stakeholders, bringing deep market insights and competitive intelligence.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Championing diversity and inclusion by ensuring all pipelines and market maps reflect Monzo’s values and DE\u0026amp;amp;I goals.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building and maintaining long-term relationships with senior leadership talent for both immediate and future opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to projects that establish Monzo as a benchmark for executive and board hiring excellence.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Innovate to improve the efficiency and effectiveness of our systems and processes - not just incremental improvements, but also “moon shots” that fundamentally change how we approach executive search at Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have significant experience sourcing and researching at the executive or board level, either in-house or in a top-tier executive search firm.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve led or built sourcing/research frameworks and want to apply that expertise to continue to shape an inhouse function.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve been involved in succession planning or proactive pipeline building for senior leadership roles.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a track record of partnering effectively with executive recruiters, and ideally have experience shaping recruiter-researcher ways of working. You are a collaborative team player, with a track record of maximizing team as well as individual performance.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re as comfortable designing strategy as you are executing the research behind it. You are highly experienced in creating search strategies, mapping markets, gleaning industry insights and being a champion of process and data quality.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You bring credibility, discretion, and gravitas when partnering with senior stakeholders, bringing a high level of personal accountability, integrity and authenticity in everything you do.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care deeply about diversity, inclusiveness, and delivering an exceptional candidate experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve worked in-house in a high-growth business and/or have exposure to financial services or technology industries, with ideally a passion for Fintech.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning agility to get up to speed quickly on new markets and to run a thorough, best-in-class search process, including candidate research, outreach, engagement, and evaluation.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Personal Profile:\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are passionate about Monzo’s mission of making money work for everyone.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have an entrepreneurial mindset, not afraid to challenge the status quo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have the capability to think long-term and help shape our executive \u0026amp;amp; board research strategy in line with global expansion objectives.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re analytical, data-driven and thrive solving complex problems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You will have exceptional skill in articulating a search strategy and communicating market and candidate insights to a wide range of audiences and stakeholders.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive with a high level of autonomy and responsibility.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Demonstrated ability to creatively develop diverse pipelines, promoting an inclusive work environment.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Competitive salary range ➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call with Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Two Loop stage interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-DH1\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54074,"name":"Hiring","child_ids":[],"parent_id":54549}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7355930","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3280911,"location":{"name":"London"},"metadata":null,"id":7355930,"updated_at":"2026-05-28T13:06:01-04:00","requisition_id":"2771","title":"Senior Finance Business Partner","company_name":"Monzo","first_published":"2025-10-24T10:27:52-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰 £84,200 - £99,000 + incentive awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Finance team\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Finance team is growing and we are looking for a \u0026lt;strong\u0026gt;Senior Finance Business Partner\u0026lt;/strong\u0026gt; to join the Commercial finance team. You will work in a team that manages the P\u0026amp;amp;L and Balance Sheet to deliver the financial plan, helps the business to make strategic financial decisions, challenges to improve performance, and owns the end-to-end financials and financial controls for your business area. The role covers all aspects of financial performance and planning.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The right candidate will enjoy supporting and challenging the business across new initiatives, love to build business cases, present and debate investment choices and be comfortable with both digging into data to deliver insights and thinking about broader strategic choices.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Being the single point of contact between the business and finance - you will have an opportunity to work senior leaders in driving commercial projects, analysing performance of existing products and participating in day to day support of the business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Diving deep into the data - looking for trends, opportunities and stories that can be used in improving our profitability and growth. You will be thinking how to deepen engagement in products, improve our customer strategy or pricing, through scenario analysis and analytical insights.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Analysing and scoping new markets and new products - designing commercials for business cases and negotiating with partners.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Presenting your ideas and working across a number of stakeholders including engineering, legal, risk management, product, strategy or marketing.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Designing and building new processes for effective decision making as Monzo continues to scale up.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Being a strong finance professional, plugged into our day to day finance activities - including forecasting, results analysis or working through product changes proposals.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the build of a highly competent and motivated team of financial analysts with clear objectives for ongoing development to partner with existing and new businesses\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if you..\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Have demonstrable experience in financial business partnering with senior business leaders- driving commercial, revenue generating projects, evaluating business cases and influencing decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Are comfortable navigating highly complex fields of financial services, with the ability to break down problems into manageable chunks and working through them.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hold strong financial modelling (advanced Excel/Google Sheets) experience, preferably you are also comfortable pulling your own data using SQL/Python.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have great analytical \u0026amp;amp; problem solving skills, with the ability to identify trends, issues and recommend actions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hold good interpersonal \u0026amp;amp; influencing skills, ability to engage across various internal functions to develop, get buy-in and deliver outcomes across teams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have the ability to confidently present data in a meaningful and effective way; understanding the needs of the end users and tailoring presentations to their requirements\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience building strong, trusted relationships with stakeholders at all levels\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have experience building business cases, presenting and debating investment choices\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Demonstrate ability to be hands-on and enjoy supporting colleagues, projects or tasks both big or small\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Have strong attention to detail and organisational skills, able to support with developing new processes and streamlining existing processes to create efficiencies\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £84,200 - £99,000 + incentive awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is based in our London office, with a hybrid working environment. We\u0026#39;re open to distributed working within the UK, with the expectation of at least once a week in our London office.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 5 key steps:\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Phone call with recruiter (30mins)\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Video call with finance team member (30 mins)\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Video call with hiring manager (45 min)\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;- Video call with stakeholder (30 mins)\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NZ1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8076742","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3499310,"location":{"name":"Remote (UK)"},"metadata":null,"id":8076742,"updated_at":"2026-07-24T12:00:41-04:00","requisition_id":"3342","title":"Senior Financial Crime Investigator, Spanish Speaking","company_name":"Monzo","first_published":"2026-07-24T11:54:09-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;Remote in the UK 🇬🇧 | 💰£31,100 - £37,000 (depending on experience) + £2,500 multilingual premium + incentive awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;To be considered for this role, you must be fluent in Spanish 🇪🇸 (at least level C2). This will not be trained in role, and we\u0026#39;ll complete a language assessment to confirm your fluency in the final stage of the process.\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Financial Crime team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our Financial Crime Customer Operations team is at the heart of how we protect Monzo and our customers from economic crimes such as fraud and money laundering.\u0026amp;nbsp; We\u0026#39;re expanding in the EU and need awesome Senior Investigators to lead the charge!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Investigating complex or high-risk anti-money laundering alerts on customer accounts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Being responsible for recommending Suspicious Transaction Reports (STR) be filed by Monzo Bank EU.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Making customer onboarding decisions in high-risk or complex cases.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Conducting ongoing due diligence on high-risk customer accounts.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing financial crime expertise and support to other operational teams across the business.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have strong English written and verbal communication skills.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are fluent in Spanish written and verbal communication skills (to at least C2 level).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have prior, demonstrated experience of conducting high-risk customer screening or complex financial crime investigations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have experience making independent, risk-based financial crime decisions in a regulated financial services firm.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have knowledge of the current financial crime landscape in the UK and the EU, and associated financial crime risks.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🎂 We guarantee to approve time off on your birthday if it falls on a day you’re scheduled to work and it’s outside of your training period.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role is remote based in the UK (we cannot offer sponsorship or relocation for this position).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;A call with a recruiter from the hiring team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A take home task\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final stage Technical + Values interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Language assessment to confirm fluency in Spanish\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo 🤖 \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Hours ⏰ -\u0026lt;/strong\u0026gt; 37.5 hours per week, 5 day working week (Monday - Sunday). Hours fall within 7am - 6:30pm and the role works 1 in 4 weekends on a rotation basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Start date 📆\u0026amp;nbsp; September 14th 2026\u0026lt;/strong\u0026gt; \u0026lt;em\u0026gt;(\u0026lt;strong\u0026gt;must be\u0026lt;/strong\u0026gt; available to join on this date and attend 6 full weeks of training, Monday - Friday, 9am - 5:30pm).\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;strong\u0026gt;We will close this advert once we have enough applications, apply asap to not miss out!\u0026lt;/strong\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-MY1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43597,"name":"Customer Operations","child_ids":[],"parent_id":73665}],"offices":[{"id":65099,"name":"Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7978691","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3462836,"location":{"name":"Dublin"},"metadata":null,"id":7978691,"updated_at":"2026-06-05T09:02:23-04:00","requisition_id":"3226","title":"Senior Financial Risk Manager","company_name":"Monzo","first_published":"2026-06-05T09:02:02-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Dublin, Ireland | 💰\u0026amp;nbsp;\u0026lt;strong\u0026gt;€92,000 - €112,000, Incentive Awards tied to your performance ➕benefits\u0026lt;/strong\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits within our 2nd line of defence risk management team. Acting as a senior technical specialist within the Financial Risk function, it will involve supporting the Director in delivering robust oversight across several financial risk disciplines. The role has a strong focus on IRRBB, capital adequacy and stress testing (ICAAP), and liquidity and balance sheet risk (ALM), ensuring that frameworks, models, and methodologies are fit-for-purpose, compliant, and aligned with regulatory expectations.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Driving delivery of the Financials Risk Functions objectives across the following areas of responsibility:\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Technical Leadership – Financial Risk Models \u0026amp;amp; IRRBB\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading independent 2LoD validation and review of financial risk models, with a focus on; Interest Rate Risk in the Banking Book (IRRBB), behavioural models (e.g. deposits, prepayments) and hedging strategies and valuation approaches\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assessing model design, assumptions, limitations, and performance, ensuring alignment with regulatory expectations (e.g. EBA IRRBB guidelines)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing independent technical challenge to first line model development and usage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing overarching model governance, including validation cycles, documentation standards, and model risk controls\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting development and enhancement of IRRBB measurement methodologies (e.g. EVE, NII metrics)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Capital Adequacy, ICAAP \u0026amp;amp; Stress Testing\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Playing a leading role in ICAAP development, review, and ongoing enhancement\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing independent oversight and challenge of; capital adequacy assessments, risk quantification methodologies, scenario design and stress testing frameworks and risk appetite calibration\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Designing and reviewing stress testing scenarios (macroeconomic, idiosyncratic, reverse stress)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assessing capital planning and forecasting, including base and stressed balance sheet projections\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensuring ICAAP documentation meets regulatory standards and audit expectations\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting interactions with regulators on capital-related topics\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Liquidity Risk \u0026amp;amp; Treasury Oversight (ALM)\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Providing 2LoD oversight of liquidity risk and funding frameworks, including ILAAP and liquidity risk metrics (LCR, NSFR, survival horizon)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing and challenging Treasury activities, including; balance sheet management, funding strategies and wholesale credit exposures\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assessing assumptions underpinning liquidity stress testing and contingency funding plans\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing oversight of ALM practices, including interest rate positioning and structural hedging\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting review of Recovery Plan and Solvent Wind Down (SWD) from a liquidity and funding perspective\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Risk Monitoring, Reporting \u0026amp;amp; Regulatory Submissions\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading production and independent review of financial risk MI (capital, liquidity, IRRBB), stress testing outputs and sensitivity analysis\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing and challenging key regulatory submissions, including; ICAAP and ILAAP, pillar 3 disclosures, recovery plan and SWD\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensuring data integrity, traceability, and auditability of risk outputs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identifying emerging risks and escalate material issues appropriately\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Business Partnering \u0026amp;amp; Expert Challenge\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as a technical advisor to Treasury, Finance, and Risk teams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing credible and constructive challenge on methodologies, assumptions, and decision-making\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the embedding of robust financial risk practices across the organisation\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing technical expertise to strategic initiatives (e.g. product launches, balance sheet optimisation)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Governance \u0026amp;amp; Committees\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Supporting preparation of materials for ALCO and Executive and Board Risk Committees\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Presenting technical analysis and insights where required\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting escalation and documentation of key financial risk issues\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Regulatory \u0026amp;amp; Control Environment\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Ensuring alignment with CBI, EBA, and other applicable prudential regulations alongside internal financial risk frameworks and policies\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting adherence to fitness \u0026amp;amp; Probity standards and individual Accountability Framework (IAF) Conduct Standards\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Maintaining high standards of documentation, controls, and audit readiness\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if you have……\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Strong technical expertise in one or more of IRRBB modelling and measurement, capital adequacy and ICAAP, liquidity risk and ALM\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience in model validation, quantitative analysis, or risk methodology development\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deep understanding of prudential regulation (CRR/CRD, EBA guidelines, ICAAP/ILAAP expectations)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong analytical and problem-solving skills with attention to detail\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ability to challenge effectively and communicate complex concepts clearly to senior stakeholders\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience working with Treasury, Finance, or Risk teams in a banking environment\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A salary range of €92,000 - €112,000\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;➕Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;An introductory call with a member of the Monzo Recruitment team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An initial call with the hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A series of role specific, behavioural \u0026amp;amp; leadership principles interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final stage interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":109270,"name":"Ireland","location":null,"child_ids":[332441],"parent_id":109269}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7621662","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3363740,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7621662,"updated_at":"2026-08-07T06:55:51-04:00","requisition_id":"2986","title":"Senior Legal Counsel, Digital Assets and Payments ","company_name":"Monzo","first_published":"2026-08-07T06:54:58-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰circa £110,000 + Incentive Awards tied to your performance\u0026amp;nbsp;+ Benefits |\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=tDAT6VxoqQM\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a \u0026lt;strong\u0026gt;Senior Legal Counsel\u0026lt;/strong\u0026gt; to join our team at Monzo to support our payments business including digital assets and emerging payment technologies. You will report to Monzo’s Director of Legal for Payments \u0026amp;amp; Business Banking, be part of the Legal and Board Governance Collective, and act as a legal business partner for the teams working on these initiatives.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits at the intersection of payments, digital assets and emerging payments technologies. You’ll help teams navigate a rapidly evolving legal and regulatory landscape, helping Monzo innovate responsibly while protecting our customers.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll work at all levels in the organisation and with a wide-range of stakeholders from Product Managers and Designers, to Operations professionals and Software Engineers, and Risk, FinCrime and Compliance professionals.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;While payments, digital assets and emerging financial technologies will be your primary focus, more broadly, you will also have opportunities to work within a team of product lawyers to give first rate legal advice and support to Monzo’s Product Collectives, including in areas like personal and business banking.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’ll work directly with senior lawyers, product managers and engineers to provide legal advice and commercial insights to develop and grow Monzo Bank in the UK - and internationally.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;In particular, you will:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Partner with product managers to advise on legal matters, in particular relating to the impact of\u0026amp;nbsp; digital assets and emerging financial technologies, and advise on the legal and regulatory requirements for Monzo.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help to develop efficient ways of working to enable Monzo to scale quickly, and ensuring Monzo operates safely and in accordance with the law and regulation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Provide training and knowledge sharing with other Monzonauts on the impact of laws and regulations for Monzo and our customers in your specialist area..\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Often act as the sole lawyer advising product managers or other colleagues, identifying legal issues proactively, evaluating relevant risks and finding effective solutions to unique and complex business activities.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll work closely and collaboratively with Monzo’s Director of Legal for Payments \u0026amp;amp; Business Banking, Director of Product Legal, the General Counsel of Monzo Bank Limited and the other members of the UK Legal team to provide legal advice and commercial insights, in particular in relation to digital assets and other emerging financial technologies, to Product teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll be a trusted advisor and will work proactively and collaboratively with other relevant stakeholders and teams across the Monzo Group, including the Product, Risk \u0026amp;amp; Compliance, Supplier Operations, Financial Crime, Fraud and Operations teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll advise on the evolving legal and regulatory framework for digital assets and emerging financial technologies, working with colleagues across the UK and EU to\u0026amp;nbsp; to help us identify relevant local legal and regulatory requirements and apply them to our products.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll work with colleagues across the Legal and Board Governance Collective to improve the management of our teams’ activities, including through identifying suitable technology solutions to streamline workflows, optimise processes and efficiencies, and increase scalability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll proactively manage relationships with external suppliers and law firms to enhance processes around cost management to ensure we are optimising our spend and extracting best value while delivering top-quality legal support.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are a technically excellent lawyer with a minimum of 5 years of relevant post-qualification experience, with recent experience of digital assets, emerging financial technologies and the evolving regulatory regime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrated experience of advising on laws and regulations relevant to financial services, including the UK regulatory regime as it applies to digital assets and emerging payment technologies.\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a team player and a keen problem solver, skilled at assessing risk and recommending solutions that balance commercial and risk considerations. You think ahead, anticipate relevant challenges, understand the commercial objectives of the teams you support, set clear objectives, and find effective solutions.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are proactive, take initiative to broaden your knowledge, and are passionate about the intersection of banking and technology and the transformation unfolding in consumer finance. You are excited to work in a fast-paced environment and to join us for the next stage of our journey at Monzo!\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves 3 main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Full loop: Technical and behavioural interviews\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 circa £110,000 + Incentive Awards tied to your performance ➕ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is based in our London office. If you are not based in London, we\u0026#39;re open to discuss this on a case by case basis.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53655,"name":"Legal","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7996955","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3468451,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7996955,"updated_at":"2026-06-24T10:29:27-04:00","requisition_id":"3251","title":"Senior Machine Learning Manager, Borrowing","company_name":"Monzo","first_published":"2026-06-24T10:29:27-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;📍London/Cardiff/UK Remote | 💰 £138,000 to £176,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;About the role\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Borrowing is one of Monzo’s most important growth engines. We’ve built strong scale in the UK, and the next phase is even more ambitious: grow in the UK, expand into new customer segments, and build the underwriting capability needed to scale into Europe.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a \u0026lt;strong\u0026gt;senior ML leader\u0026lt;/strong\u0026gt; to help shape that next phase.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll lead a high-calibre team of ML scientists and help define Borrowing’s ML roadmap across UK growth, new customer segments, and EU expansion. You’ll work across underwriting, pricing, limits, and lifecycle decisioning — improving today’s models while helping build the next generation of capability for Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role combines \u0026lt;strong\u0026gt;near-term commercial impact\u0026lt;/strong\u0026gt; with \u0026lt;strong\u0026gt;long-term strategic advantage\u0026lt;/strong\u0026gt;:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;improving performance across our range of products\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;unlocking new data and faster model development\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;helping Monzo build underwriting that scales into new markets\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;shaping how advanced ML and AI can create real value in Borrowing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;You’ll partner closely with leaders across Credit Strategy, Product, Engineering, Model Validation, Data, and Platform, and influence decisions that shape both business performance and the long-term architecture of credit decisioning at Monzo.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What you’ll own\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Borrowing ML roadmaps across UK optimisation, new customer segments, and EU expansion\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Faster model improvement through new data and feature engineering\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;How Monzo uses Open Banking, transaction intelligence, and external data in credit decisioning\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;More portable underwriting capabilities across products, customer segments, and markets\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hiring, leading, and developing a high-performing ML team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Raising the bar on model quality, governance, tooling, and speed of iteration\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;Examples of the challenges you could help lead:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Improving underwriting models across Loans, Flex, and Overdrafts\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Expand the data we use in our models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building better feature engineering and model shipping capability\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Improving transaction intelligence for credit use cases\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing underwriting capabilities for new customer segments and EU markets\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Shaping Monzo’s approach to advanced ML and AI\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Our technology stack\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies, although we do not expect applicants to have prior experience of all of them:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Google Cloud Platform\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;BigQuery SQL and dbt\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Python and the PyData stack\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Google AI Platform\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;AWS\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Python for ML services\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Go for backend services\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;AI tooling for productivity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Google Workspace including Gemini\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;ChatGPT Enterprise\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Claude Code\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;You should apply if\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You want to shape the next phase of credit decisioning at one of Europe’s most ambitious fintechs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy combining strategic leadership with strong technical judgment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by the intersection of underwriting, data, product, and platform capability\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You like building teams as much as building models\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care about real customer and business impact\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;You must have\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Credit and machine learning\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Strong knowledge of machine learning, statistics, and decisioning systems\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deep experience in credit risk and lending\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience building, deploying, and iterating credit models in production\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience pushing the innovation frontiers of the credit industry\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;Leadership and delivery\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience leading and developing senior ML scientists\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong cross-functional leadership with Product, Credit Strategy, Engineering, and Validation\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Track record of turning strategy into practical delivery in a regulated environment\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;It would be great if you also have\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience across more than one market\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience with advanced ML methods and AI on structured financial data\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;The interview process\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30 min Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45 min Initial Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;60 min ML technical interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;60 min People Leadership interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;60 min Product / Credit ML interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;All interviews will be conducted through Google Meet.\u0026lt;/p\u0026gt;\n\u0026lt;h4\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/h4\u0026gt;\n\u0026lt;p\u0026gt;💰 £138,000 to £176,000 ➕ plus stock options \u0026amp;amp; benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office with a hybrid working pattern, or fully remote within the UK with occasional travel to London.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We’ll set you up to work from home, including support for remote setups.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work in a way that lets you do your best work.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more — see our full list of benefits here\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-DC2\u0026amp;nbsp; #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":56753,"name":"Borrowing","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7686352","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3380208,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7686352,"updated_at":"2026-07-07T04:07:33-04:00","requisition_id":"11456","title":"Senior Machine Learning Scientist, Borrowing","company_name":"Monzo","first_published":"2026-03-06T08:13:52-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📍London/Cardiff/UK Remote | 💰 £93,000-120,000 + Incentive Awards tied to your performance +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;/a\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About us:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo we want to make money work for everyone. We care deeply about our 15+ million customers. Through magically simple products and actionable insights, we put our customers in control of their finance. Our products are different by design, and reliable at our core.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our range of borrowing products are critical to Monzo’s mission. Not only do they serve important needs of our customers, they are also a key revenue driver to support Monzo keep delivering great products and experience. We have seen stellar growth and deep engagement with millions of borrowers, supported by effective and efficient credit risk management. Our product portfolios are still expanding fast, from personal to business credit, and markets beyond UK. We are looking for bright, passionate and creative individuals to further accelerate our growth.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About the role\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The mission of Borrowing ML Scientists is to improve the customer and business outcomes through better automated decisioning, using Machine Learning and Statistical modelling. We have a primary focus in credit risk modelling, with our expertise also applied to predict and optimise utilisation, pricing, collection and marketing.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will be working alongside a team of very experienced and highly efficient ML Scientists, with well established toolings for the fully lifecycle of ML models. Each of you owns multiple ML applications end-to-end, from experiment design and data curation, to deployment and monitoring. You will be empowered to innovate in the data, methodologies and toolings, so we can build better models easier and faster.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You will have exposure to all Borrowing products and applications, with autonomy to decide what are the most impactful topics to work on, and how to deliver them. You will work closely with our Credit Strategy Managers, Model Validation Analysts, Backend Engineers, and Product Managers, to fit your model development into the product roadmap. You are also empowered to think big about the business, market and customers, to influence our product and credit strategy beyond just the world of models.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Our technology stack\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies (although we do not expect applicants to have prior experience of all them):\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt;Google Cloud Platform\u0026lt;/a\u0026gt; for all of our analytics usages\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://cloud.google.com/bigquery/\u0026quot;\u0026gt;BigQuery SQL\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.getdbt.com/\u0026quot;\u0026gt;dbt\u0026lt;/a\u0026gt; for our data modelling and warehousing\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;PyData stack for model development and offline deployment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Google Vertex AI platform for cloud computing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;AWS\u0026lt;/a\u0026gt; for backend infrastructure\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Python for ML model microservices\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Go lang for most other microservices\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;AI toolings for productivity (an evolving list)\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Google suites including access to Gemini\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;ChatGPT enterprise\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Claude code\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are result oriented and motivated by the impact on our customers and business\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You enjoy a high degree of autonomy and thrive in a fast-paced environment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are keen to grow your knowledge in both business and technology\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📌 You must have:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Excellent SQL and Python skills with good understanding of best practices in software engineering and data engineering\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;In-depth knowledge of statistical and machine learning models: gradient boosted trees, logistic regression, neural networks, survival analysis, etc\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Solid knowledge of statistics: hypothesis testing, confidence intervals, bootstrap\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience of end-to-end model development and maintenance of ML models used for business critical automated decisioning, in a consumer facing industry\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Great attention to details while keeping an eye on the big picture\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Excellent communication skills to articulate complex problems\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Capability to build mutual respect and trust with people of different background\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Nice to have:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Experience in UK/EU retail lending businesses for personal/business customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience of ML model governance in a regulated industry\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience in leverage modern day AI tools for productivity\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30’ Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;45’ Initial Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;60’ ML technical skill interview\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;60’ Behavioural interview\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;All interviews will be conducted through Google Meet.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £93,000 to £120,000 ➕ plus stock options \u0026amp;amp; benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be either based in our London office with hybrid working pattern, or fully remote within UK with occasional travels to London.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-DC2\u0026amp;nbsp; #LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7732437","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3146749,"location":{"name":"London"},"metadata":null,"id":7732437,"updated_at":"2026-05-28T13:06:01-04:00","requisition_id":"2109","title":"Senior Product Director, Business Banking","company_name":"Monzo","first_published":"2026-03-18T12:07:28-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London, UK | 💰 Base salary for this role is depending on experience + Stock Options | Hybrid working model\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Define and deliver the future of how UK businesses manage their money. This is a rare opportunity to shape one of Monzo’s most strategically important product areas, leading teams to build innovative, differentiated experiences that no other bank offers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll set the long-term vision, craft a customer-obsessed strategy, and create the execution engine that turns ambition into reality. We’re looking for someone who pairs exceptional product taste with strong analytical depth, thrives in ambiguity, and can inspire multiple teams to deliver world-class outcomes.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you’re excited by the idea of redefining business banking for millions of customers—and building high-performing teams along the way—this role puts you at the heart of Monzo’s next chapter.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As the Senior Product Director for Business Banking, you will define and drive the product strategy, vision, and execution for one of Monzo’s most strategically important product areas. You’ll craft an ambitious roadmap rooted in deep customer insight, emerging market dynamics, and commercial impact—setting a vision that differentiates Monzo in the business banking space.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is a rare blend of strategic thinking, world-class product taste, analytical depth, and an ability to consistently ship great work. You will cultivate a high-performance, ownership-driven culture across multiple product teams, guiding them to innovate, execute, and scale products that meaningfully improve the financial lives of our business customers.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you\u0026#39;ll do:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Product Strategy \u0026amp;amp; Vision\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Set a bold, customer-centric, commercially grounded product strategy for Business Banking.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Develop and articulate a compelling long-term product vision that positions Monzo as the leader in differentiated business financial experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Combine customer insights, market trends, and commercial priorities into a roadmap that delivers measurable business impact.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Innovation \u0026amp;amp; Differentiation\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Foster a culture of innovation that challenges conventions and inspires teams to build category-defining experiences.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify and pursue opportunities to meaningfully differentiate Monzo’s business banking offerings.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive teams to create unique, delightful products based on exceptional product taste.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Analytical \u0026amp;amp; Strategic Depth\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Spar with data scientists and use data to understand “the why” behind customer behaviour, product performance, and opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Help teams deepen their analytical thinking, improving decision-making quality across the org.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Execution \u0026amp;amp; High-Performance Culture\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Build an execution engine that consistently delivers against ambitious goals.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Create extreme clarity on priorities, establish strong processes, remove blockers, and maintain team momentum.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Instil a culture of ownership, speed, and high performance.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Leadership \u0026amp;amp; Organisational Impact\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Be a self-starter with a strong bias for action—willing to lead from the front when needed and empower from behind when that’s best.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take full ownership of the Business Banking product area, operating with autonomy and accountability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Identify organisational inefficiencies and design structures that enable teams to thrive.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Hire, coach, and develop exceptional product managers, helping them reach their full potential and cultivating the next generation of Monzo product leaders.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are a seasoned product leader, and have a track record of leading high-performing product teams at a fast-growing consumer tech company to:\u0026lt;/li\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;build highly engaging (daily/weekly) experiences for millions of customers\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;deliver company trajectory-changing impact\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;(nice-to-have) build a multi-market product, with a proven ability to balance priorities across geographies\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re data-driven and commercial, and have a track record of collaborating with data scientists to define key metrics, run experiments, and deliver business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can systematically break down and solve complex problems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have good judgement, and you’re able to make good decisions in complex situations where there’s often no “right answer”.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have the urge and resilience to challenge the status quo and make things better, and are full of creative ideas for how to do so.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work effectively with a diverse range of people and working styles - spanning engineering, design, data, user research, marketing, legal and compliance - to get stuff done.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a great storyteller, who is able to motivate, energise and inspire people towards a common goal.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re passionate about building value for customers and not just achieving business results, and are excited about our mission at Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re intellectually honest about your work\u0026#39;s performance, continually striving for improvement.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a fast learner, humble and curious, and enjoy learning every day and sharing your knowledge and experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ve managed a team of PMs, have a proven ability to coach and develop others, and can provide clear and constructive feedback to your team and other disciplines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can get hands-on when necessary, to fill gaps - in people or experience - and set a practical example for what great looks like.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary dependent upon experience + Stock Options + Benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43596,"name":"Product","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7622551","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3363994,"location":{"name":"Barcelona; London"},"metadata":null,"id":7622551,"updated_at":"2026-06-10T08:55:07-04:00","requisition_id":"11104","title":"Senior Product Manager, EU ","company_name":"Monzo","first_published":"2026-03-02T04:41:58-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📍Barcelona or London\u0026amp;nbsp; | 💰 Open to experience ➕ \u0026lt;/strong\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;Benefits\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; |\u0026lt;/strong\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/10/04/product-management-at-monzo-the-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;Product at Monzo\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Leading one or more cross-functional teams to define and deliver a strategy that helps customers make the most of Monzo. You’ll help build the platform, capabilities and app structure needed to optimise a customer’s in-app experience and engagement.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As a member of Monzo’s product team, you’ll be responsible for defining the strategy and setting a high bar for impact and execution, requiring complex stakeholder alignment and coordination across multiple cross-functional teams.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead the charge: build a product vision and strategy for your area, ensuring alignment with Monzo’s goals and an exceptional customer experience.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Communicate effectively: you get people inspired by the product vision and you share the right context with the right people at the right time.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate seamlessly: partner with engineering, design, data, research, marketing and other teams across Monzo to create a strategy and deliver.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Deliver impact: define, deliver and measure the impact of the customer-focused personalisation and discovery experiences you create.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📝 You should apply if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You are a seasoned product manager, and have shipped world-class products at a fast growing company.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have launched a consumer product within an EU market\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;re data-driven, and have a track record of collaborating with machine learning experts or data scientists to define key metrics, run experiments, and deliver business impact.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can systematically break down and solve complex problems.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have good judgement, and have a track record of making good decisions in complex situations where there’s often no “right answer”.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have the urge and resilience to challenge the status quo and make things better, and are full of creative ideas for how to do so.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work effectively with a diverse range of people and working styles - spanning engineering, design, data, user research, marketing, legal and compliance - to get stuff done.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a great storyteller, who is able to motivate, energise and inspire people towards a common goal.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re passionate about building value for customers and not just achieving business results, and are excited about our mission at Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re intellectually honest about your work\u0026#39;s performance, continually striving for improvement.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a fast learner, humble and curious, and enjoy learning every day and sharing your knowledge and experience.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary range for this role is dependent on experience + benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain or London (UK)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call with Hiring Manager\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Loop, consisting of x3 interviews to assess Project Walkthrough, Case Study and Leadership.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Follow up with hiring manager\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 5-6 weeks but we will always work around your availability.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;#LI-LT1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43596,"name":"Product","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7903411","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3435860,"location":{"name":"London"},"metadata":null,"id":7903411,"updated_at":"2026-07-28T05:41:27-04:00","requisition_id":"12465","title":"Senior Product Manager, FinCrime","company_name":"Monzo","first_published":"2026-05-11T09:05:45-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;London/Cardiff/UK Remote | 💰 £105,000 - £135,000 +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Fincrime Collective\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;The Fincrime Collective exists to keep customers safe from fraud and financial crime, and to stop criminals from committing financial crime or laundering the proceeds of it. Our north star is to be the most trusted bank, meaning that customers trust us to keep them safe, and customers and regulators trust that we’ll stop and pursue criminals. \u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a Senior Product Manager to work in our Fincrime Collective.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Your mission is to build and provide world class tech-led toolings, through more automation, usage of GenAI, and process redesign, to empower our Investigators and help Monzo achieve scalable and sustainable growth. You’ll drive efficiency gains, while maintaining or improving decision quality, and ensuring a seamless customer experience.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What You’ll Be Working On:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Optimising Fincrime Investigation Workflows\u0026lt;/strong\u0026gt;: Reduce handling time while maintaining or improving decision accuracy, particularly for high-effort tasks\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Scaling Automation \u0026amp;amp; AI-first Solutions:\u0026lt;/strong\u0026gt; Drive towards 100% automation where human intervention is only required in complex cases or when necessary for customer experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Enhancing Tooling for COps (Customer Operations)\u0026lt;/strong\u0026gt;: Improve existing tools and build new solutions to reduce manual efforts, increase efficiency, and streamline investigations.e.g. Reduce reliance on outside tools by integrating more workflows into BizOps (our internal tooling) and improving usability\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Improving Demand Forecasting \u0026amp;amp; Workforce Planning\u0026lt;/strong\u0026gt;: Enhance forecasting capabilities to support central Workforce Management (WFM), optimizing capacity planning and scheduling to drive cost savings and improve customer experience (e.g., reducing idle time and customer wait times).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Driving Cultural \u0026amp;amp; Process Improvements\u0026lt;/strong\u0026gt;: Improve investigator incentives, skills leveling, and training to create a more efficient and high-performing team.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day to day work:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Identify opportunities for efficiency improvements without compromising quality of decision \u0026amp;amp; customer experience\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead a cross functional squad, across risk, engineering, data, machine learning, and operation to develop and deliver on the strategic product roadmap\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Build new toolings and/or improvements to existing toolings to help COps improve their efficiency\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate closely with our Ops Collective to deliver improvements to forecasting \u0026amp;amp; planning; so that we have the right people, at the right place and the right time\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Act as the central point of execution for our strategy/ vision to move towards building AI-first solutions such that our scale accelerates risk reduction\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Proven experience in product management, ideally within fintech or scale up companies, working in complex, ambiguous problem spaces where the tech is changing rapidly\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong understanding of automation, AI-driven tooling, and operational efficiency improvements\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Experience working with cross functional teams, especially operational teams to deliver impactful solutions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ability to make decisions balancing difficult trade offs e.g. balance speed vs. accuracy, while maintaining a seamless customer experience\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A data-driven mindset, with experience using insights to drive product decisions and measure success\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Comfortable working on data-led, complex technical products - with ML engineers\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £110,000- £135,000 ➕ Incentive rewards tied to your bonus\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call (30m): High-level fit and career trajectory.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call (45m): Deep dive into your relevant experience and motivation for the job.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Loop (3x1hr): Interviews covering a Project Walkthrough, Case Study, and Leadership.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;#LI-RP1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43596,"name":"Product","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7861991","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3423645,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":7861991,"updated_at":"2026-08-07T08:13:48-04:00","requisition_id":"3152","title":"Senior Product Marketing Manager","company_name":"Monzo","first_published":"2026-04-29T08:33:47-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰£70,000 - £105,000 +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt; |\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for\u0026amp;nbsp;\u0026lt;em\u0026gt;several\u0026lt;/em\u0026gt;\u0026lt;strong\u0026gt; Senior Product Marketing Managers \u0026lt;/strong\u0026gt;to own Product Marketing for some of Monzo\u0026#39;s most important products across Core Banking, Borrowing and Wealth\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, Product Marketing is a global product-market fit discipline rather than a GTM discipline. We’re embedded in squads with PMs, Designers, and User Researchers, shaping products and propositions by acting as the voice of the market (UK, Ireland, Spain and future markets). We then partner closely with Integrated Marketing, who lead campaign \u0026amp;amp; channel strategy, creative direction, and overall go-to-market approach to bring those propositions to customers. Together, we build the right products and drive their growth. If that’s your flavour of product marketing, Monzo is for you.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is a senior individual contributor role.\u0026lt;/strong\u0026gt; You\u0026#39;ll own Product Marketing for a product end-to-end: understanding customers, shaping product strategy, defining positioning, and helping bring launches to market. There are two levels of seniority available — we will determine together what best fits you during the interview process.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Where you could join:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Core \u0026lt;/strong\u0026gt;is the foundation of Monzo. It\u0026#39;s where we build the products millions of people use every day: from Current Accounts and Joint Accounts to Pots, Subscriptions, Savings Challenge, and all the moments that make managing money feel effortless. This is a role for someone who believes the best product experiences come from getting the fundamentals right, and wants to shape products that become part of people\u0026#39;s daily lives.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Borrowing\u0026lt;/strong\u0026gt; is helping customers access credit simply, transparently, and responsibly. Today that includes growing products like Flex, Loans, Credit Insights, Mortgages, and Overdrafts in the UK, while also taking Monzo\u0026#39;s Flex proposition to millions more customers across Europe. This is a role for someone excited by the challenge of growing an established proposition at home while shaping how it succeeds in new markets; understanding local customer needs, refining the proposition, and helping build the foundations for Monzo to win internationally.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Wealth \u0026lt;/strong\u0026gt;is building the future of how people grow their money: helping millions of customers save, invest, and plan for retirement with the same simplicity and trust they expect from their current account. It spans Savings, Investments, Pensions, Insurance, and brand new wealth-building experiences. This is a role for someone who wants to challenge how traditional wealth products work and make growing money feel simpler, more accessible, and more rewarding for everyday customers.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Own Product Marketing for a Product. \u0026lt;/strong\u0026gt;You\u0026#39;ll define a 2–4 quarter Product Marketing strategy that connects customer needs, market opportunity, and product direction into a clear plan. You\u0026#39;ll own Product Marketing across the full product lifecycle from early discovery through launches and iteration. You\u0026#39;ll be the go-to person for understanding how your product succeeds in the market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Become the expert on your market. \u0026lt;/strong\u0026gt;You\u0026#39;ll build a deep understanding of your customers, competitors, and category, using research, data, and experimentation to identify opportunities that influence product priorities. You\u0026#39;ll bring the voice of the market into day-to-day product decisions and help your squad make better bets.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Define positioning customers understand. \u0026lt;/strong\u0026gt;You\u0026#39;ll create clear, differentiated positioning and messaging that helps customers understand why your product matters. You\u0026#39;ll work closely with Product, Design, Writers, and Integrated Marketing to ensure that positioning is reflected consistently across the product experience and everything customers see.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Influence Product Strategy.\u0026amp;nbsp;\u0026lt;/strong\u0026gt;You\u0026#39;ll work alongside Product Managers, Designers, and Researchers to shape product strategy with customer and market insight. Product teams will seek your perspective before committing to product bets, and you\u0026#39;ll help turn customer problems into products people genuinely love.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Shape successful launches. \u0026lt;/strong\u0026gt;You\u0026#39;ll design launch strategies that fit the customer problem, partner with Integrated Marketing on campaigns, and coordinate cross-functional launches across Product, Marketing, Operations, and Support. You\u0026#39;ll measure what worked, learn quickly, and continuously improve how your product reaches customers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Measure what matters. \u0026lt;/strong\u0026gt;You\u0026#39;ll use customer and commercial data to understand whether your work is making a difference. You\u0026#39;ll build business cases for product decisions, measure launches against meaningful outcomes, and use what you learn to strengthen positioning, propositions, and future product decisions.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;This is for you if:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You enjoy owning entire products.\u0026lt;/strong\u0026gt; You\u0026#39;re comfortable taking responsibility for Product Marketing across a full product experience, from customer insight through to positioning.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You solve ambiguous problems with evidence.\u0026lt;/strong\u0026gt; You enjoy understanding customers, identifying market opportunities and turning insight into practical product and marketing recommendations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You know what makes products win.\u0026lt;/strong\u0026gt; You combine customer insight, market understanding and commercial thinking to build products and propositions people genuinely love.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You influence through collaboration.\u0026lt;/strong\u0026gt; You enjoy working closely with Product Managers, Designers, Engineers, Researchers and Integrated Marketing, bringing people with you through evidence rather than authority.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You\u0026#39;re always improving and helping others improve.\u0026lt;/strong\u0026gt; You seek feedback, develop your craft and contribute to making the team stronger through sharing knowledge and helping others. Mentor more junior team members informally.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Initial Call (30mins)\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Case Study Presentation (45mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;x2 final interviews via Google Meet (45mins for each interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you: \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;£70,000 - £105,000 as a base salary\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;This role will be based out of our London office next to Liverpool Street station in a hybrid approach of office based and home working, or remotely within the UK\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JB1 #LI-REMOTE\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43600,"name":"Marketing \u0026 Community","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8053177","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3490310,"location":{"name":"London"},"metadata":null,"id":8053177,"updated_at":"2026-07-09T09:53:59-04:00","requisition_id":"3310","title":"Senior Regulatory Reporting Analyst","company_name":"Monzo","first_published":"2026-07-09T09:35:51-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | 💰£56,100 - £64,000 ➕ Incentive Awards tied to your performance ➕ \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨ \u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Regulatory team\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;a curious, adaptive and data-focused \u0026lt;strong\u0026gt;Senior\u0026lt;/strong\u0026gt; \u0026lt;strong\u0026gt;Regulatory Reporting Analyst\u0026lt;/strong\u0026gt; with a strong attention to detail to join our regulatory reporting team at Monzo. The team is responsible for understanding our prudential regulatory reporting requirements, working on projects and submissions relating to these and collaborating with teams across Monzo.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Taking ownership of the preparation, analysis and submission of regulatory reporting requirements (e.g. Capital, Liquidity)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensuring compliance with the applicable regulatory interpretations\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assisting the wider team in producing Monzo’s capital and liquidity regulatory reporting and disclosures (including Pillar 3)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Executing and improving the controls required to ensure regulatory reporting is timely, accurate and complete\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensuring high data quality by performing data profiling and investigating data quality issues\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Using data visualisation tools to build dashboards and facilitate sign-off and useful insights\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with teams internally to help them make informed business decisions and providing input into new product launches\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Designing brilliant ways to automate your work and leverage technology to ensure we scale with the business\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a good understanding of capital requirements, liquidity reports and regulatory frameworks\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re excited by data and have a sharp eye for detail\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have knowledge of coding languages (SQL would be a bonus), although a willingness to learn is just fine\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have strong analytical skills, high attention to detail and the ability to meet tight deadlines\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You want to automate or enhance recurring processes, particularly by leveraging technology, and implement changes in collaboration with IT and regulatory change teams.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £56,100 - £64,000 ➕ Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍 This role is based in our London office, with a hybrid working approach\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Phone call with recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call with hiring manager (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical interview with hiring manager and team member (45 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monzo behavioural interview (45 min)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3 - 4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo 🤖\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NZ1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8098655","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3508520,"location":{"name":"Barcelona"},"metadata":null,"id":8098655,"updated_at":"2026-07-31T10:38:55-04:00","requisition_id":"3367","title":"Senior Risk \u0026 Compliance Officer","company_name":"Monzo","first_published":"2026-07-31T10:38:55-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰€75,000 - €95,000 + Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk \u0026amp;amp; Compliance Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a Senior Risk \u0026amp;amp; Compliance Officer to oversee risk management and compliance activities for the Spanish Branch of Monzo Bank Europe. In this role, you will implement Monzo’s Risk Management Framework in Spain, monitor the Branch’s key material risks covering operational, conduct and compliance risks, and support regulatory engagements particularly with Banco de España.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Acting as a trusted advisor to the Spain Branch Manager, you will provide independent oversight, challenge and advice across a broad spectrum of risks including Credit, Operational, ICT/Security, Conduct, Compliance and Business risks. You will maintain strict functional independence via your reporting lines into the EU Risk Directors.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits within the Second Line of Defense (2LOD) and reports functionally to the EU Director of Operational Risk and the EU Director of Conduct \u0026amp;amp; Compliance Risk, and operationally to the Spain Branch Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role includes acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004 and as the Deputy MLRO for Spain, supporting the MLRO in overseeing compliance with Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) regulations, and providing 2LOD coverage and backup when required.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Local Branch Risk \u0026amp;amp; Compliance Oversight and Governance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the primary 2LOD point of contact for the Spanish branch, establishing and embedding a robust risk and compliance culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and interpreting local regulatory updates from the Banco de España and other relevant authorities, ensuring changes are effectively integrated into local operating procedures.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coordinating and drafting regulatory risk and compliance reports for local authorities, the Spain Branch Management Committee and EU-level Risk Committees as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the Spain Branch Manager in maintaining clear local governance, accountability structures, and regulatory horizon scanning and mapping.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing, maintaining, and reporting against the Branch Risk Appetite Statement (RAS).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establishing and maintaining branch-level risk and compliance dashboards, metrics, and data analytics capabilities to support informed decision-making for Spanish operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Attending and actively participating in relevant internal governance forums, presenting management information (MI) and risk dashboards to key stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Serving as a key leader within the wider Risk and Compliance team concerning all matters related to the Spanish business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Championing a strong risk and compliance culture across Monzo\u0026#39;s Spanish operations by developing and delivering comprehensive training and awareness programs for employees.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Operational, ICT, Security, Data \u0026amp;amp; Third-Party Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Overseeing the branch’s operational risk profile, ensuring that internal incidents, errors, and near-misses are accurately captured, investigated and mitigated.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to the Risk and Control Self-Assessment (RCSA) process, ensuring branch-specific risks are accurately identified and assessed with appropriate controls in place.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing targeted 2LOD oversight on ICT, Cybersecurity, and Data Privacy (GDPR/local data protection) risks, ensuring strict alignment with the Digital Operational Resilience Act (DORA) and local technology frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing Payment Services compliance (including PSD2/PSD3/PSR transitions), monitoring transaction resilience, instant payment performance, and operational uptime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing risk and control assessments for local Third-Party Providers (TPPs) and outsourced critical services, ensuring inter-company and external vendor SLAs are monitored in compliance with local outsourcing regulations\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Conduct Risk, Compliance \u0026amp;amp; Consumer Protection\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing and overseeing the conduct risk profile within the branch, ensuring that product design, marketing materials and customer interactions result in positive outcomes and comply with the Spanish Consumer and Conduct rules.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and challenging local compliance processes, including complaints handling data, trend analysis, product governance and Go-To-Market (GTM) strategies.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing and presenting the annual Customer Service report to Branch Management, leveraging operational insights to provide actionable recommendations for improving processes and customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading local Compliance Assurance reviews to validate the operational effectiveness of key internal controls.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering and coordinating with the centralised EU compliance team to ensure local Spanish nuances are addressed and that Monzo adheres to all applicable regional supervisory expectations and guidelines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing 2LOD compliance review and formal sign-off for all advertising and marketing materials destined for the Spanish market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing actively to the branch’s ongoing regulatory horizon scanning and change management processes.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Credit \u0026amp;amp; Business Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and providing independent 2LOD challenge on local credit portfolio performance, highlighting trends in non-performing loans (NPLs), credit concentrations or underwriting deviations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assessing the suitability of the credit risk framework and policies for the Spanish market, challenging credit risk strategies as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring business and strategic risks affecting the branch, ensuring that market-entry or product diversification activities align with the approved local Risk Appetite Statement (RAS).\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Deputy MLRO \u0026amp;amp; FinCrime Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the designated Deputy MLRO for the Spain Branch, providing operational and governance coverage for the MLRO as required.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assisting in overseeing AML/CFT compliance frameworks and supporting internal reporting and regulatory interactions with relevant authorities (e.g., SEPBLAC).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a minimum of 7 years of experience in Risk Management, Compliance or Internal Audit within a regulated retail bank, digital bank, or top-tier fintech operating in Spain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep understanding of Banco de España regulations and broader EBA/ECB regulatory requirements (CRD V, PSD2/3, GDPR, DORA, AML/CFT)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven experience in working with regulatory authorities and managing compliance-related audits.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrated experience managing or overseeing multiple risk types, with specific expertise in Operational Risk, ICT/Security Risk, Conduct risk, Compliance Risk and basic Credit Portfolio Quality reviews.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a native or completely bilingual Spanish speaker with excellent professional proficiency in English (written and spoken), capable of translating complex local regulations into corporate/Group updates.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a self-starter mentality comfortable with a matrix reporting structure. Ability to challenge senior executives constructively while maintaining a collaborative, solution-oriented approach to scaling a business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in the EU.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A salary range of €75,000 - €95,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Barcelona office 2 - 3 days a week, however, you will be expected to travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Short call with a Monzo recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Video-call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Interview Loop: 2 x video-call interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Exec Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271},{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8098915","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3508520,"location":{"name":"Madrid"},"metadata":null,"id":8098915,"updated_at":"2026-07-31T10:38:56-04:00","requisition_id":"3367","title":"Senior Risk \u0026 Compliance Officer","company_name":"Monzo","first_published":"2026-07-31T10:38:56-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Madrid, Spain | 💰€75,000 - €95,000 + Incentive Awards tied to your performance ➕ benefits | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Risk \u0026amp;amp; Compliance Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We are looking for a Senior Risk \u0026amp;amp; Compliance Officer to oversee risk management and compliance activities for the Spanish Branch of Monzo Bank Europe. In this role, you will implement Monzo’s Risk Management Framework in Spain, monitor the Branch’s key material risks covering operational, conduct and compliance risks, and support regulatory engagements particularly with Banco de España.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Acting as a trusted advisor to the Spain Branch Manager, you will provide independent oversight, challenge and advice across a broad spectrum of risks including Credit, Operational, ICT/Security, Conduct, Compliance and Business risks. You will maintain strict functional independence via your reporting lines into the EU Risk Directors.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role sits within the Second Line of Defense (2LOD) and reports functionally to the EU Director of Operational Risk and the EU Director of Conduct \u0026amp;amp; Compliance Risk, and operationally to the Spain Branch Manager.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role includes acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004 and as the Deputy MLRO for Spain, supporting the MLRO in overseeing compliance with Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) regulations, and providing 2LOD coverage and backup when required.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met.\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Local Branch Risk \u0026amp;amp; Compliance Oversight and Governance\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the primary 2LOD point of contact for the Spanish branch, establishing and embedding a robust risk and compliance culture.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and interpreting local regulatory updates from the Banco de España and other relevant authorities, ensuring changes are effectively integrated into local operating procedures.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coordinating and drafting regulatory risk and compliance reports for local authorities, the Spain Branch Management Committee and EU-level Risk Committees as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Supporting the Spain Branch Manager in maintaining clear local governance, accountability structures, and regulatory horizon scanning and mapping.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Developing, maintaining, and reporting against the Branch Risk Appetite Statement (RAS).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Establishing and maintaining branch-level risk and compliance dashboards, metrics, and data analytics capabilities to support informed decision-making for Spanish operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Attending and actively participating in relevant internal governance forums, presenting management information (MI) and risk dashboards to key stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Serving as a key leader within the wider Risk and Compliance team concerning all matters related to the Spanish business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Championing a strong risk and compliance culture across Monzo\u0026#39;s Spanish operations by developing and delivering comprehensive training and awareness programs for employees.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Operational, ICT, Security, Data \u0026amp;amp; Third-Party Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Overseeing the branch’s operational risk profile, ensuring that internal incidents, errors, and near-misses are accurately captured, investigated and mitigated.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing to the Risk and Control Self-Assessment (RCSA) process, ensuring branch-specific risks are accurately identified and assessed with appropriate controls in place.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing targeted 2LOD oversight on ICT, Cybersecurity, and Data Privacy (GDPR/local data protection) risks, ensuring strict alignment with the Digital Operational Resilience Act (DORA) and local technology frameworks.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing Payment Services compliance (including PSD2/PSD3/PSR transitions), monitoring transaction resilience, instant payment performance, and operational uptime.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Overseeing risk and control assessments for local Third-Party Providers (TPPs) and outsourced critical services, ensuring inter-company and external vendor SLAs are monitored in compliance with local outsourcing regulations\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Conduct Risk, Compliance \u0026amp;amp; Consumer Protection\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the Customer Service Representative of the Branch in accordance with article 5 of Order ECO/734/2004.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Reviewing and overseeing the conduct risk profile within the branch, ensuring that product design, marketing materials and customer interactions result in positive outcomes and comply with the Spanish Consumer and Conduct rules.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and challenging local compliance processes, including complaints handling data, trend analysis, product governance and Go-To-Market (GTM) strategies.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Preparing and presenting the annual Customer Service report to Branch Management, leveraging operational insights to provide actionable recommendations for improving processes and customer outcomes.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading local Compliance Assurance reviews to validate the operational effectiveness of key internal controls.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering and coordinating with the centralised EU compliance team to ensure local Spanish nuances are addressed and that Monzo adheres to all applicable regional supervisory expectations and guidelines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Providing 2LOD compliance review and formal sign-off for all advertising and marketing materials destined for the Spanish market.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Contributing actively to the branch’s ongoing regulatory horizon scanning and change management processes.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Credit \u0026amp;amp; Business Risk Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Monitoring and providing independent 2LOD challenge on local credit portfolio performance, highlighting trends in non-performing loans (NPLs), credit concentrations or underwriting deviations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assessing the suitability of the credit risk framework and policies for the Spanish market, challenging credit risk strategies as appropriate.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Monitoring business and strategic risks affecting the branch, ensuring that market-entry or product diversification activities align with the approved local Risk Appetite Statement (RAS).\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt; Deputy MLRO \u0026amp;amp; FinCrime Oversight\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Acting as the designated Deputy MLRO for the Spain Branch, providing operational and governance coverage for the MLRO as required.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Assisting in overseeing AML/CFT compliance frameworks and supporting internal reporting and regulatory interactions with relevant authorities (e.g., SEPBLAC).\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 \u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have a minimum of 7 years of experience in Risk Management, Compliance or Internal Audit within a regulated retail bank, digital bank, or top-tier fintech operating in Spain\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a deep understanding of Banco de España regulations and broader EBA/ECB regulatory requirements (CRD V, PSD2/3, GDPR, DORA, AML/CFT)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven experience in working with regulatory authorities and managing compliance-related audits.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have demonstrated experience managing or overseeing multiple risk types, with specific expertise in Operational Risk, ICT/Security Risk, Conduct risk, Compliance Risk and basic Credit Portfolio Quality reviews.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a native or completely bilingual Spanish speaker with excellent professional proficiency in English (written and spoken), capable of translating complex local regulations into corporate/Group updates.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are a self-starter mentality comfortable with a matrix reporting structure. Ability to challenge senior executives constructively while maintaining a collaborative, solution-oriented approach to scaling a business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are passionate about financial technology and motivated by the opportunity to be at the forefront of banking transformation in the EU.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that\u0026#39;s listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰A salary range of €75,000 - €95,000 + Incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role will have a hybrid working model, based in our Madrid office 2 - 3 days a week, however, you will be expected to travel to Monzo’s head offices in Dublin and/or London from time to time.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏝 Annual Leave - 38 days including public holidays\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚€1,200 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏥Private healthcare scheme\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Short call with a Monzo recruiter\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Video-call with the Hiring Manager\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Interview Loop: 2 x video-call interviews\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Exec Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;here\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you\u0026#39;re successful in applying for this role, we\u0026#39;ll work with you to find a start date. In some cases, there might be a delay in when you can be released from your current role so that we can make sure things continue to run smoothly. We’ll be sure to communicate this with you and keep you updated.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ÉS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43601,"name":"Risk \u0026 Compliance","child_ids":[],"parent_id":null}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271},{"id":332443,"name":"Madrid","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6656737","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3081171,"location":{"name":"Barcelona"},"metadata":null,"id":6656737,"updated_at":"2026-07-21T04:04:16-04:00","requisition_id":"1898","title":"Senior Software Engineer","company_name":"Monzo","first_published":"2025-02-25T03:53:09-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have over 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you’ll build and support a particular part of Monzo. Our squads belong to our wider \u0026lt;em\u0026gt;collectives\u0026lt;/em\u0026gt; (a word we use to describe self-governing business units of ~100 people). They are; Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security \u0026amp;amp; Expansion.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L50 Engineers at the moment, you can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt; - we will interview you across the whole frame work, so if you are not sure what level you are aiming for please chat to your recruiters!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so whilst we use the below technologies we do not expect prior knowledge, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see \u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6036797","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":2547303,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6036797,"updated_at":"2026-07-21T03:35:57-04:00","requisition_id":"881","title":"Senior Staff Backend Engineer","company_name":"Monzo","first_published":"2024-06-12T09:48:53-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London / UK Remote | 💰 £155,000 - £200,000 + Equity | \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;|\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;Technology\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Senior Staff Engineer: L70 on our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;Engineering Progression Framework \u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have around 650 engineers out of roughly 5,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we\u0026#39;re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you\u0026#39;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to\u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Senior Staff Engineer Responsibilities:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;A Senior Staff Engineer at Monzo is a hands on engineering leadership (IC) position. As a Senior Staff Engineer you’ll:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Partner with Engineering Directors to \u0026lt;strong data-start=\u0026quot;815\u0026quot; data-end=\u0026quot;876\u0026quot;\u0026gt;shape the technical and product direction of a collective\u0026lt;/strong\u0026gt;, providing leadership across multiple squads (30–70+ engineers) and ensuring alignment with company-wide priorities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Be \u0026lt;strong\u0026gt;hands on\u0026lt;/strong\u0026gt; in both coding and architecture, leading from the front.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partner closely with Product and Design leadership to \u0026lt;strong data-start=\u0026quot;1698\u0026quot; data-end=\u0026quot;1832\u0026quot;\u0026gt;define strategy, shape roadmaps, and make high-quality trade-offs that maximise business and customer impact across the collective\u0026lt;/strong\u0026gt;.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong data-start=\u0026quot;2010\u0026quot; data-end=\u0026quot;2079\u0026quot;\u0026gt;Mobilise teams across your collective around high-impact problems\u0026lt;/strong\u0026gt;, creating clarity, alignment and momentum, injecting urgency when needed, or slowing things down to ensure safety and long-term sustainability.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Lead and influence architectural direction for the most complex systems, \u0026lt;strong data-start=\u0026quot;2503\u0026quot; data-end=\u0026quot;2626\u0026quot;\u0026gt;ensuring cohesive, scalable designs across multiple teams and aligning local decisions with the broader system strategy\u0026lt;/strong\u0026gt;.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Set and uphold a high bar for technical excellence across the collective, \u0026lt;strong data-start=\u0026quot;2882\u0026quot; data-end=\u0026quot;3020\u0026quot;\u0026gt;driving improvements in quality, reliability and scalability, and fostering a culture where engineers hold each other to that standard\u0026lt;/strong\u0026gt;.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Proactively mentor, sponsor and \u0026lt;strong data-start=\u0026quot;3229\u0026quot; data-end=\u0026quot;3276\u0026quot;\u0026gt;develop senior engineers and future leaders\u0026lt;/strong\u0026gt;, multiplying your impact by enabling others to operate at a higher level.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be using/ What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial\u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and\u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our production infrastructure and \u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our data infrastructure.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://facebook.github.io/react/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;React\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for internal Web dashboards\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://feast.dev/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Feast\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for storing our features along a variety of tools to train and deploy models.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩We’d love to hear from you if…\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1lw0ku1\u0026quot; data-start=\u0026quot;527\u0026quot; data-end=\u0026quot;650\u0026quot;\u0026gt;You have a track record of \u0026lt;strong data-start=\u0026quot;556\u0026quot; data-end=\u0026quot;650\u0026quot;\u0026gt;leading complex, high-impact systems and driving technical direction across multiple teams\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1pi33s1\u0026quot; data-start=\u0026quot;651\u0026quot; data-end=\u0026quot;759\u0026quot;\u0026gt;You combine \u0026lt;strong data-start=\u0026quot;665\u0026quot; data-end=\u0026quot;730\u0026quot;\u0026gt;strong technical judgment with product and business awareness\u0026lt;/strong\u0026gt;, making pragmatic trade-offs\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;127hje3\u0026quot; data-start=\u0026quot;760\u0026quot; data-end=\u0026quot;838\u0026quot;\u0026gt;You’ve worked on \u0026lt;strong data-start=\u0026quot;779\u0026quot; data-end=\u0026quot;838\u0026quot;\u0026gt;scalable backend, distributed or data-intensive systems\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;qezz18\u0026quot; data-start=\u0026quot;839\u0026quot; data-end=\u0026quot;945\u0026quot;\u0026gt;You’re comfortable operating in \u0026lt;strong data-start=\u0026quot;873\u0026quot; data-end=\u0026quot;901\u0026quot;\u0026gt;ambiguous problem spaces\u0026lt;/strong\u0026gt;, helping teams define direction and execute\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;s2puli\u0026quot; data-start=\u0026quot;946\u0026quot; data-end=\u0026quot;1034\u0026quot;\u0026gt;You influence and align \u0026lt;strong data-start=\u0026quot;972\u0026quot; data-end=\u0026quot;1034\u0026quot;\u0026gt;senior stakeholders across engineering, product and beyond\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1s6aorf\u0026quot; data-start=\u0026quot;1035\u0026quot; data-end=\u0026quot;1106\u0026quot;\u0026gt;You care about \u0026lt;strong data-start=\u0026quot;1052\u0026quot; data-end=\u0026quot;1075\u0026quot;\u0026gt;outcomes and impact\u0026lt;/strong\u0026gt;, using data to guide decisions\u0026lt;/li\u0026gt;\n\u0026lt;li data-section-id=\u0026quot;1cba2y4\u0026quot; data-start=\u0026quot;1107\u0026quot; data-end=\u0026quot;1172\u0026quot;\u0026gt;You enjoy \u0026lt;strong data-start=\u0026quot;1119\u0026quot; data-end=\u0026quot;1172\u0026quot;\u0026gt;mentoring and raising the bar for other engineers\u0026lt;/strong\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary £155,000 - £200,000 + Equity\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves four main stages after an informal recruiter call:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;System Design Interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview including a behavioural and a leadership interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our staff engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-ZM\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8083280","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3502090,"location":{"name":"London"},"metadata":null,"id":8083280,"updated_at":"2026-07-24T09:49:34-04:00","requisition_id":"11814","title":"Senior Technical Program Manager","company_name":"Monzo","first_published":"2026-07-24T09:44:43-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;📍London or Remote (UK) | 💰Competitive base salary and stock options |\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, our mission is to make money work for everyone, everywhere. We’re looking for a \u0026lt;strong\u0026gt;Senior Technical Program Manager\u0026lt;/strong\u0026gt; to help ship more and better payment product offerings. This is a high-impact role that demands both technical expertise and exceptional leadership to drive our ambitious goals.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Key Responsibilities:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Lead end-to-end planning and execution of launching payment products that cross multiple teams and disciplines\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage cross-collective programs:\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Define program roadmaps and milestones, set priorities, manage trade-offs, identify and manage critical path and risks, ensure alignment with the business goals and ambition\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Collaborate and communicate with multiple stakeholders, both technical and non-technical across the business to ensure alignment and speed of delivery\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Manage dependencies, timeline and sequencing of delivery\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Drive effective decision making to remove blockers and speed up delivery\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Ensure operational effectiveness across your collective/area\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have 5+ years of experience managing complex technology programs or products from inception to launch\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are able to communicate clearly and persuasively to a wide range of audiences, including executive leadership\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable in a global business with a presence in multiple markets and want to be a part of scaling this further\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can work effectively with a diverse range of people and working styles to get stuff done, and are able to thoughtfully and constructively challenge and influence the people you work with\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You understand how functionality comes together (across products and platforms) to deliver value for users, and identify/mitigate delivery risks proactively; can propose and drive a technical solution\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You are comfortable personally diving deep into the data and architecture to make good decisions in complex situations where there’s often no “right answer”\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The interview process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Recruiter Call (30 mins)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet our Engineering Leadership Recruiter to discuss your experience and learn more about Monzo. They\u0026#39;ll be your partner and guide throughout the interview process.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Initial Call (45 mins)\u0026lt;/strong\u0026gt; You\u0026#39;ll meet with one of our engineering leaders. They\u0026#39;ll ask you about your previous experience, in particular program execution and technical leadership. They’ll also make time to tell you about Monzo and answer your questions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Loop Stage (3 hours)\u0026lt;/strong\u0026gt; The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability).\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;All things going well, you\u0026#39;ll have completed the hiring process 🚀\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability. You’ll have the chance to speak to our recruitment team throughout the process. If you’d like to ask a question sooner, email \u0026lt;a href=\u0026quot;mailto:tech-hiring@monzo.com\u0026quot;\u0026gt;tech-hiring@monzo.com\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary range for this role is dependent on experience + equity + stock options \u0026amp;amp; benefits\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕And much more, see our full list of benefits \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-NB2\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8066313","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3495226,"location":{"name":"London"},"metadata":null,"id":8066313,"updated_at":"2026-07-15T06:44:30-04:00","requisition_id":"3323","title":"Senior Treasury FX Manager","company_name":"Monzo","first_published":"2026-07-15T06:44:30-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍 London | 💰 £93,500 - £115,000 depending on experience + Incentive Awards tied to your performance +\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Treasury team\u0026lt;/strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;We are seeking a high-impact, technically-minded \u0026lt;strong\u0026gt;Senior Treasury FX Manager \u0026lt;/strong\u0026gt;(UK) to lead the evolution of Monzo’s global FX strategy. This is not a traditional “click-and-trade” role; you will be the architectural bridge between Treasury, Data, Product and Engineering squads, building a highly scalable, automated execution environment.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;You will oversee Treasury FX risk management and hedging strategies - including the in-housing of FX to unlock new revenue streams. As we scale, you will design a global, multi-entity FX framework and drive efficient internal risk aggregation. Additionally, you will support the broader Treasury Markets squad with core structural hedging and liquidity investment management.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Designing and implementing\u0026lt;/strong\u0026gt; an automated execution environment to optimise netting and minimise hedging costs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Developing and maintaining\u0026lt;/strong\u0026gt; relationships with external liquidity providers to drive efficient pricing and optimal liquidity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Architecting data-driven FX hedging strategies\u0026lt;/strong\u0026gt; in partnership with Data, Product and Engineering to unlock new revenue streams\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Taking ownership\u0026lt;/strong\u0026gt; of the FX execution framework, proposing enhancements to policies, controls and systems\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Expanding Monzo’s global currency footprint\u0026lt;/strong\u0026gt;, leading Treasury readiness for new markets and ensuring robust risk controls within a global multi-entity FX framework\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Optimising capital efficiency\u0026lt;/strong\u0026gt; by managing FX exposure against business risk tolerance while supporting FX product growth\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Partnering directly\u0026lt;/strong\u0026gt; with \u0026lt;strong\u0026gt;Product\u0026lt;/strong\u0026gt; squads on new FX product launches, and collaborating with \u0026lt;strong\u0026gt;Engineering and Data\u0026lt;/strong\u0026gt; squads to enhance core internal FX capabilities\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Collaborating with stakeholders\u0026lt;/strong\u0026gt; across finance, second \u0026amp;amp; third line defence to ensure safe and scalable growth\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if you have…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Demonstrable experience in a high paced, high-flow FX environment (whether at a bank, asset manager, broker or payment company), covering a broad range of currencies\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Proven proficiency in executing and managing live exposure across spot, forwards, swaps, and NDFs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A future-focused mindset, for example interest in how blockchain and distributed ledger technology (DLT) are transforming traditional FX settlement and processes\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Analytical rigour and forward thinking approach, including familiarity with large data analysis and proficiency in a coding language such as Python or SQL is preferred\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strategic communication skills, with a demonstrated ability to translate technical Treasury topics for Product and Engineering stakeholders\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A proactive and forward-thinking approach to problem-solving within a rapidly scaling, multi-entity environment\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;An open and collaborative communication style, thriving in a cross-functional squad model\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;A relevant professional qualification (CFA is preferred)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £93,500 - £115,000 + incentive Awards tied to your performance\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is based in our London office, with a minimum expectation of working 2 days per week from the office.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 4 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Call with Recruiter (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Video call with hiring manager (30 mins)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Technical video interview with hiring manager and treasury stakeholder (60 min)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Behavioural interview with finance stakeholders (45 min)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3 - 4 weeks, your schedule is really important to us, so we promise to be as flexible as possible!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo 🤖 \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-NZ1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8015240","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3475055,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8015240,"updated_at":"2026-07-22T12:54:59-04:00","requisition_id":"3270","title":"Senior User Research Manager","company_name":"Monzo","first_published":"2026-07-22T12:54:59-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰£110,000-£150,000 + equity + Incentive Awards tied to your performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About the team⭐\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Core Banking\u0026#39;s mission is to make everyday money magical for everyone.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re responsible for the products millions of customers rely on every day — from current accounts, joint accounts and accounts for kids and teens, through to money management, budgeting, and our paid subscriptions. These are some of Monzo\u0026#39;s most loved experiences, and they\u0026#39;re at the heart of how customers interact with us.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;As we continue to grow, we\u0026#39;re looking for a Senior User Research Manager to help shape the future of Personal Banking. This is an opportunity to lead research across one of Monzo\u0026#39;s largest product areas, influence company strategy, and develop exceptional research leaders.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll be responsible for both people leadership and strategic research leadership. This includes:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading research across Core Banking while helping shape a coherent Personal Banking research strategy that spans multiple product areas.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering closely with the Core Banking Leadership Team, Product Directors, Design leaders and senior stakeholders across Wealth, Payments, Borrowing and our European business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping define and land parts of Monzo\u0026#39;s global research operating model as we expand internationally, ensuring teams work effectively across both global and local markets.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Connecting customer insights across collectives, identifying themes, opportunities and gaps rather than viewing research through the lens of a single team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Bringing together existing research, product data, market insights and quantitative evidence to help leadership make informed strategic decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Managing managers and supporting approximately 6-8 direct and indirect reports while maintaining a consistently high bar for research quality.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Creating an environment where researchers can balance methodological rigour with the speed needed to build great products.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You have experience with:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Leading senior researchers and/or research managers within a complex product organisation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Shaping and influencing product strategy through research at both organisational and executive level.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Working across multiple product areas, bringing together disparate customer insights into a coherent strategic narrative.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Navigating complex stakeholder environments where different teams have competing priorities, metrics and timelines.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with Product, Design, Engineering and Data Science leaders to influence roadmaps and business strategy.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Combining qualitative research with quantitative signals, product data and market insights to develop strategic recommendations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Building alignment across large organisations and landing new ways of working with multidisciplinary teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Coaching research leaders while maintaining a high quality bar across multiple teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Making thoughtful trade-offs between research depth, pace and business impact.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 £110,000 - £150,000 ➕ Incentive Awards tied to your performance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London)\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 £1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Recruiter call (30 minutes):\u0026lt;/strong\u0026gt; A conversation with one of our recruiters to learn more about your background, motivations, and what you\u0026#39;re looking for next, while giving you the opportunity to learn more about Monzo and the role.\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;Leadership \u0026amp;amp; Ways of Working (45 minutes):\u0026lt;/strong\u0026gt; We\u0026#39;ll explore your leadership experience, approach to research strategy, and how you raise the research quality bar.\u0026lt;br\u0026gt;\u0026lt;strong\u0026gt;Final loop (Total 1hr 30 - 2 hours):\u0026lt;/strong\u0026gt; Two interviews covering \u0026lt;strong\u0026gt;Managing Teams \u0026amp;amp; People\u0026lt;/strong\u0026gt; and \u0026lt;strong\u0026gt;Leadership \u0026amp;amp; Impact\u0026lt;/strong\u0026gt;, where we\u0026#39;ll discuss your approach to developing research leaders, building high-performing teams, influencing strategy, and driving organisational impact.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. \u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-LG1\u0026amp;nbsp; #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6758449","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3110039,"location":{"name":"Barcelona"},"metadata":null,"id":6758449,"updated_at":"2026-07-21T04:03:48-04:00","requisition_id":"1990","title":"Software Engineer III","company_name":"Monzo","first_published":"2025-04-04T05:28:10-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience\u0026amp;nbsp;+\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;br\u0026gt;Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have over 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you’ll build and support a particular part of Monzo. Our squads belong to our wider\u0026amp;nbsp;\u0026lt;em\u0026gt;collectives\u0026lt;/em\u0026gt;\u0026amp;nbsp;(a word we use to describe self-governing business units of ~100 people). They are; Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security \u0026amp;amp; Expansion.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L40 Engineers at the moment, you can read more in our\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v3-0.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt;\u0026amp;nbsp;you will be interviewed across the whole framework, so if you\u0026#39;re not sure what level you\u0026#39;re aiming for chat to your recruiter!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything thats listed just yet. Drop us your application, we’d love to hear from you!\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We hire very technically agnostic so\u0026amp;nbsp;\u0026lt;strong\u0026gt;whilst we use the below technologies we do not expect prior knowledge\u0026lt;/strong\u0026gt;, you will be fully supported in our organised onboarding to get up to speed in the below:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;to write our application code (there’s an excellent interactive Go tutorial\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for most of our production infrastructure and\u0026lt;a href=\u0026quot;https://cloud.google.com/\u0026quot;\u0026gt;\u0026amp;nbsp;\u0026lt;strong\u0026gt;GCP\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026amp;nbsp;for most of our data infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;React for our public web apps and internal tools\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have physical datacenters with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview: including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰 Base salary for this role is depending on experience +\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;Incentive Awards tied to your performance\u0026lt;em\u0026gt; \u0026lt;/em\u0026gt;\u0026amp;nbsp;+ benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8102830","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3510353,"location":{"name":"London"},"metadata":null,"id":8102830,"updated_at":"2026-08-04T06:00:34-04:00","requisition_id":"3377","title":"Specialist, Performance \u0026 Analytics ","company_name":"Monzo","first_published":"2026-08-04T04:55:40-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London | £56,100 - £75,900 + Incentive Awards tied to performance + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;⭐️ Our Costs Team\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for a Cost Performance \u0026amp;amp; Analytics Specialist to lead the Cost Efficiency Team’s\u0026amp;nbsp; digital transformation, helping build scalable processes, governance and automation that support Monzo\u0026#39;s next stage of growth\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role owns the continuous improvement of finance processes, governance and operating models across our cost base. You\u0026#39;ll identify opportunities to simplify work, improve controls, automate manual activities and ensure our finance processes remain scalable, well documented and audit ready.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You\u0026#39;ll work across Finance, Data, Technology and the business to improve how planning, reporting and governance operate, while helping deliver the Finance transformation roadmap. Rather than producing month end reporting yourself, you\u0026#39;ll improve how Finance delivers it.\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Building the future Finance operating model by redesigning processes, governance and ways of working so Finance scales efficiently as Monzo continues to grow.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Leading Finance transformation initiatives from idea through to implementation, delivering measurable improvements to efficiency, controls and the experience of stakeholders.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Eliminating manual work through automation, partnering with Finance Data and Technology teams to streamline planning, reporting and governance processes so teams spend more time on analysis and decision making.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Designing simple, well-controlled Finance processes that are easy to follow, consistently applied and meet Internal Audit and regulatory expectations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Owning Finance\u0026#39;s model / process documentation and standards, ensuring policies, SOPs and process maps remain accurate, accessible and support operational resilience across the team.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Driving continuous improvement using data, identifying process bottlenecks, measuring performance through KPIs and implementing practical solutions that improve speed, quality and customer experience.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering across Finance, Data, Technology and the wider business to understand challenges, influence priorities and deliver change that creates lasting value.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Improving the quality of Finance data and planning models, working with Finance Systems and Data teams to strengthen governance, improve reporting accuracy and increase confidence in financial decision making.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Managing the Finance change portfolio, coordinating multiple improvement initiatives, tracking delivery, managing risks and ensuring investment is focused on the highest-value opportunities.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Helping build a culture of operational excellence, coaching colleagues on best practice, embedding standard ways of working and creating reusable tools and knowledge that make Finance more effective every day.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Finance transformation experience with a proven track record of leading cross functional change that improves efficiency, governance and the effectiveness of operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Process improvement expertise demonstrated through the ability to redesign business processes, simplify ways of working and deliver measurable operational improvements.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Project and change management skills with experience delivering transformation initiatives, managing competing priorities and influencing stakeholders through change.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Automation and technology mindset with the ability to identify manual processes, define automation opportunities and partner with technical teams to implement scalable solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Strong stakeholder management and communication with the ability to build trusted relationships, influence senior leaders and collaborate effectively across teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Data governance and control knowledge with an understanding of risk management, process controls, audit requirements and the importance of well governed operations.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Analytical and problem solving capability with the ability to use data and insight to identify root causes, evaluate options and implement practical, value adding solutions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Continuous improvement mindset with a passion for challenging the status quo, embedding best practice and creating a culture of operational excellence and learning.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;p\u0026gt;💰£56,100 - £75,900 ➕ Incentive Awards tied to performance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role is based in our London office, with a hybrid working environment with flexible working from home arrangements and some in-person attendance. We\u0026#39;re open to distributed working within the UK (with the expectation of occasional work from our London office for key meetings).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more! \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Read our full list of benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;h3\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps:\u0026lt;/strong\u0026gt;\u0026lt;/h3\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter Screening Call.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Role Specific Interview.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final Interview with Hiring Manager\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TP1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54075,"name":"Finance","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/8013699","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":false}],"internal_job_id":3474412,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":8013699,"updated_at":"2026-07-23T10:27:33-04:00","requisition_id":"12972","title":"Staff Analytics Engineer","company_name":"Monzo","first_published":"2026-06-24T05:36:47-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Staff Analytics Engineer - Borrowing\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍London/Cardiff/UK Remote | 💰 £121,600-164,600 + Incentive Awards tied to your performance and\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; benefits\u0026lt;/a\u0026gt; |\u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt; Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐ Our Borrowing Analytics Engineering Team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our mission in Borrowing is to help people achieve their financial goals through better borrowing. Our customers borrow money to achieve something in their lives — whether that’s making a big life event affordable, buying something they need now without affecting their monthly budget, or getting by until payday. We’re shaping this mission by building products our customers love, while safely scaling some of Monzo’s biggest revenue lines.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Borrowing is one of Monzo’s most complex and fastest-growing domains. We operate 12+ products across multiple geographies, underpinned by 1,700+ data models and an analytics engineering team that’s scaling to match. We’re in the middle of a major data architecture transformation, expanding into new markets, and building the next generation of data infrastructure to support it all.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re looking for a Staff Analytics Engineer to help shape how Borrowing builds and uses data at scale. Reporting to the Borrowing Data Director, you’ll work across product, credit, engineering, Data Platform, and analytics engineering teams to turn complex technical problems into clearer systems, stronger data products, and better business decisions.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑 You’ll play a key role by…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Architecting Borrowing’s data layer at scale.\u0026lt;/strong\u0026gt; Partnering across Analytics Engineering, Product, Engineering, Credit, and Data Platform to shape how 1,700+ models across 12+ products are structured, connected, and evolved. You’ll set shared patterns that help teams build trusted, consistent, and scalable data products across Borrowing.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Designing and governing data products\u0026lt;/strong\u0026gt;. Moving us beyond ad-hoc tables toward well-defined, contractual data assets with clear ownership, SLAs, documentation, and interfaces. You’ll work with teams across Borrowing and Data Platform to define what makes a Borrowing dataset “production-grade” and consumable by analytics, ML, decisioning, and regulatory teams.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Building feature stores and reusable analytical assets\u0026lt;/strong\u0026gt;. Identifying cross-product signals (credit behaviour, repayment patterns, affordability, risk indicators) that should be modelled once, tested rigorously, and consumed by many. You’ll design the layer that turns raw product data into curated, versioned features that power models, dashboards, and decisions.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Scaling our analytics engineering infrastructure\u0026lt;/strong\u0026gt;. Shaping the tooling, patterns, and developer experience that make an 80+ person credit and data organisation more productive. This means influencing our data architecture and ways of working across data and credit disciplines, while partnering with the central Data Platform team to ensure Borrowing’s needs are reflected in ingestion, streaming, and schema contract design.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Driving cross-product data consistency\u0026lt;/strong\u0026gt;. As we expand across geographies and product lines, ensuring our data models are coherent and comparable. You’ll work with AE leads and domain experts to define shared conventions and abstractions that allow us to reason about Borrowing as a whole, not just product-by-product.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Being a senior technical partner for Borrowing’s data estate.\u0026lt;/strong\u0026gt; Partnering with backend engineers on source data payload design, with product managers on measurement strategy, with credit teams on decisioning data, and with senior leadership on what’s possible and what’s next.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;Leading through influence and leverage. \u0026lt;/strong\u0026gt;You won’t manage people directly, but you’ll shape how an entire domain builds data. You’ll multiply the impact of AEs across Borrowing by setting the right patterns, unblocking architectural decisions, and raising the bar on what good looks like.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You think in systems, not just queries.\u0026lt;/strong\u0026gt; You’ve designed data architectures that span multiple products or domains, and you know how to keep them coherent as they scale. You can take ambiguous problems and turn them into a clear technical direction, delivery sequence, and set of trade-offs.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You’ve built data products, not just data models.\u0026lt;/strong\u0026gt; You understand the difference between a table that exists and a data asset that’s governed, documented, versioned, discoverable, and trusted. You’ve defined SLAs, contracts, interfaces, or ownership models for data consumers, and you’re excited to do this at scale.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You have deep fluency with analytics engineering systems and infrastructure.\u0026lt;/strong\u0026gt; dbt at scale, BigQuery or equivalent, CI/CD for data, testing frameworks, and orchestration. You don’t just use these tools, you shape how teams use them. You’ve hit the scaling limits and know what to do about them.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You can design reusable feature layers.\u0026lt;/strong\u0026gt; You’ve designed, contributed to, or have a clear vision for reusable feature layers that serve multiple consumers, including ML pipelines, dashboards, decisioning engines, and regulatory reporting. You understand the trade-offs between freshness, cost, granularity, correctness, and ease of use.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You’re comfortable at the platform boundary.\u0026lt;/strong\u0026gt; You can have a productive conversation with a Data Platform engineer about ingestion patterns, streaming vs. batch trade-offs, schema evolution, and infrastructure costs. You don’t need to build the platform, but you need to shape what it delivers.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You connect technical choices to business outcomes.\u0026lt;/strong\u0026gt; You care about whether data models, feature layers, and platform patterns actually improve decisions. You understand how product, credit, engineering, and operational teams use data, and you use that context to align people around better technical choices.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You lead through others.\u0026lt;/strong\u0026gt; You create leverage not by writing more SQL, but by setting patterns, reviewing designs, unblocking teams, and raising the standard. You’re energised by making 30+ people more effective, not by being the single expert.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You communicate across altitudes.\u0026lt;/strong\u0026gt; You can whiteboard a data architecture with a back-end engineer in the morning and present a strategic data roadmap to a director in the afternoon. You adapt your message to your audience without losing precision.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;strong\u0026gt;You care about credit products.\u0026lt;/strong\u0026gt; You’re excited, or curious, about the complexity of lending, including risk, affordability, regulatory constraints, and multi-product dynamics. You see it as a fascinating data domain, not just a business vertical.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Interview process\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our typical process is structured as:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Recruiter call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial call\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;3 x 1 hours sessions (final interview)\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 3-4 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰\u0026amp;nbsp; £121,600-164,600 + Incentive Awards tied to your performance and\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; benefits\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor visas\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-AS #LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":53656,"name":"Data","child_ids":[],"parent_id":null}],"offices":[{"id":114746,"name":"UK","location":null,"child_ids":[65099,77079,14736,45385],"parent_id":null}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6656228","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3081140,"location":{"name":"Barcelona"},"metadata":null,"id":6656228,"updated_at":"2026-07-21T04:03:23-04:00","requisition_id":"1897","title":"Staff Backend Engineer","company_name":"Monzo","first_published":"2025-02-25T03:53:57-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍Barcelona, Spain | 💰 Base salary for this role is depending on experience + benefits | Hybrid model: 3 days a week in the office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have over 650 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We contribute to \u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; as much as possible. Our \u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;is a good place to learn even more about what we do!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We rely heavily on the following tools and technologies:\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;)\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most persistent data storage\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for our asynchronous message queue\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for RPC\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for most of our infrastructure\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;\u0026lt;a href=\u0026quot;https://facebook.github.io/react/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;React\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt; for internal web dashboards\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;We also have two physical datacenter sites with actual cables to connect to various third parties\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This role is all about collaborating across disciplines to test hypotheses and make a difference to customers. As a product backend engineer you’ll work in a squad alongside product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you’ll build and support a particular part of Monzo. Our product squads belong to our wider \u0026lt;em\u0026gt;collectives\u0026lt;/em\u0026gt; (a word we use to describe self-governing business units of ~100 people). They are; Money, Borrowing, Fincrime, Customer Operations, Platform, Personal Banking \u0026amp;amp; Business Banking. They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re on the look out for L60 Engineers at the moment, you can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt;Engineering Progression Framework\u0026lt;/a\u0026gt; we are also hiring on L40 \u0026amp;amp; L50, our interview process will determine your levelling.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Final interview including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see \u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰Base salary range for this role is depending on experience + equity + stock options \u0026amp;amp; benefits\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍Barcelona, Spain\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚Learning budget of €1,200 a year for books, training courses and conferences\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;#LI-JS1\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":332444,"name":"Barcelona","location":null,"child_ids":[],"parent_id":109271}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6636147","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3075356,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6636147,"updated_at":"2026-07-21T03:38:06-04:00","requisition_id":"1872","title":"Staff Backend Engineer ","company_name":"Monzo","first_published":"2025-02-14T13:21:29-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London / UK Remote | 💰 \u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-0.pdf\u0026quot;\u0026gt;Staff Backend Engineer (L60)\u0026lt;/a\u0026gt; £130,000 - £170,000 + Equity\u0026amp;nbsp;+ \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;|\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;Technology\u0026lt;/a\u0026gt;\u0026amp;nbsp;- Engineering\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;About our Engineering Teams:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We have around 650 engineers out of roughly 5,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we\u0026#39;re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you\u0026#39;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We contribute to \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://github.com/monzo\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;open source software\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; as much as possible. Our \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/technology\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;blog\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;strong\u0026gt; \u0026lt;/strong\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;is a good place to learn even more about what we do!\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What you’ll be working on:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We rely heavily on the following tools and technologies:\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://golang.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Go\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; to write our application code (there’s an excellent interactive Go tutorial \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://tour.golang.org/welcome/1\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;)\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://cassandra.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Cassandra\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for most persistent data storage\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://kafka.apache.org/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kafka\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for our asynchronous message queue\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;https://www.envoyproxy.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Envoy Proxy\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for RPC\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://kubernetes.io/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Kubernetes\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; and \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://www.docker.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;Docker\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; to schedule and run our services\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;http://aws.amazon.com/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;AWS\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for most of our infrastructure\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;a href=\u0026quot;https://facebook.github.io/react/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;React\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt; for internal web dashboards\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We also have two physical datacenter sites with actual cables to connect to various third parties\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Your day-to-day\u0026amp;nbsp;\u0026amp;nbsp;\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;This role is all about collaborating across disciplines to test hypotheses and make a difference to customers. As a product backend engineer you’ll work in a squad alongside product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Together you\u0026#39;ll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of ~100 people). Our collectives are doing innovative work, many of which have machine learning and AI at the forefront - from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;How we work 💻\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Locations \u0026amp;amp; Flexible Working:\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We value meeting in person but we don\u0026#39;t have a mandated requirement on office attendance, even if you\u0026#39;re nearby. We believe you\u0026#39;ll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches \u0026amp;amp; treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Set up a work schedule that delivers impact and fits your life:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you prefer to work part-time, we\u0026#39;ll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Work the way that works for you with Monzo! 💼\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You should apply if:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you have strong experience working on the backend of a technology product\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you want to be involved in building a product that you (and the people you know) use every day\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you have a product mindset: you care about customer outcomes and you want to make data-informed decisions\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you’re comfortable working in a team that deals with ambiguity\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you’re interested in distributed systems and writing resilient software\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;you think you’d enjoy the kind of work we’re doing\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We\u0026#39;re on the look out for L60 Engineers at the moment, you can read more in our\u0026lt;a href=\u0026quot;https://monzo.com/documents/engineering-progression-framework-v4-1.pdf\u0026quot;\u0026gt;\u0026amp;nbsp;Engineering Progression Framework\u0026lt;/a\u0026gt; we are also hiring on L40 \u0026amp;amp; L50, our interview process will determine your levelling.\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;The Interview Process:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Our interview process involves three main stages:\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Initial Call\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Take home task or pair coding exercise\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;li style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Final interview including a system design and a behavioural interview\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Our average process takes around 2-3 weeks but we will always work around your availability.\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;What’s in it for you:\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;💰 £130,000 - £170,000 + Equity\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✈️We can help you relocate to the UK\u0026amp;nbsp;\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;✅ We can sponsor visas.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📍This role can be based in our London office or remotely across the UK (with ad hoc meetings in London).\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;📚\u0026lt;/span\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;➕And much more, see our full list of benefits \u0026lt;/span\u0026gt;\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;\u0026lt;strong\u0026gt;here\u0026amp;nbsp;\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;We\u0026#39;re usually always hiring for Backend Engineers, so there\u0026#39;s no closing date for this job.\u0026lt;/span\u0026gt;\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;#LI-Remote\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;span style=\u0026quot;font-weight: 400;\u0026quot;\u0026gt;#LI-HJ1\u0026lt;/span\u0026gt;\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":43595,"name":"Engineering","child_ids":[],"parent_id":null}],"offices":[{"id":77079,"name":"Cardiff, London or Remote (UK)","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/6994700","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3174318,"location":{"name":"Cardiff, London or Remote (UK)"},"metadata":null,"id":6994700,"updated_at":"2026-06-01T12:07:15-04:00","requisition_id":"2203","title":"Staff Product Designer","company_name":"Monzo","first_published":"2026-03-31T11:38:41-04:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or UK Remote | 💰 £110,000 - £125,000 + Equity + \u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt;Benefits\u0026lt;/a\u0026gt; | \u0026lt;a href=\u0026quot;https://www.youtube.com/watch?v=U62l09nB0M4\u0026quot;\u0026gt;Hear from the team\u0026lt;/a\u0026gt; ✨\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;⭐Our Design team\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re a team of 115+ designers, researchers, and brand experts led by Chief Design Officer Vuokko Aro. We’re on a mission to make money work for everyone. Product Design is the largest discipline within the design organisation, with designers working in tight-knit squads alongside researchers, product managers, and engineers to solve real customer problems at scale.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;We design for the \u0026quot;magic moments\u0026quot;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ve built a bank that feels human, not just functional. Our product \u0026lt;em\u0026gt;is\u0026lt;/em\u0026gt; our personality. We blend research, empathy, and craft to turn everyday interactions into memorable experiences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Right now, we’re growing fast and looking for passionate designers to shape Monzo’s future and there’s a huge opportunity to make your mark.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;Setting the long-term design vision and leading large, end-to-end design projects in ambiguous problem spaces across wide product areas.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Navigating tradeoffs and guiding strategic decisions in an opinionated way.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Continuing to raise the bar for design craft and product excellence at Monzo, ensuring your work is a benchmark for quality and innovation across the organisation and our industry.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Partnering with cross-functional leaders to define and execute product strategies that translate into actionable plans you help build and ship.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Proactively addressing systemic challenges, reducing complexity, and creating better conditions for teams to deliver impactful work.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Acting as a visible ambassador for Design, sharing your work and its impact across the company to maintain Design’s place at the heart of Monzo.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Mentoring and levelling up designers across the discipline, fostering a culture of growth, collaboration, and belonging.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You’re an expert in your craft, with deep expertise in a specific design discipline and strong foundational skills across all areas of product design.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You have a proven track record of delivering high-impact design work that drives customer outcomes, influences company metrics, and achieves commercial goals.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’ll have excellent visual, UI and interaction skills, and the ability to think through complex interaction design.\u0026amp;nbsp;\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re curious about continuing to develop your craft and keep learning about new tools, ways of working, and technology.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You thrive in ambiguity, leading teams to deliver in complex, fast-changing environments while maintaining a high bar for quality.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a strategic thinker who can shape product direction across multiple areas and translate organisational goals into clear, actionable plans.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a natural collaborator, skilled at working cross-functionally to improve ways of working and deliver greater value for customers and the business.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re a role model for resilience, rational decision-making, and effective communication, even in challenging circumstances.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re passionate about growing and shaping the Design team, whether through hiring, onboarding, or creating resources that scale your impact across the organisation.\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re pragmatic and proactive, always looking for ways to improve Design’s impact at Monzo while balancing the need to “get the job done”.\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌What’s in it for you\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;💰£110,000 - £125,000 + Equity\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✈️ We’ll help you relocate to the UK.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;✅ We can sponsor your visa.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍This role can be based in our London office, but we\u0026#39;re open to distributed working within the UK (with ad hoc meetings in London).\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚£1,000 learning budget each year to use on books, training courses and conferences.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ Plus lots more!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈\u0026lt;/strong\u0026gt;\u0026lt;strong\u0026gt; The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;30 minute call with our Recruiter, Tom\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;1-hour craft interview where you’ll present a single case study to 2 members of our Design team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2 x 45-minute interviews covering Leadership \u0026amp;amp; Values and Strategy \u0026amp;amp; Impact\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo.\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo\u0026quot;\u0026gt;You can read them here.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.\u0026amp;nbsp;\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-TR1\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-Remote\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":44825,"name":"Design","child_ids":[],"parent_id":null}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null},{"absolute_url":"https://job-boards.greenhouse.io/monzo/jobs/7619224","data_compliance":[{"type":"gdpr","requires_consent":false,"requires_processing_consent":false,"requires_retention_consent":false,"retention_period":null,"demographic_data_consent_applies":true}],"internal_job_id":3363359,"location":{"name":"London; Remote (UK)"},"metadata":null,"id":7619224,"updated_at":"2026-06-26T10:33:08-04:00","requisition_id":"2982","title":"Tech Recruiter","company_name":"Monzo","first_published":"2026-02-20T11:58:56-05:00","language":"en","application_deadline":null,"content":"\u0026lt;div class=\u0026quot;content-intro\u0026quot;\u0026gt;\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;\u0026lt;em\u0026gt;🚀 We’re on a mission to make money work for everyone.\u0026lt;/em\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re waving goodbye to the complicated and confusing ways of traditional banking.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/current-account/personal\u0026quot;\u0026gt;personal\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/business-banking\u0026quot;\u0026gt;business\u0026lt;/a\u0026gt; bank accounts, we offer \u0026lt;a href=\u0026quot;https://monzo.com/current-account/joint-account\u0026quot;\u0026gt;joint accounts\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/current-account/16-17\u0026quot;\u0026gt;accounts for 16-17 year olds\u0026lt;/a\u0026gt;, a \u0026lt;a href=\u0026quot;https://monzo.com/current-account/under-16s\u0026quot;\u0026gt;free kids account\u0026lt;/a\u0026gt; and \u0026lt;a href=\u0026quot;https://monzo.com/flex\u0026quot;\u0026gt;credit cards\u0026lt;/a\u0026gt; in the UK, with more exciting things to come beyond. Our UK customers can also \u0026lt;a href=\u0026quot;https://monzo.com/savings\u0026quot;\u0026gt;save\u0026lt;/a\u0026gt;, \u0026lt;a href=\u0026quot;https://monzo.com/investments\u0026quot;\u0026gt;invest \u0026lt;/a\u0026gt;and\u0026amp;nbsp;\u0026lt;a href=\u0026quot;https://monzo.com/pensions\u0026quot;\u0026gt;combine their pensions\u0026lt;/a\u0026gt; with us.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re not about selling products - we want to solve problems and change lives through Monzo ❤️\u0026lt;/p\u0026gt;\n\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;\u0026lt;p\u0026gt;📍London or Remote (UK) | 💰 £45,000 - £65,000 dependent on experience +\u0026lt;a href=\u0026quot;https://monzo.com/careers#benefits\u0026quot;\u0026gt; Benefits\u0026lt;/a\u0026gt;\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;This position is a 12 month FTC.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We\u0026#39;re looking for a Tech Recruiter to join our Hiring team to help us source and hire talented, diverse people into our tech recruitment team.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🔑You’ll play a key role by...\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Working with Hiring Managers to structure and run great hiring processes\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Our hiring managers will need your help to identify what skills they’re looking for and how best to assess these. You’ll challenge their thinking and ask the right questions to figure this out. You’ll work on hiring processes from beginning to end, and convince candidates to join us.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You’ll care deeply about diversity and inclusiveness, and giving candidates an amazing experience\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We want to go the extra mile to make sure that every applicant to every job feels valued, respected and never wavers in their support for Monzo, whatever the outcome of their application. You’ll find the right candidates from a range of backgrounds and have ideas about how to make sure they feel welcome at Monzo. And once we’ve decided we want to hire someone, you’ll move mountains in the background to make it an effortless, pleasant process and keep that excitement burning.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;You’ll be passionate about making processes work better\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We constantly refine our hiring processes to make them simpler and more effective. You’ll use data to work out what’s going well and where things could be better.\u0026amp;nbsp;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🤩 We’d love to hear from you if…\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You have experience recruiting for fast-paced, product-focused companies, especially in tech\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You care deeply about inclusiveness and diversity\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You love sourcing and pride yourself on your resourcefulness\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You’re empathetic, adaptable and respectful of candidates’ needs and priorities\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can adapt your approach to work with a range of stakeholders with different needs\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You can tell whether somebody has the skills we’re looking for, without relying on previous job titles or qualifications\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;em\u0026gt;It would be great if:\u0026lt;/em\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ul\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ve experience recruiting in-house at a startup or scale-up\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;You\u0026#39;ve worked directly with senior stakeholders\u0026lt;/li\u0026gt;\n\u0026lt;/ul\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🌈 The application journey has 3 key steps\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;ol\u0026gt;\n\u0026lt;li\u0026gt;30 minute Recruiter Call\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;Initial Call with our a member of the team\u0026lt;/li\u0026gt;\n\u0026lt;li\u0026gt;2-3 interviews\u0026lt;/li\u0026gt;\n\u0026lt;/ol\u0026gt;\n\u0026lt;p\u0026gt;Our average process takes around 2-3 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on business-hiring@monzo.com\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;🙌 What’s in it for you\u0026lt;br\u0026gt;\u0026lt;br\u0026gt;💰\u0026lt;/strong\u0026gt; £45,000 - £65,000 dependent on experience\u0026amp;nbsp;\u0026lt;strong\u0026gt;\u0026lt;br\u0026gt;\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📍London or remote within the UK available, with occasional travel to the London office\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;📚 Learning budget of £1,000 a year for books, training courses and conferences\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;➕ And much more, see our full list of benefits\u0026lt;a href=\u0026quot;https://monzo.com/careers/\u0026quot;\u0026gt; \u0026lt;strong\u0026gt;here\u0026lt;/strong\u0026gt;\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;#LI-DH1 #LI-REMOTE\u0026lt;/p\u0026gt;\u0026lt;div class=\u0026quot;content-conclusion\u0026quot;\u0026gt;\u0026lt;hr\u0026gt;\n\u0026lt;p\u0026gt;\u0026lt;strong\u0026gt;Equal opportunities for everyone\u0026lt;/strong\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our \u0026lt;a href=\u0026quot;https://monzo.com/blog/diversity-and-inclusion\u0026quot;\u0026gt;blog\u0026lt;/a\u0026gt;, 2026 \u0026lt;a href=\u0026quot;https://monzo.com/blog/our-2026-diversity-and-inclusion-report\u0026quot; target=\u0026quot;_blank\u0026quot;\u0026gt;Diversity and Inclusion Report\u0026lt;/a\u0026gt; and 2025 \u0026lt;a href=\u0026quot;https://monzo.com/blog/gender-pay-gap-report-2025\u0026quot;\u0026gt;Gender Pay Gap Report.\u0026lt;/a\u0026gt;\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.\u0026lt;/p\u0026gt;\n\u0026lt;p\u0026gt;If you have a preferred name, please use it to apply. We don\u0026#39;t need full or birth names at application stage 😊\u0026lt;/p\u0026gt;\u0026lt;/div\u0026gt;","departments":[{"id":54074,"name":"Hiring","child_ids":[],"parent_id":54549}],"offices":[{"id":14736,"name":"London","location":null,"child_ids":[],"parent_id":114746}],"ai_disclaimer":null,"include_ai_disclaimer":false,"ai_opt_out_request_url":null}],"meta":{"total":77}}